Elliot Howard is a financial advisor at Morgan Stanley with two years of industry experience and holds a Series 66 designation. Before joining Morgan Stanley, he worked at Equitable Advisors and gained diverse experience in various roles including positions in hospitality and community organizations. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs and tailored financial planning to both individual and institutional clients. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and market models.

Christopher Zito is a Series 66 credentialed financial advisor with 24 years of industry experience, currently affiliated with UBS Financial Services in Glens Falls, NY since 2014. In addition to his advisory role, he is a partner in a real estate investment partnership, EL MONDO LLC. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services.

Timothy Gusek is a financial advisor with OSAIC, holding Series 63 and Series 65 credentials and bringing 27 years of industry experience. He worked at American Portfolios Financial Services, Inc. for 15 years prior to joining OSAIC in 2024. Outside of his advisory role, he is involved in the sales and marketing of fixed annuities and non-variable insurance through his sole proprietorship and an LLC. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services, utilizing asset-allocation tools, risk assessment, and automated rebalancing to manage portfolios that may include a range of investment products on either a discretionary or non-discretionary basis.

Albert Fredette is a financial advisor with Equitable Advisors, holding Series 63 and Series 65 credentials and bringing 31 years of industry experience. He has been with Equitable Advisors and its predecessor AXA Advisors since 1999. Outside of his advisory work, he is involved as a partner in a family foundation and a family business, and supports a local athletic training facility associated with his son. Equitable Advisors serves individual and institutional clients, providing financial planning, retirement consulting, and asset management through a network of Investment Adviser Representatives. The firm employs a combination of in-house and third-party advisory programs, focusing on tailored investment solutions that include mutual funds, ETFs, separately managed accounts, and select alternative investments.

Christopher Nelson is a financial advisor with Edward Jones, holding a Series 63 designation and over 20 years of industry experience. He has been with Edward Jones since 2005. In addition to his advisory role, Nelson serves as a captain in the U.S. Army Reserve, where he has worked as an assistant petroleum officer and petroleum liaison. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including pension plans and charitable organizations. The firm offers a range of advisory programs and investment strategies, supported by a large nationwide network of financial advisors and branch offices.

Karl Klein is a financial advisor with LPL Financial in Glens Falls, NY, holding a Series 63 designation and 43 years of industry experience. He has worked with Linsco/Private Ledger Corp. since 1995. Outside of advisory services, he is also involved in tax preparation and operates a business under the name Karl Klein Chartered Financial Consultant. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm provides a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by both proprietary research and third-party asset managers.

Joseph Kelly is a financial advisor at Edward Jones with 21 years of industry experience and holds a Series 63 designation. He has been with Edward Jones since 2004. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, including discretionary and non-discretionary wrap fee options, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of more than 23,700 financial advisors.

Kimberly Scheffler is a financial advisor with Morgan Stanley in Glens Falls, NY, holding Series 63 and Series 65 licenses and bringing 19 years of industry experience. She has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2015. Outside of her advisory role, she is involved as a sales representative for Plexus Worldwide, a health and wellness products company. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a broad range of advisory programs and financial planning services that use firm-approved tools and models to support client goals.

Stephen Babson II is a financial advisor at Edward Jones with 10 years of industry experience. He holds a Series 66 designation and has been with Edward Jones since 2015. Based in Glens Falls, NY, he serves clients through the firm's extensive wealth management network. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, supported by approximately 23,701 financial advisors nationwide.

Meghan Murray is a financial advisor with Edward Jones in Glens Falls, NY, holding Series 63 and Series 66 designations and has 24 years of industry experience. She has been with Edward Jones since 2014. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with a broad range of advisory programs and investment solutions. The firm manages approximately $1.01 trillion in assets and operates a nationwide network of more than 23,700 financial advisors and over 15,000 branch offices.

Linda Tarbox is a financial advisor with Ameriprise, holding Series 63 and Series 65 credentials and bringing 45 years of industry experience. She has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2015. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement who meet specific asset criteria, providing written recommendations on income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis in a centralized consulting approach, with an emphasis on Ameriprise-managed accounts and algorithmic support for personalized planning.

Carlo Cedrone is a Series 63–licensed financial advisor with Edward Jones, where he has worked since 1998, totaling 27 years of industry experience. He serves as a trustee on the finance committee for Our Lady of the Annunciation Roman Catholic Church in Queensbury, NY, and also provides part-time bookkeeping services on a private basis. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs and investment solutions, supported by a nationwide network of more than 23,700 advisors and $1.01 trillion in assets under management.

Shane Colamarino is a financial advisor with LPL Financial in Queensbury, NY, holding Series 63 and Series 65 registrations and bringing 19 years of industry experience. His prior roles include positions at Cetera Investment Services and Foresters Advisory Services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions, offering a broad range of financial planning and investment management solutions through a large network of advisors.

Robert Butler III is a financial advisor with LPL Financial in Glens Falls, NY, holding Series 63 and Series 66 credentials and nine years of industry experience. His prior roles include positions at Equity Services Inc, National Life Group, Northwestern Mutual, Bank of America, Merrill Lynch, and New York Life. He is also an adjunct financial services instructor at Bryant & Stratton College. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment solutions, utilizing model portfolios, third-party subadvisors, and customized strategies across various asset classes.

Mark Ostrander is a financial advisor with Edward Jones in Glens Falls, NY, holding a Series 66 designation and seven years of industry experience. Prior to joining Edward Jones in 2019, he worked at Aldridge Pite LLC for four years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard with approximately $1.01 trillion in assets under management.

Jeffrey Hill is a financial advisor with OSAIC, holding Series 63 and Series 66 credentials and bringing 37 years of industry experience. His prior roles include positions at American Portfolios Financial Services, Inc., Financial West Group, and Insight Capital Management, where he is also an owner. Outside of his advisory work, he serves as a board member and trustee at Temple Beth El and acts as a foster parent in Warren County, NY. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and advisory services, financial planning, and access to third-party money managers. The firm employs a range of tools and strategies to construct and manage portfolios that include stocks, bonds, mutual funds, ETFs, and alternative investments.

Amy Cesarano is a financial advisor with Morgan Stanley in Glens Falls, NY, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. She has been with Morgan Stanley since 2009 and has also worked at Morgan Stanley Private Bank, N.A. since 2019. Morgan Stanley Wealth Management serves individual and institutional clients by providing a range of advisory programs, including tailored financial planning that utilizes firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers comprehensive services through its Financial Advisors and Estate Planning Strategies Group.

Jay Matthews is a financial advisor at Edward Jones with 28 years of industry experience. He has held positions at Edward Jones since 2019, following previous roles at Wells Fargo Clearing and Wells Fargo Advisors LLC. He holds the Series 63 and Series 66 designations. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, access to separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Robert Bell is a financial advisor at Morgan Stanley with 27 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and has been with Morgan Stanley Smith Barney since 2009. Prior to that, he was associated with Citigroup Global Markets starting in 1994. Morgan Stanley Wealth Management serves both individual and institutional clients by providing a range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and modeling techniques as part of its financial planning process.

Danielle Valente is a financial advisor at Morgan Stanley in Glens Falls, NY, with six years of industry experience. She holds a Series 66 credential and has worked at Morgan Stanley and Morgan Stanley Private Bank, N.A. since 2017. Prior to her financial career, she was affiliated with the State University of New York at Oswego. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and proprietary models in its financial planning process.