Derek Huot is a financial advisor at Foundations Investment Advisors LLC with six years of industry experience. He holds a Series 65 designation and has previously worked at Northern Alliance Financial and operated his own financial services business. Outside of advising, he is also an independent insurance agent, providing fixed annuity and life insurance solutions. Foundations Investment Advisors serves a broad client base, including individuals, high-net-worth clients, employer-sponsored retirement plans, and registered investment companies. The firm offers financial planning and portfolio management utilizing model portfolios, a mix of fundamental, technical, and cyclical analysis, and third-party sub-advisers to tailor its investment approach.

William Gabrielsen II is a financial advisor at Compass Financial Management LLC with 25 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including Allianz Life Insurance Company of North America and LPL Financial, LLC. Gabrielsen is also involved in estate and tax planning through his roles in related businesses outside of investment management. Compass Financial Management LLC serves individual and high-net-worth clients as well as pension and profit-sharing plans, providing discretionary investment management, retirement-plan consulting, and participant education. The firm employs a multi-advisor approach with strategies that include equities, fixed income, and model portfolios, and manages approximately $894 million in client assets.

Steven Ladd is a financial advisor with Wealthcare Capital Management LLC in Kennebunk, ME, holding a Series 65 designation and 21 years of industry experience. He has worked at Wealthcare Capital Management since 2003 and also serves as president of UPTIQ, a consulting business for companies and their owners that he founded in 2000. Wealthcare Capital Management LLC is an SEC-registered multi-team advisor managing approximately $3.03 billion for a diverse client base including individuals, high-net-worth clients, trusts, and retirement plans. The firm employs an evidence-based investment approach using model portfolios primarily composed of mutual funds and ETFs, supplemented with alternative investments and specialty platforms.

Ellis Baum is an investment adviser representative at Independent Financial Group, LLC with four years of industry experience. Prior to joining Independent Financial Group in 2026, he worked at Cambridge Investment Research Advisors, Inc. for three years and Residential Resources Inc for over two decades. He serves as a board member and volunteer in his local community and works as a consultant on coaching engagements. Independent Financial Group, LLC provides investment advisory and brokerage services to a wide range of clients including individuals, high-net-worth clients, and institutions. The firm offers diversified financial planning and portfolio management through multiple platforms, using both firm and third-party models tailored to client risk profiles.

Heather Periana is a financial advisor with Key Investment Services LLC, holding a Series 66 designation and nine years of industry experience. She has worked at Key Investment Services since 2017 and previously spent 11 years at KeyBank. Key Investment Services LLC is an SEC-registered investment adviser and wrap-fee program sponsor that provides portfolio management and model-based advisory services to individuals, trusts, estates, small businesses, and institutional plan clients. The firm utilizes a multi-provider model with discretionary and non-discretionary portfolio management, integrating services from KeyCorp affiliates and third-party managers.

Todd Cesca is a financial advisor at Mercer Global Advisors Inc. with 25 years of industry experience. He holds Series 63 and Series 65 credentials and previously worked at Purshe Kaplan Sterling Investments for 17 years and Charter Oak Capital Management for 24 years. Outside of his advisory role, he serves as a trustee for the John Peabody Masonic Charity Fund, coaches lacrosse at Kennebunk High School, and holds leadership positions on several nonprofit boards, including chairing the United Way of Southern Maine and the Maine Education Service Foundation. Mercer Global Advisors serves individuals, families, small business owners, plan sponsors, foundations, nonprofits, and endowments with discretionary and non-discretionary investment advisory services, along with financial, tax, retirement, and estate planning. The firm’s investment approach uses Modern Portfolio Theory to build globally diversified, risk-appropriate portfolios implemented through low-cost ETFs, index funds, direct indexing, and other vehicles, supported by ongoing client education and integrated financial services.

Michael Dalleo is a financial advisor with Lincoln Investment, holding Series 63 and Series 66 credentials and 37 years of industry experience. He previously worked at Legend Equities Corporation, Valic Financial Advisors, and Waddell & Reed. Outside of his advisory role, he is a published fiction author and serves as Grand Knight for the Knights of Columbus, organizing community events and fundraising. Lincoln Investment Planning, LLC is an enterprise investment advisory and broker-dealer serving a wide range of clients including individuals, high-net-worth investors, trusts, charities, and retirement plans. The firm provides financial planning, portfolio management through model portfolios and third-party managers, and advisor-led consulting, supported by an in-house Investment Management & Research team.

Kimberly Mello is a financial advisor with Empower Advisory Group, holding Series 65 and Series 63 licenses and having 21 years of industry experience. Her prior roles include positions at UBS Financial Services, U.S. Bank, Financial Engines Advisors, and Marsh Securities, among others. She also has experience outside finance, having worked briefly at Old School Cafe. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as retail brokerage clients. The firm’s offerings include point-in-time financial plans and optional managed accounts, delivered through an integrated model linked to Empower’s recordkeeping and administrative platforms.

Joseph Alvarez is a financial advisor with Commonwealth Financial Network, holding a Series 66 designation and over 21 years of industry experience. He has worked at Commonwealth since 2013 and is also the owner of Banyan Financial Services, where he facilitates securities, advisory, and insurance business. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their clients, providing a range of advisory programs and support services including wealth management, retirement plan consulting, and access to model portfolios managed by its Investment Management and Research team.

Alicia Chiamulera is a CFP® and Series 65-registered advisor with eight years of industry experience. She is currently with Mercer Global Advisors Inc. and previously worked at Charter Oak Capital Management and O’Brien Wealth Partners LLC. Mercer Global Advisors serves individuals, families, small business owners, plan sponsors, foundations, non-profits, and endowments, offering a range of investment advisory services alongside financial, tax, retirement, estate planning, and family office services. The firm’s investment approach emphasizes globally diversified, risk-appropriate portfolios using low-cost ETFs, index funds, and other strategies, complemented by educational programs and integrated affiliated services.

Thomas Kasprzak is a financial advisor with Equity Services, Inc. and holds Series 63 and Series 66 credentials. He has over 31 years of industry experience, having worked with Equity Services since 1994 and National Life of Vermont since 1993. Kasprzak serves as a voting board member for Hope Cemetery Corp and is involved with the nonprofit Friends of Hope Cemetery & Woods. Equity Services, Inc., operating as ESI Financial Advisors, provides financial planning, consulting, and asset management to a wide range of clients including individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm combines long-term investment strategies with diverse advisory platforms and frequently utilizes third-party asset managers.

Mark Roberts is a financial advisor with Valic Financial Advisors in Wells, ME, holding Series 63 and Series 65 designations and 29 years of industry experience. He has been with Valic Financial Advisors since 2010 and also has a background at Agia and WM Roberts Electric Co. Outside of his advisory role, he is involved with Agia as an agent for non-securities insurance products. Valic Financial Advisors serves primarily U.S. individuals, including high net worth clients and employer-sponsored retirement participants, offering portfolio management, financial planning, and unified managed accounts through a large network of advisors. The firm manages approximately $29.2 billion and serves nearly 300,000 clients, utilizing centralized technology and third-party model managers in its investment approach.

Brian Maclean is a CFP® with 34 years of industry experience. He has been with Commonwealth Financial Network since 2010 and has also worked at IFS Financial Corporation since 1991, where he serves as president and sole owner, focusing on insurance and tax services as well as practice management consulting. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 affiliated advisors and managing client assets totaling approximately $213 billion. The firm provides a broad adviser-support platform, including managed-account programs, access to third-party asset managers, and retirement consulting.

Brenton Lane is a financial advisor at Equity Services, Inc. with 15 years of industry experience. He holds the Series 66 designation and has worked at Equity Services and National Life Group since 2011. Lane is also engaged in selling life and disability insurance as an agent. Equity Services, Inc. provides financial planning, consulting, and asset management services to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm utilizes multiple advisory platforms and third-party asset managers, offering a combination of long-term investment strategies and options for shorter-term trading.

William Beaudoin is a financial advisor with Integrated Wealth Concepts LLC in Kennebunkport, ME, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has been with Integrated Wealth Concepts and associated with LPL Financial since 2016. Outside of his advisory role, he has involvement in non-variable insurance products including fixed, life, and long-term care insurance. Integrated Wealth Concepts serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent financial advisors. The firm offers discretionary investment management, financial planning, family office, and retirement plan advisory services, employing a long-term investment approach with customized portfolios that utilize mutual funds, ETFs, individual equities, and fixed income.

Maarten Van Zee is a Series 66-licensed financial advisor with Valic Financial Advisors in Biddeford, ME, holding three years of industry experience. Prior to joining Valic Financial Advisors, he worked at Agia and was involved with Sidewalk Soccer. He also serves as an agent selling non-securities insurance products for Agia. Valic Financial Advisors serves primarily U.S. individuals, including high net worth and ultra-high net worth clients, as well as employer-sponsored retirement participants. The firm offers portfolio management, financial planning, and wrap programs through a large network of advisors, utilizing discretionary unified managed accounts and a technology-driven, centralized approach.

Jack Reetz is a financial advisor with TIAA-CREF, holding Series 63 and Series 65 licenses and offering 29 years of industry experience. He has been with TIAA-CREF since 2013. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients with existing relationships through TIAA-administered employer retirement plans. The firm’s advisory model distinguishes between point-in-time financial planning and ongoing discretionary management using model portfolios or customized portfolios managed under client-approved investment policy statements.

Matthew Ouellette is a CFP® with 24 years of industry experience currently with OSAIC Institutions, INC. He has been associated with Infinex Investments, Inc. since 2008. Based in South Berwick, ME, he holds a Series 63 registration. OSAIC Institutions, Inc. is an SEC-registered investment adviser serving individuals, ERISA retirement plans, trusts, estates, and corporate clients through a network of investment adviser representatives. The firm employs a hybrid adviser/broker-dealer model and offers customized advisory services, including access to alternative investments and lending solutions.

Michael Panagoulias is a financial advisor with D.A. Davidson & Co. and holds Series 63 and Series 66 licenses. He has 18 years of industry experience, including 10 years at LPL Financial prior to joining D.A. Davidson in 2023. Outside of his advisory work, he serves as head coach for seventh grade boys basketball for the MSAD #35 School District in Eliot, Maine. D.A. Davidson & Co. provides investment advisory and brokerage services to a diverse client base, including employer-sponsored retirement plans, individual investors, charitable organizations, and corporate clients. The firm emphasizes fiduciary standards and offers a range of services from retirement plan advisory to private wealth management for high-net-worth clients.

Eric Farnsworth is a financial advisor with Key Investment Services LLC, holding a Series 66 designation and 13 years of industry experience. He has worked at Key Investment Services since 2016 and previously spent three years at Ameriprise. Key Investment Services LLC is an SEC-registered investment adviser and wrap-fee program sponsor that provides portfolio management and model-based advisory products to individuals, trusts, estates, small businesses, and institutional plan clients through a large network of financial professionals. The firm utilizes a multi-provider model for portfolio implementation and offers various wrap programs alongside custodial, trade execution, and ancillary insurance services.