Joshua Anders is a financial advisor with Bankers Life Advisory Services, Inc., holding Series 63 and Series 65 licenses and eight years of industry experience. He has been with Bankers Life Advisory Services since 2020 and has been affiliated with Bankers Life and its related entities since 2007. Outside of his advisory role, Anders serves as a Player Agent for the North Saginaw Township Little League, organizing player registration and team assignments. Bankers Life Advisory Services provides discretionary portfolio management and investment consulting primarily to mass-affluent and high-net-worth individuals, focusing on customized asset allocation, tax efficiency, and a blend of fundamental and technical analysis to guide investment decisions.

Emily Glaza is a CFP® professional with 25 years of experience in financial advising, currently with Hantz Financial Services, Inc. since 2001. Outside of her advisory role, she volunteers as a coach for the Nouvel/Freeland School Trap and Skeet Team, serves on the board of the 1in6 Support Group aiding parents of children with special needs, and works as a contractor for Young Living Essential Oils. Hantz Financial Services, Inc. serves a diverse client base including individual investors, pension plans, charitable organizations, and business owners. The firm emphasizes ETF-based model portfolios supplemented by third-party managers and unified accounts, and integrates advisory, brokerage, mortgage, and insurance services along with private fund management and technology partnerships.

Daniel Waskiewicz is a CFP® with 15 years of industry experience, currently serving as a financial advisor at Oppenheimer since 2011. He holds the Series 66 designation and operates out of Frankenmuth, MI. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension plans, charitable organizations, and IRAs. The firm provides a diverse range of investment programs and advisory services, including discretionary and non-discretionary portfolio management, with a focus on strategic asset allocation, manager selection, and tailored performance reporting.

Byron Swarts is a financial advisor at Oppenheimer with 14 years at the firm and 11 years of industry experience. He holds the Series 66 designation. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension and profit-sharing plans, charitable organizations, and IRAs. The firm offers a range of investment programs and advisory services, including discretionary and non-discretionary portfolio management, consulting, and retirement planning.

Johnny Martinez Jr. is a financial advisor with Commonwealth Financial Network in Saginaw, MI, holding Series 63 and Series 66 licenses and having 26 years of industry experience. He has been with Commonwealth Financial Network since 2009. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their retail and institutional clients. The firm offers a range of advisory programs and services, including wealth management and retirement plan consulting, while providing operations, trading, technology, investment management, compliance, and practice-management support to affiliated advisors.

Douglas Kline is a financial advisor with Oppenheimer, holding Series 63 and Series 65 licenses and bringing 37 years of industry experience. He has been with Fahnestock & Co., Inc. since 1999. Outside of his advisory work, he is a partner and landowner involved in farmland rental. Oppenheimer serves individuals, corporations, and various institutional clients with a broad range of investment programs including asset management, consulting, and retirement services. The firm manages both discretionary and non-discretionary portfolios across equity, balanced, and fixed-income strategies, and maintains custody of client assets while operating its broker-dealer and advisory businesses.

David Winn is a financial advisor with Transamerica Financial Advisors in Bridgeport, MI, holding Series 63 and Series 65 credentials and 12 years of industry experience. He has worked at Transamerica Financial Advisors since 2014 and was previously with BNI from 2017 to 2021. Winn also operates Winn Financial Services, where he provides accounting, bookkeeping, and tax preparation services for individuals and small businesses. Transamerica Financial Advisors serves a broad client base, including individual investors, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations. The firm offers both advisory and broker-dealer services, featuring proprietary and third-party model portfolios with discretionary and non-discretionary options.

Joshua Funsch is a CFP® with 23 years of experience, currently serving at Hantz Financial Services, Inc. in Saginaw, MI since 2003. He holds Series 63 and Series 65 licenses. Hantz Financial Services, Inc. serves individual clients, pension and profit-sharing plans, charitable and corporate clients, and business owners. The firm uses ETF-based model portfolios combined with third-party managers and technology-driven solutions to provide financial planning, portfolio management, and retirement plan consulting.

Starrlin Heuschele is a financial advisor at Hantz Financial Services, Inc. with two years of industry experience and holds a Series 66 designation. Prior to joining Hantz, he worked in various roles including at Sams Club and Links of Novi, and attended Central Michigan University. Hantz Financial Services serves a diverse clientele including individual investors, high-net-worth households, pension and profit-sharing plans, and business owners. The firm specializes in financial planning and portfolio management through ETF-based model portfolios and third-party strategies, combining advisory, brokerage, mortgage, and insurance services within an enterprise structure.

Eric Sowatsky is a financial advisor at Cetera Planning Partners with three years of industry experience and holds the PFS™ designation. Prior to joining Cetera Planning Partners, he worked at Avantax Planning Partners, Inc. He is also involved as a shareholder in Yeo & Yeo, P.C., a CPA firm offering accounting, tax planning, and business consulting services, where he serves as a principal and heads the Saginaw tax department. Additionally, he participates as a Grain Committee member with the Michigan Agribusiness Association. Cetera Planning Partners serves individual and high-net-worth clients, focusing on pre-retirees and retirees, providing investment management, comprehensive financial planning, and retirement-related advice. The firm’s investment process centers on diversified allocations of mutual funds and ETFs tailored to client objectives and risk tolerance, with ancillary services including tax planning, bookkeeping, payroll support, and estate planning through a third-party provider.

Jody Komyathy is a financial advisor with Empower Advisory Group, holding Series 65 and Series 66 licenses and bringing 24 years of industry experience. His prior roles include positions at GWFS Equities, Advised Assets Groups, Cetera Advisor Networks, Turner Boelher and Associates, Voya Financial Advisors, CoreCap Investments, and Mannor Financial Group. He serves on the board of Underground Railroad, a nonprofit organization providing emergency shelter services to victims of domestic violence. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, offering integrated services tied to Empower’s recordkeeping and administrative platforms. The firm emphasizes long-term portfolio returns and client savings rates in its planning approach and serves a large participant base relative to its advisor headcount.

Jonathan Hansen is a financial advisor at Fifth Third Securities, Inc. in Midland, MI, holding Series 63 and Series 65 licenses with 23 years of industry experience. He has been with Fifth Third Securities since 2008 and has worked at Fifth Third since 2007. Fifth Third Securities provides brokerage and investment advisory services to individuals, charitable organizations, corporate clients, and institutional investors through its Passageway Managed Account Program. The firm offers multiple discretionary managed-account options, including advisor-directed models and separately managed accounts, and is notable for its combination of municipal-advisor registration and affiliation with Fifth Third Bank.

Samuel Brushaber is a financial advisor with Hantz Financial Services, Inc. in Saginaw, MI. He holds the Series 66 designation and has eight years of industry experience, including roles at Chemical Bank and Albion College prior to joining Hantz Financial Services in 2017. Hantz Financial Services serves a diverse client base including individuals, pension and profit-sharing plans, charitable and corporate clients, and business owners. The firm utilizes ETF-based model portfolios across multiple risk levels, supplemented by third-party money managers and unified managed accounts, and combines advisory services with mortgage and insurance product offerings.

Matthew Koch is a financial advisor with Centaurus Financial, Inc., holding Series 63, 65, and 66 credentials and 39 years of industry experience. He has been with Centaurus Financial since 2001. Koch serves as a Tuscola County Commissioner and is involved with AFLAC insurance policies as a registered principal. Centaurus Financial, Inc. provides advisory and brokerage services to a diverse client base, including individuals, families, small businesses, corporations, trusts, and foundations. The firm offers financial planning, portfolio management through its CLASSIC Plus platform, retirement-plan consulting, and specialized advisory services, employing both discretionary and non-discretionary arrangements.

Gage Chapin is a financial advisor at Hantz Financial Services, Inc. He holds the Series 66 designation and began his advisory career in 2024. Prior to joining Hantz, he was affiliated with Northwood University and Bullock Creek High School. Hantz Financial Services serves individual clients, pension and profit-sharing plans, charitable and corporate clients, and business owners. The firm employs ETF-based model portfolios across multiple risk levels and integrates third-party money managers and Direct Indexing, combining advisory, brokerage, mortgage, and insurance services.

Jacob Arnold is a financial advisor with Transamerica Financial Advisors, holding a Series 66 credential and bringing one year of industry experience. His background includes roles at Marshalls, World Financial Group Insurance Agency, Colonial Life, and Equitable Advisors. Transamerica Financial Advisors serves a diverse client base, including individual investors, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations. The firm offers both advisory and broker-dealer services, featuring fee-based wrap programs, model portfolios, and access to third-party money managers.

Shelley Norris is a financial advisor with Wealth Enhancement Advisory Services, LLC, holding Series 63 and Series 65 credentials and 21 years of industry experience. She has previously worked at LM Kohn, Bank of America, and Merrill. Norris serves as a board trustee for SVRC Industries, an organization that employs and supports individuals with disabilities. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise advisory firm serving a diverse client base that includes individuals, trusts, charitable organizations, corporations, and retirement plans. The firm employs a strategic investment approach combining passive and active management, supported by an internal Investment Committee and quantitative and fundamental research.

Kevin Shanks is a financial advisor with SPC, holding the ChFC® designation and Series 63 and 65 licenses, and has 25 years of industry experience. He has been associated with Parkland Securities, LLC and SPC since 2016. Outside of his advisory role, Shanks serves as a school board member for the Swan Valley School District and is president of the Swan Valley Athletic Association, a local nonprofit supporting student athletes. SPC provides investment management, financial planning, and retirement-plan advisory services to a diverse client base, including individual investors, retirement plans, charitable organizations, and corporate clients. The firm supports a large network of advisors and offers tailored, discretionary investment advice primarily through Fidelity/NFS custodial platforms.

Rola Zarife is a Series 66-licensed financial advisor at Transamerica Financial Advisors with 13 years of industry experience. She previously worked at J.P. Morgan Securities LLC and Merrill, and is involved in various health insurance agencies and community organizations. Zarife also participates in local business development and political campaigning activities. Transamerica Financial Advisors serves a diverse client base including individuals, pension plans, trusts, and corporations. The firm provides both advisory and broker-dealer services utilizing proprietary and third-party investment models, with a focus on offering discretionary and non-discretionary program options.

Andrew Matuzak is a financial advisor at Cetera Planning Partners with five years of industry experience. He holds the PFS™ and Series 63 designations and has prior experience with Avantax Planning Partners and Avantax Investment Services. Outside of advising, Matuzak serves as treasurer for both the Rotary International Club of Saginaw Valley and the Thomas Township Business Association, and he is a board member of the SVSU College of Business & Management Advisory Board. Cetera Planning Partners serves individual and high-net-worth clients, focusing on pre-retirees and retirees. The firm provides investment management, financial planning, Social Security optimization, and retirement-related advice, complemented by services such as tax planning, bookkeeping, payroll support, and estate-planning through a third-party provider.