Heather Periana is a financial advisor with Key Investment Services LLC, holding a Series 66 designation and nine years of industry experience. She has worked at Key Investment Services since 2017 and previously spent 11 years at KeyBank. Key Investment Services LLC is an SEC-registered investment adviser and wrap-fee program sponsor that provides portfolio management and model-based advisory services to individuals, trusts, estates, small businesses, and institutional plan clients. The firm utilizes a multi-provider model with discretionary and non-discretionary portfolio management, integrating services from KeyCorp affiliates and third-party managers.

Todd Cesca is a financial advisor at Mercer Global Advisors Inc. with 25 years of industry experience. He holds Series 63 and Series 65 credentials and previously worked at Purshe Kaplan Sterling Investments for 17 years and Charter Oak Capital Management for 24 years. Outside of his advisory role, he serves as a trustee for the John Peabody Masonic Charity Fund, coaches lacrosse at Kennebunk High School, and holds leadership positions on several nonprofit boards, including chairing the United Way of Southern Maine and the Maine Education Service Foundation. Mercer Global Advisors serves individuals, families, small business owners, plan sponsors, foundations, nonprofits, and endowments with discretionary and non-discretionary investment advisory services, along with financial, tax, retirement, and estate planning. The firm’s investment approach uses Modern Portfolio Theory to build globally diversified, risk-appropriate portfolios implemented through low-cost ETFs, index funds, direct indexing, and other vehicles, supported by ongoing client education and integrated financial services.

Kimberly Mello is a financial advisor at Empower Advisory Group with 21 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at firms including UBS Financial Services, U.S. Bank, Financial Engines Advisors, and Marsh Securities. Her background also includes a brief role at Old School Cafe. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as Empower Premier IRA and retail brokerage clients, using an integrated model linked to Empower’s recordkeeping and administrative platforms.

Joseph Alvarez is a financial advisor with Commonwealth Financial Network, holding a Series 66 designation and over 21 years of industry experience. He has worked at Commonwealth since 2013 and is also the owner of Banyan Financial Services, where he facilitates securities, advisory, and insurance business. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their clients, providing a range of advisory programs and support services including wealth management, retirement plan consulting, and access to model portfolios managed by its Investment Management and Research team.

Alicia Chiamulera is a CFP® with seven years of industry experience and is currently with Mercer Global Advisors Inc. She previously worked at Charter Oak Capital Management and O'Brien Wealth Partners LLC. Mercer Global Advisors serves individuals, families, small business owners, plan sponsors, foundations, non-profits, and endowments with investment advisory and comprehensive planning services. The firm’s investment approach is based on Modern Portfolio Theory, utilizing globally diversified portfolios with multi-factor tilts and a mix of low-cost ETFs, separate accounts, and private funds.

Thomas Kasprzak is a financial advisor with Equity Services, Inc. and holds Series 63 and Series 66 credentials. He has over 31 years of industry experience, having worked with Equity Services since 1994 and National Life of Vermont since 1993. Kasprzak serves as a voting board member for Hope Cemetery Corp and is involved with the nonprofit Friends of Hope Cemetery & Woods. Equity Services, Inc., operating as ESI Financial Advisors, provides financial planning, consulting, and asset management to a wide range of clients including individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm combines long-term investment strategies with diverse advisory platforms and frequently utilizes third-party asset managers.

Mark Roberts is a financial advisor with Valic Financial Advisors in Wells, ME, holding Series 63 and Series 65 designations and 29 years of industry experience. He has been with Valic Financial Advisors since 2010 and also has a background at Agia and WM Roberts Electric Co. Outside of his advisory role, he is involved with Agia as an agent for non-securities insurance products. Valic Financial Advisors serves primarily U.S. individuals, including high net worth clients and employer-sponsored retirement participants, offering portfolio management, financial planning, and unified managed accounts through a large network of advisors. The firm manages approximately $29.2 billion and serves nearly 300,000 clients, utilizing centralized technology and third-party model managers in its investment approach.

Brenton Lane is a financial advisor at Equity Services, Inc. with 15 years of industry experience. He holds the Series 66 designation and has worked at Equity Services and National Life Group since 2011. Lane is also engaged in selling life and disability insurance as an agent. Equity Services, Inc. provides financial planning, consulting, and asset management services to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm utilizes multiple advisory platforms and third-party asset managers, offering a combination of long-term investment strategies and options for shorter-term trading.

Peter Hanson is a financial advisor with Foundations Investment Advisors LLC in Saco, Maine. He holds a Series 65 designation and has 10 years of industry experience, having worked at Foundations since 2016 and Combined Benefits United since 2014. Hanson also operates P T Hanson Financial and Retirement Planning, where he offers clients fixed insurance and annuity products. Foundations Investment Advisors is a registered investment adviser serving a broad client base that includes individual, high-net-worth clients, employer-sponsored retirement plans, and registered investment companies. The firm provides financial planning and portfolio management through a large network of affiliated offices, employing a mix of fundamental, technical, and cyclical analysis along with model portfolios and an asymmetric rebalancing approach.

Edward Mathews III is a CFP® professional with 12 years of experience, currently affiliated with Money Concepts Capital Corp. since 2019. He also owns a legal services practice in Greenland, NH, where he works as an attorney, and he prepares income tax returns seasonally through JD Stewart Financial. Money Concepts Capital Corp. serves a diverse client base including individuals, pension and profit-sharing plans, trusts, charitable organizations, and corporations. The firm employs a variety of managed programs using model portfolios, proprietary and third-party strategies, applying fundamental and technical analysis alongside modern portfolio theory to manage assets.

William Beaudoin is a financial advisor with Integrated Wealth Concepts LLC in Kennebunkport, ME, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has been with Integrated Wealth Concepts and associated with LPL Financial since 2016. Outside of his advisory role, he has involvement in non-variable insurance products including fixed, life, and long-term care insurance. Integrated Wealth Concepts serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent financial advisors. The firm offers discretionary investment management, financial planning, family office, and retirement plan advisory services, employing a long-term investment approach with customized portfolios that utilize mutual funds, ETFs, individual equities, and fixed income.

Jonathan Stewart is a financial advisor with Money Concepts Capital Corp, holding Series 63 and Series 65 credentials and 36 years of industry experience. He has been with Money Concepts FPC since 2009 and has concurrent leadership roles at J.D.S. Mortgages of Maine and J.D. Stewart Financial, which he has been associated with since 2002. Stewart serves as treasurer and board officer of the Saco Yacht Club, a nonprofit organization. Money Concepts Advisory Service provides investment advisory, financial planning, and consulting to a diverse client base including individuals, pension plans, trusts, and corporations. The firm utilizes model-driven, asset-allocation investment approaches and operates as an enterprise-scale adviser with several hundred advisors managing billions in assets.

Andrew Henward is a financial advisor with Foundations Investment Advisors LLC, holding a Series 65 designation and three years of industry experience. He also owns and operates an insurance sales business focused on life and health insurance. Foundations Investment Advisors, LLC provides financial planning and portfolio management services to individuals, high-net-worth clients, retirement plans, and registered investment companies through a large network of affiliated offices. The firm employs a mix of fundamental, technical, and cyclical analysis and utilizes model portfolios and sub-advisory arrangements in its investment approach.

Maarten Van Zee is a Series 66-licensed financial advisor with Valic Financial Advisors in Biddeford, ME, holding three years of industry experience. Prior to joining Valic Financial Advisors, he worked at Agia and was involved with Sidewalk Soccer. He also serves as an agent selling non-securities insurance products for Agia. Valic Financial Advisors serves primarily U.S. individuals, including high net worth and ultra-high net worth clients, as well as employer-sponsored retirement participants. The firm offers portfolio management, financial planning, and wrap programs through a large network of advisors, utilizing discretionary unified managed accounts and a technology-driven, centralized approach.

Jack Reetz is a financial advisor with TIAA-CREF, holding Series 63 and Series 65 licenses and offering 29 years of industry experience. He has been with TIAA-CREF since 2013. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients with existing relationships through TIAA-administered employer retirement plans. The firm’s advisory model distinguishes between point-in-time financial planning and ongoing discretionary management using model portfolios or customized portfolios managed under client-approved investment policy statements.

Eric Farnsworth is a financial advisor with Key Investment Services LLC, holding a Series 66 designation and 13 years of industry experience. He has worked at Key Investment Services since 2016 and previously spent three years at Ameriprise. Key Investment Services LLC is an SEC-registered investment adviser and wrap-fee program sponsor that provides portfolio management and model-based advisory products to individuals, trusts, estates, small businesses, and institutional plan clients through a large network of financial professionals. The firm utilizes a multi-provider model for portfolio implementation and offers various wrap programs alongside custodial, trade execution, and ancillary insurance services.

Emma Bean is a CFP® and Series 66 licensed advisor at Mercer Global Advisors Inc. with 12 years of industry experience. She previously worked at Charter Oak Capital Management for nine years before joining Mercer Global Advisors in 2026. Mercer Global Advisors serves individuals, families, small business owners, plan sponsors, foundations, non-profits, and endowments by providing investment advisory services alongside financial, tax, retirement, estate planning, and family office services. The firm’s investment approach focuses on globally diversified, risk-appropriate portfolios using a variety of investment vehicles and also offers specialized services such as retirement plan consulting and charitable advisory.

Charlene Stearns is a Series 66-registered advisor with Key Investment Services LLC, where she has worked since 2006. She has 33 years of industry experience, including prior roles at Banc of America Investment Services and Quick & Reilly. Outside of her advisory work, she is involved in real estate as a sales agent and co-owns a local flower business. Key Investment Services LLC is an SEC-registered investment adviser and wrap-fee program sponsor that serves individuals, trusts, estates, small businesses, and institutional plans through a network of financial professionals. The firm employs a multi-provider model offering portfolio management and model-based advisory services with an emphasis on non-discretionary management and integration with KeyCorp affiliates.

Derek Huot is a financial advisor at Foundations Investment Advisors LLC with six years of industry experience. He holds a Series 65 designation and has previously worked at Northern Alliance Financial and operated his own financial services business. Outside of advising, he is also an independent insurance agent, providing fixed annuity and life insurance solutions. Foundations Investment Advisors serves a broad client base, including individuals, high-net-worth clients, employer-sponsored retirement plans, and registered investment companies. The firm offers financial planning and portfolio management utilizing model portfolios, a mix of fundamental, technical, and cyclical analysis, and third-party sub-advisers to tailor its investment approach.

Christopher Toomey is a financial advisor at Empower Advisory Group with 12 years of industry experience. He holds Series 63 and Series 66 designations and previously worked at GWFS Equities, Inc. for 11 years. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm’s integrated model leverages proprietary and third-party methodologies focused on long-term portfolio returns and rebalancing within plan lineups selected by plan sponsors.