Kristin Riley is a financial advisor with The Huntington Investment Company in Petoskey, MI. She holds Series 63 and Series 66 licenses and has five years of industry experience. Her career includes roles at Huntington National Bank and The Huntington Investment Company dating back to 2017. The Huntington Investment Company, operating as Huntington Financial Advisors, provides advisory and brokerage services to individuals, charitable organizations, corporations, and other entities. The firm uses an open-architecture investment model combining third-party sub-managers and proprietary private bank offerings across multiple wrap-fee programs.

Angela Granata is a financial advisor with J. W. Cole Advisors, Inc. in Charlevoix, MI. She holds the CFP® designation along with Series 65 and Series 63 licenses and has 30 years of industry experience. She has been with J. W. Cole Advisors since 2015. Granata is also the owner of Luminous Consulting, a separate consulting business. J. W. Cole Advisors operates a large network of independent advisors and offers fee-based portfolio management, financial planning, retirement plan services, and access to multiple investment platforms. The firm serves individuals, high-net-worth clients, and institutional accounts using both discretionary and non-discretionary management approaches.

Kimberly Phelps is a financial advisor with Raymond James Financial Services Advisors, Inc. She holds Series 63 and Series 65 credentials and has 31 years of industry experience. Prior to joining Raymond James in 2019, she worked at The Huntington Investment Company for 11 years. Phelps serves as a finance and investment committee member for the nonprofit Impact 100 Little Traverse Bay. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse clientele including individuals, high-net-worth clients, pension plans, corporations, and institutional investors. The firm offers tailored, non-discretionary planning and consulting, employing analytical tools to support client goals and sponsors various advisory programs across a broad advisor network.

Lori Komondy is a financial advisor at J.P. Morgan Securities with 20 years of industry experience. She holds Series 63 and Series 66 designations and has been with J.P. Morgan since 2012. Outside of her advisory role, she is a co-owner of a family pet boarding business, Fur Seasons Pet Resort LLC, which is operated by her husband and daughter. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis.

David Elliott is a financial advisor with Edward Jones in Bay Harbor, MI, holding Series 63 and Series 66 registrations. He has 19 years of industry experience, including 14 years at Edward Jones. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, access to separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Harold Maude Jr. is a financial advisor with Equitable Advisors holding Series 63 and Series 66 credentials and 43 years of industry experience. He has been with Equitable Advisors since 2006, including time at Axa Advisors, LLC prior to the transition. He serves as a trustee for two family irrevocable trusts. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, institutions, and charitable organizations. The firm utilizes a range of advisory programs and third-party asset managers to meet client needs, covering mutual funds, ETFs, separately managed accounts, and select alternative investments.

Marie Smith is a financial advisor at LPL Financial with 29 years of industry experience. She holds the Series 63 and Series 65 designations. Prior to joining LPL Financial in 2025, she worked at CUSO Financial Services and The Huntington Investment Company, where she spent 25 years. Outside of her advisory role, she is involved with Property North Management in Petoskey, MI. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a wide range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Tyler Spence is a financial advisor with Raymond James & Associates in Petoskey, MI, holding Series 63 and Series 65 licenses and 27 years of industry experience. He has been with Raymond James & Associates since 1999. In addition to his advisory work, he serves on the finance committee of the Cottage Grove Association in Roscommon, MI. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base—including individuals, institutions, and municipal entities—and offers financial planning, non-discretionary investment consulting, and institutional consulting services.

Curtis Owens is a financial advisor with Edward Jones in Harbor Springs, MI, holding Series 63 and Series 66 credentials and 18 years of industry experience. He has been with Edward Jones since 2009. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment options, operating under a fiduciary standard and supported by a large network of financial advisors and branch offices nationwide.

Diana Eberhart is a financial advisor with Edward Jones in Petoskey, MI, holding a Series 66 designation and nine years of industry experience. She has been with Edward Jones since 2017 and previously worked at Laura Ellis MD, Skin Care and Vein Center. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients with a range of advisory programs and investment solutions, supported by a nationwide network of financial advisors and branch offices.

Sarah Polleys is a financial advisor with Edward Jones in Charlevoix, MI, holding a Series 66 designation and with nine years of experience at Edward Jones. Prior to joining the firm, she spent one year with the Community Reformed Church. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of discretionary and non-discretionary investment strategies supported by a large national network of financial advisors and branch offices.

Anthony Provenzano is a Wealth Management Advisor with Merrill Lynch Wealth Management. He joined Merrill in 1984 and has over 48 years of experience in the financial industry. In his role, he works with individuals, families, and businesses to develop customized financial strategies that align with their financial goals. His expertise includes areas such as divorce transition planning, employee benefits planning, family wealth management, legacy planning, managing new wealth, personal retirement planning, tax minimization, portfolio management, and small business strategies. Mr. Provenzano holds a Bachelor of Business Administration degree in Financial Management from Western Michigan University and holds the professional designation of Personal Investment Advisor (PIA). He has been recognized on the Forbes “Best-in-State Wealth Advisors” list multiple times, including in 2021, 2022, 2023, 2024, and 2025. Outside of his professional work, he has been actively involved in various community organizations. His personal interests include boating, golfing, spending time with family, and traveling.

Spencer Howey is a financial advisor with Edward Jones in Petoskey, MI. He holds the Series 66 designation and has prior experience at Citimark Management Co. Inc. and Howey & Associates Inc (now Arthur J Gallagher Co.). Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, supported by a large network of financial advisors and branch offices nationwide.

Matthew Glaser is a financial advisor at J.P. Morgan Securities with 18 years of industry experience. He has held positions at J.P. Morgan Securities since 2012 and at JPMorgan Chase Bank, N.A. since 2008. He holds Series 63 and Series 65 licenses. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations and offers a range of affiliated brokerage, distribution, and investment management services.

Jeff Wynder is a financial advisor with Ameriprise in Alanson, MI, holding Series 63 and Series 66 licenses and having 13 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2010. Outside of his advisory role, Wynder is a musician who performs live and manages the financial aspects of his music business, and he serves on the board of directors for Big Water Creative Arts. Ameriprise provides retirement-income planning services focused on individuals approaching or in retirement with significant investable assets. The firm offers a range of advisory, brokerage, and insurance solutions supported by research, modeling, and algorithmic tools to deliver tailored, non-discretionary recommendations.

Terrence Falahee is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 credentials and bringing 40 years of industry experience. He has worked with Morgan Stanley Private Bank, N.A. since 2015 and has been associated with Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including customized financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by proprietary tools and market simulations.

Carrie Titus is a CFP® professional with six years of industry experience, currently serving at Edward Jones in Charlevoix, MI. She has worked with Edward Jones since 2018 and has prior experience in various roles including retail with Tiny Man Company and education. Titus is a board member of the Crooked Tree Arts Center finance committee and serves on the Board of Review for Charlevoix Township. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory solutions, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of approximately 23,701 financial advisors.

Daniel Ledingham is a financial advisor with Edward Jones, holding Series 63 and Series 66 credentials and bringing 27 years of industry experience. He has been with Edward Jones since 1998. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets, offering a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of more than 23,000 financial advisors.

Randolph Keys is a financial advisor with Edward Jones in Harbor Springs, MI, holding Series 63 and Series 66 licenses and 17 years of industry experience. He has been with Edward Jones since 2009. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Michael Eberhart is a financial advisor at Edward Jones with 37 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Edward D. Jones & Co., L.P. since 1989. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory services, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.