Zachary Sturdy is a financial advisor with Commonwealth Financial Network in Marquette, MI, holding a Series 66 designation and nine years of industry experience. He has worked at Commonwealth and Northstar Investment Management since 2016. Sturdy also engages in fixed insurance sales as a minor part of his business activities. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and managing about $212.7 billion in client assets. The firm offers a broad range of managed-account programs, access to third-party asset managers, and back-office support services for individual and institutional clients.

Johannes Ter Mors is a CFP® and ChFC® with 24 years of experience in the financial industry. He has been with Hantz Financial Services, Inc. since 2001. The firm serves a diverse client base including individual investors, charitable organizations, corporate clients, and retirement plan sponsors. Hantz Financial Services employs a model-driven investment approach focused on ETF strategies, supplemented by separately managed accounts and alternative investments, supported by affiliated entities such as a trust bank and in-house consulting services.

Jon Mommaerts is a CFP® certificant with 32 years of experience in financial services. He is currently with CWM, LLC and Carson Wealth, having previously worked at ERTS Wealth Advisors, SagePoint Financial, and AIG American General Life Insurance Company. Outside of advisory work, he serves as board member and treasurer for Norway Springs, Inc., a bottled water production and distribution company, and is the executive chairman of Berkshire Springs Holding Company, another bottled water distributor. CWM, LLC is an SEC-registered investment adviser serving individuals, families, foundations, corporations, and institutions through over 600 advisors. The firm manages discretionary portfolios using model strategies supported by an in-house Investment Committee and third-party resources, offering services including retirement-plan consulting, financial planning, and sub-advisory solutions.

Christopher Pillifant II is a ChFC® credentialed financial advisor with 28 years of industry experience, currently with Hantz Financial Services, Inc., where he has worked for 27 years. His professional background is exclusively with Hantz Financial Services. Outside of his advisory role, he is involved in community and nonprofit activities, serving as a member and recorder for the Knights of Columbus, a board member at The Care Clinic, and a finance committee board member for Father Marquette Catholic Academy. Hantz Financial Services serves a diverse client base including individual investors, charitable organizations, corporate clients, and retirement plan sponsors. The firm employs a model-driven ETF investment approach supported by separately managed accounts and unified managed account solutions, while also offering fiduciary retirement-plan services and affiliated capabilities such as trust services, tax and business consulting, and insurance and mortgage origination.

John Beebe is a CFP® with 25 years of industry experience and has been with Hantz Financial Services, Inc. since 2000. He holds a Series 63 license and is based in Sault Ste. Marie, MI. Hantz Financial Services serves a diverse client base, including individual investors, charitable organizations, corporate clients, and retirement plan sponsors. The firm employs model-driven ETF strategies alongside separately managed accounts and unified managed account solutions, and offers a range of financial planning, portfolio management, and fiduciary services supported by affiliated banking, tax, and consulting entities.

Craig Storm is a financial advisor at Lincoln Investment with 11 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Agia and VALIC Financial Advisors. Outside of his advisory role, he is involved in managing commercial rental properties with family members. Lincoln Investment Planning, LLC serves a diverse client base including individuals, high-net-worth investors, trusts, charities, and retirement plans, with a long history of working with educators and 403(b) and 457(b) program participants. The firm offers financial planning, portfolio management, and advisor-led consulting supported by an in-house investment management and research team.

Barrie Rae is a financial advisor with Hantz Financial Services, Inc. in Marquette, MI, holding Series 63 and Series 65 credentials and bringing 28 years of industry experience. He has been with Hantz Financial Services since 1999. Outside of his advisory role, Rae serves as the Head Varsity Bowling Coach at Westwood High School in Ishpeming, MI. Hantz Financial Services serves a diverse client base including individual investors, charitable organizations, corporate clients, and retirement plan sponsors. The firm employs a model-driven investment approach focused on ETF strategies and offers a range of financial planning, portfolio management, and retirement-plan advisory services, supported by affiliated tax, insurance, mortgage, and trust businesses.

Chandler Green is a Series 66-licensed financial advisor with Hantz Financial Services, Inc. in Marquette, Michigan, bringing three years of industry experience. Prior to joining Hantz Financial Services, he worked at PF Markey and has served in the US Army Reserves since 2017, where his duties include pay disbursement to soldiers. Hantz Financial Services is an enterprise investment adviser and broker-dealer managing approximately $10 billion in client assets. The firm serves individual investors, corporate and retirement plan sponsors through a multi-advisor platform, offering financial planning, portfolio management, retirement consulting, and a range of investment strategies centered on diversified ETF model portfolios.

Kristina Behrens is a financial advisor with Empower Advisory Group who holds a Series 66 designation and has seven years of industry experience. Her prior roles include positions at Ameriprise and Goldman Sachs. Outside of advisory work, she serves as Treasurer for the University of Michigan Alumni Club of the Upper Peninsula, volunteers on the Finance Committee for the Community Foundation of Marquette County, and pursues photography sales focused on travel and nature themes. Empower Advisory Group provides financial planning and investment management primarily for employer-sponsored retirement plan sponsors and their participants, as well as Empower Premier IRA and certain retail brokerage clients. The firm delivers integrated financial planning services supported by proprietary methodologies and offers managed account solutions within plan lineups selected by sponsors.

Wolfgang Lohrer is a financial advisor at Valic Financial Advisors with a Series 66 designation and three years of industry experience. His work history includes roles at AGIA and Moneyboots Capital, as well as experience in real estate and construction sectors. He is a licensed notary, though he has not used this certification for compensation. Valic Financial Advisors is a large SEC-registered investment adviser and FINRA-member broker-dealer serving primarily U.S. individuals, including high net worth clients and employer-sponsored retirement participants. The firm emphasizes discretionary unified managed accounts and integrates technology and model solutions to serve a broad client base through over 1,200 advisors.

Delmar Hall is a CFP® with 10 years of industry experience, currently serving as a financial advisor at Hantz Financial Services, Inc. since 2015. He holds the Series 66 designation and is based in Marquette, MI. Hantz Financial Services serves a diverse client base including individual investors, charitable organizations, corporate clients, and retirement plan sponsors. The firm utilizes model-driven ETF strategies, separately managed accounts, and unified managed account solutions, supported by affiliated entities such as a trust bank and in-house tax and business consulting services.

Daniel Labar is a financial advisor with Commonwealth Financial Network who holds a Series 66 designation and has 16 years of industry experience. He previously worked at LPL Financial for five years before joining Commonwealth in 2015. Outside of his advisory role, Labar is a co-owner of Northstar Investment Management and is involved in music as a bassist for a local band. Commonwealth Financial Network serves a national network of approximately 2,900 affiliated advisors and manages around $212.7 billion in client assets. The firm provides a broad adviser-support platform with both discretionary and nondiscretionary managed-account programs, access to third-party asset managers, and a variety of investment options.

Douglas Labar is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 65 credentials and bringing 42 years of industry experience. He has been with Commonwealth since 2015. Outside of his advisory role, he is president of Labar Manor LLC, a non-investment-related business. Commonwealth Financial Network serves a national network of approximately 2,950 advisors, providing a range of advisory programs and back-office support including operations, trading, technology, and compliance, while allowing advisors discretion in constructing client portfolios from diverse securities and insurance products.

Amanda Zorza is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 66 designation and 11 years of industry experience. She has been with Raymond James since 2015. Outside of her advisory role, she is a co-owner of a local convenience store and a managing member of an LLC involved in real estate and rental properties. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional investors. The firm offers tailored, non-discretionary planning and consulting, utilizing comprehensive analytical tools, and is notable for its affiliations supporting municipal and public finance services.

Michael Ansell is a financial advisor with Edward Jones, holding a Series 66 designation and 17 years of industry experience. He has been with Edward Jones since 2008. Outside of his advisory role, Ansell is the owner and president of Prosperity Real Estate LLC, an entity formed to own property intended to become his new office location. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and corporate entities. The firm manages approximately $1.01 trillion in assets and operates a large network of financial advisors and branch offices, offering a range of advisory programs and investment solutions under a fiduciary standard.

Michael Marana is a financial advisor at Cetera with 10 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including State Farm Investment Management Corp and Gradient Securities, LLC. He is also owner of Marana Insurance Agency, LLC and president of Marana Investments, LLC, both of which provide insurance sales and financial services. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm provides various portfolio management and consulting services through a multi-manager platform with access to both affiliated and third-party managers, overseeing more than $256 billion in assets and supporting over 10,000 advisors.

Perry Truscon is a financial professional with Cetera Investment Advisors LLC, holding a Series 66 credential and three years of industry experience. His prior roles include positions at Grow UP North and First Bank dba First Investment Services. Outside of his advisory work, he serves as treasurer for the Marquette Regional History Center, a nonprofit organization, and is co-owner of an agriculture business focused on vegetable production. Cetera Investment Advisors LLC is an SEC-registered adviser that serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to both affiliated and third-party managers.

Jeffrey Rogers is a financial advisor at Wells Fargo Advisors with a Series 66 designation and one year of industry experience. Prior to joining Wells Fargo Advisors in 2025, he worked at Koskey Funeral Home, Inc. for eleven years. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, providing investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad planning menu supported by Wells Fargo research and tools, with services that extend to specialized areas such as business-owner transition and special-needs planning.

Paul Hein is a Certified Financial Planner (CFP®) with 35 years of experience in the financial services industry. He currently works at OSAIC and previously spent nine years at Sagepoint Financial, Inc. Hein is also the founding owner and operator of a professional limited liability company focused on marketing life insurance, annuities, long-term care insurance, and disability income insurance. OSAIC serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services with a range of investment solutions supported by asset-allocation tools and third-party platforms.

Joseph Jeeves is a CFP® professional with 14 years of experience, currently serving as a financial advisor at Raymond James Financial Services Advisors, Inc. in Marquette, MI, where he has worked since 2014. Outside of his advisory role, he is a partner in Fresh Coast Development Group, LLC. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to individual and institutional clients. The firm employs tailored, non-discretionary planning and risk-profiling tools to support client goals and maintains notable municipal advisory capabilities and specialized SIMPLE IRA consulting programs.