Anna Downs is a financial advisor with ON Investment Management Company holding the ChFC® and Series 63 designations and bringing 19 years of industry experience. She has worked with The O.N. Equity Sales Company and Ohio National Financial Services since 2006. ON Investment Management Company is a SEC-registered investment adviser serving individuals, families, trusts, estates, charitable organizations, businesses, and ERISA plan sponsors. The firm offers financial planning, portfolio management, and retirement-plan advisory services, utilizing a combination of discretionary and non-discretionary strategies and a dual-registration model involving broker-dealer activities.

Kevin Collard is a financial advisor at Redhawk Wealth Advisors, Inc. with 11 years of industry experience. He holds Series 65 and Series 63 licenses and has worked with firms including LPL Financial, Wells Fargo Advisors, and Independent Advisor Alliance. Outside of advising, he owns Duluth Vacuum Company, a retail and repair business, and is a 50% owner and officer of McKenzie's Bar and Grill in Hermantown, MN. Redhawk Wealth Advisors provides wealth management, financial planning, and retirement-plan advisory services to individuals, high-net-worth families, estates, trusts, retirement plans, and charitable organizations. The firm employs strategic and tactical asset allocation, supported by an investment committee that monitors portfolios weekly.

Michelle Buria is a CFP® and holds a Series 66 license with 22 years of industry experience. She joined Choreo, LLC in 2022 and previously worked at RSM US Wealth Management LLC, Wells Fargo Clearing, and Wells Fargo Advisors LLC. Choreo provides investment and advisory services to a diverse client base, including individual investors, family offices, endowments, and corporate clients. The firm emphasizes strategic asset allocation and diversified model portfolios managed by a centralized team and overseen by an Investment Committee.

Kyle Ness is a financial advisor with Transamerica Retirement Advisors, LLC, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has been associated with Diversified Investors Securities Corp. and Diversified since 2011. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners by providing managed and non-discretionary investment advice programs focused on asset allocation, contribution rates, and retirement planning. The firm utilizes Morningstar Investment Management’s proprietary software and model portfolios and operates with a large client base supported by 301 advisors.

Tiffany Tomassoni is a CFP® with eight years of industry experience, currently affiliated with Commonwealth Financial Network in Duluth, MN. She has worked at Commonwealth Financial Network in multiple periods since 2018 and has prior experience with Northwestern Mutual and Johnson Brother Liquor Company. Tomassoni also engages in fixed insurance sales, dedicating a portion of her time to this activity during securities trading hours. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and managing around $212.7 billion in client assets. The firm provides a broad adviser-support platform, including managed-account programs, access to third-party asset managers, retirement consulting, and custody services.

Neil Larson is a CFP® and holds a Series 65 license, currently affiliated with Commonwealth Financial Network. He has three years of industry experience, including roles at Wheeler Associates and Kolar Automotive Group. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm provides a range of advisory programs and operational support, enabling advisors to offer customized portfolio management and a variety of investment solutions.

Lindsey Shinners is a CFP® and holds a Series 66 license, with four years of industry experience. She is currently with Empower Advisory Group, having previously worked at Raymond James & Associates and The Jamar Company. Lindsey and her husband are partners in a real estate investment venture focused on property rehabilitation and rental. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and participants, leveraging an integrated model connected to Empower’s recordkeeping and administrative platforms. The firm offers point-in-time financial plans and optional managed account solutions within plan lineups selected by plan sponsors.

Kasey Gray is a financial advisor with Principal Financial Services, holding a Series 66 designation and five years of industry experience. Their work history includes roles at Arthur J. Gallagher & Co, Johnson Insurance Consultants, and Principal Securities Inc. Outside of advising, Kasey provides babysitting services in Duluth, MN. Principal Securities offers brokerage and registered investment advisory services to a wide client base, including individuals, retirement plans, trusts, and active-duty military personnel. The firm’s advisory services feature direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

Gregory Toscano is a financial advisor with Principal Financial Services in Duluth, MN, holding a Series 63 designation and over 30 years of industry experience. He has worked at Principal Financial Services since 1994 and held roles at Principal Life Insurance Company, Johnson Insurance Consultants, and most recently Arthur J. Gallagher & Co. Toscano serves as a board member of the Kitchi Gammi Club in Duluth, participating in monthly and committee meetings. Principal Securities provides brokerage and advisory services to a diverse client base including individuals, retirement plans, trusts, and businesses. The firm offers financial planning, retirement consulting, and access to third-party money manager programs under various advisory and promoter arrangements.

Leonard Christenson is a financial advisor at Farther in Duluth, MN, holding a Series 65 designation with one year of industry experience. Prior to his current role, he held positions at Dick's Sporting Goods and in local education and municipal recreation. Farther provides discretionary investment management and advisory services primarily to individual investors, trusts, and estates through a digital platform and in-person meetings. The firm employs a Modern Portfolio Theory-based approach using proprietary model portfolios, algorithmic rebalancing, and a range of investment vehicles including ETFs and individual securities.

Kurt Erickson is a financial advisor with Independent Advisor Alliance, LLC, holding Series 65 and Series 66 credentials and 22 years of industry experience. His prior work includes roles at Morgan Stanley and Morgan Stanley Private Bank. He is also involved in tax preparation and accounting services under his CPA designation. Independent Advisor Alliance serves a diverse range of clients, including individuals, small businesses, charitable organizations, and retirement plans, providing asset management, financial planning, wealth coaching, and retirement plan consulting. The firm employs a network model of independent advisors combined with access to brokerage services through LPL Financial and utilizes technology platforms for portfolio management and estate planning.

Jacob Barr is a CFP® with six years of industry experience, currently serving as a financial advisor at Farther since 2025. He previously worked at Great Waters Financial for seven years and has held roles at Mobil 1, the University of Queensland, Oneida, and the University of Minnesota Duluth. Farther provides discretionary investment management and advisory services primarily to individual investors, trusts, and estates through a combination of digital platforms and in-person meetings. The firm’s investment approach is based on Modern Portfolio Theory and employs algorithmic rebalancing, with a focus on ETFs, mutual funds, equities, and fixed income, supplemented by AI tools under internal controls.

Eugene Wolfe is a financial advisor at TLG Advisors, Inc. with 38 years of industry experience. He holds the ChFC® designation along with Series 63 and Series 65 licenses. Wolfe has been associated with The Leaders Group Inc. and Lakeside Advisors for 15 years. TLG Advisors serves a diverse client base including individuals, high-net-worth clients, trusts, charitable organizations, corporations, and institutional investors. The firm’s investment approach focuses on manager selection and ongoing monitoring through fundamental analysis and Modern Portfolio Theory, offering both traditional portfolio management and a direct-to-consumer digital program called Starlight Portfolios.

Allen Swenson is a financial advisor with Transamerica Retirement Advisors, LLC, based in Duluth, MN, holding Series 63 and Series 65 licenses and having eight years of industry experience. He has been with Transamerica Retirement Solutions since 2017 and previously worked at The Marshall and the University of Minnesota. Outside of advising, Swenson has been a content creator for Jukin Media, which markets videos he produced related to his recreational snowboarding. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners through advice programs focusing on asset allocation, contribution rates, and retirement age guidance. The firm uses portfolio models and oversight provided by Morningstar Investment Management and manages a large client base primarily with non-discretionary asset management solutions.

Shaun Marline is a financial advisor with Independent Advisor Alliance, LLC, holding Series 63 and Series 65 credentials and bringing 23 years of industry experience. He previously worked at Wells Fargo Advisors Financial Network LLC for seven years and has been affiliated with both Independent Advisor Alliance and LPL Financial since 2017. Outside of his advisory work, he is president and owner of Marline Tax Services LLC, which provides tax preparation and accounting services. Independent Advisor Alliance serves a diverse client base including individuals, small businesses, pooled vehicles, charitable organizations, and retirement plans. The firm offers asset management, financial planning, wealth coaching, and retirement plan consulting, employing a network model with independent advisory representatives who utilize discretionary and non-discretionary portfolio management alongside third-party platforms and sub-advisors.

Ryan Coole is a financial advisor with Commonwealth Financial Network, holding a Series 63 designation and bringing 19 years of industry experience. He has worked extensively with Wheeler Associates and Wheeler Retirement Plans LLC. Outside of his advisory role, he is involved in youth sports as the owner and general manager of a girls hockey team and serves as a coach developer for USA Hockey. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and managing over $212 billion in client assets. The firm provides various managed-account programs, access to third-party asset managers, and back-office support including trading and reporting services.

Ryan Peterson is a financial advisor at Commonwealth Financial Network in Duluth, MN, holding a Series 65 credential with less than one year of industry experience. His prior work includes roles at Superior Water Light & Power Company, Twin Ports Paper & Supply, and Ridgeview Country Club. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of around 2,900 advisors and managing approximately $212.7 billion in client assets. The firm provides a broad adviser-support platform including managed-account programs, access to third-party asset managers, retirement consulting, and custody services.

Andrew Amys is a financial advisor with Independent Advisor Alliance, LLC and holds the Series 63 and Series 66 designations. He has 14 years of industry experience, including prior roles at Wells Fargo Advisors and Wells Fargo Clearing. Outside of his advisory work, he is a co-owner of Sugar on Top Bakery and serves as a youth baseball umpire. Independent Advisor Alliance serves a diverse client base including individuals, small businesses, charitable organizations, and retirement plans, providing asset management, financial planning, and retirement consulting. The firm utilizes a network model of independent advisors, offers both discretionary and non-discretionary portfolio management, and integrates technology platforms to support client services.

Mark Peterson is a financial advisor with Principal Financial Services in Duluth, MN, holding a Series 63 designation and 16 years of industry experience. He has worked at Arthur J Gallagher & Co since 2023 and maintains ongoing roles with Johnson Insurance Consultants and Princor Financial Services Corporation. Peterson is involved in managing employer-based retirement plans and providing financial advising for individuals and families. Principal Securities offers brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and charitable organizations. The firm’s advisory services include direct advisory programs, financial planning, and access to third-party money manager solutions with both adviser and promoter arrangements.

Eric Herried is a financial advisor with Eagle Strategies (New York Life) based in Duluth, MN, holding a Series 66 credential and 23 years of industry experience. He has been affiliated with Eagle Strategies since 2008 and previously operated Herried Financial Group for 16 years before founding Herried Financial Strategies, LLC in 2025. Herried’s other business activities include brokering non-registered insurance products through his DBA entity. Eagle Strategies serves a diverse client base including individual investors and institutional sponsors, providing financial planning, investment management, and retirement-plan advisory services. The firm offers multiple program types and emphasizes tailored advice, with the majority of its assets managed on a non-discretionary basis.