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Mark H

Series 63, Series 65

Chester, NJ

OSAIC

Mark Harwanko is a financial advisor at OSAIC with 42 years of industry experience. He holds Series 63 and Series 65 credentials and previously worked at Ic Advisory Services Inc and The Investment Center Inc for 14 years each. In addition to his advisory role, he serves as president of Black River Financial, LLC, which advises clients on insurance and annuities. Osaic Wealth, Inc. serves a wide range of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and advisory services, financial planning, and access to various managed account solutions. The firm employs asset-allocation tools and risk assessments to construct diversified portfolios incorporating multiple asset classes, with accounts managed on either a discretionary or non-discretionary basis.

Annuities Wealth management Tax-loss harvesting Private / alternative investments Retirement plans for business owners (SEP, solo 401k) Founder/Business Owner Executive
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George G

Series 63, Series 65

Washington, NJ

Equitable Advisors

George Grow is a financial advisor with Equitable Advisors in Washington, NJ, holding Series 63 and Series 65 licenses and bringing 44 years of industry experience. He has been with Equitable Advisors since 1999 and previously worked at Axa Advisors, LLC for 21 years. Outside of his advisory role, he is involved in an insurance brokerage business. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm employs a hybrid referral and implementation model, offering both advisory and brokerage channels tailored to client goals and risk tolerance.

Retirement income strategy Social Security optimization Founder/Business Owner Retired Executive Approaching retirement Baby Boomers (Born 1946-1964)
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Jon M

Series 63, Series 66

Chester, NJ

OSAIC

Jon Mcaleney is a financial advisor at Osaic Wealth with 40 years of industry experience. He holds Series 63 and Series 66 credentials and previously worked at IC Advisory Services Inc and The Investment Center Inc for 14 years. Outside of his advisory role, he owns McAleney Wealth Management, a DBA for securities, and is involved in a business networking group called Tip Master that exchanges business ideas. Osaic Wealth serves a wide range of retail and institutional clients through a large network of affiliated advisers and offers integrated brokerage and investment advisory services. The firm employs asset-allocation tools and automated rebalancing for portfolio construction and supports various managed-account solutions, operating with a complex corporate structure and multiple third-party commercial arrangements.

Annuities Wealth management Tax-loss harvesting Private / alternative investments Retirement plans for business owners (SEP, solo 401k) Founder/Business Owner Executive
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Ian B

Series 66

Randolph, NJ

Cambridge Investment Research Advisors

Ian Baird is a financial advisor at Cambridge Investment Research Advisors with 15 years of industry experience. He holds a Series 66 designation and previously worked at Commonwealth Financial Network. He is also involved with Elefant Financial, where he functions as an Investment Advisor Representative with activities including fixed annuity and insurance sales. Cambridge Investment Research Advisors serves a diverse client base including individuals, retirement plans, and charitable organizations. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals, employing a range of portfolio management strategies across multiple platform arrangements.

Wealth management Retirement plans for business owners (SEP, solo 401k) Retirement income strategy Annuities Self-Employed
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Craig C

Series 63, Series 65

Hackettstown, NJ

LPL Enterprise

Craig Carcuffe Sr. is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 licenses and with 36 years of industry experience. He worked at Pruco Securities, LLC for 35 years before joining LPL Enterprise in 2024. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering services across advisory and brokerage channels. The firm combines adviser programs with a broad range of financial products and leverages both in-house and third-party portfolio management solutions.

General retirement planning Tax-loss harvesting Self-Employed Founder/Business Owner
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John S

Series 63, Series 65

Sparta, NJ

LPL Financial

John Space is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 41 years of industry experience. He has been with Linsco/Private Ledger Corp., now part of LPL Financial, since 1995. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network. The firm offers a range of advisory programs, financial planning, retirement plan consulting, and brokerage services, with investment management supported by in-house and third-party research and a variety of portfolio management options.

College savings (529s, UTMA, etc.)
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Christianne E

Series 66

Sparta, NJ

LPL Financial

Christianne Erickson is a financial advisor at LPL Financial with a Series 66 designation and three years of industry experience. She has worked at LPL Financial since 2019 and previously worked at CKW Wealth Management and TeleSearch Staffing Solutions. Erickson is also a notary in Sparta, NJ. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a range of clients including individuals, retirement plans, banks, and charitable organizations. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services through a national network of investment adviser representatives.

College savings (529s, UTMA, etc.)
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Raymond S

Series 66

Mount Arlington, NJ

Cetera

Raymond Sarinelli is a financial advisor at Cetera with eight years of industry experience. He holds a Series 66 designation and has worked at firms including Avantax Investment Services and 1st Global Advisors. Outside of his advisory role, he is the owner of Wealthspring Financial Partners LLC, an acquisition vehicle for various financial services and tax practices. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with various portfolio management options and maintains over 10,000 advisors managing more than $256 billion in assets.

Wealth management Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy Founder/Business Owner Executive
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Meredith W

Series 66

Succasunna, NJ

LPL Financial

Meredith Wright is a financial advisor with LPL Financial, holding a Series 66 designation and 13 years of industry experience. She has worked at LPL Financial since 2022 and has been with Ameriprise Financial Services, Inc. since 2014. Meredith operates Wright Wealth Management, LLC, a DBA related to her LPL business in Succasunna, NJ. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including model portfolios and retirement plan consulting, and provides both discretionary and non-discretionary management options supported by research and technology.

College savings (529s, UTMA, etc.)
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