John Welsh is a financial advisor at J.P. Morgan Securities with 25 years of industry experience. He holds the Series 63, Series 65, and Series 66 credentials. Prior to joining J.P. Morgan Securities in 2022, he worked at Citizens Securities, Inc. for eight years. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. As a subsidiary of J.P. Morgan, the firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

James Rinkewich is a financial advisor at Cetera with 18 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Avantax Advisory Services and Avantax Insurance Services. Outside of his advisory role, he operates a tax preparation and accounting business as a sole proprietor. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of over 10,000 advisors. The firm offers a range of portfolio management, financial planning, and retirement services with access to multiple program structures and third-party money managers.

Gary Lordi (Sr) is a financial advisor with LPL Financial who holds CPA credentials and has 30 years of industry experience. He worked at Cadaret, Grant & Co., Inc. for 28 years before joining LPL Financial in 2023. In addition to his advisory role, he is involved in tax preparation and accounting services through MKN Financial Services and his own CPA practice. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, and charitable organizations. The firm offers a range of advisory programs and financial planning services, utilizing model portfolios and research from internal and third-party sources to support diversified investment strategies.

Madison Fletcher is a financial advisor at Merrill with Series 63 and Series 66 licenses and two years of industry experience. Prior to Merrill, Fletcher worked at JPMorgan Chase Bank, N.A., and J.P. Morgan Securities for two years. Outside of financial services, Fletcher held a position with the Pemberton Board of Education. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Allen Laster is a financial advisor with Edward Jones, holding a Series 66 designation and beginning his advisory career in 2025. Prior to joining Edward Jones, he worked at R. Neuhaus & Associates LLC and has experience in education and community roles. He also supports a family daycare business by managing its finances. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of advisory services, including discretionary and non-discretionary strategies. The firm manages over $1 trillion in assets and operates a large network of financial advisors and branch offices across the United States.

Robert Buckelew is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 63 credential and bringing 32 years of industry experience. He has worked with Raymond James in various capacities since 2009 and also spent three years in non-variable insurance from 2016 to 2019. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base including individuals, institutions, and charitable organizations. The firm provides tailored, non-discretionary planning and uses advanced analytical tools to support client goals, while maintaining unique offerings such as municipal advisory services and SIMPLE IRA Employer Advisory programs.

Stephen Kuczynski is a financial advisor at LPL Financial with nine years of industry experience. He holds the Series 66 designation and previously worked at Ameriprise Financial Services from 2016 to 2019 before joining LPL Financial in 2019. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a variety of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management alongside research and model portfolios from multiple sources.

Bryan Perry is a Wealth Management Advisor at Merrill Lynch Wealth Management, specializing in serving high net worth individuals, including entrepreneurs and executives. He offers expertise in corporate executive services, executive compensation, family wealth management strategies, legacy planning, retirement income, and philanthropic planning. Bryan's approach integrates advanced tax mitigation, alternative investment opportunities, cash flow management, and trust and estate planning services tailored to meet the needs of his clientele. Bryan holds a Bachelor's degree in Finance from Bloomsburg University and a Master's degree in Taxation from Villanova Law School. He has earned several professional designations, including Chartered Financial Consultant (ChFC), Certified Financial Planner (CFP), Chartered Life Underwriter (CLU), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). In addition to his professional pursuits, Bryan is actively involved in his community. He serves as a Councilman for the Borough of Sea Girt and has participated on the Sea Girt Elementary School Board of Education. Bryan also coaches youth basketball and little league baseball. He lives in Sea Girt with his wife and two daughters.

Timothy Cannuli is a financial advisor at Raymond James Financial Services Advisors, Inc. with 28 years of industry experience. He has been with Raymond James since 2009 and also operates as an insurance agent selling life and disability products. Outside of his advisory role, he is a partner in a development LLC and has involvement in a local bakery business through family connections. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting, incorporating risk profiling and analytical modeling to support client goals.

Christopher Gallegos is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 19 years of industry experience. His prior roles include positions at Wells Fargo Clearing, Wells Fargo Bank, N.A., and Wells Fargo Advisors, LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a diverse client base, including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of financial planning and advisory programs, utilizing discretionary and non-discretionary management supported by in-house and third-party research.

Francesco Olmo is a financial advisor with LPL Financial in Toms River, NJ, holding the Series 66 designation and three years of industry experience. His prior work includes roles at Baycrest Partners and law enforcement positions with the Point Pleasant Beach and Little Silver Police Departments. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations through a national network of advisors. The firm offers a range of advisory programs, financial planning, and retirement consulting services supported by model portfolios, research, and both discretionary and non-discretionary management.

Brian Laux is a financial advisor with LPL Financial holding Series 63 and Series 66 designations and 37 years of industry experience. His prior roles include positions at Regal Securities, Victory Capital Advisers, and Invesco Advisers. Outside of his advisory work, he has been involved with Game 7 Sports in a non-investment capacity. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs and financial planning services supported by research and multiple portfolio management options.

Charles Wehmeyer is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 designations and bringing 34 years of industry experience. He previously worked at UBS Financial Services for 14 years before joining Morgan Stanley Private Bank and Morgan Stanley Smith Barney in 2023. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and an array of advisory programs supported by structured planning tools and research from its Global Investment Committee. The firm manages approximately $2.74 trillion in client assets and provides services both directly and through corporate financial planning agreements.

Anna Burns is a financial advisor with Morgan Stanley in Lavalette, NJ, holding a Series 66 designation and 18 years of industry experience. She has been with Morgan Stanley since 2014. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including customized financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process that incorporates firm-approved tools and scenario modeling.

Christian Alino is a financial advisor at J.P. Morgan Securities with one year of industry experience. He holds a Series 66 designation and previously worked at Equitable Financial Life Insurance and Equitable Advisors. Outside of finance, he has been involved with The Shrimp Box and Outside the Box Patio Bar in a non-investment role. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Ralph Gambino is a Financial Advisor at Merrill Lynch Wealth Management. He specializes in helping clients navigate the complexities of managing their finances, from purchasing a home and saving for college to addressing healthcare needs and caring for elderly parents. Ralph works closely with clients to define their financial goals and develop portfolio strategies designed to help achieve them. He provides ongoing advice and adjusts portfolios as clients' situations evolve. Ralph holds a Bachelor's Degree from the Pennsylvania State University System and a Master's Degree from Felician College. He carries the CERTIFIED FINANCIAL PLANNER (CFP) designation and is recognized as a Personal Investment Advisor (PIA).

Victoria Collins is a financial advisor at LPL Financial with 12 years of industry experience. She holds the Series 66 designation and has previously worked at Wells Fargo Advisors and Merrill. Her prior experience includes a 23-year tenure at Merrill before joining her current firm. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management supported by model portfolios, research, and various investment strategies.

James Sturiale is a financial advisor with Merrill holding a Series 66 credential and one year of industry experience. His prior work history includes roles at Bank of America, PNC Bank, and Community Options. Outside of finance, he works as a server at Olive Garden. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies supported by internal and third-party managers for individuals, high-net-worth clients, and institutional investors.

Yaakov Krumbein is a Financial Advisor at Merrill Lynch Wealth Management. He works closely with clients to understand their priorities and develop strategies aimed at achieving their short-, mid-, and long-term financial goals. His approach involves detailed discussions of clients' financial objectives, concerns, and questions to provide personalized investment and retirement planning guidance, as well as preparation for unforeseen financial needs. His expertise encompasses family wealth management strategies, legacy planning, liquidity management, managing new wealth, individual and corporate investment strategies, tax minimization, and retirement income. Yaakov holds professional designations including Accredited Wealth Management Advisor (AWMA), CERTIFIED FINANCIAL PLANNER (CFP), and Personal Investment Advisor (PIA). Yaakov earned a Bachelor's degree from Fairleigh Dickinson University and a Master's in Financial Planning from the College For Financial Planning. Outside of his professional role, he engages in adventure sports, hiking, table tennis, and spending time with his family.

Kenley Ragusa is a financial advisor with Morgan Stanley, holding a Series 66 designation and 20 years of industry experience. Prior to joining Morgan Stanley Smith Barney LLC in 2023, he worked at UBS Financial Services from 2009 to 2023. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm provides a range of advisory programs, including tailored financial planning and estate strategies, and manages approximately $2.74 trillion in client assets.