Austin Weaver is a financial advisor at Fidelity with two years of industry experience. He holds a Series 66 designation and has previously worked at Pioneer Bank, Soverance Labs, and Bryant University. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios composed of mutual funds, ETFs, and ETPs.

Andrew Minnick is a Planning Consultant at Fidelity Investments, where he collaborates with individuals and their families to address their financial needs. In his role, he provides holistic guidance and develops strategies aimed at helping clients achieve financial peace of mind. Prior to joining Fidelity Investments in 2024, Andrew served as a Private Wealth Manager at CIM LLC from 2020 to 2024. He also held positions at AYCO, a Goldman Sachs Company, including Team Leader from 2018 to 2020 and Senior Financial Analyst from 2014 to 2018. Outside of his professional work, Andrew enjoys spending time at the beach, camping, cooking and baking, as well as engaging in sports such as football, golf, and swimming.

Stephen Peer is a financial advisor with Cetera, holding a Series 66 designation and bringing 43 years of industry experience. His prior roles include Voya Financial Advisors and operating Peer Wealth Management, an independent financial services business. He is also involved in fixed insurance product sales through his activities as an independent insurance agent. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, employer-sponsored retirement plans, corporate, charitable, and institutional accounts. The firm offers a multi-manager platform with a range of portfolio management and financial planning services, supported by over 10,000 advisors and $256 billion in assets under management.

Francesca Mills currently serves as a Planning Consultant. She has an extensive background in investment consulting and leadership, having held several roles at Fidelity Investments from 2017 to 2026, including Investment Consultant, Investment Solutions Team Leader, New Hire Onboarding Coach, Investment Solutions Representative, and Customer Relationship Advocate. Francesca focuses on partnering with clients to develop thoughtful and aligned financial strategies, emphasizing integrity and transparency in prioritizing clients' financial well-being. Her professional experience encompasses various aspects of investment solutions and client relationship management. While specific educational credentials were not provided, her progressive roles at Fidelity Investments reflect a strong foundation in investment consulting and team leadership. Outside of her professional career, Francesca's personal interests include golf, pets, reading, running, and tennis.

Michael Barnes is a Senior Financial Advisor with Merrill Lynch Wealth Management. He focuses on developing personalized financial strategies to help clients pursue their long-term goals through one-on-one collaboration. His areas of expertise include college education planning, family wealth management strategies, personal retirement planning, portfolio management services, tax minimization, retirement income, and services for endowments, foundations, and non-profits. Michael holds a Bachelor's Degree from SUNY Oneonta and has earned the designation of Personal Investment Advisor (PIA). He follows Merrill’s tradition of community involvement, dedicating time to volunteering with local organizations. Through his role, he provides clients access to Merrill’s investment insights along with the banking and lending solutions of Bank of America.

Levi Ashley is a Financial Consultant at Fidelity Investments, where he partners with clients to co-create financial plans and investment strategies that align with their life goals. He began his current role in 2024 after serving as a Planning Consultant at the same firm from 2022 to 2024. Levi's professional experience includes positions at Merrill Lynch as a Financial Solutions Advisor and Registered Wealth Management Client Associate in 2022 and 2021-2022 respectively. He also worked as a Compliance Officer at Purshe Kaplan Sterling Investments from 2020 to 2021, a Registered Client Associate at Morgan Stanley from 2019 to 2020, and a Financial Assistant at Halliday Financial in 2018. Outside of his professional work, Levi enjoys camping, fishing, and outdoor adventures.

Shamus McCullough is the Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2019. He has been with Fidelity Investments since 2008, progressing through various roles including Financial Representative, Investment Solutions Representative, Fixed Income Specialist, Investment Consultant, and Financial Consultant. In his current role, Shamus assists clients in creating personalized financial plans and adjusting their investment and income strategies to help achieve their individual financial goals. His professional experience encompasses a broad range of roles within Fidelity Investments, providing him with a comprehensive understanding of investment and financial consulting. Outside of his professional work, Shamus enjoys biking, gardening, visiting museums, engaging in outdoor adventures, skiing, and traveling.

David Morrison is a financial advisor with Wells Fargo Clearing in Albany, NY, holding a Series 63 designation and 29 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Craig White is a financial advisor with LPL Financial in Albany, NY, holding Series 63 and Series 66 credentials and 16 years of industry experience. He previously worked at Cambridge Investment Research and Equitable Advisors. Outside of advising, he has worked as a software programmer and consultant. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, with advisory services delivered through a large network of investment adviser representatives.

Jeffrey Miller is a financial advisor with Ameriprise in Freehold, NY, holding a Series 63 designation and 14 years of industry experience. He has been with Ameriprise and its related entities since 2012. Outside of his advisory work, he owns All-Trades Improvements, a remodel construction and woodworking business. Ameriprise provides retirement-income planning services primarily for individuals with significant investable assets, delivering customized recommendation reports that incorporate tax-smart withdrawal strategies and Social Security options. The firm combines research, modeling, and algorithmic tools to support its advisory process and offers a broad range of investment and insurance solutions through affiliated entities.

John Rahe is a financial advisor with Merrill, holding a Series 66 designation and four years of industry experience. He has worked at Bank of America, N.A. and Merrill since 2022, following eight years at Bank of America, NA. Outside of his advisory role, Rahe owns and manages rental properties in Kingston, NY. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Michael Rowe is a financial advisor with LPL Financial in Delmar, NY, holding a Series 63 credential and 23 years of industry experience. He has been with LPL Financial and its predecessor entities since 2007. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers financial planning, model portfolios, third-party asset management, and institutional platforms, combining advisory services with a range of financial products and technology tools.

Robert Manor is a financial advisor with UBS Financial Services in Albany, NY. He holds a Series 66 designation and has been in the financial industry since 2024. His prior experience includes roles at Goldman Sachs and H&R Block, as well as work in healthcare and academia. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, utilizing proprietary research and model-based asset allocations to create tailored financial plans. The firm combines institutional trading capabilities with wealth management services and offers a broad range of financial products and capital markets services.

Chancy Darcangelis is a financial advisor with LPL Financial based in Albany, NY, holding the ChFC® designation and Series 63 license. He has 40 years of industry experience, including over three decades at Metlife Securities Inc. and six years with MassMutual Investors Services. In addition to his advisory role, he is involved with Charter Oak Financial, selling life, long-term care, disability, and fixed annuity insurance products. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plans, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management solutions, utilizing model portfolios, third-party subadvisors, and customized strategies.

Carlos Martinez is a financial advisor with Wells Fargo Clearing in Rotterdam, NY, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has worked at Wells Fargo Advisors LLC from 2009 to 2016 before joining Wells Fargo Clearing, where he has been since 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options in its investment menus.

Tara Hutchins is a financial advisor with Wells Fargo Clearing in Albany, NY, holding Series 63 and Series 66 licenses and bringing nine years of industry experience. She has worked at Wells Fargo Clearing Services LLC since 2017 and previously was involved with the Adult and Senior Center of Saratoga for one year. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with a wide range of investment advisory, financial planning, and retirement plan consulting services. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party databases.

Ralph Lemme is a financial advisor with UBS Financial Services in Albany, NY, holding Series 63 and Series 65 designations and bringing 37 years of industry experience. He has been with UBS since 2014. He has served as an officer and board member for local nonprofit organizations focused on community parks and youth rowing programs. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory services, incorporating proprietary capital market research and model-based asset allocations. The firm combines institutional trading capabilities with wealth management and offers a variety of investment products and capital markets services.

William Hazelton is a Wealth Management Advisor at Merrill Lynch Wealth Management. He has more than 30 years of experience in the financial services industry, having started his career in institutional fixed income trading and sales, where he advised small to mid-sized money managers and insurance companies. Since joining Merrill Lynch in 2005, he has worked closely with clients to develop customized equity and fixed income portfolio strategies, emphasizing disciplined risk management and long-term relationships. William holds several professional designations, including the Certified Investment Management Analyst (CIMA) certification earned after completing the educational component at The Wharton School of The University of Pennsylvania. He also holds the CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA) designations. He earned his bachelor's degree from Gettysburg College. Outside his professional work, William is a licensed New York State Emergency Medical Technician and volunteers with the Ballston Lake Emergency Squad. He enjoys staying active, spending time with his family, and pursuing interests such as fitness, hunting, and fishing.

Keagan O'Connor is a Financial Consultant at Fidelity Investments. In this role, he focuses on assisting individuals with strategic financial planning and providing personalized guidance to help clients work toward their financial goals. Prior to joining Fidelity, Keagan worked as a Financial Analyst at Goldman Sachs (AYCO) from 2019 to 2023. His professional experience includes investment consulting and financial analysis, contributing to his expertise in financial services. Outside of his professional career, Keagan's personal interests include board games, football, golf, music, and attending social events with friends.

Anthony Angelini is a financial advisor with Charles Schwab in Albany, NY, holding Series 63 and Series 66 licenses and bringing eight years of industry experience. His background includes roles at Charles Schwab Bank, TD Ameritrade, Equitable Advisors, and The Ayco Company affiliated with Goldman Sachs and Mercer Allied. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines a non-discretionary advisory model with access to discretionary separately managed accounts, offering multi-asset model portfolios alongside centralized custody and operational support.