Taylor Skelly is a financial advisor at Morgan Stanley with eight years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Wealth Management and Morgan Stanley Private Bank since 2016. Prior to his advisory roles, he was associated with SIOR and attended Franklin and Marshall College. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and modeling techniques.

Eric Graupensperger is a financial advisor with MassMutual Investors Services who holds Series 63 and Series 65 licenses and has 17 years of industry experience. He has worked at MML Investors Services since 2018 and previously held positions at Lombard Securities and IFS Securities. He is also licensed as a life and health insurance agent. MassMutual Investors Services, a subsidiary of MassMutual, serves individuals, business owners, trusts, estates, charitable organizations, and employers by providing financial planning, asset management, and educational seminars. The firm emphasizes collaborative, annual financial planning engagements using firm-approved analytical tools and offers event-driven planning services such as estate-settlement and divorce planning.

Erik Montalvo is a financial advisor at Charles Schwab with 13 years of industry experience. He holds a Series 66 designation and has worked previously at Morgan Stanley Private Bank, Morgan Stanley, and M&T Bank. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory models with access to affiliated discretionary portfolios and features a centralized operational structure that supports a high client coverage ratio per advisor.

Kyle O'Donnell is a financial advisor at Raymond James Financial with one year of industry experience. Before joining Raymond James, he worked at Becton Dickinson and Cintas. He is also an associate at Integrity Wealth Strategies, LLC. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients, using tailored, non-discretionary planning and analytical tools to support client goals.

R Rowland is a financial advisor at Cetera with 24 years of industry experience. He holds the CFP® and Series 66 designations. Prior to joining Cetera in 2025, he worked at Avantax and 1ST Global Advisors and maintains a CPA practice. He is also the owner of Rowland Financial LLC, providing financial services to clients. Cetera Investment Advisers LLC serves a nationwide network of independent advisors and offers a range of portfolio management, financial planning, and retirement services to individuals, employer-sponsored plans, corporate, charitable, and institutional clients. The firm operates a multi-manager platform with various program options and reported over $256 billion in assets under management.

Cheryl Hartman is a financial advisor at Morgan Stanley with 8 years of industry experience. She holds Series 63 and Series 65 designations and has been with Morgan Stanley since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs, including customized financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools such as Monte Carlo simulations and Secular Return Estimates as part of its financial planning process.

Emanuel Ludwig is a financial advisor with RBC Capital Markets in Lancaster, PA, holding a Series 66 designation and 16 years of industry experience. He has worked at RBC Capital Markets since 2009 and is also affiliated with City National Bank since 2020. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutional clients, and charitable organizations. The firm offers various advisory programs with tailored investment strategies that incorporate both in-house and third-party managers, along with integrated capital markets capabilities.

Marcos Herrera Inostroza is a financial advisor at Edward Jones with nine years of industry experience. He previously worked at Ameriprise Financial LLC and Merrill Lynch Pierce Fenner & Smith LLC. He holds the Series 66 designation. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a range of advisory programs and investment strategies supported by a large network of financial advisors and branch offices.

Vyotta Hawk is a financial advisor with Ameriprise in York, PA, holding a Series 66 designation and 11 years of industry experience. She has been with Ameriprise and its affiliated entities since 2007. Outside of her primary role, she is involved with LPPO, LLC as a financial advisor and investment manager. Ameriprise provides retirement-income planning services primarily for individuals nearing or in retirement who meet specific asset criteria. The firm combines research, modeling, and tax-efficiency analysis to deliver non-discretionary, written recommendations through a centralized consulting team.

William Waters is a financial advisor with LPL Financial in Lancaster, PA, holding the CFP® and Series 63 designations and bringing 34 years of industry experience. Prior to joining LPL Financial in 2018, he was with INVEST Financial Corporation for four years and has also been involved in tax preparation and accounting as president of MMW, Inc. since 2010. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions, offering a range of financial planning and asset management solutions.

Sagar Mainali is a financial advisor with Wells Fargo Clearing in Lancaster, PA, holding Series 63 and Series 66 designations and seven years of industry experience. He has been with Wells Fargo in various capacities since 2016. Outside of his advisory role, he is involved in home healthcare services and transportation, including assisting with personal health at home and part-ownership of a trucking business. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm utilizes research and analytics to guide diversified investment strategies and offers a broad range of financial products through affiliated banks and insurance entities.

Joshua Donaldson is a CFP® credentialed advisor with 14 years of industry experience. He has worked at Wells Fargo Clearing and Wells Fargo Bank, N.A. since 2016, following prior roles at PNC Wealth Management and Equitable Advisors. He serves on the finance committee of Crossway Church in Millersville, PA, where he participates in budgeting and financial oversight. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm employs over 14,000 advisors and manages approximately $671 billion in assets, offering both brokerage and advisory solutions.

Bruce Kleindienst is a financial advisor with Thrivent Investment Management, holding Series 63 and Series 66 credentials and bringing 35 years of industry experience. He has been with Thrivent Financial for Lutherans and its investment management arm since 2002. Kleindienst serves as a board member of the Elizabethtown School Board, overseeing curriculum, budget, and facilities. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on goal-based financial planning without discretionary trading authority. The firm emphasizes holistic analyses and offers clients the option to combine planning with managed accounts through its WealthPlan program.

Michael Affigne Jr. is a financial advisor with J.P. Morgan Securities LLC, holding Series 63 and Series 65 licenses and 26 years of industry experience. His career includes roles at J.P. Morgan and Wells Fargo, with a focus on investment advisory services. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Jack Beasley is a financial advisor at Thrivent Investment Management with one year of industry experience. He holds a Series 66 designation and has worked at Thrivent Financial and Thrivent Investment Management since 2024. Prior to his financial services career, he was employed by the Cornwall-Lebanon School District and West Chester University. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm offers goal-based, holistic planning that can be combined with managed-account programs under a consolidated billing option called “WealthPlan,” while maintaining separate planning and portfolio management services.

Michael Stein is a financial advisor at Ameriprise with 16 years of industry experience. He holds a Series 66 designation and previously worked at Edward Jones for 14 years before joining Ameriprise. Outside of his advisory role, he owns and manages Fortiplan LLC, a business related to his Ameriprise activities. Ameriprise provides retirement-income planning services primarily for clients with significant investable assets and offers a range of advisory, brokerage, and insurance solutions through its affiliated companies. The firm’s retirement-income approach includes algorithm-driven recommendations reviewed by a specialized consulting team and emphasizes tax-smart withdrawal strategies and asset management within Ameriprise accounts.

Todd Martin is a CFP® with 20 years of experience in the financial services industry. He currently works at OSAIC and has prior experience with American Portfolios Financial Services Inc, Commonwealth Financial Network, and Videre Wealth Management. In addition to his advisory role, he is involved with Teacher Benefit Strategies, where he performs paraplanning and operational support tasks. OSAIC serves a diverse client base including individual, high-net-worth, pension, and corporate clients through a large network of financial advisers. The firm offers a range of investment advisory and brokerage services, utilizing asset-allocation tools and third-party solutions to manage portfolios across multiple asset classes.

John Mccoy II is a financial advisor with LPL Financial holding Series 63 and Series 65 designations and has 36 years of industry experience. His career includes over a decade with Securities America Advisors and Securities America, Inc., as well as 30 years running John Ralph Mccoy. He is also a commissioned notary public in Pennsylvania. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management solutions, utilizing both proprietary and third-party models, with a broad platform that includes institutional and participant-level retirement advice.

Sheila Stotler is a financial advisor with MassMutual Investors Services in Lancaster, PA, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. She previously worked at Brinker Capital Securities, Inc. for 21 years before joining MassMutual in 2021. Outside of her advisory role, she serves as an executor of an estate and works as a structured settlement insurance agent. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, and charitable organizations. The firm offers financial planning, asset management, and educational seminars, using firm-approved software tools to support collaborative, annual planning engagements.

Michael Dieter is a financial advisor at LPL Financial with 23 years of industry experience. He holds the Series 66 designation and has worked at LPL Financial since 2017, following roles at Mass Mutual Investors Services, Massachusetts Mutual Life Insurance Company, and Metlife Securities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by both proprietary research and third-party subadvisors.