Lisa O'Brien is a CFP® professional with 34 years of experience in the financial industry. She currently works with OSAIC and was previously with FSC Securities Corporation for 14 years. Outside of her advisory work, she owns and manages a business focused on planning strategies. OSAIC serves a broad client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services through a large network of affiliated advisers, employing asset-allocation tools and automated rebalancing to manage diversified portfolios across various investment types.

Chris Prater is a financial advisor with Morgan Stanley in Wilkes Barre, PA, holding a Series 66 license and bringing 11 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. since 2017 and at Morgan Stanley Smith Barney LLC since 2014. Outside of his advisory role, he is involved in a trust-related business in Shavertown, PA. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a broad range of advisory programs to individual and institutional clients. The firm emphasizes tailored financial planning using structured discovery and analytical tools, and manages approximately $2.74 trillion in client assets.

Kevin Canfield is a financial advisor with Mass Mutual Investors Services and holds a Series 63 designation. He has 33 years of industry experience, including roles at MetLife Securities Inc. and Metropolitan Life Insurance Company since 1990. In addition to his advisory work, he engages in sales related to individual and group life and health insurance. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser offering financial planning, asset management, and educational services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm uses detailed client information and firm-approved analytical tools to develop tailored financial plans without investment discretion, providing event-driven and specialized planning programs.