Thomas Jones is a financial advisor with LPL Enterprise holding Series 63 and Series 65 licenses and has two years of industry experience. His prior firms include Northwestern Mutual, Pruco Securities LLC, and The Prudential Insurance Company of America. LPL Enterprise provides investment advisory and brokerage services to a broad client base, including individual and high-net-worth investors, employer-sponsored retirement plans, banks, and corporate and charitable entities. The firm’s investment implementation is primarily model-driven using portfolios developed by LPL’s Research Department and third-party strategists, with additional services including financial planning, access to third-party asset managers, and affiliated insurance and trust services.

Nicholas Purcell is a CFP® with three years of industry experience, currently serving as a financial advisor at OSAIC. His prior experience includes roles at Lincoln Financial Advisors and Heritage Financial Consultants, where he also worked as a paraplanner creating financial plans. OSAIC serves a diverse client base ranging from individual investors to institutional entities, offering integrated brokerage and advisory services supported by advanced asset allocation and portfolio management tools.

Malcolm Steigerwald is a Series 66-licensed financial advisor with Morgan Stanley in Hunt Valley, MD, bringing 23 years of industry experience. He has worked at Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a wide range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and modeling techniques.

Hannah Stack is a Financial Advisor at Merrill Lynch Wealth Management. She guides clients in navigating markets with clarity, discipline, and purpose, focusing on areas including college education planning, executive compensation, equity compensation services, family wealth management strategies, tax minimization, retirement income, and services for endowments, foundations, and non-profits. Hannah holds a Bachelor’s and a Master’s degree in Finance from the University of Maryland. She gained experience as a senior equity analyst and global content manager for technical analysis at Bloomberg in New York City, where she led client trainings and facilitated collaboration between product, engineering, and sales teams. She is a FINRA-licensed Financial Advisor and has earned several professional designations including Chartered Retirement Planning Counselor™ (CRPC), Certified Exit Planning Advisor (CEPA), and Personal Investment Advisor (PIA), along with FINRA Series 7, Series 66, and SIE registrations. Outside of her professional work, Hannah is a 200-hour registered yoga teacher and participates in activities such as biking, cooking, gardening, golfing, reading, running marathons, skiing, swimming, tennis, and yoga.

Alexander Mc Lean is a financial advisor with Merrill in Hunt Valley, MD, holding Series 63 and Series 66 licenses and possessing nine years of industry experience. He has been with Merrill since 2008 and concurrently with Bank of America since 2019. Outside of his advisory role, he is a co-owner of a family rental property in Baltimore. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

Mark Rich is a financial advisor at OSAIC with 13 years of industry experience. He holds a Series 66 designation and previously worked at Heritage Financial Consultants. In addition to his advisory role, he manages client relationships through Mason-Dixon Planning Group, LLC, where he prepares client reviews and processes requests. OSAIC serves a diverse client base, including individual, high-net-worth, institutional, and nonprofit investors, offering a broad range of integrated brokerage and advisory services. The firm utilizes various asset-allocation tools and third-party platforms to construct and manage portfolios across multiple investment types.

Matt Hanley is a financial advisor at Wells Fargo Advisors with 12 years of industry experience. He holds a Series 66 designation and has previously worked at Bank of America N.A. and Merrill. Outside of his advisory role, Hanley coaches hockey at both the Foundations Hockey and Loyola Ice Hockey programs and serves as treasurer for the Greencroft homeowners association. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by offering a range of investment and financial planning services. The firm provides tailored recommendations using proprietary research and planning tools, covering diverse areas including retirement, education, and niche planning needs such as business-owner transition and special-needs analysis.

Renee Pretorius is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 licenses and 15 years of industry experience. She previously worked at Prudential Insurance Company of America and Pruco Securities, LLC for over a decade. LPL Enterprise, LLC provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, and corporate and charitable entities. The firm’s investment approach is model-driven, utilizing portfolios developed by LPL’s Research Department and third-party strategists, and offers a range of financial planning, consulting, and insurance-related services.

David Stack is a financial advisor with UBS Financial Services in Hunt Valley, MD, holding Series 63 and Series 65 designations and bringing 37 years of industry experience. He has been with UBS since 2010. Outside of his advisory role, he serves on the boards of Chesapeake Shakespeare Company, a nonprofit organization, and Horizon Day Camp, which supports children with cancer and their siblings. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary research and model-based asset allocations to tailor client plans and operates as a broker-dealer, investment adviser, and futures commission merchant.

Joseph Andersen is a ChFC® with 41 years of industry experience, currently affiliated with OSAIC since 2025. He previously worked at Lincoln Financial Securities Corporation for 17 years and has been associated with Independent Advisers Group Corp for 19 years. Andersen also serves as an insurance agent offering accident, health, disability, fixed annuities, and traditional life insurance through Mullen Andersen & Associates. OSAIC serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services leveraging multiple platforms and third-party solutions to construct and manage diversified portfolios.

Paul Swenson is a financial advisor at Edward Jones with 20 years of industry experience. He holds the ChFC® designation and Series 63 and 65 licenses. His prior experience includes roles at Morgan Stanley Private Bank, Morgan Stanley, M&T Securities, and MassMutual Financial Group. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, investment strategies, and affiliated financial services through a nationwide network of over 23,000 advisors and 15,000 branch offices.

Jacob Pollokoff is a financial advisor with Merrill, holding a Series 66 designation and one year of industry experience. Prior to joining Merrill, he worked in various roles including hospitality management and education. He has been involved with Camps Airy and Louise for six years. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Alyssia Solomon is a financial advisor with Merrill, holding a Series 66 designation and nine years of experience primarily at Merrill since 2017. Prior to her advisory role, she worked in customer service and temporary staffing positions. Outside of her advisory work, she owns and consults for BMORE NATURAL HAIR, a business selling hair products and services. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Philip Insley III is a Series 66-licensed financial advisor with Mass Mutual Investors Services, where he has worked since 2012. He has 25 years of industry experience and also serves as an insurance broker offering life, health, fixed annuities, disability income, and long-term care insurance. MassMutual Investors Services, LLC is an SEC-registered investment adviser and broker-dealer providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, goal-based planning and offers specialized programs including divorce planning, estate settlement, and employer-sponsored planning.

Douglas Miller is a Certified Financial Planner® with 26 years of industry experience. He is currently with Raymond James Financial Services Advisors, Inc., having joined in 2026 after a decade at Northwestern Mutual Wealth Management Company. Miller holds Series 63, 65, and 66 licenses. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

Joseph Dankowski Jr. is a CFP®-designated financial advisor with 26 years of industry experience. He currently works at OSAIC and has previous experience at Lincoln Financial Advisors Corporation, Park Avenue Securities, Guardian Life Insurance Company, and Ids Life Insurance Company. Outside of his advisory role, he is involved in insurance-related business activities through Heritage Financial Consultants, LLC and Maryland Financial Planner, Ltd., where he offers and services various insurance products. Osaic Wealth, Inc. serves a diverse client base including individual, high-net-worth, pension, corporate, and charitable clients through a large network of affiliated advisers. The firm provides integrated brokerage and advisory services with a range of investment options and portfolio management tools.

David Emig is a financial advisor with Wells Fargo Advisors, holding a Series 66 designation and 25 years of industry experience. He has worked at various Wells Fargo entities since 2009 and also owns Pinnacle Wealth Management LLC, where he serves as a financial advisor. Additionally, he acts as a trustee for family members in Abingdon, MD. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, offering investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services and integrates advisory with other financial product offerings.

Christine Buckley is a financial advisor with RBC Capital Markets in Hunt Valley, MD, holding CFP® and ChFC® designations and possessing 24 years of industry experience. Her prior work includes roles at City National Bank and Huber, Weakland & Associates, Inc. She serves on the Board of Directors for the Baltimore Estate Planning Council. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutions, corporations, and charitable organizations. The firm provides a range of advisory programs offering discretionary and non-discretionary portfolio management, financial planning, custody, and brokerage services tailored to clients’ risk profiles.

Alex Humphries is a financial advisor at Morgan Stanley with 21 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves individual and institutional clients by providing a range of advisory programs, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that integrates advanced modeling tools, though clients are responsible for implementing and maintaining their plans.

Alexander Costos is a Wealth Management Advisor at Merrill Lynch Wealth Management. In his role, he serves as a Portfolio Manager, providing traditional financial advice, guidance, and planning, and manages discretionary personalized and defined strategies that may include individual stocks and bonds, Merrill model portfolios, and third-party investment strategies. His client focus areas include education planning, family wealth management, retirement planning, socially responsible investing, and services for endowments, foundations, and non-profits, among others. Alexander began his financial services career in 2007. He holds a bachelor's degree from Bucknell University (2004) and a Master of Business Administration from Loyola University Maryland (2017). He earned the CERTIFIED FINANCIAL PLANNER® certification in 2016 and holds designations as a CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He also serves on the Board of Directors for the Maryland Family Network and is involved with the Loyola Sellinger School of Business Alumni Board. Raised in the greater Baltimore area, Alexander is the son of Bob and Sandy Costos. He resides in Phoenix, Maryland, with his wife Laura and their two children. His personal interests include boating, camping, cooking, football, gardening, hunting, reading, spending time with family, and woodworking.