Megan Foard is a financial advisor at Verdence Capital Advisors, LLC with 23 years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at Deutsche Bank Securities Inc. for 12 years. Megan is also a partner in an investment partnership, Hunt Valley Partners, which she engages with for personal investment purposes. Verdence Capital Advisors serves individual and institutional clients, including high-net-worth individuals, business entities, pension plans, trusts, and charities, providing discretionary portfolio management, financial planning, and consulting. The firm employs a mix of fundamental, technical, and cyclical analysis to implement long- and short-term strategies across various investment vehicles and offers specialized teams for family office services, sports and entertainment clients, and sub-advisory consulting.

Alexander Lim is a financial advisor with Founders Financial Securities LLC, holding a Series 66 designation and 38 years of industry experience. He has worked at Founders Financial Securities since 2006 and currently leads Lim Financial Group as CEO and President. Outside of finance, Lim is a co-owner and instructor at U.S. Jow Ga Martial Arts and serves as one of five council members of the American Jow Ga Kung Fu Athletic Association. Founders Financial Securities provides investment advisory services to individuals, retirement plan sponsors, trusts, and corporations, managing approximately $4.1 billion in client assets. The firm offers multiple advisory platforms and customizes investment strategies through its network of independent investment adviser representatives.

Richard Rosa is a financial advisor with Verdence Capital Advisors, LLC in Hunt Valley, MD, holding Series 63 and Series 65 licenses and bringing 18 years of industry experience. His prior roles include positions at Hightower Advisors and Legg Mason Wood Walker, Incorporated. Outside of his advisory work, he is the owner of Compass Sports Advisors LLC, where he acts as a certified NFL Players' Association agent involved in contract and marketing negotiations. Verdence Capital Advisors serves individual clients, businesses, pension and profit-sharing plans, trusts, estates, and independent advisers. The firm offers discretionary portfolio management and financial planning through specialized teams that include family office services and sports and entertainment advisory, using a combination of fundamental, technical, and cyclical investment analyses.

Matthew Andrulot is a CFP® professional with 21 years of industry experience, currently serving at Verdence Capital Advisors, LLC. His prior experience includes roles at Independent Access Partners, LLC and Hightower Securities, LLC. He is also a partner in Hunt Valley Partners, an investment partnership where he participates in sourcing and recommending investment opportunities for limited partners. Verdence Capital Advisors serves individual and institutional clients, including high-net-worth individuals, business entities, pension plans, trusts, and charitable organizations. The firm employs a combination of fundamental, technical, and cyclical analysis to guide investment decisions and offers specialized teams for family office services, sports and entertainment clients, and sub-advisory consulting.

Matthew Moore is a financial advisor at Verdence Capital Advisors, LLC with a Series 65 credential and one year of industry experience. His prior experience includes roles at KPMG LLP and Stepstone Group, as well as academic positions at Loyola University Maryland. Verdence Capital Advisors serves a diverse client base including individuals, businesses, pension and profit-sharing plans, trusts, estates, and independent advisers. The firm employs a multi-faceted investment process incorporating fundamental, technical, and cyclical analysis, and offers specialized services such as family office support, sports and entertainment advisory, and OCIO/sub-advisory solutions.

Tyler Miles is a CFP® professional with 10 years of experience in financial advising. He is currently with Wedmont Private Capital and has also worked at Triad Advisors, Keeney Financial Group, and several other firms throughout his career. Wedmont Private Capital provides ongoing financial planning and discretionary investment management to individuals, charitable organizations, corporations, and employee benefit plans. The firm primarily employs a passive investment approach based on modern portfolio theory, using diversified portfolios of low-cost index funds alongside selective use of outside managers and specialized strategies for qualified clients.

Gilbert Kuta is a financial advisor with Aegis Capital Corp. in Timonium, MD, holding Series 63 and Series 65 licenses and bringing 43 years of industry experience. Prior to joining Aegis in 2020, he worked at Capitol Securities for 11 years. He serves on the board and executive committee of the Casey Cares Foundation, which provides programs for critically ill children and their families. Aegis Capital Corp. offers investment advisory and brokerage services to individual investors, retirement and benefit plans, trusts, estates, and corporate clients. The firm provides both discretionary and non-discretionary account options and access to managed account programs through RBC and AXOS platforms.

Thomas Sarkes is a financial advisor with Integrated Advisors Network LLC, holding Series 63 and Series 65 licenses and six years of industry experience. His prior roles include positions at Wells Fargo Clearing, Purshe Kaplan Sterling Investments, and T Rowe Price. He has also worked outside the financial industry, including a four-year period at Camp Kieve for Boys. Integrated Advisors Network is a multi-team SEC-registered investment adviser serving individuals, high-net-worth clients, trusts, estates, retirement plans, and corporate entities. The firm offers portfolio management, financial planning, and consulting services, employing a range of investment approaches and frequently utilizes third-party sub-advisers and managed account solutions.

Paul Fox is a CFP® with 33 years of industry experience, currently serving as a financial advisor at Harbor Investment Advisory, LLC since 2017. His prior roles include positions at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Citigroup Global Markets Inc. He is a board and investment committee member of the Society of Loyola Old Boys, supporting the Loyola University rugby program. Harbor Investment Advisory serves individual and high-net-worth clients, family offices, retirement plans, charitable organizations, and business entities. The firm provides portfolio management, financial planning, retirement plan consulting, and wrap-fee advisory programs, utilizing a combination of quantitative and qualitative analysis to tailor client-specific asset allocations and select third-party portfolio managers.

Eli Lerner is a CFP® with five years of experience in the financial services industry. He currently works at Choreo, LLC and previously held roles at BDO Wealth Advisors, Merrill, and West Financial Services. Choreo, LLC serves a diverse client base including individual and high-net-worth investors, family offices, institutional clients, and retirement plan sponsors. The firm employs a quantitative, research-driven investment process that incorporates strategic asset allocation and manager due diligence, offering a range of portfolio management and consulting services.

Matthew Cheney is a CFP® with 17 years of industry experience and currently serves as a financial advisor at Composition Wealth, LLC. He previously worked at Connectus Wealth and Horan Capital Management, LLC. Composition Wealth provides investment management, financial planning, and retirement plan advisory services to a variety of clients, including individuals, high-net-worth clients, trusts, estates, businesses, and charitable organizations. The firm employs a primarily long-term investment approach centered on low-cost, diversified mutual funds and ETFs, supplemented by individual securities and alternative investments.

Donna Zidwick is a financial advisor at Verdence Capital Advisors, LLC with 10 years of industry experience. She holds Series 65 and Series 66 licenses and previously worked at Harvest Investment Consultants LLC for 35 years. Zidwick also holds an insurance agent license and offers insurance products alongside her advisory work. Verdence Capital Advisors serves individual clients, businesses, and trusts with discretionary portfolio management and financial planning. The firm employs a multi-faceted investment approach, combining fundamental, technical, and cyclical analysis, and offers specialized services including family office support and advisory solutions for sports and entertainment professionals.

Joshua Rivers is a Certified Financial Planner (CFP®) with 24 years of industry experience. He is currently with CW Advisors, LLC and has held prior roles at Congress Wealth Management LLC, Pinnacle Advisory Group, Inc., and Osaic FA, Inc., among others. CW Advisors, LLC is a multi-team registered investment adviser managing approximately $15 billion in assets. The firm serves a diverse client base including individuals, families, trusts, charitable organizations, and pension plans, employing a Core-and-Satellite investment approach that integrates active, passive, quantitative, and ESG strategies across various asset classes.

Mark Pallack is a financial advisor with Verdence Capital Advisors, LLC, holding Series 63 and Series 65 licenses and 25 years of industry experience. His prior roles include positions at Harvest Investment Consultants, LLC, New York Life Insurance Company, and Eagle Strategies. He is also involved in brokering non-investment insurance products through Harvest Insurance, Inc. Verdence Capital Advisors serves a diverse client base including individuals, businesses, pension plans, and trusts, offering discretionary portfolio management and specialized advisory services. The firm employs a multi-faceted investment approach incorporating fundamental, technical, and cyclical analysis across various investment vehicles, and provides OCIO and sub-advisory solutions to other registered advisers.

Charles Sawyer Jr. is a financial advisor with CreativeOne Securities, LLC, holding Series 63 and Series 65 credentials and bringing 38 years of industry experience. He has been with CreativeOne Securities, formerly Client One Securities, since 2016 and previously worked at Investment Advisors Corp. Sawyer is a co-founder and executive of Innovative Outcome Portfolios LLC, a consulting firm focused on the creation of unit trusts, and serves on the finance committee and board of directors of Bon Air Country Club. CreativeOne Securities, LLC is a multi-advisor registered investment adviser serving individuals, retirement plans, trusts, charitable organizations, and business entities. The firm combines project-based planning with ongoing asset management, utilizing fundamental and cyclical security analysis alongside model asset allocations through its proprietary CreativeOne Wealth platform.

Lisa Howard is a financial advisor with Harbor Investment Advisory, LLC, holding Series 63 and Series 66 designations and bringing 27 years of industry experience. She has been with Harbor Investment Advisory since 2011. Harbor Investment Advisory serves individual and high-net-worth clients, family offices, retirement plans, charitable organizations, and business entities by providing portfolio management, financial planning, retirement plan consulting, and various wrap-fee advisory programs. The firm combines quantitative and qualitative analysis to create client-specific asset allocations and selects third-party portfolio managers, offering both discretionary and non-discretionary programs.

Gianluca Parrotta is a financial advisor at Lanark Financial, Inc. He holds a Series 66 designation and has approximately five years of work experience, including roles at Morgan Stanley from 2022 to 2026 and NBC Securities since 2026. His background also includes positions in education and retail. Lanark Financial provides investment management and financial planning services to a diverse client base, including individuals, retirement plans, and institutional clients. The firm manages approximately $1.78 billion in assets across multiple advisor teams and offers both discretionary and non-discretionary advisory arrangements.

Renee Lennon is a financial advisor with Mutual Advisors, LLC, holding Series 65 and Series 63 licenses and bringing 17 years of industry experience. Her career includes roles at Neuberger Berman, Fidelity Investments, and Triad Advisors. Outside of her advisory work, she serves on the board of the Arts Council of Howard County, contributing to fundraising and strategic planning efforts. Mutual Advisors, LLC provides asset management, financial planning, and consulting services to a diverse client base including individual investors, trusts, retirement plans, and institutional clients. The firm employs both active and passive strategies tailored to client objectives and manages approximately $9.45 billion through 154 advisors.

Jonathan Saklad is a financial advisor with Verdence Capital Advisors, LLC and holds the Series 65 designation. He has been with Verdence since 2024 and has prior experience working in academic and hospitality settings. Verdence Capital Advisors serves individual clients, businesses, pension and profit-sharing plans, trusts, estates, and independent advisers. The firm employs a combined fundamental, technical, and cyclical investment approach across various portfolio vehicles and offers specialized services including family office support and sports and entertainment advisory.

Peter Marchineck is a financial advisor at Harbor Investment Advisory, LLC with two years of industry experience. He holds a Series 66 designation and previously worked at Primary Residential Mortgage and Towson University. Harbor Investment Advisory serves individual and high-net-worth clients, family offices, retirement plans, charitable organizations, and business entities by providing portfolio management, financial planning, and retirement plan consulting. The firm employs a combination of quantitative and qualitative analysis to tailor asset allocations and select third-party portfolio managers, offering a range of discretionary and non-discretionary investment programs.