Margi Coutinho-Betancourt is Vice President and Financial Consultant at Fidelity Investments, a role she has held since 2015. She has been with Fidelity Investments since 2012, progressing through roles including Investment Consultant and Financial Consultant. Prior to joining Fidelity, she worked at First Command Financial Planning Services from 1991 to 2012, starting as an Administrative Assistant and later becoming a Financial Advisor. Her expertise includes retirement planning, income planning, and wealth planning, working closely with clients to develop customized financial plans that align with their short- and long-term goals. Margi emphasizes building strong relationships with clients based on trust throughout the financial planning process. Outside of her professional work, Margi has interests in cooking and baking, football, golf, theater, traveling, and volunteering.

Cristina Gabalda is a financial advisor at Ameriprise with 27 years of industry experience. She holds Series 63 and Series 65 credentials and previously worked at Morgan Stanley for seven years before joining Ameriprise in 2022. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides tailored retirement-income planning and ongoing advice focused on dependable income sources and tax-aware withdrawal strategies.

Adam Nowak is a financial advisor at Wells Fargo Clearing with three years of industry experience. He holds a Series 66 designation and has been with Wells Fargo Clearing since 2021. Prior to his advisory role, he attended the University of Wisconsin-Madison and worked at Westborough High School. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering a range of services including investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm follows an IPS-driven process grounded in modern portfolio theory and acts as an ERISA fiduciary when providing investment advice.

Bradley Martin is a financial advisor with Equitable Advisors, holding a Series 66 credential and one year of industry experience. Prior to joining Equitable Advisors, he has held roles at Paul Martin, Yes Hearing, SmartBrief, All Digital Dental Design Studio, and Star City Games. He also serves as an administrator or executor of an estate and trustee of a revocable trust. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients. The firm utilizes a range of advisory programs, including third-party asset managers, and offers ERISA fiduciary services to qualified plans.

Lakeisha Hill is a CFP® with 22 years of industry experience, currently serving at Edelman Financial Engines. She has been with the firm and its predecessors since 2016, including Financial Engines Advisors L.L.C. since 2018. Outside of her advisory role, she is the president of the Arlington Traditional School PTA and an author of a personal memoir titled *Breath of Grace: My life with sickle cell, God and Yoga*. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm employs a committee-driven proprietary modeling process combined with planner delivery and online tools, offering both discretionary and non-discretionary investment solutions.

Nathaniel Hamilton is a Series 66-licensed financial advisor with Equitable Advisors, and he has one year of industry experience. Before joining Equitable Advisors in 2025, he worked at Financial Growth Partners and has a background that includes roles in education and the brewing industry. Equitable Advisors serves a diverse client base, including individual investors, pension plans, corporations, and nonprofits, offering financial planning, retirement consulting, and asset management programs. The firm delivers its services through a network of investment professionals and utilizes various third-party advisory platforms alongside proprietary programs.

Maxwell Fadero is a financial advisor at Merrill with a Series 66 designation and two years of experience at the firm. He previously worked at Spa Logic and Bowie Produce Co. Inc. Maxwell also spent four years at Dr. Henry A. Wise Jr. High School before beginning his career in financial services. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and institutions.

Joseph Bommarito is a financial advisor with LPL Financial, holding a Series 66 designation and six years of industry experience. His prior experience includes roles at J.P. Morgan Securities, Morgan Stanley, and AXA Financial. He is also associated with Pence Financial Group. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, third-party asset management, and institutional platforms, with advice delivered through a large network of investment adviser representatives employing various investment strategies.

Ken Desmond is a financial advisor with Ameriprise in Reston, VA, holding a Series 66 designation and 19 years of industry experience. He has been with Ameriprise and its affiliate since 2006. Outside of his advisory role, he serves as Vice President and a member of the Board of Directors for Sterling Park Golf Club. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team.

Kevin Sullivan is a financial advisor at Morgan Stanley with 17 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Morgan Stanley since 2018, including a current role with Morgan Stanley Private Bank. His prior experience includes positions at MarshBerry Capital, Inc., Marsh, Berry & Company, Inc., and PNC Investments. Morgan Stanley Wealth Management serves individual and institutional clients by providing advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and strategies developed by its Global Investment Committee.

Chris Meighan is a financial advisor with LPL Financial in Falls Church, VA, holding Series 63 and Series 65 licenses and possessing 32 years of industry experience. He previously worked at Grove Point Advisors, LLC and Grove Point Investments, LLC, and has been associated with Meyers Meighan Wealth Management Group since 2002. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a network of over 22,800 advisors and managing more than $819 billion in discretionary assets.

Naila Ibrahim is a financial advisor at Wells Fargo Clearing with Series 63 and Series 65 credentials and three years of industry experience. Her prior work includes roles at J.P. Morgan Securities, Citizens Bank, HSBC Bank, and Nizami Feeds (Pvt.) Limited. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with services that include investment advisory, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions with a focus on research-driven, diversified investment strategies.

Jeffrey Seibel is a financial advisor with Morgan Stanley in Alexandria, VA, holding Series 63 and Series 65 designations and possessing 28 years of industry experience. His career includes tenure at Citigroup Global Markets and various Morgan Stanley entities since 2000. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-based financial planning services.

Mohammed Ajmeri is a Planning Consultant at Fidelity Investments, a role he has held since 2024. In this capacity, he works closely with clients to simplify financial planning, helping them identify their financial goals and develop strategies to achieve them. He prioritizes building long-lasting and trustworthy relationships to ensure personalized financial planning tailored to each client's interests and aspirations. Prior to his current position, Mohammed gained experience as a Sr. Premier Banker at Wells Fargo from 2021 to 2024, and as a Wealth Relationship Manager, AVP, at Citibank from 2016 to 2020. He is proficient in Gujarati, Hindi, and Urdu. Outside of his professional life, Mohammed enjoys biking, fishing, horseback riding, outdoor adventures, parenthood, and reading.

Carrie Hughes is a financial advisor with LPL Financial, holding a Series 66 designation and eight years of industry experience. She has worked with Avantax Investment Services and Englert Financial prior to joining LPL. Hughes also serves as a notary in Springfield, VA. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of investment adviser representatives.

Katherine Mcsween is a Senior Financial Advisor at Merrill Lynch Wealth Management. In her role, she provides integrated strategy, implementation, and service to a select group of clients nationwide. She works with a diverse clientele, including small-business owners, executives, and multi-generational families, with a particular sensitivity to the financial needs of women through all life stages. Katherine's expertise encompasses investment management, trust and estate planning services, credit and banking through Bank of America, retirement planning strategy, and philanthropy. As a Portfolio Manager, she manages personalized or defined strategies on a discretionary basis, incorporating individual stocks and bonds, Merrill model portfolios, and third-party investment strategies. She began her wealth management career in 2007 and holds the Personal Investment Advisor (PIA) designation. Katherine earned her Bachelor's Degree from James Madison University. Outside of work, she enjoys fitness and embraces it as a way of life, pursuing new adventures and physical challenges often with her family and friends. Her personal interests include cooking, interior decorating, reading, running, swimming, tennis, and writing.

John Gurley is a financial advisor with Ameriprise in Fairfax, VA, holding a Series 66 designation and one year of industry experience. His background includes multiple roles with the Wolf Trap Foundation for the Performing Arts and the University of Virginia. Ameriprise offers retirement-income planning services aimed at individuals nearing or in retirement with significant investable assets, providing written recommendation reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research and modeling with advisory and brokerage solutions through affiliated companies.

Yonatan Ruffin is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. His prior work includes roles at Bank of America N.A., Kenmos Structural Engineering, Asham Trade & Industry PLC, and Unity University. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Patrick Robertson is a financial advisor with Equitable Advisors in Falls Church, VA, holding a Series 66 designation and 13 years of industry experience. He has been with Equitable Advisors since 2012 and previously worked with AXA Advisors. Outside of advising, he is involved in presenting retirement planning seminars and provides group benefits through general agency appointments. Equitable Advisors serves individuals across various wealth levels, pension and profit-sharing plans, corporations, and charitable organizations by offering financial planning, retirement plan consulting, and asset management programs. The firm employs a network of Investment Adviser Representatives and utilizes both firm-offered and third-party advisory models to tailor investment solutions to client needs.

Sandra Guerrant is a financial advisor at Morgan Stanley with 22 years of industry experience. She holds the Series 63 and Series 65 licenses and has worked at Morgan Stanley Smith Barney since 2009, following earlier experience at Citigroup Global Markets. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a wide range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and firm-approved methodologies to support its clients' financial goals.