Raymond Defrank is a financial advisor with Wells Fargo Clearing, holding a Series 63 designation and 43 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2009 to 2016. He serves on the investment review committee of the Bishop Sullivan Catholic High School Foundation in Virginia Beach. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s investment process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options among its offerings.

Jacquelyn King is a Series 66 licensed financial advisor with eight years of industry experience. She is currently affiliated with Raymond James Financial Services Inc. and Hampton Roads Financial LLC in Suffolk, VA, where she also provides administrative support. Prior to this, she worked at Thrivent Financial for five years. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base including individuals, corporations, and institutional clients. The firm utilizes risk profiling and analytical tools to provide tailored non-discretionary planning and investment consulting.

Hannah Weaver is a financial advisor at Morgan Stanley with five years of industry experience. She holds a Series 66 designation and has previously worked at Cambridge Investment Research, Lincoln Financial Securities, and Integrity Financial Group. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning using structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides services through both direct client relationships and Corporate Financial Planning agreements.

Khyleena Kerr is a financial advisor at Wells Fargo Clearing with Series 63 and Series 65 credentials. She has been with Wells Fargo in various roles since 2017, including positions at Wells Fargo Bank and Wells Fargo Clearing. Prior to her financial services career, she worked for Bubba's Seafood Restaurant and Crabhouse. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Christopher Coffing is a Senior Financial Advisor with Merrill Lynch Wealth Management, based in Norfolk, Virginia. He has been serving clients in this capacity since 1984, focusing on customized wealth management strategies, equity markets, and money management. As a qualified Portfolio Manager, he constructs and oversees personalized or defined investment strategies that may include individual stocks and bonds, Merrill model portfolios, and third-party strategies. His services extend to managing portfolios on a discretionary basis through the firm's Investment Advisory Program, with an emphasis on addressing the financial needs of high net worth individuals and families by considering factors such as risk tolerance, time horizon, liquidity requirements, and overall investment objectives. Mr. Coffing holds a Bachelor of Science degree from Xavier University and a Master of Science degree from Old Dominion University. He maintains FINRA Series 7, 63, and 65 registrations, as well as a Life and Health insurance license. Additionally, he has completed business coursework in management, finance, accounting, and economics, including programs at the Wharton School of the University of Pennsylvania and executive education at the Graduate Schools of Business at the University of Chicago and Harvard University. In his personal life, Christopher Coffing is married to Julie, and they have two sons who graduated from the University of Virginia. He is a grandfather as of 2016. His community involvement includes membership in the Norfolk Yacht & Country Club and serving as Chairperson of the Strategic Planning Committee for the Virginia Opera.

Tanya Merchant is a Senior Financial Advisor at Merrill Lynch Wealth Management and a Personal Investment Advisor (PIA). She joined the financial services industry in 2005, beginning her career as a trainee at Merrill, where she held roles in operations and analysis. Since 2016, Tanya has served as a financial advisor at Morgan Stanley before joining The AHM Wealth Management Group in Virginia Beach. Tanya's expertise includes college education planning, family wealth management strategies, services for endowments, foundations, and non-profits, LGBT wealth planning, managing new wealth, personal retirement planning, philanthropic planning, socially responsible and values-based investing, and women and wealth. Her approach to wealth management is collaborative and holistic, designed to understand clients' unique priorities and financial situations to help them plan for their retirement and broader financial goals. She holds a Bachelor of Arts degree in Economics with a specialization in Finance from the University of Virginia. Tanya is actively involved in community and professional organizations including the Filipino-American Community Action Group, the Foodbank of Southeast Virginia, Forging Youth Resilience (formerly Steve's Club Denver), the Filipino American Chamber of Commerce of Virginia, and the Virginia Beach Chorale. Beyond her professional pursuits, she enjoys adventure sports, boxing, camping, cooking, drawing/sketching, hiking, music, singing, traveling, and spending time with her family.

Michelle Grimsley is a financial advisor at Edward Jones with one year of industry experience. She holds the Series 66 designation and is based in Norfolk, VA. Michelle has been with Edward Jones since 2012 in various capacities. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory solutions, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Ashley Reeves is a financial advisor with Morgan Stanley in Newport News, VA, holding Series 66 and Series 63 licenses and having 11 years of industry experience. Prior to joining Morgan Stanley in 2021, she worked at Wells Fargo Clearing from 2017 to 2021 and Valic Financial Advisors from 2015 to 2016. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a wide range of advisory programs to individual and institutional clients, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and investment committee analyses.

Katelin Shield is a financial advisor with UBS Financial Services in Norfolk, VA, holding a Series 66 designation and 16 years of industry experience. She has been with UBS since 2010. UBS Financial Services serves individual, corporate, and institutional clients, offering brokerage and investment advisory services including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides proprietary research and a broad range of capital markets solutions.

Diane Biegler is a financial advisor with Primerica Advisors in Hampton, VA, holding Series 63 and Series 65 licenses and over 30 years of industry experience. She has been with Primerica Advisors since 1995 and Primerica Financial Services since 1993. Outside of her advisory role, she is involved in referral activities for home security and automation products through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and limited separately managed accounts primarily to individual and high-net-worth clients. The firm uses third-party asset managers for portfolio implementation and operates a tiered wrap-fee structure.

Patrick Everett is a financial advisor with Ameriprise in Hampton, VA, holding Series 63 and Series 65 credentials and 28 years of industry experience. He has been with Ameriprise and its affiliates since 1997. Outside of his advisory role, he owns a tax preparation business, serves on the House Facility Board for Beta Theta Pi at The College of William and Mary, and volunteers with the Peake Childhood Center nonprofit. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement who meet specific asset thresholds. The firm combines research, modeling, and tax-efficiency analysis to deliver non-discretionary, written recommendations through a centralized consulting team.

Joseph Clayton is a financial advisor with Morgan Stanley Wealth Management in Newport News, VA, holding Series 63, 65, and 66 licenses and bringing 30 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009. Outside of his advisory role, he performs as a musician in a band that plays Jimmy Buffett songs and similar genres. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and research.

Michael Rapay is a financial advisor with J.P. Morgan Securities LLC, holding a Series 66 designation and six years of industry experience. His career includes roles at JPMorgan Chase Bank, Bank of America, and Merrill. He is a member of the Hampton Roads Estate Planning Council, a local network of professionals focused on estate planning. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized manager due diligence and applying an ESG eligibility framework in its investment recommendations.

Katy Hampton is a financial advisor with Morgan Stanley in Newport News, VA, holding a Series 66 designation and 18 years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with advisory programs that include tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and offers a range of retail and institutional investment solutions.

Jeremy Byrnes is a financial advisor with Ameriprise Financial Services, holding Series 63 and Series 66 licenses and having nine years of industry experience. He has been with Ameriprise since 2017, following a year at Northwestern Mutual Investment Services and Northwestern Mutual Life Insurance Company. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides tailored retirement income planning and tax-aware withdrawal strategies based on comprehensive analysis and ongoing advice.

James Cale III is a financial advisor with Morgan Stanley in Newport News, VA, holding a Series 66 designation and 25 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015, Morgan Stanley Smith Barney since 2009, and Citigroup Global Markets since 2006. Outside of his advisory role, he serves as a director of Cale Management LLC, a property management business based in Williamsburg, Virginia. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering advisory programs to individual and institutional clients. The firm provides tailored financial planning supported by structured processes and tools, managing approximately $2.74 trillion in client assets.

James Wright is a financial advisor at Edward Jones in Newport News, VA, holding a Series 66 designation with 17 years of industry experience. He has been with Edward Jones throughout his career since 2009. Outside of his advisory role, Wright is involved in music royalties and CD sales through CD Baby. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment strategies supported by a large network of advisors and branch offices nationwide.

Kate Ryan is a Series 66 licensed financial advisor with nine years of industry experience, currently working at Merrill. She has been with Merrill since 2015, except for a one-year period of unemployment from 2021 to 2022. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Andrew Bolling is a financial advisor with Raymond James Financial who holds Series 63 and Series 66 credentials and has 27 years of industry experience. He has been with Raymond James Financial since 2009 and has worked at Towne Bank since 2004. He serves as a board member on the Finance and Audit Committees for Nansemond-Suffolk Academy, a local private school. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, institutions, and charitable organizations. The firm offers tailored, non-discretionary planning and supports municipal and public finance work through affiliations uncommon among large institutional advisors.

Charles Nuttycombe serves as Resident Director and Wealth Management Advisor at Merrill Lynch. He has been with Merrill Lynch Wealth Management in Newport News, VA, since 2012. In this role, he provides advice and guidance, developing and managing customized investment strategies for clients, and may manage these strategies on a discretionary basis through the firm's Investment Advisory Program. Charles focuses on a broad range of client needs including education planning, family wealth management strategies, legacy planning, personal retirement planning, philanthropic planning, portfolio management services, and tax minimization. He holds a Bachelor’s Degree in Economics from Bridgewater College. Outside of work, Charles enjoys baseball, basketball, football, golfing, and spending time with his family.