William Benjamin Herritage is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and over 26 years of industry experience. His career includes roles at LPL Financial and Crown Capital Securities, among others. He is also involved in fixed insurance sales and co-owns an insurance agency. Cetera Investment Advisers LLC serves a broad client base, including individuals, retirement plans, and institutional accounts, offering a multi-manager platform that allows advisors to implement various portfolio management strategies through discretionary and non-discretionary programs.

Treze Beasley Jr. is a CFP® professional with 18 years of industry experience, currently affiliated with LPL Financial in Columbia, SC. His prior work includes positions at South Carolina Bank and Trust, Sorrento Pacific Financial, Uvest Financial Services Group, and Merrill. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and model portfolio programs, supported by advanced operational tools and a broad platform of non-advisory financial services.

Tanshe Caldwell is a financial advisor with Wells Fargo Clearing in Columbia, SC, holding Series 63 and Series 66 credentials and 27 years of industry experience. She has worked with Wells Fargo Advisors LLC from 2009 to 2016 before joining Wells Fargo Clearing, where she has been since 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment advisory services. The firm’s approach is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Christopher Burnette is a financial advisor with LPL Enterprise, holding Series 66, 65, and 63 licenses and 18 years of industry experience. His career includes roles at Cetera, Prudential Insurance Company of America, Morgan Stanley, and others. Burnette also teaches at the University of South Carolina and serves on the board of the Indian Waters Council, Boy Scouts of America. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, employer-sponsored retirement plans, banks, and charitable entities. The firm’s investment approach is model-driven, utilizing portfolios developed by LPL’s Research Department, third-party strategists, and TAMP sponsors, with discretionary authority granted for certain programs.

Harry Cromer III is a financial advisor at Edward Jones with 17 years of industry experience. He holds the Series 66 designation and has been with Edward Jones since 2008. Outside of his advisory work, he owns a photography business called Feathers and Frames in Chapin, SC. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and corporate entities. The firm manages over $1 trillion in assets through a nationwide network of more than 23,000 advisors and offers a range of advisory strategies and affiliated investment products under a fiduciary standard.

Courtland Dreher is a financial advisor with Wells Fargo Clearing in Columbia, SC, holding a Series 66 designation and four years of industry experience. His prior roles include positions at Mondelez Global, Ally Invest Securities LLC, Wells Fargo Bank N.A., Drivetime, and T-Mobile. Outside of advisory work, he has engaged in delivery driving for Uber Eats and Instacart. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages roughly $671 billion in assets and offers both brokerage and advisory solutions supported by research from the Wells Fargo Investment Institute.

Julia Huff is a financial advisor at Morgan Stanley in Columbia, SC, with 12 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Morgan Stanley since 2021, following prior roles at Truist Advisory Services and Bb&T affiliated firms. Morgan Stanley Wealth Management provides a range of advisory programs and tailored financial planning services to both individual and institutional clients. The firm manages approximately $2.74 trillion in client assets and offers planning supported by its Financial Advisors and Estate Planning Strategies Group.

Wesley Britt is a CFP®-certified financial advisor with five years of industry experience. He is currently with Ameriprise Financial Services LLC and has previously worked at Capital City Financial Partners, Integrated Advisors Network, and E*Trade Securities. Outside of advisory services, he has an ownership interest in Teal Investment Properties, LLC. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides ongoing, tax-aware retirement income planning and written recommendation reports.

Gabriel Penfield is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and 18 years of industry experience. He previously worked at Waddell & Reed and Relational Wealth Management, and has been involved in entrepreneurial ventures including co-founding Parking Lot Medic LLC and Tribal Coffee Company LLC. Penfield also serves as a board member for the Irmo Town Council. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services through a large network of representatives to individuals, retirement plans, banks, and institutions. The firm offers a range of investment solutions including financial planning, model portfolios, and third-party asset management.

Raymond Hrin is a financial advisor with LPL Financial based in Columbia, SC, holding Series 63 and Series 66 licenses and 22 years of industry experience. His career includes roles at LPL Financial since 2009 and South State Bank since 2013, where he also serves as Chief Compliance Officer. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering advisory and brokerage services to individuals, retirement plans, banks, and institutions. The firm supports its network with a range of financial planning and asset management options along with institutional platforms and utilizes various research and operational tools.

James Best is a financial advisor with Wells Fargo Clearing in Columbia, SC, holding Series 63 and Series 66 licenses and bringing 19 years of industry experience. He has worked with Wells Fargo entities since 2009. Outside of his advisory role, he serves as an investment committee member for the Girl Scouts of South Carolina. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven approach incorporates a broad range of investment options, including insurance-related products and bank deposit sweep options, and it acts as an ERISA fiduciary when providing investment advice.

Jason Kyzer is a financial advisor at Edward Jones in Lexington, SC, holding the ChFC® designation and Series 66 license with six years of industry experience. Before joining Edward Jones in 2019, he worked for 15 years at KYZER MASONRY INC. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs, discretionary and non-discretionary strategies, and affiliated investment options through a nationwide network of advisors.

Jamie Junis is a Series 66-licensed financial advisor with Edward Jones, bringing a total of 11 years of industry experience. Jamie previously worked at Bonefish Grill before joining Edward Jones in 2015. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs and investment strategies supported by a nationwide network of financial advisors and branch offices.

Lorena Edwards is a financial advisor with Cetera, holding a Series 66 designation and 25 years of industry experience. She has worked at Cetera and its affiliated entities since 2021 and previously at VOYA Financial Advisors from 2014 to 2021. Edwards also teaches classes at Midlands Technical College and serves on the finance committee of Gateway Baptist Church. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, employer-sponsored retirement, corporate, charitable, and institutional clients through a nationwide network of over 10,000 advisors. The firm offers diverse portfolio management and consulting services, utilizing a multi-manager platform with options ranging from automated allocations to bespoke investment strategies.

Richard Williams Jr. is a financial advisor at LPL Financial in Columbia, SC, holding a Series 66 designation with 10 years of industry experience. He previously worked at Edward Jones for 11 years before joining LPL Financial in 2026. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolio programs, and institutional platforms, utilizing various investment strategies supported by research and advisor-facing tools.

Angela Collins is a financial advisor at Raymond James & Associates with 30 years of industry experience. She holds Series 66 and Series 63 credentials. Her prior experience includes roles at Wells Fargo Clearing, Wells Fargo Advisors LLC, and Wachovia Bank, N.A. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional and pension plans, charitable organizations, and governmental entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

April Clark is a CFP® professional with 16 years of industry experience, currently affiliated with Wells Fargo Clearing. She has worked at Wells Fargo Advisors and Wachovia Bank, N.A., among other related entities. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients through investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Marius De Villiers is a financial advisor at Edward Jones with four years of industry experience and holds the Series 66 designation. Prior to joining Edward Jones, he worked at Country Financial and Higher Capital LLC, and he has over two decades of experience at DeCaan Administrators Pty Ltd. He is an adjunct professor teaching International Business courses online and mentors doctoral students at Columbia International University. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory strategies, tax-efficient services, and affiliated investment products through a nationwide network of over 23,700 financial advisors.

Kyle Cote is a Financial Advisor at Merrill Lynch Wealth Management, where he has been serving clients since 2020. His practice focuses on wealth management strategies, liability management, insurance, and investment management. Kyle assists clients with estate planning, portfolio development, tax minimization strategies, and lending solutions through Bank of America. He works with a diverse client base, including those seeking guidance in college education planning, corporate executive services, divorce transition planning, family wealth management, personal retirement planning, sports and entertainment, and retirement income. Kyle earned a Bachelor's Degree in Financial Management and a Master of Business Administration in Corporate Finance, both from Clemson University. During his time at Clemson, he played football from 2015 to 2018, earning recognition as the special teams player of the year in 2018. He holds professional designations including Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). Committed to community involvement, Kyle follows Merrill Lynch’s tradition of volunteering in the communities he serves. Outside of his professional work, he enjoys basketball, football, golfing, softball, spending time with his family, and traveling.

Joseph Folline Sr. is a Senior Financial Advisor at Merrill Lynch Wealth Management and a senior partner of the Folline King Group. He has been with Merrill Lynch since 2002, following a decade of experience in corporate banking. Joseph focuses on providing investment planning and advice to individuals and families who have experienced liquidity events such as business sales or stock transactions. He also assists corporate executives with guidance on equity award plans and concentrated stock positions, employing portfolio strategies that prioritize risk management. Joseph holds a Bachelor's degree in Economics and History from Washington & Lee University and has earned several professional credentials, including the Chartered Retirement Planning Counselor™ (CRPC™) designation, Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He is registered with FINRA under Series 7, 31, and 66 licenses. Outside his professional work, Joseph has served on the Board of Trustees at Hammond School, including a role as Chair, on the Board of Visitors at the University of South Carolina, and the Vestry of Trinity Cathedral. He and his wife Lura have three adult children.