Cierra Colgrove is a financial advisor with Guardian Life, holding a Series 66 designation and two years of industry experience. Her prior roles include positions at Park Avenue Securities, North Florida Financial, and Strategic Wealth Group. She serves as the Treasurer for the Nassau Council of Arts & Culture. She is affiliated with Park Avenue® Wealth Management, a subsidiary of The Guardian Life Insurance Company of America, which provides brokerage services, financial planning, and investment advisory programs to individuals, pension plans, charitable organizations, and corporate clients.

James Costello is a financial advisor at Cerity Partners LLC in Jacksonville, FL. He holds a Series 65 designation and has been with Cerity Partners since 2021. His prior experience includes roles at Bradley, Foster & Sargent and the Inherent Group, as well as a period focused on full-time education at Trinity College. Cerity Partners provides customized wealth management and related services to a diverse national client base, including high-net-worth individuals, families, trusts, business entities, charitable organizations, and institutional investors. The firm employs tailored asset-allocation, manager selection, and periodic rebalancing utilizing proprietary quantitative screens alongside third-party managers and individual securities.

Craig Dekshenieks is a financial advisor with Principal Financial Services holding a Series 66 designation and three years of industry experience. His prior work includes roles at Edward Jones and New York Life-affiliated firms. He also has an outside sales position involving the sale of various insurance products. Principal Securities offers brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and active-duty military personnel stationed abroad. The firm provides direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

Sarah Kelne is a Series 66 licensed financial advisor with 11 years of industry experience. She has worked at NewEdge Advisors and NewEdge Securities LLC since 2025, following prior roles at Ameriprise and Merrill. NewEdge Advisors is an enterprise-scale registered investment adviser serving individuals, pension and profit-sharing plans, corporations, trusts, estates, and charitable organizations. The firm offers a range of services including portfolio management, financial planning, retirement consulting, and access to third-party managers, utilizing multiple program structures and technology tools to support both advisors and clients.

Laura Williams is a financial advisor at Transamerica Financial Advisors with 23 years of industry experience and holds a Series 66 designation. Her previous work includes a long tenure at Wells Fargo Advisors and roles with several organizations focused on insurance, estate planning, and student loan repayment services. She also refers clients periodically to businesses specializing in estate planning and student loan repayment assistance. Transamerica Financial Advisors serves a diverse client base including individual investors, pension plans, trusts, estates, and corporations. The firm offers advisory and broker-dealer services through proprietary and third-party model portfolios, with options for discretionary and non-discretionary management.

Adam Osterman is a financial advisor with Empower Advisory Group based in Jacksonville, FL, holding Series 63 and Series 66 licenses and 17 years of industry experience. Prior to joining Empower in 2023, he worked at Citigroup, Valic Financial Advisors, JP Morgan Securities, and several other financial firms. Outside of his advisory role, he is involved in real estate activities through Heron Real Estate in Jacksonville and occasionally provides notary public services. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors, their participants, and certain retail clients. The firm delivers services via an integrated platform focused on long-term portfolio returns and offers both planning and managed account solutions.

Nathan Rogero is a financial advisor at Commonwealth Financial Network with 14 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Lincoln Financial Advisors and Mass Mutual Investors Services. Outside of advising, he is involved in entrepreneurial ventures such as co-owning AR Medical Sales and managing several private holding companies. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser supporting a national network of nearly 2,900 advisors. The firm offers a comprehensive platform including managed-account programs, third-party asset manager access, and custody services for individual and institutional clients.

Niklas Schaffner is a financial advisor at Cerity Partners LLC with a Series 65 credential and one year of industry experience. Prior to his current role, he was a student for ten years. Cerity Partners provides customized wealth management and related services to a broad national client base, including individuals, families, trusts, business entities, and institutional investors. The firm’s approach includes tailored asset allocation, manager selection, and periodic rebalancing using proprietary quantitative screens alongside third-party managers and individual securities.

Lucius Milam IV is a financial advisor at Commonwealth Financial Network with 19 years of industry experience. He holds the Series 66 designation and has previously worked at Raymond James & Associates and UBS Financial Services. Milam serves as a committee member for the 4th Circuit of Florida Unlicensed Practice of Law Committee. Commonwealth Financial Network is a registered investment adviser supporting a national network of approximately 2,950 advisors, providing a range of advisory programs and services including wealth management and retirement plan consulting. The firm offers comprehensive operational, trading, compliance, and practice-management support while allowing advisors discretion to construct client portfolios using various securities and insurance products.

Ronald Scarborough Sr. is a CFP®-certified financial advisor with 25 years of industry experience. He has been affiliated with First Command Advisory Services since 2015 and also has long-standing roles with related First Command entities dating back to 2001. First Command Advisory Services, Inc. is an SEC-registered investment adviser that serves individuals, corporate, and charitable clients, with a particular focus on active-duty service members and their families. The firm offers a range of financial planning and wrap-fee asset management programs, utilizing model portfolios managed by a centralized Investment Management Team and Wealth Portfolio Managers.

Charrissa Wright is a financial advisor with Empower Advisory Group in Jacksonville, FL, holding Series 63 and Series 66 designations and 17 years of industry experience. Her prior roles include positions at SoFi Wealth LLC, First Command Financial Planning, Inc., and Bank of America, N.A. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, offering integrated services connected to Empower’s recordkeeping and administrative platforms. The firm emphasizes long-term portfolio management through its proprietary planning methodologies and serves a large participant base relative to its advisory staff.

William Carr is a CFP® professional with eight years of experience at Wealth Enhancement Group and three years at Retirement Strategies Inc, totaling 11 years in the financial industry. He is currently affiliated with Wealth Enhancement Advisory Services, LLC, based in Jacksonville, FL. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise advisory firm serving a diverse client base including individuals, trusts, charitable organizations, corporations, and retirement plans. The firm offers a range of financial planning and asset management services, utilizing a combination of passive and active investment strategies guided by an internal Investment Committee.

Victoria Hoch is a financial advisor with Independent Advisor Alliance, LLC, holding the ChFC® designation and Series 63 and 66 licenses. She has 22 years of industry experience, including roles at LPL Financial, Raymond James Financial, and Perrone Financial Group. Hoch provides investment advisory services primarily through Independent Advisor Alliance, a firm she joined in 2025. Independent Advisor Alliance serves a diverse range of clients, including individuals, small businesses, charitable organizations, and retirement plans, offering asset management, financial planning, wealth coaching, and retirement plan consulting. The firm combines a network model of independent advisory representatives with access to brokerage services through LPL Financial and integrates technology platforms for portfolio management and estate planning.

Alexia Gooch is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 licenses and possessing 16 years of industry experience. She has held roles at several firms, including Alight (now Strada) and NetLaw Inc., and is involved in part-time work discussing Medicare and Medicaid options. Transamerica Financial Advisors, LLC provides investment advisory, brokerage, and retirement-plan services to a broad client base, including individual investors, employer-sponsored retirement plans, trusts, estates, charitable organizations, and businesses. The firm utilizes a model portfolio approach combined with third-party managers and digital platforms, managing regulatory assets of approximately $1.7 billion.

David Glenn is a financial advisor with Merrill in Jacksonville, FL, holding a Series 66 designation and has 10 years of industry experience. He has worked with Bank of America, N.A. and Merrill since 2015, accumulating 11 years in these roles. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers model-based and discretionary investment strategies supported by internal and third-party managers, with a range of portfolio implementation options and tax-aware strategies.

Sianna Soto is a financial advisor with Merrill in Jacksonville, FL, holding Series 66 and Series 63 licenses and having 11 years of industry experience. She has been with Merrill since 2015. Outside of her advisory role, she co-owns Brain Frog Designs LLC, a small business selling custom shirts and crochet items online and at craft fairs. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Amanda Schwab is a financial advisor at Merrill with 12 years of industry experience. She holds Series 66 and Series 63 credentials and has been with Bank of America and Merrill since 2014. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Bruce Nicholas Cabanayan is a financial advisor with Merrill in Jacksonville, FL, holding a Series 66 designation and three years of industry experience. He has worked at Merrill since 2021 and previously spent five years with Bank of America. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Samuel Dunn is a financial advisor at Fidelity with 12 years of industry experience. He holds Series 66 and Series 63 licenses and has worked at Fidelity Brokerage Services LLC since 2019, following five years with Voya Financial Partners. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to create model portfolios, and it serves as a registered commodity pool operator with oversight roles for multiple registered investment companies.

Elbert Bledsoe is a Wealth Management Advisor at Merrill Lynch Wealth Management. He specializes in developing strategies and providing advice for high-net worth individuals, their families, and their businesses, with a focus on understanding their short- and long-term financial objectives. His areas of expertise include corporate executive services, education planning, family wealth management strategies, legacy planning, liquidity management, managing new wealth, personal retirement planning, philanthropic planning, portfolio management services, and tax minimization. Elbert holds a bachelor's degree from Aquinas College and a master's degree from the University of Florida. He has earned the designations of CERTIFIED FINANCIAL PLANNER (CFP), Certified Private Wealth Advisor (CPWA), and Personal Investment Advisor (PIA). He has over 39 years of experience assisting individuals and companies in pursuing their financial goals. Outside of his professional work, Elbert is involved in the community and serves on the boards of the North Florida School of Special Education and Safe Haven Ministries. He and his wife Lynn live in Jacksonville and are active in supporting various charitable organizations. He enjoys adventure sports such as kayaking, backpacking, and mountain climbing. Elbert values his faith, family, and friends.