David Rice is a financial advisor at LPL Financial with 22 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked for SWBC Investment Services, LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services supported by research and model portfolios from multiple sources.

Porfirio Perez is a financial advisor at Wells Fargo Clearing with 32 years of industry experience. He holds Series 63 and Series 65 credentials and has been with Wells Fargo since 2013, including time at Wells Fargo Advisors. Outside of his advisory work, he is a freelance writer producing articles, short stories, and collections of fiction and non-fiction. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute.

Bozena Bakula is a financial advisor with Merrill in Jacksonville, FL, holding a Series 66 designation and seven years of industry experience. She has been with Merrill since 2015 and previously worked at Bank of America, N.A. beginning in 2022. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Katharyn Smith is a financial advisor at Raymond James & Associates with 15 years of industry experience. She holds Series 63 and Series 65 designations and has been with Raymond James since 2011. Smith serves as a board member for The Arc of Jacksonville, a nonprofit organization. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional clients, and municipal entities, offering financial planning, investment consulting, and municipal advisory services.

Boban Tunjic is a financial advisor at LPL Financial with nine years of industry experience. He holds a Series 66 designation and has previously worked at PNC Investments, Citigroup, Fidelity Brokerage Services LLC, Bank of America, and Merrill. Outside of his advisory work, he owns a non-investment business called East Coast Irrigation & Drainage. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers various advisory programs and financial planning services, utilizing model portfolios, third-party research, and technology-driven strategies.

Thomas Wynn is a financial advisor with Wells Fargo Clearing in Jacksonville, FL, holding a Series 66 designation and four years of industry experience. His prior roles include positions at Edward Jones and Eli Lilly & Company. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting, managing approximately $671 billion in assets and employing over 14,000 financial advisors.

Linda Kalies is a financial advisor at Raymond James Financial with 16 years of industry experience. She holds a Series 66 designation and has worked previously at Morgan Stanley and J.P. Morgan. Outside of her advisory role, she produces homemade cookies under the name LDK Cookie Creations. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional investors. The firm emphasizes tailored, non-discretionary planning and consulting using risk profiling and analytical modeling to support client goals.

Phyllis Batchelder is a financial advisor at LPL Enterprise with three years of industry experience. She holds the Series 66 designation and has prior experience at The Prudential Insurance Company of America and Pruco Securities LLC. Outside of her advisory role, she is involved in property management in Jacksonville, FL. LPL Enterprise serves a wide range of clients including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, access to model wealth portfolios, third-party asset management arrangements, and a variety of brokerage and insurance products through its integrated platform.

David Pomar is a financial advisor with Mass Mutual Investors Services in Jacksonville, FL, holding Series 63 and Series 66 registrations and 17 years of industry experience. He previously worked at Merrill for 17 years before joining Mass Mutual in 2026. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, emphasizing collaborative, goal-driven planning through firm-approved software tools.

Sean Broker is a financial advisor with Wells Fargo Clearing in Jacksonville, FL, holding Series 63 and Series 66 designations and 13 years of industry experience. He has worked at Wells Fargo Advisors, LLC and Wells Fargo Bank NA, with a combined tenure exceeding a decade. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Michael Simonian is a financial advisor with Wells Fargo Clearing in Jacksonville, FL, holding Series 63 and Series 66 licenses and bringing 16 years of industry experience. Prior to joining Wells Fargo in 2020, he worked at Cetera Investment Services and Regions Bank from 2016 to 2020. Outside of his advisory role, he owns Simonian Enterprises, Inc., a business involved in selling health and wellness supplements. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Scott Conroy is a financial advisor at Wells Fargo Clearing with 27 years of industry experience. He has held roles within Wells Fargo Advisors and Wells Fargo Clearing since 2009. Outside of his advisory work, he is the head coach of the Ponte Vedra High School flag football team. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm combines research from Wells Fargo Investment Institute with modern portfolio theory to evaluate investment options and offers both brokerage and advisory solutions.

Kristin Nourse is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. She has worked at J.P. Morgan Securities since 2014 and Jpmorgan Chase Bank, N.A. since 2018. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. As a subsidiary of J.P. Morgan, the firm combines institutional advisory capabilities with brokerage, distribution, and investment management services.

Joel Frost is a financial advisor at Merrill with five years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Merrill since 2020, including time at Fidelity Investments and prior roles outside the financial industry. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program for Bank of America fiduciary clients. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions, utilizing both internal and third-party management teams.

Michael Maunz is a financial advisor with Ameriprise in Orange Park, FL, holding a Series 66 credential and 21 years of industry experience. He has been with Ameriprise and its affiliated entities since 2006. Ameriprise provides a retirement-income planning service aimed at individuals approaching or in retirement with substantial investable assets, offering written Recommendation Reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis through a centralized team to deliver tailored, non-discretionary recommendations.

Benjamin Oxnard IV is a Senior Financial Advisor at Merrill Lynch Wealth Management. He provides comprehensive wealth management services tailored to the unique goals of his clients, focusing on family wealth management strategies, liquidity management, retirement planning, portfolio management, and tax minimization. He emphasizes a disciplined planning process grounded in clear analysis, designed to adapt as clients' lives and market conditions evolve. Prior to joining Merrill Lynch in 2012, Benjamin worked as a management consultant in Washington, D.C., advising institutional clients on organizational and strategic challenges. He holds a Bachelor of Science degree in Psychology with a concentration in Behavioral Analysis from James Madison University. He is a Personal Investment Advisor (PIA) and is originally from Savannah, Georgia. Benjamin resides in the Venetia area of Jacksonville with his wife, Whitney, and their son, Benjamin. His community involvement includes serving as an assistant wrestling coach at the Episcopal School of Jacksonville and as a director for St. Johns Riverkeeper. Outside of work, he enjoys spending time with his family, coaching wrestling, golfing, and activities near the water.

Brendan Clowry is a financial advisor with Ameriprise, holding a Series 66 designation and one year of industry experience. Prior to joining Ameriprise in 2024, he worked at Sentinel Wealth Management and spent seven years at the University of California San Diego. Outside of his advisory role, he owns Happy Hoops LLC, a basketball coaching business for school-aged children. Ameriprise is a large institutional firm that offers retirement-income planning services primarily for clients with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide tailored, written retirement income recommendations through a centralized consulting team.

Josef Young is a CFP® professional with 14 years of industry experience, currently serving at Wells Fargo Clearing since 2016. He previously worked with Wells Fargo Advisors LLC and Wells Fargo Bank NA, where he has been employed since 2010. Based in Jacksonville, FL, Young holds Series 63 and Series 66 licenses in addition to his CFP® designation. Wells Fargo Clearing provides retirement plan consulting for qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes unique offerings such as insurance-related vehicles and bank deposit sweep options within its investment menus.

Nathanial Collins is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 designations and nine years of industry experience. He previously worked at Fidelity Brokerage Services LLC for ten years before joining Morgan Stanley Smith Barney LLC in 2026. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that serves individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and methodologies.

Robert Devine is a CFP® professional with 22 years of industry experience, currently serving at Mass Mutual Investors Services since 2009. He holds Series 63 and Series 65 licenses and is based in Jacksonville, FL. Outside of his advisory role, he is the managing member of Captain Holding, LLC, a business he co-owns, and acts as secretary-treasurer for BNI Money Tree, a local networking organization. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser, offering financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes structured, ongoing financial planning engagements using advanced analytical tools and provides a range of programs including wrap accounts, money-manager programs, and educational seminars.