Michael Sappal is a Series 65-licensed financial advisor at Hoxton Wealth with one year of industry experience. He previously worked at Skybound Wealth Management, One Financial Planning Ltd, and Clydesdale Bank. Hoxton Wealth provides personalized investment management and advisory services primarily to expatriates and clients with international pension assets. The firm focuses on non-discretionary, risk-based model portfolios using passive ETFs and blends, serving clients across multiple countries including the UK and UAE.

Ryan Hudson is a financial advisor at Hoxton Wealth with one year of industry experience. He holds a Series 65 designation and has prior roles at Hoxton Capital Management FZE, PH Real Estate, and the University of Worcester. Hoxton Wealth provides personalized investment management and advisory services primarily to expatriates and clients with international pension assets, using risk-based model portfolios that include passive ETFs and UCITs. The firm operates on a mostly non-discretionary basis and serves a broad international client base.

Stephen Colavito is a financial advisor at A.G.P. / Alliance Global Partners with 30 years of industry experience. He holds Series 63 and Series 65 licenses and has held prior roles at firms including Perigon Wealth Management, Lakeview Capital Partners, and Asset Preservation Advisors. In addition to his advisory work, Mr. Colavito consults with Enverra Partners and serves as a council member at Gerson Lehrman Group, both non-investment-related consulting roles. A.G.P. / Alliance Global Partners serves individuals, trusts, corporations, and retirement plans, providing portfolio management, financial planning, and retirement-plan services. The firm uses an open-architecture investment approach with a focus on international investing and offers a combination of in-house management, third-party managers, and sub-advisers to implement discretionary and non-discretionary strategies.

Michael Spartz is a financial advisor with International Assets Investment Management, LLC, holding Series 63 and Series 65 licenses and possessing 39 years of industry experience. His prior roles include positions at Moors & Cabot, Ameriprise Financial Services Inc, and Wells Fargo Advisors. Outside of his advisory work, he serves as secretary and treasurer of the Community Foundation of South Lake County, a nonprofit organization. International Assets Investment Management provides investment advisory services to individuals, high-net-worth clients, retirement plans, corporations, and other business entities through a national network of independent advisers. The firm emphasizes customized, long-term portfolio construction using a variety of investment vehicles and may incorporate third-party managers and wrap programs in its offerings.

William Gray is a Series 65-licensed advisor at Hoxton Wealth with one year of industry experience. His prior roles include positions at Hoxton Consulting Co Ltd in Vietnam and Infinity Financial Solutions Ltd. He is involved in wealth planning and investment advisory activities with Hoxton Wealth entities in Vietnam and the UK. Hoxton Wealth provides personalized investment management and advisory services primarily to individual clients, focusing on expatriates and those with international pension assets. The firm emphasizes risk-based model portfolios and operates mainly on a non-discretionary basis.

Ily Nolen is a financial advisor with International Assets Investment Management, LLC, holding a Series 66 designation and nine years of industry experience. His prior roles include positions at JMG Financial Group, HN Wealth Management, Cambridge Investment Research Inc., and J.W. Cole Advisors. He is based in Orlando, FL. International Assets Investment Management provides investment advisory services to individuals, high-net-worth clients, retirement plans, corporations, and other business entities. The firm’s advisors generally pursue customized, long-term portfolio construction using mutual funds, ETFs, individual equities, and fixed income, while also offering access to third-party money managers and retirement plan advisory services.

Russell Blum is a financial advisor at International Assets Investment Management, LLC with 42 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including SunTrust Advisory Services and SUNTRUST INVESTMENT SERVICES, Inc. Blum is also a managing partner of a real estate investment company. International Assets Investment Management provides advisory services to individuals, high-net-worth clients, retirement plans, and corporations through a national network of independent representatives. The firm offers customized, long-term portfolio management utilizing mutual funds, ETFs, equities, fixed income, and third-party manager programs.

Donald Anders is a financial advisor with Madison Avenue Securities, LLC in Winter Park, FL, holding Series 63 and Series 65 licenses and 17 years of industry experience. He has been with Madison Avenue Securities since 2016 and is also involved with Anders & Anders Financial Group. Outside of his advisory roles, Anders serves as president of Anders Retirement & Investment Advisors, Inc., focusing on insurance and securities sales, and leads a marketing consulting firm, Advisors Platform. Madison Avenue Securities provides investment advisory and brokerage services primarily to individual and high-net-worth clients, including pension consulting, college savings, and services for charitable institutions and trusts. The firm manages approximately $2.0 billion for about 14,000 clients through multiple wrap programs, third-party managers, and advisor-managed models.

Glenn Repple is a financial advisor with G. A. Repple & Company in Casselberry, FL, holding Series 63 and Series 65 licenses and over 53 years of industry experience. He has been with G. A. Repple & Company since 1983. Outside of his advisory work, he serves as chairman of a holding company, participates in ministry activities including teaching and public speaking on biblical entrepreneurship and fraud, and holds leadership roles in community organizations such as the Casselberry Police Foundation and House of Hope. G. A. Repple & Company provides investment advisory and financial planning services to individual investors, employer-sponsored retirement plans, trusts, estates, and corporate entities. The firm uses a range of analytical approaches to tailor portfolios to clients’ goals and risk tolerances and offers multiple investment programs including Biblically-Responsible Investing.

Richard Ahl is a CFA® charterholder with 23 years of industry experience. He has been with Carnegie Investment Counsel since 2025 and previously operated Ahl Investment Management, Inc. from 1999 to 2025. Carnegie Investment Counsel provides investment supervisory services, financial and investment planning, and retirement-plan fiduciary services to a broad range of clients including individuals, pension plans, charitable organizations, corporations, and government entities. The firm employs a diverse investment approach combining fundamental, technical, cyclical, and ESG analysis, offering both discretionary and non-discretionary portfolio management.

Ricky Perlman is a financial advisor at Kingsview Wealth Management, LLC in Orlando, FL, holding a Series 66 designation with 14 years of industry experience. He has been with Kingsview since 2015 and is also the owner of The Perlman Group Wealth Management, LLC, an entity related to receiving Kingsview compensation. Kingsview Wealth Management is an SEC-registered adviser managing approximately $6.7 billion, serving individuals, high-net-worth clients, pension and profit-sharing plans, trusts, charitable organizations, and businesses. The firm offers wealth management, financial planning, and asset management services through advisor-led planning combined with model-based and separately managed strategies, including its own Monarch ETFs.

Razell Smart is a financial advisor at Legacy Wealth Management, LLC with four years of industry experience. He holds Series 63 and Series 65 licenses and has prior experience with Northwestern Mutual and Prudential firms. Outside of his advisory role, he owns businesses providing payroll, tax, and bookkeeping services. Legacy Wealth Management is a multi-advisor firm serving individuals, charitable organizations, and business entities. The firm offers discretionary portfolio management and financial planning through a multi-team platform, utilizing tailored strategies, model portfolios, and third-party money managers across a broad range of investment options.

Declan Trainor is a financial advisor with Hoxton Wealth, holding a Series 65 credential and three years of industry experience. He has worked with multiple Hoxton entities in the UK, Europe, the UAE, and the US since 2021, as well as at Alpha Omega Partnership and Texas Instruments earlier in his career. Hoxton Wealth serves primarily individual clients, focusing on expatriates and UK pension holders, offering personalized investment management and advisory services including model-based portfolio construction and pension transfer advice. The firm operates mainly on a non-discretionary basis and uses risk-based models featuring passive ETFs and passive-active blends.

Dale Wondisford is a financial advisor at Gradient Advisors, LLC with four years of industry experience. He holds a Series 65 designation and previously worked at Medigap Supplement Headquarters, where he has been involved in Medicare sales since 2008. Outside of Gradient Advisors, he owns Your Pension Rep, a financial planning and advisory firm. Gradient Advisors provides investment management, financial planning, and consulting services to a diverse client base including individuals, retirement plans, trusts, and charitable organizations. The firm operates primarily through a network of Investment Advisor Representatives and third-party money managers, employing a largely non-discretionary model focused on aligning client objectives and risk tolerance with fundamental, technical, and cyclical portfolio analysis.

Bhavin Vaja is a financial advisor at Hoxton Wealth with one year of industry experience. He holds a Series 65 credential and previously worked at Hoxton Capital Management FZE, Westcoast Ltd, and Xafinity Consulting. Hoxton Wealth provides personalized investment management and advisory services primarily to individual clients, including expatriates and those holding international pension assets. The firm uses risk-based model portfolios with passive ETFs and passive-active blends, focusing mainly on non-discretionary management.

Thomas Strobhar is a financial advisor with G. A. Repple & Company in Beavercreek, OH, holding Series 63 and Series 65 licenses and bringing 43 years of industry experience. He has operated Thomas Strobhar Financial since 2003, focusing on financial planning and investing, and serves as Chairman of the Board for Life Decisions International, a nonprofit educational program. G. A. Repple & Company provides investment advisory and financial planning services to retail individuals, employer-sponsored retirement plans, trusts, estates, and corporate entities. The firm offers a range of portfolio management options and employs various analytical approaches to align portfolios with clients’ goals and risk tolerances.

Sean Mest is a financial advisor at Good Life Advisors, LLC with 12 years of industry experience. He holds a Series 66 designation and has previously worked at LPL Financial, Guardian Life Insurance Company, Park Avenue Securities, and Key Investment Services. He provides administrative support to Good Life Advisors, an independent registered investment advisory firm. Good Life Advisors is a large registered investment adviser with around 95 advisors and approximately $4.35 billion in assets under management. The firm serves individuals, business entities, trusts, estates, and charitable organizations through customized portfolio management, comprehensive financial planning, retirement consulting, and access to third-party asset managers and advisory programs.

Jeremiah Locascio is a financial advisor at Good Life Advisors, LLC with 14 years of industry experience. He holds the Series 63 and Series 65 designations. His prior experience includes roles at Cadaret, Grant & Co., Inc. and Adams & Associates. Outside of his advisory work, Locascio owns Wireframe Websites, a business providing web design, programming, and 3D printing services. Good Life Advisors offers investment advisory, financial planning, and retirement plan consulting services to individuals, families, business entities, trusts, estates, and charitable organizations. The firm employs a team approach and multiple methods of analysis to provide tailored advice and access to a range of programmatic investment solutions.

Robert Farragher is a financial advisor at Cape Investment Advisory, Inc. in Orlando, FL, holding a Series 66 credential with 15 years of industry experience. He previously worked at 401k Generation for seven years before joining Cape Investment Advisory in 2019. Farragher is involved in insurance-related activities, assisting clients with insurance quotes and policy placement on a limited basis. Cape Investment Advisory provides discretionary and non-discretionary investment management, financial planning, and retirement plan advisory services to individuals, trusts, corporations, and qualified plans. The firm operates a multi-office network with about 40 advisors and approximately $402 million in regulatory assets under management, offering tailored portfolio construction and 401(k) counseling.

Richard Cawley is a financial advisor with Hoxton Wealth, holding a Series 65 designation and two years of industry experience. He has worked with various Hoxton entities since 2022 and previously at Skybound Wealth Management and Wealth at Work. His experience includes providing advisory services focused on U.S. trading hours through Hoxton Capital Management, FZE. Hoxton Wealth offers personalized investment management and advisory services primarily to expatriates and clients with international pension assets. The firm specializes in risk-based model portfolios that incorporate passive ETFs and mutual funds, operating mostly on a non-discretionary basis with a client base spanning multiple countries.