Scot Brzozka is a financial advisor with Primerica Advisors in Maumee, OH, holding Series 63 and Series 65 licenses and bringing 16 years of industry experience. His career includes roles at Newman Financial, Block Advisors, PFS Investments, and Primerica Financial Services. Outside of advising, he works as a self-employed bookkeeper and auditor. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and a limited number of separately managed account options primarily for individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap fee structure for its services.

Kevin O'Connor is a financial advisor with Cambridge Investment Research Advisors in Perrysburg, OH, holding Series 63 and Series 66 licenses and possessing 13 years of industry experience. He previously worked at Independence Capital Co Inc before joining Cambridge Investment Research Inc. in 2018. Outside of advisory work, he has been an independent insurance agent and has worked as a Lyft driver. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension funds, and charitable organizations, offering financial planning, investment management, and retirement-plan advisory services. The firm operates through thousands of financial professionals and provides access to multiple platforms, proprietary model strategies, and third-party advisers.

Kristina Newman is a financial advisor at Morgan Stanley with 24 years of industry experience. She has been with Morgan Stanley since 2016 and holds Series 63 and Series 65 designations. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a variety of advisory programs to individuals and institutional clients. The firm provides tailored financial planning and manages approximately $2.74 trillion in client assets.

John Harris Jr. is a financial advisor at Ameriprise with four years of industry experience. He holds Series 63 and Series 65 designations and has a background that includes service in the United States Marine Corps and work in retail and home improvement sectors. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized retirement income service that provides tailored recommendation reports and ongoing planning focused on reliable income sources and tax-aware withdrawal strategies for clients nearing or in retirement.

Marcus Jones is a financial advisor with Raymond James & Associates, holding the CFP® designation and Series 63 and 65 licenses, with 32 years of industry experience. His prior experience includes roles at Wells Fargo Clearing and Prudential Equity Group. Outside of his advisory work, he is involved as a representative for Arbonne, a nutritional products company. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a broad client base, including individuals, institutions, and municipal entities, offering financial planning and non-discretionary investment consulting supported by a nationwide adviser network.

Keith Mitchell is a financial advisor at OSAIC with 42 years of industry experience. He holds Series 63 and Series 65 licenses and has been with OSAIC since 2012, following nine years at Signator Investors, Inc. He is also the owner of Premiere Financial Partners, a limited liability company that offers life insurance to clients and prospects. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm provides a range of brokerage and advisory services supported by model-based asset allocation, portfolio optimization, and a multi-advisor platform.

Jacob Chalupa is a financial advisor at Ameriprise with 18 years of industry experience. He holds the Series 66 designation and previously worked at The Huntington Investment Company for 17 years and Morgan Stanley & Co. LLC for one year. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement-income planning and tax-aware withdrawal strategies. The firm’s approach includes a centralized service team that produces detailed recommendation reports and collaborates with advisors to support non-discretionary implementation.

Gerald Beale Jr. is a financial advisor with Morgan Stanley in Perrysburg, OH, holding Series 63 and Series 65 licenses and offering 35 years of industry experience. He worked at Merrill from 1992 to 2017 before joining Morgan Stanley and its affiliated private bank in 2017. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutions, including tailored financial planning supported by structured discovery conversations and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through corporate financial planning agreements.

Judy Ashley is a financial advisor at Thrivent Investment Management with 21 years of industry experience. She holds a Series 66 designation and has been with Thrivent Financial for Lutherans and Thrivent Investment Management since 2004. Outside of her advisory work, she is a co-owner of RJAJ Properties, LLC, where she manages an owner-occupied office building in Perrysburg, Ohio. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm offers comprehensive, goal-based planning on a broad range of topics, while keeping planning and managed-account services separate.

Stephen Milewski is a financial advisor at OSAIC with 28 years of industry experience. He holds Series 63 and Series 66 licenses and has been with OSAIC since 2013. He also owns and operates Savage & Associates, a sole proprietorship focused on insurance sales and investment services, and serves on the board of Savage McVicker Insurance. OSAIC Wealth serves a diverse range of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including financial planning, managed portfolios, and retirement consulting. The firm emphasizes model-based asset allocation and portfolio optimization and is notable for its scale, complex affiliate network, and recent consolidation activity.

Kevin Kersten is a financial advisor with LPL Financial in Perrysburg, Ohio. He holds a Series 63 designation and has 26 years of industry experience, including a long tenure with Linsco/Private Ledger. He also operates a business under the name Kersten Wealth Management Group. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a variety of financial planning and investment solutions, utilizing both proprietary and third-party strategies, supported by advanced operational and research tools.

Julianne White is a financial advisor at Morgan Stanley in Toledo, OH, holding a Series 66 designation with 20 years of industry experience. She has been with Morgan Stanley since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individuals and institutions, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and investment models in its advisory process.

Gary Lesage is a CFP® with 26 years of industry experience, currently serving as a financial advisor at OSAIC since 2013. He has also worked at Savage & Associates since 1998. Lesage is a shareholder and board member of Savage McVicker Insurance and is involved in several business activities including operating GMONEY Holdings, LLC. OSAIC Wealth serves a diverse client base, including retail and institutional investors, offering brokerage and advisory services through a multi-advisor platform. The firm’s investment approach emphasizes model-based asset allocation and portfolio optimization, supported by various tools and options for discretionary and advisor-managed strategies.

Matthew McCartney is a CFP® and Series 66 registered advisor with Edward Jones, where he has worked for 10 years. He is based in Waterville, OH and has accumulated a decade of industry experience. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs and investment strategies under a fiduciary standard.

Mary Eurenius is a financial advisor with Edward Jones in Toledo, OH, holding the Series 66 designation and two years of industry experience. She has been with Edward Jones since 2010, including a recent rejoining in 2025. Outside of her advisory role, she is a consultant for Norwex, engaging with their products on a personal level. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a large network of advisors and branch offices across the country.

Laura Frye is a financial advisor with Raymond James Financial in Toledo, OH, holding Series 65 and Series 63 licenses and nine years of industry experience. Her career includes roles at Mass Mutual Insurance Company, Northwestern Mutual Investment Services LLC, and The Leaders Group. She is involved with Wilcox Financial / Wilcox Sports Management, a non-investment-related support business based in Toledo. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individuals, high-net-worth clients, and institutional clients. The firm offers tailored, non-discretionary planning and consulting using analytical tools to align with client goals and supports a broad advisor network with specialized municipal and employer advisory programs.

Daniel Kunos is a financial advisor with Ameriprise in Perrysburg, OH, holding the ChFC® designation along with Series 63 and Series 65 licenses. He has 24 years of industry experience, including prior roles at Financial Design Group, Minnesota Life, and Securian Financial Services. He is also the owner of DEK2022, LLC, a legal entity established to support his practice. Ameriprise offers retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary recommendations through a centralized consulting team.

Ralph Toland III is a financial advisor at OSAIC with 33 years of industry experience. He holds Series 63 and Series 66 registrations and has worked at Osaic Wealth, INC since 2023, following a decade at Royal Alliance and over 40 years at Savage & Associates. Outside of his advisory role, Toland serves as chairman of the board for the YMCA and is a board member of the National Museum of the Great Lakes. OSAIC serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers a multi-advisor platform with brokerage and advisory services across various programs, emphasizing model-based asset allocation and portfolio optimization.

Collin Brutlag is a financial advisor at Equitable Advisors with one year of industry experience. He holds the Series 66 designation and has previously worked at Hegde Walker Emans, State Farm, GameStop, and Lourdes University among other roles. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients. The firm offers a variety of advisory programs delivered through a network of Investment Adviser Representatives, utilizing both proprietary and third-party solutions.

Cheryl Norman is a financial advisor at Cambridge Investment Research Advisors with 31 years of industry experience. She holds the ChFC® designation and Series 63 license. Her prior experience includes roles at Cetera Wealth Services, Financial Management Strategies, Savage and Associates, and Walnut Street Securities. She is also an independent insurance agent for various companies. Cambridge Investment Research Advisors serves a diverse range of individual and institutional clients by offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm operates through thousands of financial professionals and utilizes multiple platforms and custodians to support both discretionary and non-discretionary management.