James Monagan is a financial advisor at OSAIC with 24 years of industry experience. He holds Series 63 and Series 66 credentials and has been with OSAIC since 2013. Monagan is also a founding partner of Adventus Climbing, an indoor climbing facility project where he is involved in early-stage development and board planning. OSAIC Wealth serves a broad mix of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including comprehensive financial planning and managed portfolio solutions. The firm’s investment approach centers on model-based asset allocation, portfolio optimization, and flexible implementation options.

Jennifer Fulop is a financial advisor at OSAIC with four years of industry experience and holds the Series 66 designation. Her prior work includes roles at Savage & Associates Inc, SES Financial, and Paparazzi Accessories. She is also a notary public involved in notarizing securities documents and has a role with the YMCA of Greater Toledo. OSAIC Wealth serves a diverse client base, including retail and institutional investors, retirement plan sponsors, charities, and corporate clients. The firm offers a range of brokerage and advisory services utilizing model-based asset allocation and portfolio optimization strategies.

Thomas Bridges is a financial advisor with Fidelity Investments, holding Series 63 and Series 66 credentials and bringing 16 years of industry experience. He has worked in various roles within Fidelity, including Fidelity Personal and Workplace Advisors and FIDELITY Brokerage Services LLC. Outside of his advisory work, he is a partner at Clay Street Partners, where he assists in the purchase and management of real estate properties. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to a broad client base including retail and institutional investors. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and advisory solutions.

Gail Gordon is a financial advisor with UBS Financial Services based in Sylvania, OH, holding a Series 66 designation and with 16 years of industry experience. She has worked at Painewebber, Inc. since 1992. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm utilizes proprietary research and model-based asset allocations to tailor financial plans and portfolio management to client goals and risk tolerances.

David Baum is a financial advisor with Cambridge Investment Research Advisors, holding a Series 63 designation and bringing 35 years of industry experience. His career includes roles at Cambridge Investment Research Advisors since 2009, as well as prior experience at Cetera Advisors LLC and Vestax Securities Corporation. He serves as a board member for the Foundation Board for the Area Office on Aging in Toledo, Ohio. Cambridge Investment Research Advisors serves a diverse client base, including individual investors and institutional clients such as pension and charitable organizations, offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs through a large network of financial professionals.

Donald Roork is a financial advisor at OSAIC with 53 years of industry experience. He holds the CFP® designation as well as Series 63 and Series 65 licenses. He previously worked at FSC Securities Corporation for 43 years and Asset Dynamics, Inc. for 30 years. Outside of his advisory work, Roork serves on the finance committee and as Vice Chair of the Deacon Board at Calvary Assembly of God, and he is involved in various nonprofit and faith-based initiatives including biblical counseling and Christian financial education through writing and speaking. OSAIC Wealth serves a diverse client base including retail and institutional investors, offering brokerage and advisory services across multiple programs such as financial planning, managed portfolios, retirement plan consulting, and third-party money management. The firm emphasizes model-based asset allocation and portfolio optimization through a multi-advisor platform supported by risk assessment tools and a broad range of investment options.

Amanda Wilkinson is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. She previously worked in the Controller's Office at The University of Toledo and managed a boutique and gallery. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a systematic investment process that combines fundamental research, quantitative analysis, and algorithmic portfolio construction.

James Dewese is a financial advisor at Edward Jones in Toledo, OH, holding Series 63 and Series 66 designations with eight years of industry experience. His prior roles include positions at Croghan Colonial Bank, Howard Bailey, ROYAL ALLIANCE/Hollister Financial, and Key Investment Services, LLC. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets, offering a range of advisory programs and investment solutions supported by a large nationwide network of financial advisors and branch offices.

Brian Mccabe is a financial advisor with OSAIC, holding a Series 66 designation and six years of industry experience. Prior to joining Royal Alliance Associates in 2020, he worked at Worthington Industries for 21 years. Outside of his advisory role, he is co-owner of McCabe Outdoor Power LLC and serves as an auditor for Cub Scout Pack Number 325. OSAIC Wealth serves a diverse range of retail and institutional clients, offering brokerage and advisory services through a multi-advisor platform. The firm employs a model-based investment approach that includes portfolio optimization and various managed account strategies.

Mitchel Skotynsky is a Series 66-licensed financial advisor with seven years of industry experience, currently affiliated with Raymond James Financial in Perrysburg, OH. His work history includes multiple roles within Raymond James Financial Services and his own firm, Skotynsky Financial Group, LLC, where he also serves as an associate employee. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional investors. The firm offers tailored, non-discretionary advisory services supported by advanced analytical tools and maintains unique affiliations in municipal and public finance.

Robert Zirker III is a financial advisor at Mass Mutual Investors Services with 28 years of industry experience. He has been with Mass Mutual Investors Services and Mass Mutual Life Insurance since 2001. Outside of his advisory role, he serves as secretary for a professional networking organization for chiropractors, managing communications and event logistics. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers a range of programs including money-manager solutions and educational seminars.

Jennifer Lindsay is a financial advisor at Osaic Wealth with 15 years of industry experience. She holds the Series 63 designation and previously worked at Next Financial Group, Inc. for nine years. Outside of her advisory role, she is a silent partner in a pickleball facility through a business investment. Osaic Wealth serves a diverse client base, including retail investors, retirement plans, charities, and corporate clients, offering brokerage and advisory services supported by a model-based investment process and a broad multi-advisor platform.

Lily Phommalee is a financial advisor at Osaic with two years of industry experience. She holds a Series 66 designation and previously worked at Savage and Associates, where she also serves as an insurance agent. Phommalee is the vice president of BNI Northwest Ohio, overseeing the membership committee. Osaic Wealth serves a broad mix of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including comprehensive financial planning and advisor-managed portfolios. The firm emphasizes model-based asset allocation and portfolio optimization, supporting a variety of client investment strategies.

Aaron Moore is a Certified Financial Planner® with 22 years of industry experience, currently affiliated with LPL Financial in Genoa, Ohio. He has worked at LPL Financial since 2009 and has also been associated with The Genoa Banking Co. since 2011. Outside of advising, he works as a boat captain on some weekends. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a broad range of financial planning and investment solutions, including model portfolios, third-party asset management access, and institutional platforms.

Kathleen Pigott is a CFP® professional with 18 years of industry experience. She is currently with LPL Financial and has prior experience at Financial Design Group, Minnesota Life Insurance Company, Securian Financial Services, and Northwestern Mutual Investment Management. In addition to her advisory work, she is involved with Crump Life Insurance in a non-variable insurance capacity. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to various investment programs and platforms, supported by a large network of advisors and advanced operational tools.

Joel Roth is a financial advisor at LPL Financial with six years of industry experience. He holds a Series 66 designation and has been with LPL Financial since 2019. Outside of his advisory role, he has been involved with Hope Baptist Church since 2010. LPL Financial is a national broker‑dealer and SEC‑registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm provides a range of advisory services including financial planning, model portfolios, third‑party asset management, and institutional platforms.

Richard Rudnicki is a financial advisor with Mass Mutual Investors Services in Toledo, OH, holding a Series 63 designation and 30 years of industry experience. He has worked at MassMutual and MML Investors Services since 2013 and previously spent five years with New England Securities. Outside of his advisory role, he is an insurance agent specializing in life, health, and annuity products. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning, asset management, and educational programs, focusing on collaborative client relationships and event-driven planning services.

Michael Donahue is a financial advisor with RBC Capital Markets in Toledo, OH, holding Series 63 and Series 65 credentials and with 33 years of industry experience. His prior work includes positions at Merrill, Bank of America, and City National Bank. Outside of his advisory role, he is a limited partner investor in two LLCs focused on real estate investments in Ohio. RBC Wealth Management, a division of RBC Capital Markets, serves a wide range of clients including individual investors, institutions, and charitable organizations. The firm offers multiple advisory programs that provide portfolio management and financial planning, using a combination of in-house and third-party investment managers tailored to client risk profiles.

Kelly Arman is a financial advisor at OSAIC with nine years of industry experience. She holds a Series 66 designation and has worked at Royal Alliance and James Monagan/Jeffrey Turner. Outside of her advisory role, she serves as Vice President of the World Affairs Council of Northwest Ohio, a nonprofit organization. OSAIC Wealth serves a diverse range of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including financial planning, portfolio management, and retirement consulting. The firm employs a model-based investment approach emphasizing asset allocation and portfolio optimization supported by various analytical tools and maintains multiple custodial and program arrangements to meet client needs.

Sammy Adkins is a financial advisor with Primerica Advisors in Perrysburg, OH, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. He has been with Primerica Advisors since 1986 and with Primerica Financial Services since 1983. Outside of advisory services, he also receives compensation for referrals related to home security, automation products, and loan products through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, focusing on model-delivery strategies and separately managed account options for individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap-fee structure, with portfolio implementation delegated to BNY Mellon Advisors.