Melissa Stout is a financial advisor with Merrill in Fort Wayne, Indiana, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. She has been with Merrill since 1980 and has worked at Bank of America since 2009. Outside of her advisory work, she is the sole owner of a revocable trust. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of individual and institutional clients.

Spencer Whitcomb is a financial advisor at J.P. Morgan Securities with 17 years of industry experience. He holds Series 63 and Series 66 licenses and has been with J.P. Morgan Securities since 2012, also working at JPMorgan Chase Bank, N.A. from 2009 to 2018. Based in Fort Wayne, IN, he focuses on institutional consulting services. J.P. Morgan Securities LLC provides institutional clients such as corporations, foundations, and defined contribution plan sponsors with asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities, delivering non-discretionary investment recommendations supported by an in-house manager solutions team and centralized due diligence.

Kevin Thompson is a financial advisor at Raymond James & Associates with 25 years of industry experience. He holds Series 63, Series 65, and Series 66 credentials. Prior to joining Raymond James in 2025, he spent 15 years with Lincoln Financial Advisors and Lincoln Financial Securities Corporation. Outside of advising, he has operated a package delivery service with Amazon Flex. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, pension plans, and governmental entities, providing tailored financial planning and consulting through a range of portfolio management styles and affiliated research resources.

Kirkland Johnson is a Senior Financial Advisor at Merrill Lynch Wealth Management, bringing over 35 years of experience in the financial services industry. Since joining Merrill in 1994, Kirk has focused on helping clients pursue financial lifestyles aligned with their personal goals by utilizing a goals-based Wealth Management process, global resources, and advanced web technology. He works primarily with high net worth clients, assisting them in identifying and prioritizing objectives such as estate planning, investments, tax minimization, wealth transfer, and retirement income. Kirk holds multiple FINRA registrations, including Series 7, Series 6, Series 65, and Series 63, as well as an Indiana health and life insurance license. He has earned the Chartered Retirement Planning Counselor (CRPC™) and Chartered Retirement Plans Specialist (CRPS™) designations from the College for Financial Planning Institutes Corp. He also holds both a bachelor's and master's degree from Indiana University. Kirk emphasizes collaboration with a Wealth Management Lending Officer from Bank of America, N.A. to provide personalized banking guidance that complements clients’ financial strategies. In addition to his professional pursuits, Kirk has contributed extensively to philanthropic boards at both local and national levels and is a long-term volunteer in the Fort Wayne community. He resides in Fort Wayne, Indiana, where he enjoys spending time with his family and four children.

Pamela Ridenour is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and bringing 23 years of industry experience. She has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors from 2011 to 2016. Outside of her advisory role, she serves as a co-guardian for her sister and holds power of attorney for her brother. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. The firm’s investment approach is IPS-driven and grounded in modern portfolio theory, and it includes a broader range of financial products than many peers, such as insurance-related vehicles and bank deposit sweep options.

Christopher Disler is a financial advisor with LPL Financial in Fort Wayne, IN, holding Series 63 and Series 66 credentials and 26 years of industry experience. He worked previously at Investment Centers of America for 11 years before joining LPL Financial in 2017. Outside of his advisory role, he is the sole owner of an inherited family farm. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad range of clients, including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers various advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management along with model portfolios and research from multiple sources.

Carrie Lamb is a financial advisor at Edward Jones in Fort Wayne, IN, holding Series 63 and Series 66 licenses with five years of industry experience. Prior to joining Edward Jones in 2020, she worked at Iqvia for five years. Outside of her advisory role, she coaches in the health and wellness sector and operates a blog focused on overcoming trauma, mental health, goal setting, and habits. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and affiliated investment products, and managing approximately $1.01 trillion in assets through a large network of financial advisors and branch offices.

Timothy Ream is a financial advisor with Wells Fargo Advisors in Fort Wayne, Indiana, holding Series 63 and Series 65 licenses and bringing 37 years of industry experience. His prior work includes roles at Wells Fargo Clearing and Wells Fargo Advisors LLC dating back to 2009. He also owns TJ Ream Practice LLC, an investment-related business based in Fort Wayne. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that serves individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services tailored to clients meeting specific net-worth criteria, combining proprietary research and planning tools with customizable implementation options.

Lee Morris is a financial advisor at Ameriprise in Fort Wayne, IN, holding a Series 66 designation with seven years of industry experience. Prior to joining Ameriprise in 2023, he worked at Edward Jones for four years and at Wabash Electric Supply Co for three years. He is also associated with CPM Group as an Associate Financial Advisor, managing an advisory business. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. It offers a specialized Premier Retirement Income service focused on retirement income planning through written Recommendation Reports and ongoing advice based on proprietary research and third-party data.

Jason Arp is a Series 66-licensed financial advisor with Thrivent Investment Management in Fort Wayne, IN. He has one year of experience with Thrivent and its related entities and previously worked for the City of Fort Wayne for seven years and ran his own company, J. Arp & Company LLC, for 20 years. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, providing comprehensive written recommendations across various financial topics without implementation. The firm’s approach combines holistic, goal-based analyses with an option to link planning and managed-account services under a consolidated billing program called “WealthPlan.”

Robert Hooker is a financial advisor with LPL Financial in Fort Wayne, IN, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. His prior roles include positions at Voya Financial Advisors, Lincoln Investment, and Legend Equities Corporation. Outside of his advisory work, he is also an insurance agent specializing in life and health insurance. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing model portfolios, third-party subadvisors, and technology-driven investment strategies.

Eric Frappier is a financial advisor at Cetera with 10 years of industry experience. He holds a Series 66 designation and has previously worked at JP Morgan Securities and Raymond James and Associates. He is based in Fort Wayne, Indiana. Cetera Investment Advisers LLC is a large SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a nationwide network of over 10,000 advisors and manages more than $256 billion in assets.

Douglas Shepler is a financial advisor at Cetera with 33 years of industry experience. He holds a Series 63 designation and has worked at Cetera since 2025, following a 22-year tenure at LPL Financial. Outside of his advisory role, Shepler is involved with Bippus State Bank as a financial professional and provides investment advice and financial planning through BSB Investments. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm operates a multi-manager platform offering discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

David Kolpien is a financial advisor with Raymond James & Associates, holding a Series 66 designation and 25 years of industry experience. He has been with Raymond James since 2001 and is also involved in youth sports through his ongoing work with Summit City Baseball since 1997. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering tailored financial planning and advisory services with a range of portfolio management styles and affiliated research resources.

Alec Watercutter is a financial advisor with Osaic Wealth, Inc. holding a Series 66 designation and one year of industry experience. Prior to joining Osaic in 2024, he was self-employed from 2022 to 2024 and has held roles in banking and small business operations. Osaic Wealth, Inc. serves a broad range of retail and institutional clients through a large network of affiliated advisers and offers services including brokerage and investment advisory, financial planning, retirement consulting, and access to third-party money managers. The firm employs a variety of tools such as asset-allocation modeling and automated rebalancing to construct diversified portfolios and supports multiple advisory platforms and legacy program transitions.

Richard Gnau is a CFP® professional with 19 years of industry experience, currently serving at J.P. Morgan Securities LLC since 2013. He holds Series 63 and Series 65 licenses and is based in Fort Wayne, Indiana. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice and customized performance reporting. The firm combines large institutional advisory operations with broker-dealer and investment adviser functions, delivering recommendations on a non-discretionary basis.

Janna Henney is a financial advisor with Cetera who holds a Series 66 designation and has nine years of industry experience. She has worked with Cetera Investment Advisors and affiliated entities since 2016. Henney serves on the boards of the YMCA of Whitley County and Troy School, where she participates in guidance, fundraising, donor relations, and policy planning. Cetera Investment Advisers LLC is an SEC-registered firm supporting a large national network of independent advisors, serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a variety of portfolio management and consulting services through a multi-manager platform with discretionary and non-discretionary authorities.

Nick James is a financial advisor at Edward Jones with five years of industry experience. He holds the Series 66 designation and has previously worked at State Farm and First Church of Christ. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and supports its clients through a large network of financial advisors and branch offices, offering a range of discretionary and non-discretionary investment strategies and affiliated financial services.

Shawn Sullivan is a CFP® professional with 11 years of industry experience, currently serving at Wells Fargo Advisors in Fort Wayne, IN since 2023. His prior experience includes roles at Wells Fargo Clearing and the U.S. Air Force. He is involved in other financial practices, holding ownership in two firms, Optare Financial Partners LLC and McSullivan Practice LLC. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning solutions tailored to clients meeting certain net-worth thresholds.

Adelaide Reimbold is a financial advisor with Ameriprise in Fort Wayne, IN, holding a Series 66 designation and five years of industry experience. Prior to joining Ameriprise in 2021, she held roles in academic institutions including Kentucky Wesleyan College, the University of Nebraska-Lincoln, and the University of Notre Dame. She volunteers with the Foundation for Financial Planning and the Medical Society of Virginia Foundation, providing pro-bono financial planning and educational sessions for medical students and residents. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning through a centralized service team that collaborates with advisors to deliver personalized recommendations focused on income sources and tax-aware withdrawal strategies.