Christen Sando is a financial advisor at Columbia Asset Management, L.L.C. with seven years of industry experience and holds a Series 65 designation. She is part of a four-person advisory team based in Ann Arbor, MI. Columbia Asset Management provides wealth management and discretionary portfolio management services to individuals, high-net-worth clients, trusts, estates, corporations, and charitable organizations. The firm customizes portfolios using a mix of equities, fixed-income securities, mutual funds, and ETFs, applying fundamental analysis alongside Modern Portfolio Theory with a generally long-term orientation.

Matthew Trujillo is a CFP®-certified financial advisor and partner at Center for Financial Planning Inc with 16 years of industry experience. He has worked at Center for Financial Planning since 2013 and has prior experience with Raymond James Financial Services, ON Investment Management Co, and Mass Mutual Investors Services. Outside of finance, he teaches chess to middle school students and has authored a chess instruction book used in his classes. Center for Financial Planning, Inc. is an SEC-registered adviser serving individual clients, high-net-worth households, trusts, estates, and charitable organizations. The firm offers financial planning and investment management, emphasizing strategic asset allocation and diversification, with both discretionary and non-discretionary portfolio management.

Jack Skrzycki is a CFP® with five years of industry experience, currently serving at Spartan Wealth Management. His prior roles include positions at LPL Financial, Thurston Springer Financial, Wells Fargo Advisors, and Merrill Lynch. Outside of advisory work, he is associated with SKRITZ LLC, a business entity for tax and investment purposes. Spartan Wealth Management offers discretionary investment management and comprehensive financial planning to individuals, trusts, estates, businesses, and retirement plans. The firm employs a multi-advisor team approach that emphasizes long-term portfolio construction using fundamental analysis and Modern Portfolio Theory.

Stephen Morman is a financial advisor with Provizr in Ann Arbor, MI, holding Series 63, 65, and 66 licenses and bringing 41 years of industry experience. He has worked with Provizr since 2015 and Four Financial Management since 2016, alongside a longstanding association with LPL Financial dating back to 2008. Provizr primarily serves current and former employees of select public and nonprofit institutions, offering financial planning, discretionary portfolio management focused on plan-offered investments, and estate settlement assistance. The firm’s six-advisor team manages approximately $59.7 million for about 108 clients, using a core asset-allocation approach supplemented by monthly tactical rotations based on a proprietary algorithm.

Mark Zywiol is a CFP® and holds a Series 66 license with nine years of industry experience. He is currently with Stonebrook Private LLC, where he has worked since 2024. His prior roles include positions at Charles Schwab & Co., Fidelity Investments, Raymond James & Associates, and teaching at Walsh College of Accountancy and Business. Stonebrook Private LLC provides wealth management, investment management, and financial planning services to individuals, trusts, estates, businesses, and retirement plans. The firm uses a primarily long-term investment approach with portfolios including ETFs, individual equities, covered options, structured products, and alternative investments, implemented through discretionary management and oversight of independent managers.

Jeffrey Braun is a financial advisor at Vantage Point Financial, LLC with four years of industry experience. He holds a Series 65 designation and previously worked for Progressive Insurance Company for seventeen years. Braun is also involved in insurance sales outside of his advisory role. Vantage Point Financial serves individuals, families, high-net-worth clients, and business owners with investment management, financial planning, and wealth consulting services. The firm employs a fiduciary, customized approach focused on long-term portfolio construction using low-cost mutual funds and ETFs, while incorporating alternative investments and integrated planning advice.

Kevin Decker is a CFP® with 10 years of industry experience, currently serving as an advisor at Retirement Income Solutions, Inc. in Ann Arbor, MI. Prior to joining Retirement Income Solutions in 2025, he worked for nine years at The Vanguard Group, Inc. Retirement Income Solutions is a fee-only advisory firm managing approximately $3.0 billion for over 1,200 clients through a 16-advisor team. The firm serves individuals, trusts, retirement plans, nonprofits, and other entities using an active management approach guided by a structured six-step process and employs a discretionary Seasonal Strategy for portfolio rebalancing.

Wenma Gorman is a CFP®, CFA®, and Series 66 credentialed advisor at Sigma Investment Counselors with 15 years of industry experience. She has been with Sigma since 2012. Sigma Investment Counselors provides comprehensive wealth management and discretionary portfolio management to individuals, trusts, estates, corporate pension plans, and charitable entities. The firm’s investment process uses client-specific financial models and diversified portfolios incorporating ETFs, individual equities, and fixed income, supported by both quantitative tools and qualitative research.

E. Brian Mosallam is a financial advisor with Spartan Wealth Management, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. His prior roles include positions at LPL Financial, Cadaret Grant & Co., Inc., Cambridge Investment Research, Inc., and Axa Advisors, LLC. Outside of advisory services, he is also involved as an agent in a non-variable insurance agency affiliated with Spartan Wealth Management. Spartan Wealth Management offers discretionary investment management and comprehensive financial planning to individuals, trusts, estates, businesses, and retirement plans. The firm employs a multi-advisor team approach, emphasizing long-term portfolio construction using fundamental analysis and Modern Portfolio Theory across a range of investment vehicles.

David Lindley is a CFP® with five years of industry experience, currently serving as a financial advisor at Oakwell Private Wealth Management. Prior to joining Oakwell, he worked at GEM Asset Management, LLC and Northern Trust Corporation. Oakwell Private Wealth Management serves individuals, high-net-worth clients, pension and profit-sharing plans, and corporate accounts, providing portfolio management, financial planning, and retirement plan services. The firm uses a combination of fundamental, technical, and cyclical analysis alongside various trading strategies and may allocate assets to third-party portfolio managers.

Jonathan Mattis is a financial advisor with MariPau Wealth Management LLC in Ann Arbor, MI. He holds a Series 65 credential and has been with MariPau Wealth Management since 2026, as well as working with Senior Benefits and Planning DBA Collier Financial since 2016. MariPau Wealth Management provides tailored investment advisory and financial planning services to individuals, corporations, and other business entities. The firm operates as a fiduciary, offering discretionary portfolio management, financial planning, and consulting, with a focus on managing accounts through a recommended custodian using a range of investment vehicles.

Andrea Darden is a financial advisor at Darden Wealth Group with 16 years of industry experience. She holds Series 65 and Series 66 credentials and has been with her current firm since 2018, following an 11-year tenure at Chisholm & Darden. Darden serves on the board of the Michigan Research Institute, a nonprofit focused on developing technologies addressing national needs. Darden Wealth Group provides comprehensive wealth management, financial planning, retirement and pension consulting, and business-owner advisory services to private individuals, university faculty, business owners, foundations, educational institutions, and nonprofit organizations. The firm’s investment approach centers on fundamental analysis with a multi-year time horizon, incorporating tactical allocations and cash management, and it offers both discretionary management and flexible client-directed investment options.

Alexander Wagner is a financial advisor with Spartan Wealth Management in Bingham Farms, MI, holding a Series 66 credential and 13 years of industry experience. His prior roles include positions at Cadaret Grant & Co., Inc. and Cambridge Investment Research Advisors. Spartan Wealth Management provides discretionary investment management and comprehensive financial planning to individuals, trusts, estates, businesses, and retirement plans. The firm employs a multi-advisor team approach, emphasizing long-term portfolio construction through fundamental analysis and Modern Portfolio Theory, offering personalized asset allocation and portfolio strategies across a variety of investment types.

Harrison Kephart is a CFP® professional with 20 years of experience in the financial advisory industry. He has been with Retirement Income Solutions, Inc. since 2012. Outside of his advisory role, he is a partner with a 25% ownership stake in M4P Partners, LLC, a non-investment related real estate holdings company. Retirement Income Solutions, Inc. serves individuals, trusts, pension and profit-sharing plans, corporations, and not-for-profit entities with discretionary portfolio management, retirement and financial planning, and retirement plan consulting. The firm employs a committee-driven active management approach and manages multi-billion dollar assets with a relatively small team of 12 advisors.

Cynthia Szymanski is a CFP® with 16 years of experience at Bloom Advisors, where she has worked since 2002. She is based in Farmington Hills, MI, and is part of a nine-advisor team. Bloom Advisors serves individual and high-net-worth clients with discretionary, fee-only money management and retirement plan advice. The firm emphasizes strategic asset allocation, diversified multi-asset portfolios, and systematic rebalancing, primarily using institutional-share mutual funds and ETFs.

Kory Salagean is a financial advisor at Columbia Asset Management, L.L.C. with five years of industry experience and a Series 65 credential. His prior work includes four years at Annie's Childrencenter and ten years in education. Columbia Asset Management provides wealth management and discretionary portfolio management services to individuals, high-net-worth clients, trusts, estates, corporations, and charitable organizations. The firm customizes portfolios using a mix of equities, fixed-income securities, mutual funds, and ETFs, applying fundamental analysis and Modern Portfolio Theory with a long-term orientation.

Kenneth Brandt is a financial advisor at Skyoak Wealth with 53 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Brandt, Kelly & Simmons Securities, LLC since 2002. Skyoak Wealth is a team-based registered investment adviser serving individuals, families, corporate retirement plans, and institutions with wealth management, financial planning, and family office services. The firm manages approximately $693 million in discretionary assets through a combination of proprietary portfolios and third-party sub-advised accounts, employing a discretionary and customized investment approach that integrates actively managed strategies with selectively used alternative and leverage-related options.

Bruce Palen is a financial advisor at Sovereign Financial Group, Inc. with 43 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Purshe Kaplan Sterling Investments, Great Lakes Wealth, LLC, and Ameriprise Financial Services, Inc. Sovereign Financial Group serves individuals, trusts, estates, charitable organizations, businesses, retirement plans, and a registered investment company, offering portfolio management, financial planning, retirement plan advisory, and cash-management solutions. The firm emphasizes long-term investment strategies using diversified mutual funds and ETFs, while incorporating tactical reallocations, independent managers, and alternative investments through its Align Alternative Access Fund.

Dillon Haviland is a CFP® with seven years of industry experience, currently serving at Bloom Advisors. His prior roles include positions at TBH Global Asset Management, Charles Schwab and Co., TD Ameritrade, JPMorgan Chase Bank, Morgan Stanley Private Bank, and Huntington National Bank. Bloom Advisors provides discretionary, fee-only money management primarily for individual and high-net-worth clients, managing approximately $1.6 billion in assets. The firm employs a combination of factor investing, optimization, and technical analysis to create diversified, multi-asset portfolios that are actively managed and implemented mainly through institutional-share mutual funds and ETFs.

Logan Dimitrie is a CFP® and Series 63-licensed financial advisor with Center for Financial Planning Inc. He has five years of industry experience, including roles at Raymond James Financial Services and Raymond James and Associates. His background also includes teaching at Walsh College and work at American House. Center for Financial Planning, Inc. is an SEC-registered investment adviser serving individual clients, trusts, estates, and charitable organizations. The firm manages approximately $1.97 billion in assets, focusing on strategic asset allocation and diversification through documented suitability processes and periodic account reviews.