Wendy Masen is a financial advisor at SPC with 21 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Sigma Financial Corporation since 2006. In addition to her advisory role, she sells various insurance products through multiple insurance companies. SPC serves individual clients, charitable organizations, corporations, and employer-sponsored retirement plans through a network of over 460 advisers and manages approximately $5.66 billion in assets. The firm offers portfolio management, financial planning, and ERISA-related retirement plan services, providing both discretionary and nondiscretionary management options.

Nathan O'Connell is a Series 66 licensed financial advisor with PlanMember Securities Corporation and Williams & Co dba Williams and Company Financial Services. He has one year of industry experience, including prior roles at Equitable Advisors LLC and self-employment as a day trader. PlanMember Securities Corporation provides retirement-plan advisory services to employers and plan participants, acting as an ERISA Section 3(38) fiduciary for many plans. The firm uses a top-down strategic asset allocation framework to manage risk-based mutual fund portfolios and offers education and support services to plan sponsors and participants.

Reuben Daniel is a financial advisor with Transamerica Financial Advisors, holding a Series 66 designation and four years of industry experience. He has worked at Transamerica Financial Advisors since 2022 and previously at World Financial Group. In addition to his advisory role, he has an ongoing position at DXC Technology where he manages Windows systems and provides technical support. Transamerica Financial Advisors serves a broad client base including individual investors, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations. The firm offers both advisory and broker-dealer services, utilizing proprietary and third-party model portfolios with a range of discretionary and non-discretionary program options.

Kevin Rogan is a financial advisor with Commonwealth Financial Network in Ann Arbor, MI, holding Series 63 and Series 65 licenses and having four years of industry experience. He has been with Commonwealth Financial Network and Legacy Wealth Partners since 2020. Outside of his advisory work, he has been involved with New Life Church of Ann Arbor since 2008. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm provides a range of advisory programs and back-office support, including investment management and compliance services, while allowing advisors discretion in portfolio construction.

Deanna Mouat is a financial advisor at Hantz Financial Services, Inc. in Ann Arbor, MI, with four years of industry experience. She holds the ChFC® designation and Series 66 license. Prior to joining Hantz Financial Services in 2021, she worked at Kaplan College, Foresight Capital Management, Baker College, and March Plating Corp. Hantz Financial Services serves a diverse client base including individual investors, charitable organizations, corporate clients, and retirement plan sponsors. The firm employs model-driven ETF strategies alongside separately managed accounts and offers a range of financial planning, portfolio management, and fiduciary services.

Nikola Palincas is a financial advisor at TIAA-CREF in Ann Arbor, MI, holding a Series 66 designation with three years of industry experience. His work history includes roles at Jackson National and Gardner-White Furniture, as well as positions in education at Michigan State University and Troy High School. TIAA‑CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients connected to TIAA-administered employer retirement plans. The firm’s advisory model distinguishes between one-time planning services and ongoing discretionary management using model or customized portfolios managed under fiduciary standards.

Kurt Steffen is a financial advisor at SPC with 11 years of industry experience. He holds a Series 66 designation and has worked at SPC since 2015, with additional experience at Parkkland Securities and Sigma Financial Corporation. SPC serves a diverse client base including high-net-worth individuals, charitable organizations, corporations, and employer-sponsored retirement plans. The firm offers portfolio management, financial planning, and ERISA-related retirement plan services through a network of over 460 advisors managing approximately $5.66 billion in assets.

Mykel Barnes is a financial advisor with SPC in Grand Rapids, MI, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has been with SPC and Sigma Financial Corporation since 2009. Outside of advising, Barnes serves as an area pastor with Christian Life Center/Stones Church and assists his spouse in her small business consulting. SPC serves a diverse client base including individuals, high-net-worth households, charitable organizations, corporations, and employer-sponsored retirement plans. The firm offers portfolio management, financial planning, and ERISA-related retirement plan services through a network of over 460 advisors managing approximately $5.66 billion in assets.

Ty Jubb is a financial advisor with SPC in Ann Arbor, MI, holding a Series 66 designation and no prior industry experience. He has worked with Sigma Planning Corporation and Sigma Financial Corporation since 2026 and is a salaried employee at Joseph Derrick Advisors LLC. Outside of his advisory role, he works as a food delivery contractor for DoorDash and Uber Eats. SPC provides investment management, financial planning, and retirement-plan advisory services to a diverse client base that includes individual investors, employer-sponsored plans, charitable organizations, and corporate clients. The firm supports a large advisory network delivering tailored and discretionary investment advice, and maintains affiliations with broker-dealers and insurance agencies while partnering with Fidelity for custody and execution services.

Adam Finch is a CFP® with 25 years of experience in the financial services industry. He is currently affiliated with CWM, LLC and its DBA Carson Partners, where he has served as a wealth advisor since 2021. His prior experience includes long-term roles at Sigma Planning Corp and RFC Financial Planners. Finch is also involved as a co-owner and financial planner of a fixed insurance business and holds leadership roles on the board of the Financial Planning Association of Michigan. CWM, LLC is an SEC-registered investment adviser serving individuals, high-net-worth families, foundations, endowments, corporations, and institutional clients through a network of over 600 advisors. The firm provides portfolio management, financial planning, retirement plan services, and uses a discretionary management approach employing model portfolios overseen by an internal Investment Committee.

Sean Latham is a financial advisor at Hantz Financial Services, Inc. in Ann Arbor, MI. He holds a Series 66 designation and has been with Hantz Financial Services since 2025. Prior to this, he worked at Rocket Mortgage and Ann Arbor State Bank and attended Grand Valley State University. Hantz Financial Services, Inc. serves individual investors, corporate, and retirement plan sponsors through a multi-advisor platform managing approximately $10 billion in assets. The firm focuses on diversified, ETF-centered model portfolios, offering services that include financial planning, portfolio management, retirement consulting, and mortgage brokerage through affiliated agencies.

Brian Goodwin is a CFP® professional with 18 years of experience, currently serving at SPC since 2008 and Sigma Financial Corporation since 2007. He owns Goodwin, Lademan & Associates, Inc., which sells non-variable insurance products and manages office operations. Additionally, he participates in Amazon Vine, reviewing new and pre-release retail products. SPC serves individual clients, charitable organizations, corporations, and employer-sponsored retirement plans through a network of over 460 advisers and approximately $5.66 billion in assets under management. The firm provides portfolio management, financial planning, and ERISA-related retirement plan services, offering both discretionary and nondiscretionary management options.

Haley Hegenauer is a financial advisor with Hantz Financial Services, Inc. in Ann Arbor, MI. She holds a Series 66 designation and has two years of industry experience, including prior roles at Mercer Advisors and Hantz Financial Services. Hantz Financial Services serves a diverse client base, including individual investors, charitable organizations, corporate clients, and retirement plan sponsors. The firm employs model-driven ETF strategies alongside separately managed accounts and unified managed account solutions, with additional capabilities in insurance, mortgage brokerage, and affiliated trust and consulting services.

David Nichols is a CFP® and ChFC® with 21 years of industry experience. He has been with Hantz Financial Services, Inc. in Ann Arbor, MI since 2004. Hantz Financial Services serves a diverse client base including individual investors, charitable organizations, corporate clients, and retirement plan sponsors. The firm employs model-driven ETF strategies along with separately managed accounts and unified managed account solutions, offering an array of financial planning, portfolio management, and fiduciary services supported by affiliated banking, consulting, insurance, and mortgage businesses.

Joshua Ginepro is a financial advisor at Hantz Financial Services, Inc. with three years of industry experience. He holds a Series 66 designation and has prior work history including self-employment and roles at St. Thomas Aquinas and Darden Restaurants. Hantz Financial Services serves a diverse client base including individual investors, charitable organizations, corporate clients, and retirement plan sponsors. The firm employs model-driven ETF strategies alongside separately managed accounts and unified managed account solutions, and offers extensive implementation capabilities supported by affiliated entities such as a state-chartered trust bank and in-house tax and business consulting services.

Mark Westermeier is a financial advisor at TIAA-CREF in Ann Arbor, MI, holding Series 63 and Series 66 licenses with 12 years of industry experience. He has been with TIAA and TIAA-CREF since 2015. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans. The firm serves clients often connected through TIAA-administered employer retirement plans and acts as adviser to a donor-advised fund, utilizing a fiduciary standard and a mix of model and customized portfolios.

Gino Gaudino is a financial advisor at SPC with 20 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Sigma Financial Corporation since 2008. Outside of his advisory role, Gaudino serves as a board member of the NOI Foundation in Clinton Township, MI, promoting Italian language and culture in Michigan schools. He also continues to work as a pilot for Delta Airlines. SPC serves a diverse client base including high-net-worth individuals, charitable organizations, corporations, and employer-sponsored retirement plans, managing approximately $5.66 billion in assets. The firm offers portfolio management, financial planning, and ERISA-related retirement plan services through a large network of advisers, providing both discretionary and nondiscretionary investment strategies.

Megan Pafford is a financial advisor at Hantz Financial Services, Inc. in Ann Arbor, MI, holding Series 63 and Series 65 credentials with 19 years of industry experience. She has been with Hantz Financial Services since 2006. Hantz Financial Services serves a diverse client base including individual investors, charitable organizations, corporate clients, and retirement plan sponsors. The firm employs model-driven ETF strategies alongside separately managed accounts and unified managed account solutions, and offers expanded implementation capabilities through affiliated banking, tax, insurance, and mortgage businesses.

Jennifer Watson is a financial advisor at SPC with 12 years of industry experience. She holds a Series 66 designation and has worked at SPC since 2015, with prior experience at Parkland Securities and Sigma Financial. SPC serves a diverse client base including high-net-worth individuals, charitable organizations, corporations, and retirement plans, managing approximately $5.66 billion in assets. The firm offers portfolio management, financial planning, and ERISA-related retirement plan services through a network of over 460 advisers.

Brandyn Feller is a financial advisor at SPC with one year of industry experience. He holds a Series 66 designation and has previously worked at Sigma Financial Corporation, Touch Financial Group, Mars Information Services Inc, Weston Foods/FGF Brands, Nestle USA, and Hostess Brands. Outside of his advisory role, he is involved in the sale of non-variable insurance products through various providers. SPC serves individual clients, charitable organizations, corporations, and employer-sponsored retirement plans with over $5.66 billion in assets under management. The firm offers portfolio management, financial planning, and ERISA-related retirement plan services, delivering strategies based on client suitability and providing both discretionary and nondiscretionary management options.