James Miller is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 designations and bringing 33 years of industry experience. His career includes over a decade at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party analytics.

Joyce Matz is a financial advisor with LPL Financial in Okemos, MI, holding Series 63 and Series 65 credentials and 21 years of industry experience. She has been with LPL Financial since 2005. Outside of her advisory work, she serves as a board member for the Mid-Michigan Food Bank, assisting with food and fund collection for a school program supporting students who qualify for reduced lunch. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to model portfolios, supported by advisor-facing technologies and a broad platform of financial and credit services.

Henry Guzzo is a financial advisor with Ameriprise Financial Services, LLC, holding the CFP®, ChFC®, and Series 63 designations and bringing 28 years of industry experience. He previously worked at Royal Alliance for ten years before joining Ameriprise in 2021. Outside of his primary advisory role, Guzzo is involved in independent insurance brokering and owns Blumark Financial Advisors, LLC, a firm that manages his financial planning practice, as well as Blumark Tax Advisors, LLC, which provides tax preparation services. Ameriprise offers a retirement-income planning service targeted at individuals nearing or in retirement with significant investable assets, combining research-driven recommendations on income sources, Social Security, and tax-efficient withdrawal strategies. The firm’s approach integrates algorithmic tools with advisor input and emphasizes the use of Ameriprise Managed Accounts and affiliated investment products.

Jeffrey Robins is a financial advisor with Cambridge Investment Research Advisors in Okemos, Michigan, holding Series 63 and Series 65 designations and over 35 years of industry experience. He has been with Cambridge Investment Research in various capacities since 2003. Outside of his advisory role, he serves as treasurer for the Hiawatha Lakes Homeowners Association. Cambridge Investment Research Advisors serves a diverse range of individual and institutional clients, including pension and charitable organizations, offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm operates through thousands of financial professionals and manages a multi-billion dollar asset base with multiple platform options and proprietary model strategies.

Patrick O'clair is a financial advisor at LPL Financial with three years of industry experience. He holds the Series 66 designation and has worked previously with CUSO Financial Services and Allegacy Federal Credit Union. His background also includes roles in the automotive sector. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Michelle Bush is a financial advisor at Edward Jones with five years of industry experience. Prior to joining Edward Jones in 2021, she spent 17 years at Eaton County Health & Rehabilitation Services. She is the personal representative of the Estate of Vicki Swanson. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions through a large nationwide network of advisors and branches.

Todd Stump is a financial advisor with Ameriprise in Dewitt, MI, holding Series 63 and Series 66 licenses and bringing 32 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with significant investable assets, providing written Recommendation Reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary retirement income recommendations.

Matthew Hess is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and 12 years of industry experience. His previous roles include positions at Sigma Financial Corp, Bank of America, Merrill, and J.P. Morgan Securities. He is based in East Lansing, Michigan. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Jack Fischer is a financial advisor at Stifel with 22 years of industry experience. He has been with Stifel Nicolaus & Co. Inc. since 2008. Jack holds Series 63 and Series 65 credentials and is also a notary. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, offering both brokerage and investment advisory services. The firm’s investment approach incorporates a proprietary methodology developed by its Investment Strategy Group, utilizing forward-looking capital market assumptions and probabilistic modeling to support asset allocation and planning analyses.

Rodger Bastien is a financial advisor with Wells Fargo Clearing in East Lansing, MI, holding Series 63 and Series 65 licenses and bringing 43 years of industry experience. He has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Aaron Irving is a financial advisor with Ameriprise in Haslett, MI, holding a Series 66 designation and 20 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he participates as a consultant for the Gerson Lehrman Group, providing professional insights to clients. Ameriprise offers a retirement-income planning service targeted at individuals approaching or in retirement with significant investable assets. The firm combines research and modeling with tax-efficient strategies and provides written, non-discretionary recommendations through a centralized consulting team.

Lowell Albert is a financial advisor at J.P. Morgan Securities with 25 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at JPMorgan Chase Bank, N.A. and its affiliated entities since 2009. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on asset allocation advice, investment manager searches, and customized performance reporting through a non-discretionary program. The firm’s advisory process integrates quantitative and qualitative research and incorporates ESG considerations within its recommendations.

Jonathan Grocki is a financial advisor at Cambridge Investment Research Advisors with 26 years of industry experience. He holds Series 63 and Series 66 designations and has been with Cambridge since 2004. Outside of his advisory work, he serves as a committee member for the Our Savior Lutheran Endowment Fund and is a board treasurer for Our Savior Lutheran Church & School. Cambridge Investment Research Advisors, Inc. serves a diverse client base including individual, pension, and charitable organizations by offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm supports both discretionary and non-discretionary management, provides access to third-party advisers, and offers proprietary model strategies under the Founders Gate Capital brand.

Albert Tynes is a financial advisor with LPL Financial in Lansing, MI, holding Series 63 and Series 66 licenses and 22 years of industry experience. His previous roles include positions at Waddell & Reed, Inc, Accrescent Tax Solutions, SPC, and Ameriprise. Outside of advising, he has been involved with Accrescent Tax Solutions, providing tax preparation and accounting services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and portfolio management solutions supported by various advisory platforms and tools.

Ryan Carter is a financial advisor with Stifel, holding a Series 66 designation and 9 years of industry experience. He has been with Stifel Nicolaus & Co Inc since 2016. Outside of his advisory role, he serves on the Board of Trustees and the Financial Investment Committee of the Capital Region Community Foundation and volunteers with local nonprofit organizations focused on community support. Stifel serves a diverse client base, including individual and institutional clients, offering brokerage and investment advisory services. The firm employs a proprietary investment methodology developed by its Investment Strategy Group to provide asset allocation and planning analyses, supporting client decision-making across various financial needs.

Matthew Addy is a financial advisor with MassMutual Investors Services in Lansing, MI, holding Series 63 and Series 66 credentials with 15 years of industry experience. He has been with MassMutual Investors Services and MassMutual Life Insurance Company since 2013. Outside of his advisory role, he is a licensed agent in life and health insurance sales and a partner in an LLC that manages office operations and employees. MassMutual Investors Services, a subsidiary of MassMutual, provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers, using firm-approved tools and collaborative annual planning engagements.

Craig Lazar is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 designations and bringing 40 years of industry experience. He has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

William Stoskopf is a financial advisor with OSAIC based in East Lansing, MI, holding CFP® and ChFC® designations and over 31 years of industry experience. He has worked at Royal Alliance Associates, Inc. since 2018 and previously spent 24 years with Signator Investors, Inc. In addition to his advisory work, he is a musician and music teacher in Bath, MI. OSAIC serves a diverse client base including retail investors, retirement plan sponsors, charities, and corporations. The firm offers brokerage and advisory services featuring model-based asset allocation, portfolio optimization, and a range of managed account programs delivered through a multi-advisor platform.

Cole Frageman is a financial advisor with J.P. Morgan Securities in Okemos, Michigan, holding a Series 66 designation and 12 years of industry experience. He has worked at J.P. Morgan Chase Bank and J.P. Morgan Securities since 2018 and previously held roles at Charles Schwab and Morgan Stanley. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on written asset allocation advice, investment manager searches, and customized performance reporting. The firm integrates centralized due diligence combining quantitative and qualitative research to support its advisory process.

Terry French is a financial advisor with LPL Financial, holding a Series 66 credential and bringing 14 years of industry experience. His prior work includes roles at Edward Jones and Cetera Wealth Services, and he has served on the Spring Arbor Township Planning Commission as a board secretary. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning, advisory, and institutional platforms with diverse investment strategies and technology-supported operational tools.