Ken Bhatt is a financial advisor with Ameriprise in Rockford, IL, holding a Series 66 designation and 21 years of industry experience. He has been with Ameriprise and its affiliated entities since 2004. Ameriprise offers a retirement-income planning service targeted at individuals nearing or in retirement, focusing on clients with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide written, non-discretionary recommendations delivered through a centralized consulting team.

Robert Custer is a financial advisor at Morgan Stanley with a Series 66 designation. He has been with Morgan Stanley and Morgan Stanley Private Bank, N.A. since 2026. Prior to joining Morgan Stanley, he worked in various roles at Abnormal AI, Forcepoint, Evolve Security, and Coyote Logistics. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers advisory programs and tailored financial planning to both individual and institutional clients. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process utilizing tools such as Monte Carlo simulations and the Global Investment Committee’s Secular Return Estimates.

Andre Irlbeck is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 11 years of industry experience. He has worked at firms including Regal Investment Advisors and currently serves as Director of Investments at Rohlík Financial Group. Cetera Investment Advisers LLC is a nationwide SEC-registered adviser serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform featuring discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers, with over $256 billion in assets under management across a broad network of advisors.

Michael White Jr. is a financial advisor at Cambridge Investment Research Advisors with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at VOYA Financial Advisors for six years. Outside of his advisory role, he is a partner in an accounting and tax preparation firm and an independent insurance agent. Cambridge Investment Research Advisors serves a diverse client base including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services delivered through a network of independent professionals, providing both proprietary and third-party investment strategies tailored to client objectives.

Ann Ragnar is a financial advisor with Ameriprise in Janesville, WI, holding Series 63 and Series 65 licenses and having 16 years of industry experience. She has been with Ameriprise and its affiliated entities since 2010. Outside of her advisory role, she is involved in managing an independent advisory business, Fitzgerald Wealth Management, where she works as a paraplanner. Ameriprise offers a retirement-income planning service designed for clients approaching or in retirement who meet specific asset criteria, combining research, modeling, and tax-efficiency analysis to provide tailored written recommendations. The firm serves a broad client base through advisory, brokerage, and insurance solutions typical of a large institutional firm.

Bryan Orvis is a financial advisor at Edward Jones with 24 years of industry experience. He has been with Edward Jones since 2004 and holds Series 63 and Series 66 designations. Outside of his advisory role, he serves as Assistant Financial Secretary for the St Anthony of Padua Church Holy Name Society in Rockford, IL. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and operates a nationwide network of more than 23,700 financial advisors, offering a range of advisory programs and investment strategies under a fiduciary standard.

Brian Aarvig is a Series 66-credentialed financial advisor with Morgan Stanley in Rockford, IL, with 21 years of industry experience. He has worked at Morgan Stanley since 2009 and specifically at Morgan Stanley Private Bank, N.A. since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs that include tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and modeling techniques.

James Meisch is a financial advisor with Morgan Stanley in Rockford, IL, holding Series 63 and Series 65 credentials and having 38 years of industry experience. He has worked with Morgan Stanley Private Bank, National Association since 2015 and has been with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and uses structured discovery processes and firm-approved planning tools in its financial planning approach.

Tonya Kalodimos is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and 14 years of industry experience. She has been with J.P. Morgan Chase Bank and J.P. Morgan Securities since 2016 and previously worked at BMO Harris Bank. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework.

Michael Oberheim is a financial advisor with LPL Financial and holds the Series 63 and Series 65 designations. He has 19 years of industry experience, including prior work at BMO Harris Financial Advisors. Outside of his advisory role, he is a co-promoter of Midwest Premier, LLC, a trade show business. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning services, and retirement plan consulting, utilizing both discretionary and non-discretionary management with access to model portfolios and research from multiple sources.

Sarah Johnson is a financial advisor with Ameriprise in Rockford, Illinois, holding Series 63 and Series 65 designations and totaling 24 years of industry experience. She has been with Ameriprise and its affiliated entity since 2012. Outside of her advisory work, she serves on the Board of Directors for Gigi's Playhouse Rockford, a nonprofit organization. Ameriprise Financial Services is a large advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides retirement income planning advice through a collaborative, non-discretionary approach employing proprietary research and third-party data.

Rebecca Peterson is a financial advisor with LPL Financial in Rockford, IL, holding the Series 66 designation and one year of industry experience. Her prior roles include positions at BMO Harris Bank and NFP Insurance Solutions, as well as seven years at Monarch Solutions. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs and financial planning services supported by research and employs both discretionary and non-discretionary management approaches.

James Michelsen is a CFP®-certified financial advisor with Ameriprise in South Beloit, IL, bringing 33 years of industry experience. He has been with Ameriprise and its affiliates since 2005. Outside of his advisory role, he plays guitar and sings in a local band approximately once a month. Ameriprise provides retirement-income planning services focused on clients approaching or in retirement with significant investable assets, using a combination of research, modeling, and tax-efficiency analysis to deliver tailored Recommendation Reports.

Zorana Okilj is a financial advisor at Wells Fargo Clearing with eight years of industry experience. She holds a Series 63 designation and previously worked at JPMorgan Chase Securities and Chase Bank. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and includes a broader range of investment options, such as insurance-related vehicles and bank deposit sweep programs, distinguishing it among large institutional advisors.

Holly Squicciarini is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 credentials and possessing 11 years of industry experience. She has been with Raymond James & Associates since 2014. Outside of her advisory role, she serves as a board member and investment committee member at the Rockford Art Museum and is involved in supporting a family-owned business. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base, including individuals, institutions, and municipal entities. The firm offers financial planning and consulting services using a range of investment strategies and firm-supported research, with an emphasis on non-discretionary relationships where clients make implementation decisions.

Scott Johnson is a CFP® with 28 years of industry experience, currently serving as a financial advisor at Robert W. Baird & Co. since 2010. He is based in Rockford, IL, and holds the Series 63 designation. Outside of his advisory role, Johnson is a board member and treasurer of the Eagle Education Fund for Christian Life Schools and is also an author. He is part of the DDK Group within Robert W. Baird & Co.’s Private Wealth Management practice, which advises individuals, families, pensions, corporations, charitable organizations, and institutional clients. The group offers tailored financial planning and portfolio management services, utilizing a variety of strategies and overlays to meet client goals and risk tolerances.

Christopher Johnson is a financial advisor with Edward Jones in Rockford, IL, holding Series 63 and Series 66 designations and 11 years of industry experience. He previously worked at TD Ameritrade and Scottrade Inc before joining Edward Jones in 2020. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Joshua Mansavage is a financial advisor with Mass Mutual Investors Services in Rockford, Illinois. He holds a Series 66 designation and has seven years of industry experience. His work history includes roles at MML Investors Services, LLC and MassMutual Life Insurance, as well as earlier positions outside the financial industry. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using firm-approved software and collaborative annual planning to develop recommendations without investment discretion.

Kevin Dwyer is a Certified Financial Planner (CFP®) and holds a Series 66 license with 12 years of industry experience. He has been with Edward Jones since 2013. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, and operates under a fiduciary standard.

Carol Keedy is a financial advisor with LPL Financial in Rockford, IL. She holds Series 63 and Series 66 designations and has 34 years of industry experience, including 17 years with LPL Financial. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory services, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.