Benjamin Lopez is a Series 66-licensed financial advisor at J.P. Morgan Securities with one year of industry experience. He has previously worked at Victory Capital and Mass Mutual and has a background that includes a technology consulting venture. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. Their advisory process combines quantitative and qualitative research and may incorporate ESG considerations.

Anthony Garcia is a CFP® with 24 years of experience in the financial services industry. He has been with Ameriprise since 2002 and currently works in their San Antonio, TX office. In addition to his advisory role, he is a part-owner and assists with management duties at an office building in San Antonio. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized retirement income service that provides written recommendations and ongoing planning advice focused on income sources and tax-aware withdrawal strategies.

Xavier Gutierrez is a financial advisor with LPL Financial in San Antonio, Texas, holding Series 63 and Series 65 licenses and with 13 years of industry experience. Prior to joining LPL Financial in 2022, he worked at BBVA Securities Inc., Compass Bank, and BBVA Compass Insurance Agency, Inc. from 2013 to 2021. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, with advice delivered primarily by investment adviser representatives using various strategies and technology tools.

William Kopplin is a financial advisor at Wells Fargo Advisors with 25 years of industry experience. He holds a Series 66 credential and has worked at Wells Fargo Clearing and UBS Financial Services. Outside of advising, he holds a majority ownership in a sporting club in San Antonio. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services. The firm offers a broad range of planning services tailored to clients meeting certain net-worth thresholds, using proprietary research and tools to develop personalized recommendations.

Ryan Everett is a financial advisor with Edward Jones in San Antonio, TX, holding Series 63 and Series 65 credentials and 19 years of industry experience. He has been with Edward Jones since 2006. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including high-net-worth households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets, offering a range of discretionary and non-discretionary investment strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

William Minter is a financial advisor with Wells Fargo Advisors in San Antonio, TX, holding a Series 66 designation and bringing 25 years of industry experience. His career includes tenures at Morgan Stanley, Citigroup Global Markets, and Merrill before joining Wells Fargo Clearing and subsequently Wells Fargo Advisors. Outside of his advisory work, he co-owns a charter boat business through Transmarinus Partners, LLC in Tulsa, OK. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients, offering a broad range of investment and financial planning services tailored to clients meeting certain net-worth thresholds. The firm combines advisory services with brokerage and other financial products, providing customized planning supported by Wells Fargo research and tools.

Karla Hopper is a financial advisor with J.P. Morgan Securities in San Antonio, TX, holding Series 63 and Series 66 licenses and bringing 20 years of industry experience. Her prior roles include positions at Morgan Stanley, UBS Financial Services, and various capacities within JPMorgan Chase entities. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process combines quantitative screens and qualitative research, with offerings that may include ESG criteria and a range of derivative and commodities capabilities.

Brittany Scott is a financial advisor at J.P. Morgan Securities in San Antonio, TX, holding Series 63 and Series 66 licenses with three years of industry experience. She has worked at JPMorgan Chase Bank, N.A., and J.P. Morgan Securities since 2022 and previously spent six years at Bill Miller Bar B Q. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting, with clients retaining final decision-making authority.

Ernest Trevino is a CFP® professional with 27 years of industry experience, currently serving as a financial advisor at Wells Fargo Advisors since 2022. His prior roles include six years at Wells Fargo Clearing and five years at USAA Financial Planning Services. He owns and operates Mission Asset Advisors LLC, where he dedicates significant time to investment-related activities and serves as trustee for the firm's 401(k) plan. Wells Fargo Advisors provides investment and financial planning services to individuals, trusts, and institutions, offering a broad range of planning options using proprietary research and tools. The firm integrates advisory services with various financial products and referral channels.

Andrew Hedrick is a CFP® and ChFC® credentialed financial advisor at Edelman Financial Engines with 25 years of industry experience. He has worked at Financial Engines Advisors L.L.C. since 2013 and previously held roles at The Mutual Fund Store and USAA Financial Planning Services. Based in San Antonio, TX, he has a background spanning multiple advisory firms over two decades. Edelman Financial Engines offers technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm uses a committee-driven modeling process combined with planner delivery and online tools, providing diversified portfolios, periodic rebalancing, and long-term investment strategies.

Joseph Le Bouff is a financial advisor at J.P. Morgan Securities with five years of industry experience. He holds a Series 66 designation and has worked at J.P. Morgan Securities and JPMorgan Chase Bank since 2022. Prior to this, he was affiliated with Equitable Advisors and Equitable Financial Life Insurance, and has experience outside finance including a role at Uber. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. Their non-discretionary program emphasizes written asset allocation advice, investment manager searches, and customized performance reporting, supported by centralized due diligence that combines quantitative and qualitative research.

Chad Mitchell is a financial advisor with Wells Fargo Clearing in San Antonio, TX, holding a Series 66 designation and 22 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously held roles at Merrill, UBS Financial Services, and Morgan Stanley Dw Inc. Outside of his advisory work, he is involved in land and wildlife management through ownership in ranch-related businesses. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and utilizes research and analytics centered on diversification and modern portfolio theory.

Dorian Townsend is a Series 66-licensed financial advisor with seven years of industry experience. He is currently with J.P. Morgan Securities in San Antonio, TX, where he has worked since 2022. His prior experience includes roles at SWBC Investment Company, Ameriprise, USAA, and Edward Jones. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients. The firm’s non-discretionary program focuses on written asset allocation advice, investment manager searches, and customized performance reporting, supported by centralized due diligence and a blend of quantitative and qualitative research.

Sebastian Barraza is a financial advisor with Fidelity in San Antonio, TX, holding a Series 66 credential and one year of industry experience. Prior to joining Fidelity, he worked at Redwood Residential and held various roles in other companies. Outside of his advisory work, he is an independent contractor assisting with real estate leasing. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm utilizes a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios across mutual funds, ETFs, and ETPs.

Charles Guerra is a financial advisor with Wells Fargo Clearing in San Antonio, TX, holding Series 63 and Series 66 designations and 28 years of industry experience. He worked at A. G. Edwards & Sons, Inc. from 2002 to 2008 before joining Wells Fargo in 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Payton Anderson is a Series 66-registered financial advisor at J.P. Morgan Securities with three years of industry experience. Prior to joining J.P. Morgan Securities in 2026, Anderson worked at Merrill Lynch from 2022 to 2025 and has held various roles across different industries. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program that emphasizes written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process integrates quantitative and qualitative research with forward-looking capital market assumptions.

Patrick Carney is a CFP® professional with 37 years of experience in the financial industry. He is currently with Raymond James & Associates, having previously worked at Ameriprise Financial Services, Wells Fargo Clearing, Morgan Stanley, and Citigroup Global Markets. Outside of his advisory role, Carney serves on the Board of Directors and as Treasurer General of OSMTH. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse clientele including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and municipal advisory services supported by a broad network of advisers and affiliated research.

Tito Shane is a financial advisor at Wells Fargo Advisors with 12 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Wells Fargo Clearing and Wells Fargo Advisors since 2016. Outside of advising, he performs bookkeeping for a family logistics business. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that offers investment and financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services tailored to clients who meet a net-worth threshold, including specialized areas such as business-owner transition and special-needs analysis.

Jireh Mayers Murray is a financial advisor at J.P. Morgan Securities based in San Antonio, TX, holding Series 63 and Series 66 licenses. Murray began their career in the financial industry in 2025, with prior experience at firms including Morgan Stanley, UBS Financial Services, Goldman Sachs, and corporate roles at Comcast and Marriott International. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients. The firm’s advisory approach combines quantitative and qualitative research to deliver written asset allocation advice and investment manager searches while clients retain final decision-making authority.

Kristi Velasquez is a financial advisor with Wells Fargo Clearing in San Antonio, TX. She holds Series 63 and Series 65 credentials and has 31 years of industry experience, including over 10 years with Wells Fargo Clearing. Outside of her advisory role, she serves as trustee for several family investment trusts. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions supported by research and analytics from Wells Fargo Investment Institute and third-party sources.