Jeannie Wallace is a financial advisor with Kovack Advisors, Inc. in Boerne, TX, holding Series 63 and Series 66 licenses and over 23 years of industry experience. She has worked with firms including Cetera and has maintained her own financial services business, Wallace Wealth Management, since 2008. Kovack Advisors, Inc. is a multi-team registered investment adviser with approximately 260 advisors and over $6 billion in client assets, serving individuals, institutional clients, and government entities. The firm uses an Envestnet-supported workflow to tailor portfolio management and offers a combination of model-based and advisor-managed solutions across multiple custodians.

Nicholas Rodriguez is a CFP® professional with two years of industry experience. He currently works at Merit Financial Advisors in San Antonio, TX, and has previously been employed at several firms including Purshe Kaplan Sterling Investments and Commonwealth Financial Network. Outside of financial advising, he operates a pressure washing business. Merit Financial Advisors is a multi-team registered investment adviser with over 260 advisors serving more than 20,000 clients across 66 offices. The firm offers coordinated wealth-management services and employs a long-term, diversified investment approach overseen by an internal Investment Management team and Investment Committee.

Michael Walters is a CFP® with eight years of industry experience, currently serving as a financial advisor at Prosperitas Financial, LLC. His prior roles include positions at SWBC Investment Services and Teamwork Financial Advisors. In addition to his advisory work, he is licensed to educate clients on Medicare Advantage and Supplemental Plans. Prosperitas Financial, LLC is a multi-team registered investment adviser managing over $800 million for nearly 1,750 clients. The firm provides asset management, financial planning, and retirement consulting for individuals, trusts, pension plans, and businesses, using a diversified approach that includes individual securities and third-party managers.

Rodrigo Lopez Carrillo is a financial advisor at Sendero Wealth Management, LLC with seven years of industry experience. He holds a Series 65 designation and has worked at Sendero Wealth Management since 2017, with prior experience at Rackspace Hosting Inc. and St. Mary’s University. Sendero Wealth Management provides wealth management and investment advisory services primarily to high-net-worth individuals, multi-generational families, and select institutions. The firm employs a structured investment approach combining active and passive strategies, focusing on complex wealth needs and offering access to both public and private investment opportunities.

Lara Sterns is a financial advisor at Snowden Capital Advisors LLC with 38 years of industry experience. She holds a Series 63 designation and has previously worked at Snowden Lane Partners, Wells Fargo Clearing, and Wells Fargo Advisors LLC. Based in San Antonio, TX, she has worked in the financial services industry since 1986. Snowden Capital Advisors LLC serves high-net-worth individuals, family offices, foundations, pension plans, endowments, and other institutional clients. The firm offers discretionary and non-discretionary portfolio management, investment consulting, third-party manager selection, and financial and estate planning, utilizing a range of investment tools and programs while maintaining oversight of both internal and external assets.

Camden Elliott is a financial advisor at Titleist Asset Management, LLC with one year of industry experience. He holds a Series 65 designation and has worked at several organizations including Badlands Big Sticks and the University of Houston Athletic Department. Elliott is also involved with Vision Based Planning LLC as an associate advisor. Titleist Asset Management provides investment management, financial planning, and retirement-plan advisory services to individuals, trusts, estates, employee plans, charitable organizations, and businesses. The firm employs a Rules Based Investing Total Return System and offers a range of portfolio strategies overseen by an investment committee.

Gary Haack is a financial advisor with Compass Financial Management LLC in San Antonio, TX, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has been involved with Texas Retirement Strategies since 1995 and has worked at CreativeOne Wealth, LLC and CoreCap Investments Inc. He is the owner of Texas Retirement Strategies, a business focused on fixed annuities and life insurance. Compass Financial Management LLC serves individual and high-net-worth clients as well as pension and profit-sharing plans, offering discretionary investment management and retirement-plan consulting. The firm employs a variety of investment approaches including equities, fixed income, mutual funds, ETFs, and uses both third-party managers and internally managed model portfolios.

Christopher Bingham is a financial advisor at Advisory Services Network with 25 years of industry experience. He holds Series 63 and Series 66 designations and previously worked at Charles Schwab Bank and Charles Schwab & Co., Inc. since 2000. Bingham also works as an independent insurance agent offering products through unaffiliated insurance companies. Advisory Services Network serves individuals, families, corporations, charitable organizations, and employer retirement plans. The firm’s network of independent advisers provides portfolio management, financial planning, investment and retirement-plan consulting, and third-party manager selection, overseeing approximately $8.6 billion in client assets.

Kevin Beall is a ChFC® and Series 66 registered financial advisor with 24 years of industry experience. He has worked with various USAA entities since 2008, including USAA Life Insurance Company, USAA Investment Services Company, Usaa Financial Advisors Inc, and USAA financial planning services, all based in San Antonio, TX. USAA Investment Services Company provides retirement-focused advice and referral services primarily to USAA members and the general public. The firm delivers a Retirement Income Strategy Report and refers clients to Charles Schwab for investment products, operating as a referral and retirement-advice intermediary rather than a portfolio manager.

Bryan Hicks is a financial advisor at Hilltop Securities Inc. in San Antonio, TX, holding Series 63 and Series 66 licenses with 26 years of industry experience. His prior roles include positions at Edward Jones and Charles Schwab, where he worked for over a decade. Hilltop Securities Inc. provides brokerage, advisory, and retirement-plan consulting services to individuals, corporations, nonprofits, and institutional clients. The firm offers a range of portfolio management programs and uses an open-architecture platform with multiple investment strategies and operational features that include municipal bond strategies and custody capabilities.

Frank Bullinger Jr. is a financial advisor with Titleist Asset Management, LLC in San Antonio, TX, holding Series 63 and Series 66 credentials and 25 years of industry experience. He previously worked at Edward Jones for 19 years and Prospera Financial Services Inc. for 5 years. Outside of his advisory role, Mr. Bullinger serves on the boards of several nonprofit organizations, including St. Michaels Cemetery Association, Clay County Outreach, and Our Lady Queen of Peace Catholic Church. Titleist Asset Management provides investment management, financial planning, and retirement-plan advisory services to individuals, trusts, estates, qualified employee plans, charitable organizations, and businesses. The firm customizes portfolios based on client objectives and employs a rules-based investing system overseen by an investment committee.

Melvin Mccullough is a financial advisor with Cary Street Partners, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has been with Cary Street Partners since 2014. Outside of advising, he serves as president of McCasey, LLC, a non-investment-related business in San Antonio, TX. Cary Street Partners provides discretionary and non-discretionary wealth management and advisory services to a diverse client base, including individuals, charitable organizations, corporations, and retirement plans. The firm offers portfolio management, financial and retirement planning, and access to alternative investments, utilizing both third-party and proprietary strategies across a range of asset classes.

Julie Gerron is a CFA® charterholder with four years of experience in the financial industry. She currently works at Sendero Wealth Management, LLC, where she has served since 2023, and previously spent 19 years at Westwood Holdings Group, Inc. In addition to her advisory role, she serves as General Counsel and Chief Compliance Officer for Sendero Wealth Management. Sendero Wealth Management is a partner-led registered investment adviser that serves high net worth individuals, families, endowments, and institutions, generally focusing on clients with $3 million or more in investable assets. The firm employs an open-architecture investment approach combining strategic asset allocation, active and passive strategies, and alternative investments, while providing discretionary and non-discretionary management.

Jason Madero is a financial advisor at Wealth Watch Advisors, Inc with nine years of industry experience. He previously worked at New York Life Insurance Company and NYLIFE Securities LLC from 2014 to 2022. Outside of his advisory role, he is an investor in Cavalry Air Care, a business focused on HVAC and indoor air quality services. Wealth Watch Advisors serves a wide range of clients including individuals, pension plans, trusts, and financial institutions. The firm utilizes a variety of investment strategies through third-party model managers and provides both portfolio management and financial planning services.

Katrena Shipp is a financial advisor at Maridea Wealth Management with 17 years of industry experience. She holds the Series 66 designation and has previously worked at Morgan Stanley, TIAA-CREF, and Advice and Planning Services. In addition to her advisory role, she is a licensed insurance agent with Maridea Insurance Company, where she dedicates a portion of her time to insurance sales and implementation. Maridea Wealth Management serves individuals, high-net-worth clients, trusts, estates, businesses, and retirement plans, offering discretionary investment management, financial planning, and business-oriented services including outsourced CFO support. The firm operates as a fiduciary, employing a long-term portfolio construction approach that incorporates fundamental analysis and modern portfolio theory, and maintains continuous account monitoring with formal annual reviews.

Bryan Kaarlsen is a financial advisor with Blackridge Asset Management, LLC, holding Series 63 and Series 66 licenses and bringing 32 years of industry experience. He has worked at Blackridge Asset Management and PEAK Brokerage Services since 2016 and has been involved with Texas Retirement Headquarters since 2021, where he also engages in fixed insurance sales. Blackridge Asset Management provides financial planning, investment management, and consulting services to individuals, high-net-worth clients, trusts, estates, corporations, retirement plans, and charitable organizations. The firm employs a model-based portfolio management approach through an online platform and maintains relationships with affiliated broker-dealers and third-party money managers.

Scott Rader is a financial advisor at Dynamic with 15 years of industry experience. He holds a Series 66 designation and previously worked at Oxford Asset Management LLC before joining Dynamic in 2018. Outside of his advisory role, Mr. Rader is a certified Ridercoach in Texas, conducting motorcycle safety and licensing courses, and serves as a consultant to a manufacturing facility. Dynamic serves a diverse client base including individuals, trusts, charitable organizations, and other registered investment advisers. The firm offers portfolio management, financial planning, retirement services, and practice-support, with a focus on client-specific portfolio construction and notable support for other advisers through technology, compliance, and research services.

Jerrell Jenkins is a financial advisor at USAA Investment Services Company with 10 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at USAA-affiliated firms since 2017, as well as at CitiBank from 2012 to 2017. Jenkins is based in San Antonio, TX. USAA Investment Services Company provides retirement-focused advice and referral services primarily to USAA members and the general public. The firm offers a Retirement Income Strategy Report to support retirement planning discussions and refers clients to Charles Schwab for investment products and account services.

Steven Nolan is a financial advisor with USAA Investment Services Company in San Antonio, TX, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has worked across several USAA-affiliated entities since 2007, including USAA Life Insurance Company and USAA Financial Planning Services. USAA Investment Services Company provides retirement-focused advice and referral services to USAA members and the general public, offering a Retirement Income Strategy Report to facilitate discussions on saving and income planning. The firm functions primarily as a referral intermediary, directing clients to Charles Schwab for investment products and account services.

Thomas Yager is a financial advisor at Sendero Wealth Management, LLC with 11 years of industry experience. He holds the ChFC® designation and Series 66 license. His prior experience includes multiple roles at Capital Group and American Funds from 2015 to 2025. Sendero Wealth Management is a partner-led registered investment adviser serving high net worth individuals, families, endowments, and institutions, typically those with $3 million or more in investable assets. The firm employs an open-architecture investment approach combining strategic asset allocation, active and passive strategies, and alternative investments, supported by ongoing manager due diligence and a sub-advisor program.