Christopher Morrill is a financial advisor with Cambridge Investment Research Advisors in Provo, Utah, holding Series 63, 65, and 66 licenses and possessing 28 years of industry experience. He has been with Cambridge Investment Research Advisors since 2016. Outside of his advisory role, Morrill serves on the board of the Hobble Creek Bicycle Association and is involved in several entrepreneurial ventures, including software services for financial advisors. Cambridge Investment Research Advisors serves a broad client base, including individuals, retirement plans, charitable organizations, and trusts, providing financial planning, investment management, and retirement advisory services. The firm offers diverse investment implementation options through multiple platforms, combining proprietary and third-party strategies tailored to client objectives.

Sammie Conger is a CFP® professional with 40 years of industry experience, currently affiliated with Wells Fargo Clearing since 2016. Prior to this, Conger worked at Wells Fargo Advisors LLC from 2009 to 2016. Outside of financial advising, Conger serves as a counselor in a non-investment-related capacity and is involved with Tuskegee University. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a range of investment options such as insurance-related vehicles and bank deposit sweep programs.

Joshua Christensen is a Series 66 credentialed financial advisor at Fisher Investments with 20 years of industry experience. He has been with Fisher Investments since 2010. Fisher Investments serves institutional and private clients worldwide, including pension plans, foundations, and high-net-worth individuals, providing discretionary portfolio management across various asset classes. The firm employs a centralized investment approach combining quantitative and qualitative analysis and offers a range of services including sub-advisory and retirement plan management.

Darren Walker is a financial advisor with Cambridge Investment Research Advisors in Provo, UT, holding Series 66 and Series 63 licenses and bringing 16 years of industry experience. He previously worked at Commonwealth Financial Network and Merrill Financial Associates before joining Cambridge in 2022. Outside of his advisory role, he is also commissioned as a notary. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, retirement plans, and charitable organizations. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent professionals, with a variety of portfolio management and model-based solutions tailored to client needs.

Christopher Green is a financial advisor with Merrill in Provo, UT, holding a Series 66 license and six years of industry experience. His prior roles include positions at Bank of America, Merrill, and Fidelity Investments. Outside of advising, he is involved in managing multiple real estate ventures, including rehabbing and operating rental properties. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jeffrey Tolley is a CFP® professional with 11 years of industry experience, currently serving at Edward Jones since 2014. He holds Series 66 registration and is based in Provo, Utah. Outside of his advisory role, he is actively involved in leadership positions within the Church of Jesus Christ of Latter-Day Saints, including serving as a Bishop. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment strategies. The firm manages approximately $1.01 trillion in assets and supports its nationwide network of over 23,000 financial advisors with affiliated capabilities such as a trust company and proprietary mutual funds.

Lucille Lambert is a financial advisor at Edward Jones with six years of industry experience. She holds the Series 66 designation and has worked at Edward Jones since 2004. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of investment strategies and affiliated products, managing approximately $1.01 trillion in assets through a large network of financial advisors and branch offices nationwide.

Scott Allen is a financial advisor at LPL Financial with 28 years of industry experience. He holds the Series 66 designation and has worked previously at Merrill for 22 years and Bank of America for 2 years. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions through a network of over 22,800 investment adviser representatives. The firm offers a range of financial planning and asset management solutions, including model portfolios, third-party asset management, and institutional platforms.

Justin Harman is a Financial Consultant at Fidelity Investments, where he collaborates with clients to analyze their investment portfolios and retirement plans. He focuses on helping clients understand their progress toward retirement and developing investment strategies that align with their individual needs. Utilizing the tools and resources available at Fidelity, Justin works closely with clients to co-create tailored financial strategies. Justin has held various roles at Fidelity Investments since 2021, including Planning Consultant, Benefits & Planning Consultant for Executive Services, Investment Solutions Representative II, and High Net Worth Service Associate. Prior to joining Fidelity, he worked as a Financial Representative at Northwestern Mutual and as a Business Development Manager at Cannon Capital Management. He holds insurance licenses in Arkansas and California. Outside of his professional work, Justin is interested in baseball, football, golf, family activities, parenthood, and volunteering.

Jeffrey Nielson is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 65 licenses and bringing 11 years of industry experience. His career includes roles at Morgan Stanley and Wells Fargo Clearing Services before joining Raymond James. Raymond James Financial Services Advisors, Inc. offers financial planning and investment consulting to individuals, high-net-worth clients, institutions, and charitable organizations. The firm provides non-discretionary advisory services tailored to client goals and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

Randy Reid is a Senior Financial Advisor at Merrill Lynch Wealth Management. In this role, he provides financial planning and investment advisory services to clients, leveraging his expertise to support their wealth management needs. Randy holds the professional designation of Personal Investment Advisor (PIA). He earned a Bachelor's Degree from Brigham Young University and a Master's Degree from Harvard University.

Andrew Walker is a financial advisor with LPL Financial, holding Series 65 and Series 63 licenses and bringing 23 years of industry experience. He previously worked at Commonwealth Financial Network and Merrill Financial Associates and is based in Orem, Utah. Outside of his advisory role, he is involved with Tamarack Management Holdings LLC for tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives and a broad suite of financial products.

Robert Dowdle is a financial advisor at LPL Financial with 19 years of industry experience. He holds the CFP® and ChFC® designations and previously worked at Northwestern Mutual in various capacities from 2006 to 2025. Dowdle operates an investment-related business under the name Happier Wealth. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to model portfolios and third-party asset managers.

Miriam Rushton is a financial advisor at Merrill with 29 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Merrill since 1989. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using a range of model-based and discretionary investment strategies.

Travis Ewell is a financial advisor with Cambridge Investment Research Advisors based in Provo, UT. He holds Series 63 and Series 65 designations and has 28 years of industry experience. Prior to his current role, he worked at Hornor Townsend & Kent Inc and Penn Mutual Life Insurance Company. He is also an owner and partner of Frandsen Morrill Advisors. Cambridge Investment Research Advisors is a large SEC-registered firm that serves a diverse client base including individuals, pension and profit-sharing plans, charitable organizations, and trusts. The firm offers financial planning, investment management, retirement plan advisory, and financial-wellness services through a network of independent professionals, utilizing a variety of portfolio management strategies and custody platforms.

Jonathan Pack is a financial advisor with Morgan Stanley, holding a Series 66 designation and bringing 27 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2022, following eleven years at Bank of America and over two decades at Merrill. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides services through various planning and investment platforms.

Weston Bench is a financial advisor at Morgan Stanley in Provo, UT, holding Series 63 and Series 65 credentials with six years of industry experience. His prior experience includes roles at Goldman Sachs & Co. LLC and two academic positions at the University of Utah and Utah Valley University. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and emphasizes a structured planning process using firm-approved tools and scenario modeling.

Samuel Rosen is a financial advisor with LPL Financial in Pleasant Grove, UT, holding the CFP® and ChFC® designations and possessing 11 years of industry experience. Prior to joining LPL Financial in 2024, he spent nine years at Northwestern Mutual in various roles. Outside of his advisory work, he is involved with EmBody Health and Fitness, a health and fitness business. LPL Financial is a national broker‑dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions through a large network of advisors. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, and third-party asset management, with a focus on both discretionary and non-discretionary account management supported by research and technology tools.

Cameron Hardy is a Series 66 licensed financial advisor with UBS Financial Services in Mapleton, Utah, where he has worked since 2015. He has 12 years of industry experience. Outside of his advisory role, he is involved in real estate partnerships and property management in Washington. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services to support tailored investment strategies.

Michael Perkins is a financial advisor with Primerica Advisors in Springville, UT, holding Series 63 and Series 65 licenses and bringing 21 years of industry experience. He has been with Primerica since 2005. Outside of advisory activities, he is involved in sales of loan products and home-related services through affiliated companies. Primerica Advisors sponsors and manages a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm utilizes model-based strategies developed by third-party managers and maintains approximately $15.5 billion in assets under management through a nationwide network of nearly 3,700 advisors.