Steven Wheeler is a Series 65-licensed financial advisor with 11 years of industry experience. He is currently associated with Public Safety Financial/Galloway and has previously worked at Modern Wealth Management, LLC and Galloway Asset Management, LLC. Outside of his advisory roles, he was involved with Victory Worship Center for two years. Public Safety Financial/Galloway is an SEC-registered investment adviser serving public-sector entities, municipal defined contribution plans, and individual high-net-worth clients. The firm offers discretionary portfolio management using model portfolios and third-party research, with a particular focus on providing financial education and advisory services to public safety personnel and municipal plans.

Craig Halver is a financial advisor with Public Safety Financial/Galloway in Mesa, Arizona, holding a Series 65 license and three years of industry experience. He previously served for 23 years with the Superstition Fire & Medical District and has been with Galloway Asset Management since 2023. Halver is a board member and director of the Arizona Girls Lacrosse Association, contributing to health and wellness as well as growth and development initiatives. Public Safety Financial/Galloway is an SEC-registered investment adviser serving public-sector entities, municipal defined contribution plans, and individual clients, with a focus on public safety personnel. The firm provides discretionary portfolio management using model portfolios and third-party research, alongside participant-level services such as enrollment assistance and investment advice.

Max Rossiter is a financial advisor at Biltmore Wealth Management, LLC in Tempe, AZ, holding a Series 65 designation with 11 years of industry experience. He has been with Biltmore Wealth Management since 2015. Biltmore Wealth Management provides investment advisory and financial planning services to individuals, business entities, trusts, estates, and charitable organizations. The firm manages approximately $440 million in discretionary assets across about 300 client accounts, employing proprietary investment models with ongoing monitoring and proactive rebalancing to deliver individualized portfolios aligned with client objectives.

Janaye Carracedo is a CFA® charterholder with five years of industry experience. She has worked at Envision Retirement LLC since 2022 and previously spent eight years at BMO Private Bank. Envision Retirement, LLC manages discretionary portfolios for individual investors, including high-net-worth clients, as well as pension and profit-sharing plans. The firm employs a strategic asset allocation approach with an emphasis on tax-efficient portfolio management and offers financial planning and pension consulting services.

Lee Garcia is a CFA® charterholder with 22 years of industry experience. He has been with Five Mile River Investment Management, LLC since 2003. Five Mile River Investment Management provides discretionary portfolio management for families, high-net-worth individuals, and individual accounts, managing approximately $82 million across about 95 accounts. The firm employs a bottom-up, fundamentally driven value approach with concentrated portfolios and emphasizes conflict-avoidance practices and multi-generational family relationships.

Ryan Loynd is a financial advisor at BrightGuide Financial with 12 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at several firms including AE Wealth Management and ChangePath, LLC. In addition to his advisory role, Loynd is the CEO of an insurance sales business affiliated with BrightGuide Financial. BrightGuide Financial provides discretionary portfolio management and financial planning services to individuals and high-net-worth clients, using a combination of fundamental, quantitative, and technical analysis alongside modern portfolio theory to tailor investment strategies. The firm also offers insurance products through licensed advisors and refers clients to third-party advisers when appropriate.

Montel Hawkins is a financial advisor at Modern Wealth LLC with a Series 65 designation and three years of industry experience. He has worked at several firms including Terra Wealth Management, Renaissance Marriott, and Thompson Financial Group. Hawkins is also a founding partner of Modern Wealth Insurance Services LLC, an insurance agency offering life, disability, long-term care, and annuity products. Modern Wealth LLC provides discretionary portfolio management, financial planning, and pension consulting to individuals, high-net-worth clients, business entities, and employee benefit plans. The firm employs a blend of fundamental analysis and modern portfolio theory, focusing on ETF- and mutual fund-based allocations with a long-term investment horizon.

Todd Bendell is a CFP® professional with 12 years of industry experience, currently serving at Optima Capital Management. He has previously worked at Merrill Lynch and is a general partner at Amphibian Capital, a private fund for alternative assets. Outside of finance, he teaches yoga, breathwork, and sound at Ecstatic Vinyasa in Phoenix. Optima Capital Management provides wealth and portfolio management services to individuals, high-net-worth clients, retirement plans, and trusts. The firm employs a goals-based process with discretionary portfolio management, combining multiple analysis methods, and offers client education through seminars and webinars.

Michael Bosen is a financial advisor at GBG Wealth Management LLC with 18 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Gallacher Capital Management LLC and Gallacher, Bosen & Goodman PLLC. Outside of his advisory role, he is involved in tax preparation, accounting, and consulting through Gallacher, Bosen & Goodman PLLC. GBG Wealth Management LLC provides discretionary investment management, financial planning, and retirement plan consulting for corporations, plan sponsors, and select individual clients. The firm employs a consultative, objectives-driven approach and may allocate assets to third-party managers, including its affiliated adviser Gallacher Capital Management, LLC.

Andreas Hoefer is a financial advisor at West Coast Capital Management, LLC with four years of industry experience. He holds a Series 65 designation and has worked at West Coast Capital Management since 2021 and TrueNorth Retirement Planning since 2020. Outside of his advisory role, he is a licensed life and health insurance producer and owns TrueNorth Retirement Planning, LLC, which handles commission payments from insurance product sales. West Coast Capital Management serves individual and high-net-worth clients with retirement-focused financial planning, fee-based asset management, and consulting. The firm employs a combination of strategic, dynamic, and tactical investment methods based on Modern Portfolio Theory and quantitative analysis, tailoring portfolios to client objectives and risk tolerance.

Charles Luong is a financial advisor with Endeavor Advisors LLC in Phoenix, AZ, holding a Series 65 credential and eight years of industry experience. He has worked at Endeavor Advisors since 2020 and previously held roles at LifeTyme Financial Advisors and World Financial Group. Luong serves as a board member of the Vietnamese Community Assistance Foundation. Endeavor Advisors LLC provides investment management, financial planning, estate planning facilitation, and retirement plan services to individuals, high-net-worth clients, and pension/profit-sharing plans. The firm typically follows a long-term, Modern Portfolio Theory-informed approach and offers periodic educational seminars and estate planning support.

Nicolas Moise is a financial advisor at Zenith Wealth Advisors in Scottsdale, AZ, holding Series 63 and Series 65 licenses with two years of industry experience. His prior roles include positions at Zenith Bank & Trust and Charles Schwab. Zenith Wealth Advisors serves individuals, trusts, estates, retirement plans, and business entities, offering comprehensive portfolio management, financial planning, and Family Office services. The firm constructs customized portfolios using a variety of investment vehicles and employs both discretionary management and third-party oversight, with a notable affiliation to a bank and trust company that supports trustee roles and integrated Family Office offerings.

Parker Foltz is a financial advisor with Zenith Wealth Advisors in Scottsdale, AZ, holding Series 65 and Series 66 licenses and bringing eight years of industry experience. Prior to joining Zenith in 2025, he spent ten years with Bank of America and Merrill. Outside of his advisory role, he is a co-owner of a family rental property in Tempe, Arizona. Zenith Wealth Advisors serves individuals, trusts, estates, pension and profit-sharing plans, and business entities with portfolio management, financial planning, family office services, and retirement plan consulting. The firm combines discretionary portfolio management with active strategies and offers trustee and bill-payment services through an affiliated banking and trust company.

Venkat Iyer is a financial advisor at Fjaka Wealth Management LLC in Phoenix, AZ, holding a Series 65 designation with one year of industry experience. His background includes work preparing for Fjaka Launch and trading his own capital while completing a JD candidacy at Arizona State University. Fjaka Wealth Management LLC provides discretionary portfolio management, financial planning, and family-office advisory services to individuals and high-net-worth clients nationwide, primarily via virtual meetings. The firm employs a blend of fundamental analysis, strategic asset allocation, and active security selection, including the use of derivatives and options strategies in separately managed accounts.

Anthony Culotta is a Certified Financial Planner® with 12 years of industry experience. He is currently with Freedom Family Office, LLC in Mesa, AZ, where he has worked for one year following a 13-year tenure at Robert W. B. Freedom Family Office provides family office services and discretionary portfolio management to individuals, families, trusts, estates, and other private entities, focusing on multi-generational wealth coordination. The firm emphasizes tailored portfolios based on written Investment Policy Statements, continuous monitoring, and fiduciary oversight.

Reese Hinton is a CFP® professional with eight years of industry experience, currently serving at Madrid Wealth Management. His prior roles include positions at Edwards & Summers Certified Public Accountants, Integrated Wealth LLC, REDW Wealth LLC, and Phoenician Wealth Management. Madrid Wealth Management provides comprehensive wealth management, financial planning, retirement plan consulting, and tax advisory services to individuals, employer plan sponsors, charitable organizations, and other institutional clients. The firm emphasizes personalized asset allocation and risk profiling, utilizing a blend of passive and active strategies, and integrates tax services and educational offerings within its coordinated service model.

Adam Skousen is a financial advisor at Harvard Avenue Investment Advisory with three years of industry experience. He holds a Series 65 designation and has worked at Harvard Avenue since 2022. Outside of advising, he has been a student at Brigham Young University, where he also worked as a computer technician supporting the humanities department. Harvard Avenue Investment Advisory provides fee-only, discretionary portfolio management and financial planning for individual investors, including high-net-worth clients and retirement plans. The firm utilizes a long-term, buy-and-hold investment approach based on Modern Portfolio Theory, emphasizing low-cost mutual funds and ETFs with broad global diversification, and offers educational seminars and classes as part of its client services.

Taylor Roncancio is a financial advisor with Quantumvest, Inc. in Scottsdale, AZ, holding a Series 66 designation and bringing 14 years of industry experience. He has been with Quantumvest since 2014. Outside of advisory work, Roncancio is involved in e-commerce through part ownership of a company selling baby products and an online trading course business. Quantumvest serves individual and high-net-worth clients, trusts, estates, retirement plans, and small businesses, offering discretionary portfolio management, retirement plan consulting, and wealth-planning services. The firm combines buy-and-hold portfolio construction with technical analysis and cycle-driven charting to guide timing and rebalancing decisions.

Cean Kenefick Rogers is a CFP®, CFA®, and holds a Series 66 license with 19 years of industry experience. He has worked at WLTH Capital Management, LLC since 2025 and previously spent 10 years at Ironwood Wealth Management, LLC. Outside of his advisory role, he serves as treasurer for the Wellington Estates Homeowner Association. WLTH Capital Management advises individuals, high-net-worth clients, trusts, estates, and businesses, providing discretionary portfolio management, financial planning, cash-management solutions, and retirement-plan advisory services. The firm employs a fundamental, long-term investment approach and manages over $200 million in client assets while offering services such as 3(38) investment fiduciary roles for retirement plans and using third-party platforms for held-away account access.

Clay Kazmierski is a financial advisor at Exos Wealth Strategies, LLC with 20 years of industry experience. He holds the Series 66 designation and previously worked at Pangea Wealth Management for 15 years before joining Exos in 2023. Exos Wealth Strategies serves individuals, trusts, estates, and retirement plans by providing discretionary and non-discretionary investment management, financial planning, and retirement plan consulting. The firm constructs individualized asset allocations primarily using mutual funds and ETFs, conducts due diligence on private placements, and can operate in ERISA Section 3(21) or 3(38) fiduciary capacities.