Vanessa Garcia is a financial advisor at Schwab Wealth Advisory with one year of industry experience. She holds a Series 66 designation and has previously worked at Charles Schwab & Co., Inc., Charles Schwab Bank, Carmax, Sephora Inside JCPenney, Papered Kiss, and Fullscreen Inc. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering services such as annual financial reviews, retirement planning, and investment recommendations across a range of asset classes. The firm operates as an internal advisory unit within the Schwab ecosystem and employs a non-discretionary approach, with investment decisions ultimately made by clients.

Yikedes Zerihun is a financial advisor with Schwab Wealth Advisory, holding a Series 66 designation and one year of industry experience. Prior to joining Schwab Wealth Advisory in 2026, Zerihun worked at Charles Schwab & Co., Inc and held roles at Upgrade, Inc and eMerchantClub. Outside of finance, Zerihun serves as a judge for Muay Thai competitions in Arizona with the USMTA organization. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations using Schwab’s research tools and asset allocation models. The firm operates as an internal advisory unit within the Schwab ecosystem and does not exercise discretionary trading authority over client accounts.

Steven Radonich is a financial advisor at Independent Financial Partners with 20 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Independent Financial Partners since 2018, following two years at First Western Trust. Independent Financial Partners offers investment advisory, financial planning, trust, and retirement plan services through a nationwide network of independent advisers. The firm supports a multi-advisor platform serving tens of thousands of clients and is notable for its formal retirement-plan advisory and pension consulting capabilities.

Alexandre Shappell is a CFP® and holds a Series 66 license with three years of industry experience. He is currently with Schwab Wealth Advisory in Phoenix, AZ, having previously worked at Goldbook Financial and engaged in education-related roles at Barrett, The Honors College. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice primarily through the Schwab Wealth Advisory (SWA) program, offering annual financial reviews and investment recommendations based on Schwab’s standard asset allocation models and research tools. The firm operates within the Schwab ecosystem, delivering advice without discretionary trading authority and primarily serves individual clients rather than institutional accounts.

Vicente Iniguez is a financial advisor with Eagle Strategies (NY Life) based in Phoenix, AZ, holding Series 63 and Series 65 licenses and having 10 years of industry experience. He has been associated with New York Life Insurance Company and NYlife Securities LLC since 2015 and founded Albatross Financial Group in 2020. Iniguez is also a professional PGA member, participating in golf tournaments and charitable events. Eagle Strategies serves individual and institutional clients by providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated advisers. The firm offers multiple program types and emphasizes tailored recommendations, with the majority of its assets under management held on a non-discretionary basis.

Michael Welborn is a CFP® professional with 26 years of industry experience, currently serving as a financial advisor at Integrated Wealth Concepts LLC since 2021. Prior to this, he spent over two decades at Northwestern Mutual in various wealth management and investment management roles. Outside of his advisory work, he is the owner of two real estate entities that support his financial services practice. Integrated Wealth Concepts LLC serves individuals, families, trusts, estates, businesses, and retirement plans through a network of independent advisors. The firm offers discretionary investment management, financial planning, and family office services, employing customized portfolios that combine mutual funds, ETFs, equities, and fixed income with a primarily long-term investment approach.

Derek Mehlhorn is a CFP® with seven years of industry experience, currently an advisor at Schwab Wealth Advisory in Phoenix, AZ. He has worked within the Charles Schwab organization since 2019 and previously spent six years with the Make-A-Wish Foundation International. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations using Schwab’s research tools and asset allocation models. The firm operates as an internal advisory unit within the Schwab ecosystem and does not exercise discretionary trading authority.

Charles Suarez is a financial advisor at Schwab Wealth Advisory with 13 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Charles Schwab and Schwab Wealth Advisory since 2014. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations using Schwab’s asset allocation models and research tools. The firm operates as an internal advisory unit within the Schwab ecosystem and does not charge clients directly for its services.

David Kay Jr. is a CFP® professional with seven years of industry experience, currently serving at Schwab Wealth Advisory Inc. He has previously worked at Vanguard Group and Charles Schwab. Outside of his advisory role, he manages short-term rental properties through his LLC, Dream Stays LLC. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations using Schwab’s research tools and asset allocation models. The firm operates as an internal advisory unit within the Schwab ecosystem and does not charge clients directly for advisory services.

Kyle Ingram is a financial advisor at Schwab Wealth Advisory with Series 66 and Series 63 licenses and two years of industry experience. He has been with Schwab Wealth Advisory since 2026 and also worked at Charles Schwab & Co., Inc. since 2023. Prior to his advisory career, he spent several years in full-time education and worked at Troon North Golf Club. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program. The firm utilizes Schwab’s asset allocation models and research tools to recommend investment allocations while leaving final trading decisions to clients.

Tanner Domschot is a financial advisor with Wealth Enhancement Advisory Services, LLC, holding a Series 65 credential and based in Phoenix, AZ. He has been with the firm since 2025 and has a diverse background including roles in education and hospitality prior to entering the financial advisory field. Wealth Enhancement Advisory Services provides financial planning, asset management, retirement-plan consulting, and access to managed account investment managers for individuals, high-net-worth clients, corporations, and retirement plans. The firm emphasizes diversified, risk-class based allocations that integrate passive and active management, with portfolio oversight by an internal Investment Committee.

Cynthia Tornetta is a financial advisor with Integrity Alliance, LLC, holding Series 63, 65, and 66 designations and bringing 33 years of industry experience. Her prior experience includes roles at The Vanguard Group, Voya Investment Management, Bankers Life Securities, and FBL Financial Group. Integrity Alliance serves individual investors, corporations, and qualified retirement plans through a network of over 300 independent advisors managing approximately $5.4 billion in assets. The firm offers a range of portfolio management and financial planning services and employs diverse investment approaches supported by multiple third-party platforms.

Kelly Arakaki is a financial advisor at Schwab Wealth Advisory with 31 years of industry experience. She holds the Series 63 and Series 65 designations and has worked at Charles Schwab & Co., Inc. and Schwab Wealth Advisory since 2014. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering annual financial reviews, retirement and planning discussions, and investment recommendations across various asset classes. The firm uses Charles Schwab’s asset allocation models and research tools, with advisors recommending investments while clients retain final trading decisions.

Leonard Thompson is a financial advisor at Ameritas Advisory Services, LLC with 27 years of industry experience. He holds a Series 66 designation and has worked in various capacities at Ameritas and its affiliates since 2003, as well as at Cambridge Investment Research from 2001 to 2003. In addition to advisory services, he is a licensed independent insurance agent authorized to sell fixed insurance products including life, disability, long-term care insurance, and fixed annuities. Ameritas Advisory Services, LLC provides investment advisory and financial planning services to a diverse client base including individuals, retirement plans, charitable organizations, and corporations. The firm offers a range of managed account programs and fee-based management of variable annuity and life insurance subaccounts, supported by a network of Investment Adviser Representatives and its Investment Committee.

Reynaldo Sandoval is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 licenses and bringing 10 years of industry experience. He has worked with Charles Schwab and its affiliates since 2014 and serves as a sergeant in the United States Marine Corps. Sandoval also works seasonally as a driver for a local logistics company in the Phoenix area. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering annual financial reviews and customized investment recommendations using Schwab’s research tools and standard asset allocation models.

Erin Sweitzer is a financial advisor with Commonwealth Financial Network based in Phoenix, AZ. She holds the Series 66 designation and has 17 years of industry experience. Since 2016, she has been associated with Camelback Retirement Planners. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 affiliated advisors and managing around $212.7 billion in client assets. The firm provides a broad adviser-support platform that includes managed-account programs, access to third-party asset managers, retirement consulting, and custody services.

Barnabas Choe is a financial advisor at Schwab Wealth Advisory with five years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Charles Schwab & Co., Inc. and Quicken Loans. In 2023, he was associated with Ubiquitous Bookkeeping Services LLC. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations using Schwab’s standard asset allocation models and research tools.

Michael Foster is a financial advisor with Schwab Wealth Advisory, Inc. in Phoenix, AZ, holding Series 63 and Series 66 licenses and bringing eight years of industry experience. Prior to joining Schwab Wealth Advisory in 2022, he worked at Charles Schwab & Co., Inc. since 2018 and was CEO of Naviigo LLC, a developer of a travel experience mobile app, from 2016 to 2018. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering services such as annual financial reviews, retirement planning, and investment recommendations using Schwab’s standard asset allocation models and research tools.

Rachel Schmidt is a financial advisor at Schwab Wealth Advisory with a Series 66 credential and one year of industry experience. She has worked at Charles Schwab & Co., Inc. and Cetera-affiliated firms. Outside of her advisory role, she serves as adjunct faculty at Grand Canyon University, grading engineering coursework. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews and investment recommendations using Schwab’s proprietary research tools, with clients retaining final trading decisions.

David Simmers is a financial advisor at SPC with 42 years of industry experience. He holds Series 63 and Series 65 designations and has been with SPC since 2014. He also operates Simwey Financial Group, an investment-related business offering mutual funds, variable contracts, and fixed annuities. SPC serves a diverse client base including high-net-worth individuals, charitable organizations, corporations, and retirement plans. The firm provides portfolio management, financial planning, and ERISA-related retirement services, with an approach that includes discretionary and nondiscretionary management options and collaboration with third-party investment managers.