Lyle Deo is a financial advisor with Cetera and holds the ChFC® designation and Series 63 license. He has 48 years of industry experience and has worked with Cetera since 2022, also serving as managing partner at DKGB Financial since 2016. Outside of advising, he is involved in selling fixed insurance and life settlements. Cetera Investment Advisers LLC serves a broad client base including individual investors, retirement plans, corporate and charitable clients, and institutions. The firm offers a multi-manager platform with various discretionary and non-discretionary portfolio management options and access to third-party money managers.

Jesse Huggins Jr. is a financial advisor with Mass Mutual Investors Services holding a Series 66 credential and five years of industry experience. He has worked at various MassMutual entities since 2019 and has prior experience in hospitality and catering industries. Outside of financial advising, he is involved in nonprofit fundraising for a performing arts organization. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, employing firm-approved tools and a collaborative approach to develop written recommendations.

Hector Aguilar Figueroa is a financial advisor at Edward Jones with three years of industry experience. He holds a Series 66 designation and previously worked at Merrill for nine years. His background also includes roles at the University of Phoenix, EEGEES, and Pima Community College. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a large network of financial advisors and branch offices across the United States.

Niklas Scherer is a Wealth Management Advisor at Merrill Lynch Wealth Management, where he has been employed since December 1992. He specializes in areas including college education planning, family wealth management strategies, managing new wealth, personal retirement planning, portfolio management services, tax minimization, and retirement income. He earned a Bachelor of Science in Business Administration from the University of Arizona in December 1988 and holds the Chartered Retirement Planning Counselor (CRPC™) certification from the College for Financial Planning Institutes Corp., awarded in November 2004. Niklas is also recognized as a Personal Investment Advisor (PIA). His community involvement includes serving as a member of the Assistance League of Tucson Advisory Council. Outside of his professional work, Niklas resides in Tucson with his family. He enjoys activities such as movies, off-roading in his RZR, skiing with his sons, adventure sports, hiking, music, traveling, and spending time with his family.

Alejandro Ursua is an International Wealth Advisor at Merrill Lynch Wealth Management and a member of The GTZ Group. He joined the firm in 2015 and focuses on relationship management while providing client service. Alejandro contributes to team efforts by identifying opportunities and supporting the achievement of client objectives. He also represents Wealth Management Client Associates on the International Wealth Management Client Associates Working Group, supporting international offices. Alejandro earned a Bachelor of Science in Business Administration with a certificate in Finance from the University of Arizona in 2017. Prior to joining Merrill Lynch, he worked as a Financial Consultant for New York Life. He holds the Accredited Asset Management Specialist (AAMS) and Personal Investment Advisor (PIA) designations. Born in Colima, Mexico, Alejandro has spent most of his life in Arizona. He is a member of the Eller Centurion at the University of Arizona and participates in local soccer leagues. In his free time, he enjoys traveling and spending time with family and friends.

David Smith is a financial advisor with Merrill in Tucson, AZ, holding a Series 66 designation and three years of industry experience. His prior work includes roles at Bank of America and Merrill, as well as positions related to golf clubs and retail. He serves as a trustee for a family revocable trust. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of individual and institutional clients.

Patrice Njento is a financial advisor with Merrill Lynch Wealth Management. He focuses on providing personalized financial guidance by building strong, lasting relationships with individuals, families, and business owners. Patrice works to align clients' finances with their goals, values, and vision for the future. He specializes in areas such as college education planning, divorce transition planning, legacy planning, liquidity management, personal retirement planning, portfolio management, and small business strategies. Patrice is a Personal Investment Advisor (PIA) and assists clients with a broad range of needs from general investing to retirement preparation. Patrice holds a Bachelor's Degree in Business Law and a Master of Business Administration in Finance, both from National University San Diego. He is multilingual, speaking English, Spanish, and French. Additionally, he is associated with the IFORFACT GROUP LLC and is involved with the 355th Medical Group in Tucson, AZ. Outside of his professional role, Patrice has interests in cooking, dancing, football, golfing, interior decorating, running marathons, soccer, spending time with family, woodworking, and writing.

Cary Walsh is a financial advisor with Fidelity, holding Series 63 and Series 66 credentials and 12 years of industry experience. He has been affiliated with Fidelity Brokerage Services, LLC since 2013 and currently works with Fidelity Investments. Fidelity’s affiliate, Strategic Advisers LLC, provides investment management and advisory services to retail and institutional clients, as well as registered investment companies and charitable funds. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios across a variety of asset classes.

Taylor Clark is a financial advisor with Robert Baird & Co. in Tucson, AZ. He holds the Series 66 designation and has industry experience dating from 2020, including prior roles at U.S. Bank and Faithful & Gould. He is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management department, which serves individuals, corporate clients, pensions, and charitable organizations. The firm offers a variety of financial planning and portfolio management services, utilizing both internal research and external manager strategies, and reported approximately $394 billion in regulatory assets under management as of December 31, 2025.

Renee Ann Duryea is a Financial Solutions Advisor with Merrill Lynch Wealth Management. In her role, she works directly with clients to define their financial goals and develop portfolio strategies aimed at helping them pursue those goals. She provides ongoing advice and adjusts portfolio recommendations as clients' situations evolve. Her expertise includes general investing, retirement planning, and preparing for unexpected financial needs. Renee values getting to know her clients personally to understand what matters most to them, enabling her to tailor strategies accordingly. Renee holds a Bachelor's Degree from the University of the Philippines. She has earned professional designations including the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA).

Deenna Schunk Peru is a financial advisor at Robert W. Baird & Co. with 31 years of industry experience. She holds Series 63 and Series 66 designations and has worked at Robert W. Baird since 2019, following positions at Wells Fargo Clearing and Wells Fargo Advisors. Outside of her advisory role, she is involved in bookkeeping and decision-making for a local electrical business and participates in sales of skin, beauty, and nutritional products on a part-time basis. She is part of the DDK Group within Robert W. Baird’s Private Wealth Management practice, which serves individuals, families, institutional clients, and charitable organizations by providing tailored financial planning and portfolio management services that include discretionary and non-discretionary management, separately managed accounts, and overlay strategies.

Paula Weese is a financial advisor at RBC Capital Markets with 28 years of industry experience. She holds the Series 63 and Series 66 designations and has been with RBC Capital Markets and its related entities since 2008. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers tailored advisory programs with discretionary and non-discretionary portfolio management, financial planning, and brokerage services, leveraging both in-house and third-party investment managers.

Vicente Vargas is a financial advisor with Cetera who holds the Series 66 designation and has four years of industry experience. He is also a member of Busby, Sanford, Brady, CPAs, PLC, a public accounting firm where he provides tax and accounting services. Additionally, he serves as a trustee for an irrevocable living trust. Cetera Investment Advisers LLC is a multi-manager platform serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management, financial planning, and retirement services through a nationwide network of independent advisors.

Stuart Scibetta is a financial advisor with Raymond James Financial, holding Series 63 and Series 66 licenses and bringing 28 years of industry experience. He has worked at several firms including Edward Jones and currently operates through multiple affiliated advisory entities. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting using risk profiling and analytical tools, and supports a broad advisor network with specialized offerings such as municipal advisory services and SIMPLE IRA Employer Advisory programs.

Walter Smith Jr. is a financial advisor with LPL Enterprise holding the ChFC® designation and Series 63 and 65 licenses, with 18 years of industry experience. His prior roles include positions at New York Life Insurance Company, Nylife Securities LLC, and Farmers Financial Solutions. Outside of his advisory work, he volunteers with the Retiree Activities Office, a nonprofit organization in Tucson, AZ. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage services. The firm offers financial planning, access to model portfolios, third-party asset management, and a range of brokerage and insurance products via an integrated platform.

Jason Robinson is a financial advisor with Mass Mutual Investors Services in Tucson, AZ. He holds the CFP® and ChFC® designations and has 18 years of industry experience. Prior to joining Mass Mutual in 2018, he worked at Northwestern Mutual in various roles from 2007 to 2018. Outside of financial advising, he owns two retail sales businesses focused on woodworking projects and handmade wooden purses. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, structuring ongoing collaborative planning relationships without discretionary authority.

Jennifer Carroll is a financial advisor at RBC Capital Markets with 19 years of industry experience. She holds Series 63 and Series 66 licenses and previously worked at UBS Financial Services from 2014 to 2019. Outside of her advisory role, she occasionally works as a food delivery driver and travel advisor. RBC Wealth Management serves a diverse client base including individual investors, institutional clients, and charitable organizations, offering tailored portfolio management and financial planning through a range of advisory programs.

Michael Jackson is a financial advisor with Edward Jones in Tucson, AZ, holding Series 63 and Series 66 designations and four years of industry experience. His prior roles include positions at First Republic Bank and JPMorgan Chase Bank. Outside of his advisory work, he operates a freelance art business focused on apparel graphics and serves as a part-time high school assistant coach. Edward Jones is a full-service wealth management firm serving individual and institutional clients through a broad range of advisory programs and affiliated financial products. The firm is known for its extensive advisor and branch network, offering both discretionary and non-discretionary investment strategies under a fiduciary standard.

Cheryl Schuler is a financial advisor with Wells Fargo Clearing in Tucson, AZ, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. She previously worked at Wells Fargo Advisors LLC from 2009 to 2016 before joining Wells Fargo Clearing. Outside of finance, she is an independent beauty consultant for Mary Kay and owns a photography business. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and brokerage solutions. The firm manages approximately $671 billion in assets and utilizes research from Wells Fargo Investment Institute and third-party sources to guide its diversified investment approach.

Jennifer Tarpening is a financial advisor at Merrill with eight years of industry experience. She holds the Series 66 designation and has been with Merrill since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.