Luis Zaragoza is an International Wealth Advisor at Merrill Lynch Wealth Management. He has over 25 years of experience in the financial industry, beginning his career in 1996 at HSBC Investment Banking in Mexico. Throughout his career, Luis has worked with Ixe Casa de Bolsa, Vector Casa de Bolsa, and Actinver before joining Merrill Lynch Wealth Management in 2015. Luis specializes in family wealth management strategies, international wealth management, liquidity management, managing new wealth, portfolio management services, socially responsible investing including values-based and ESG investing, women and wealth, and individual and corporate investment strategies. He holds the Personal Investment Advisor (PIA) designation and earned his bachelor's degree from Instituto Technologico y de Estudios Superiores de Monterrey. Luis is fluent in English and Spanish. Originally from Navojoa, Mexico, Luis enjoys cooking, music, scuba diving, swimming, table tennis, tennis, traveling, watching movies, and spending time with his family.

Janet Leon is a financial advisor with Robert W. Baird & Co. in Tucson, AZ, holding Series 63 and Series 65 credentials and bringing 41 years of industry experience. Prior to joining Baird in 2018, she worked at Wells Fargo Clearing and Wells Fargo Advisors LLC. In addition to her advisory role, she serves as co-trustee for her parents' trusts and is a notary public. She is part of the DDK Group within Robert W. Baird’s Private Wealth Management department, which serves individuals, corporate and business clients, pensions, and charitable organizations through a range of financial planning and portfolio management services. The firm uses a combination of manager-traded and model-traded strategies, along with tax management and unified fee arrangements, supported by internal research and strategic partnerships.

Cynthia Hanning is a financial advisor at Merrill with 22 years of industry experience and holds a Series 66 designation. She has worked at Merrill since 2000. Outside of her advisory role, she serves as executor for her parents’ estate. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Benjamin Fernandez is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. His career includes positions at BBVA Securities Inc., BBVA Compass Insurance Agency Inc., and Greenberg Financial Group. Outside of his advisory work, he serves as president of a nonprofit supporting military personnel and participates as a civic leader in the Air Force Sustainment Center Civic Leader Program. Cetera Investment Advisers LLC operates a multi-manager platform serving individuals, employer-sponsored plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services, with access to various program structures and third-party managers across discretionary and non-discretionary accounts.

Robert Burns is a Certified Financial Planner (CFP®) with 29 years of industry experience. He is currently with Wells Fargo Clearing, having joined in 2025 after a 14-year tenure at UBS Financial Services Inc. Outside of his advisory work, Burns is involved with the Arizona Elks Association, where he organizes youth soccer contests and holds leadership roles within the Tucson East Elks Lodge. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm employs a large network of financial advisors and utilizes research and analytics to support investment decisions across diversified portfolios.

Sheryl Hall is a CFP® professional with 40 years of industry experience, currently serving as an advisor at Cetera since 2024. She has held roles at Cetera Advisors LLC and First Allied Advisory Services, and she owns Hallmark Financial LLC, a financial services firm focused on financial planning, portfolio management, and insurance. Hall is also involved in community activities, including volunteer work with the Oro Valley Church of the Nazarene missions board and serving on the committee of Rockin' 4 Heroes, a nonprofit that raises funds for education benefiting first responders and military families. Cetera Investment Advisers LLC is an SEC-registered firm that supports a large national network of independent advisors, offering a range of portfolio management, financial planning, and retirement services to individual, employer-sponsored, corporate, charitable, and institutional clients. The firm provides access to multiple investment programs and third-party managers through a multi-manager platform.

Douglas Haynes is a Wealth Management Advisor with Merrill Lynch Wealth Management. He joined Merrill in September 1993 and serves as a Senior Vice President. He holds the CERTIFIED FINANCIAL PLANNER (CFP) certification awarded by the Certified Financial Planner Board of Standards, Inc. Doug specializes in family wealth management strategies, personal retirement planning, portfolio management services, and retirement income. His team focuses on addressing the wealth management and investment needs of high-net-worth families, aiming to customize financial assets to meet client goals while prioritizing clarity and convenience. He earned a Bachelor of Science in Electrical Engineering from the University of Arizona in December 1988 and an MBA from the University of Phoenix in March 1997. Doug is a second-generation native of Tucson, is married, and has three children. He has coached a local high school football team and is involved in community activities including supporting a local community foundation, serving on the board for a Tucson-based PTSD non-profit ministry, and participating on the University of Arizona Foundation Professional Advisory Council. His personal interests include camping, fishing, football, hiking, hunting, racquetball, and traveling.

Mikhail Balakirskiy is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and nine years of industry experience. He has worked at JPMorgan Chase Bank, N.A. and Bank of America, N.A., including Merrill, before his current role. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities.

Frank Youdelman is a financial advisor with MassMutual Investors Services who holds Series 63 and 65 licenses and has 36 years of industry experience. He has worked at MassMutual Investors Services since 2017 and was previously affiliated with MetLife Securities from 2010 to 2017. In addition to his advisory role, he serves as a board member for Homestay Volunteer Teacher Organization Inc., a teaching nonprofit. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm uses a collaborative annual planning process employing firm-approved software and offers specialized programs including financial seminars and a standalone Divorce Planning service.

Andrew O'Sullivan is a financial advisor with Ameriprise in Tucson, AZ, holding Series 66 and Series 63 licenses and seven years of industry experience. His prior experience includes roles at Meridian Wealth Management, Edward Jones, and Infinity/Kemper Insurance. He serves on the boards of the Southern Arizona YMCA and the Catalina Rotary Club of Tucson, acting as treasurer for the latter. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement-income planning with written recommendations and ongoing advice. The firm employs a centralized service team and utilizes proprietary research and third-party data within a defined investment framework that includes affiliated products.

Sven Silberschlag is a Wealth Management Advisor at Merrill Lynch Wealth Management. He began his career in 2004 as a financial advisor following an internship at Merrill Lynch Wealth Management while earning a finance degree from the University of Arizona. Sven applies a goals-based approach to wealth management, focusing on defining client priorities and potential pitfalls to shape strategies that assist individuals and families throughout different life phases. He holds several professional designations including the CERTIFIED FINANCIAL PLANNER® (CFP) certification awarded by the Certified Financial Planner Board of Standards, Inc., the Chartered Retirement Planning Counselor™ (CRPC) designation from the College for Financial Planning, and the Certified Private Wealth Advisor® (CPWA) designation from the Investments and Wealth Institute™. Sven's expertise encompasses areas such as education planning, executive compensation, equity compensation services, family wealth management strategies, personal retirement planning, portfolio management services, socially responsible and ESG investing, tax minimization, and retirement income. Sven is actively involved in his community, serving on the board of trustees at Casa de los Niños and having been a past president and executive member of the Active Men's 20/30 Club. He and his wife Jenny, both Tucson natives, have two young boys. Sven has a strong appreciation for the outdoors and enjoys camping, rock climbing, mountain biking, hiking, and canyoneering. He is a member of the American Alpine Club and the Climbing Association of Southern Arizona.

Dominick Mattia is a financial advisor at Wells Fargo Clearing with 12 years of industry experience. He holds the Series 66 designation and has previously worked at JP Morgan Chase Bank, JP Morgan Securities, Bank of America, and Merrill. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary options. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Theodore Simonson is a financial advisor with Cetera, holding a Series 66 credential and 10 years of industry experience. He has worked with multiple firms, including First Financial Equity Corporation and his own Simonson Wealth Management, where he is a partner. Simonson is also a limited partner in a family limited partnership used for estate planning purposes. Cetera Investment Advisers LLC serves a broad range of clients, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with various portfolio management options and access to third-party money managers.

Stefanee Taylor Wells is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 10 years of industry experience. She has been with Wells Fargo Clearing since 2016 and previously worked at WELLS FARGO Advisors, LLC. Outside of her advisory role, she serves as a notary public in Tucson, AZ. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and includes a range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Robert De Grood is a financial advisor with LPL Financial in Oro Valley, AZ, holding a Series 66 designation and 24 years of industry experience. His prior work includes roles at Waddell & Reed and various insurance carriers, as well as positions in the education sector. Outside of his advisory work, he serves as a high school basketball coach at Pusch Ridge Christian K-12. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, and retirement plan consulting.

Michael Morris is a financial advisor at LPL Financial in Tucson, AZ, holding Series 63 and Series 65 licenses with 28 years of industry experience. He has held roles at various firms including Avantax Insurance Agency and Avantax Advisory Services, and has experience in accounting and tax preparation through Pinnacle Accounting Inc. In addition to his advisory work, Morris is involved in operating Pinnacle Executive Suites LLC, a commercial real estate rental business. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and brokerage services supported by research and model portfolios, serving a diverse client base including both discretionary and non-discretionary management clients.

Thomas Moher is a financial advisor at Edward Jones with 32 years of industry experience. He holds the Series 63 and Series 65 designations. His prior experience includes roles at Ameriprise, Mariner Wealth Advisors, Raymond James & Associates, and Morgan Stanley Smith Barney. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets through a large network of financial advisors and offers a range of advisory programs including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Joseph Easaw Jr. is a financial advisor with Primerica Advisors in Tucson, AZ, holding Series 63 and Series 65 credentials and bringing 31 years of industry experience. He has been with Primerica Advisors since 1995 and Primerica Financial Services since 1992. In addition to his advisory role, he is involved in the sale of loan products and home-related services through affiliated companies. Primerica Advisors provides discretionary asset management primarily through its Lifetime Investment Program, which offers model-delivery strategies and selective separately managed accounts for individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap fee structure, delegating trading responsibilities to BNY Mellon Advisors.

Gabrielle Marek is a financial advisor with Fidelity in Tucson, AZ, holding a Series 66 designation and one year of industry experience. Her professional background includes roles at Fidelity Investments, Vuori, and experience in insurance and training. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, offering discretionary portfolio management, fund advisory, and model portfolios constructed using proprietary research, quantitative analysis, and systematic methodologies. The firm serves a diverse client base including charitable funds and registered investment companies, and utilizes algorithmic methods and AI in its investment process.

Stanley Jewell Jr. is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has been with Wells Fargo Clearing since 2016, following two years at Wells Fargo Advisors, LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions grounded in modern portfolio theory. The firm’s approach includes a broad range of financial products such as insurance-related vehicles and bank deposit sweep options, and it serves as an ERISA fiduciary when providing investment advice.