Kelly Braun is a Certified Financial Planner (CFP®) with six years of industry experience. She has worked at Commonwealth Financial Network since 2015 and spent one year at Manning Wealth Management. Kelly is based in Coronado, CA, and holds a Series 66 license. Commonwealth Financial Network is a registered investment adviser supporting a national network of approximately 2,950 advisors and their clients through a range of advisory programs and services. The firm provides operational, trading, technology, investment management, compliance, and practice-management support, enabling advisors to offer customized portfolio solutions including discretionary model portfolios and personalized indexing options.

Britta Ferguson is a financial advisor with Wealth Enhancement Advisory Services, LLC, holding CFP®, Series 66, and Series 63 designations and bringing 12 years of industry experience. Her career includes roles at First American Trust and LPL Financial LLC before joining Wealth Enhancement in 2022. Wealth Enhancement Advisory Services serves individuals, high-net-worth clients, corporations, and retirement plans, managing over $122 billion in assets through a network of advisors. The firm employs a diversified, risk-class based investment approach combining passive and active managers, supported by an internal Investment Committee and a range of implementation tools and services.

Patrick Ru is a CFA® charterholder with 20 years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory. His prior roles include positions at Neuberger Berman BD LLC and JPMorgan Securities LLC. He holds ownership interests in investment entities connected to his former employer, Neuberger Berman, though he is not actively involved in their operations. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, utilizing standard asset allocation models and Schwab research tools. The firm focuses on annual financial reviews and investment recommendations but does not exercise discretionary trading authority.

James Smoogen is a financial advisor with PlanMember Securities Corporation in San Diego, CA, holding a Series 63 license and 23 years of industry experience. He has worked with PlanMember since 2005 and currently operates a financial advisory business through Superior Planning Financial Solutions. PlanMember provides retirement-plan advisory services to employers and participants, acting as an ERISA Section 3(38) fiduciary for many plans and offering a range of participant-level investment options. The firm’s investment approach is based on strategic asset allocation and risk-based mutual-fund portfolios, complemented by education and support services for plan sponsors and participants.

Brandon Weed is a financial advisor at Creative Planning with a Series 66 credential and one year of industry experience. His prior roles include positions at NewEdge Advisors, MML Investors Services, and MassMutual Life Insurance. Outside of advisory work, he serves as the varsity baseball pitching coach at Helix High School. Creative Planning provides wealth management, financial planning, and retirement-plan advisory services to a diverse client base, including individuals, pension and profit-sharing plans, trusts, foundations, and corporations. The firm employs a financial-planning-led investment approach featuring low-cost indexing, buy-and-hold strategies, and selective private market exposure, managing approximately $295.6 billion in client assets across more than 1,100 advisors and 151 offices.

Mark Haley is a financial advisor at MAI Capital Management, LLC with 25 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked for Winfield Associates, Inc. for 19 years before joining MAI Capital Management in 2022. MAI Capital Management, LLC provides discretionary and non-discretionary investment management, integrated wealth management, retirement plan consulting, and family-office services to individuals, families, sports professionals, trusts, and institutional clients. The firm manages $72.3 billion in assets and offers customized portfolio strategies across various asset classes, integrating financial planning and tax services into many client relationships.

Jane Braun is a CFP®-certified financial advisor with Commonwealth Financial Network, based in Coronado, CA, and has 38 years of industry experience. She has worked at Commonwealth Financial Network since 2011 and also holds a role at Crown Financial Planning Corporation. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm provides a range of advisory programs and support services, including discretionary model portfolios and personalized investment solutions, while enabling advisors to maintain independent client relationships under the Commonwealth platform.

Tiffany Lao is a financial advisor with D.A. Davidson & Co. in San Diego, CA, holding Series 63 and Series 65 licenses and 13 years of industry experience. She previously worked for Independent Financial Group LLC for 10 years before joining D.A. Davidson in 2022. D.A. Davidson & Co. offers investment advisory and brokerage services to a diverse client base, including retirement plans, high-net-worth individuals, charitable organizations, and corporations. The firm provides fiduciary advisory services under the Advisers Act and ERISA standards, utilizing both qualitative and quantitative analyses, and offers specialized programs such as municipal advisory services and a Private Wealth planning program for clients with over $20 million in net worth.

Hannah Perez is a CFP® certificant with six years of industry experience, currently serving as a financial advisor at Integrated Wealth Concepts LLC. Her prior roles include positions at Kestra Investment Services Inc, Kestra Private Wealth Services, and Haug Wealth Management. She also works as a registered field assistant for California Wealth Transitions, where she advises, handles trading, and supports planning functions. Integrated Wealth Concepts LLC serves individuals, families, trusts, businesses, and retirement plans through a network of independent advisors, providing discretionary investment management, financial planning, and family office services. The firm uses customized portfolios with mutual funds, ETFs, equities, and fixed income, combining enterprise scale with a range of model and wrap-fee options.

Alexandra Mastrota is a CFP® with seven years of industry experience, currently serving as a financial advisor at Beacon Pointe Advisors, LLC. She previously worked at Hemington Wealth Management for seven years and has held roles at Virginia Tech and Egan, Berger & Weiner LLC. Alexandra is based in San Diego, CA. Beacon Pointe Advisors, LLC offers wealth advisory, consulting, financial planning, retirement-plan platform services, and outsourced CIO services to individuals, corporations, pension plans, and institutional clients. The firm utilizes asset-allocation modeling combined with third-party independent managers and employs both active and passive strategies across public and private assets.

Alisa Civello is a financial advisor with Eagle Strategies (NY Life) based in San Diego, CA, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. She has worked with NYLIFE Distributors LLC since 2005 and New York Life Insurance Company since 1996. Eagle Strategies serves a diverse client base including individual investors and institutional plans, providing financial planning, investment management, and retirement-plan advisory services. The firm delivers tailored solutions through multiple program types and manages the majority of its assets on a non-discretionary basis within the New York Life affiliate structure.

John Dorff is a financial advisor with Commonwealth Financial Network in San Diego, CA, holding a Series 66 designation and 11 years of industry experience. He has been with Commonwealth Financial Network since 2012. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their retail and institutional clients. The firm offers a range of advisory programs and services, including wealth management and retirement plan consulting, and provides back-office support such as operations, trading, technology, investment management, compliance, and practice-management resources.

Nicolas Ryder is a financial advisor at Empower Advisory Group with a Series 65 designation and one year of experience. His prior roles include positions at Holborn Assets and California Lutheran University. He is based in San Diego, CA. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, along with Empower Premier IRA and certain retail brokerage account clients. The firm offers integrated services tied to Empower’s recordkeeping and administrative platforms, delivering point-in-time financial plans and optional managed account solutions.

Cleshelle Pearson is a financial advisor with Commonwealth Financial Network. She holds a Series 66 designation and has 24 years of industry experience, including 16 years at LPL Financial prior to joining Commonwealth in 2022. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser that supports a national network of approximately 2,900 advisors and manages around $212.7 billion in client assets. The firm provides a broad adviser-support platform with discretionary and nondiscretionary managed-account programs, access to third-party asset managers, and offers a variety of investment options including mutual funds, ETFs, and annuities.

Chad Lafauci is a financial advisor at Commonwealth Financial Network with 26 years of industry experience. He has been with Commonwealth since 2000 and holds Series 63 and Series 65 designations. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and hundreds of thousands of clients. The firm provides a comprehensive adviser-support platform, including managed-account programs, access to third-party asset managers, retirement consulting, and custody services.

Timothy Garcia is a financial advisor at Guardian Life with five years of industry experience. He holds a Series 66 designation and previously worked at CUSO Financial Services, MML Investors Services, and MassMutual Life Insurance Company. Guardian Life’s subsidiary, Park Avenue Securities LLC, provides brokerage, financial planning, and retirement consulting services to individuals, pension plans, charitable organizations, and corporate clients, offering a range of advisory programs that include proprietary and third-party model portfolios.

James Amerman is a CFP®-certified financial advisor with 10 years of industry experience, currently with First Command Advisory Services. His prior roles include positions at Fortress Wealth Management, Westmount Asset Management, and Precision Roth Conversion. He is also an instructor for the California Society of CPAs, where he creates educational content on Roth strategies and engages with participants during quarterly sessions. First Command Advisory Services serves individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm offers comprehensive financial planning and multiple wrap-fee asset management programs managed centrally by an Investment Management Team and Wealth Portfolio Managers.

Shannon Clancy is a financial advisor at Commonwealth Financial Network with one year of industry experience and holds the Series 66 designation. Prior to joining Commonwealth, Clancy worked with organizations including Plan to Prosper, the Coronado Historical Association, and Quattro Consulting, LLC. Commonwealth Financial Network serves a national network of approximately 2,900 affiliated advisors and manages around $212.7 billion in client assets. The firm offers a broad support platform including managed-account programs, access to third-party asset managers, retirement and plan consulting, and custody services.

Daniel Umansky is a financial advisor with Wealth Enhancement Advisory Services, LLC, holding a Series 63 designation and 34 years of industry experience. His prior experience includes roles at Cetera and First Allied firms from 2014 through 2025. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise advisory firm serving a diverse client base, including individuals, trusts, charitable organizations, corporations, and retirement plans. The firm offers financial planning, asset management, and specialized retirement consulting, utilizing a strategic investment process that combines passive and active management with quantitative and fundamental research.

Thomas Faley is a financial advisor with \u0026PARTNERS, holding a Series 66 designation and 24 years of industry experience. He previously worked for Wells Fargo Clearing and Wells Fargo Advisors, LLC for a total of 11 years. \u0026PARTNERS serves a diverse range of individual and institutional clients, including high-net-worth individuals, retirement plans, and charitable organizations. The firm provides investment management, financial and tax planning, and retirement-plan consulting, using a combination of fundamental, technical, and quantitative analysis along with proprietary and third-party strategies.