George Stratmann is a financial advisor at Invicta Financial Group with 21 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at BDT & Associates, Inc. and Cambridge Investment Research Advisors, Inc. Stratmann is also involved as a licensed insurance agent, selling and servicing health and life insurance products. Invicta Financial Group advises individuals, high-net-worth clients, and business entities primarily through financial planning and implementation services. The firm directs clients to third-party investment advisers for asset management and focuses on client-specific planning with ongoing reviews.

Charles Schwab is a CFP® professional with one year of industry experience, currently serving at Define Financial, LLC. He has previously worked at Cerity Partners, Cetera Financial Group, and Ginsburg Financial Advisors, and has a background including roles in education and at Roche Molecular Systems. Define Financial, LLC is an SEC-registered investment adviser serving individuals, high-net-worth clients, and select charitable organizations. The firm uses passive, risk-based portfolios mainly composed of no-load mutual funds and ETFs, providing discretionary investment management, financial planning, and pension consulting through a three-advisor team.

Michael Moore is a financial advisor at American Money Management, LLC with 24 years of industry experience. He has been with the firm since 2001 and holds a Series 65 designation. American Money Management, LLC serves individual clients, including high-net-worth households, as well as institutions such as pension plans and trusts. The firm employs an investment committee to manage customizable, asset-allocation strategies ranging from aggressive growth to conservative income and offers discretionary portfolio management, 401(k) advisory services, and periodic financial planning.

Andrea Taylor is a CFP® with three years of industry experience, currently advising at Weatherly Asset Management. Prior to joining Weatherly, she worked at Ernst & Young, LLP and Cakebread Cellars. Weatherly Asset Management serves individual and institutional clients, including trusts, retirement plans, charitable organizations, and small businesses, offering discretionary portfolio management and comprehensive financial planning. The firm combines top-down macroeconomic analysis with bottom-up fundamental research, focusing on mid- to large-cap core equities and high-quality fixed income, and manages approximately $1.68 billion in client assets through a team-based approach.

Sean Clark is a financial advisor at Centura Wealth Advisory in San Diego, CA, with 12 years of industry experience. He has held Series 66 and Series 65 licenses and has been with Centura Wealth Advisory since 2017, following roles at CCG Advisors and National General Insurance Services. Centura Wealth Advisory provides financial planning, investment management, retirement plan advisory, and consulting services to individuals, trusts, estates, charitable organizations, and business entities. The firm employs a diversified investment approach incorporating mutual funds, ETFs, alternative investments, and structured products, and it serves clients with a typical portfolio minimum of $2 million.

Constance Mitchell is a financial advisor at Wealth Analytics Partners, LLC with three years of industry experience. She holds the Series 65 designation and has been with Wealth Analytics Partners since 2020. Prior to her advisory career, she was a homemaker for 24 years. Wealth Analytics Partners is a fee-only investment management and financial planning firm that serves individuals, trusts, estates, charitable organizations, and business entities. The firm emphasizes fundamentally based, globally diversified portfolios and provides discretionary portfolio management alongside standalone financial planning services.

David Martinez is a financial advisor at Centura Wealth Advisory in San Diego, CA, holding Series 65 and Series 63 licenses with five years of industry experience. His prior work includes roles at CCG Wealth Management LLC, FSC Securities Corporation, and The Retirement Group LLC. Centura Wealth Advisory provides comprehensive financial planning, investment management, and retirement plan consulting services to a diverse client base, including individuals, trusts, and business entities. The firm employs a tailored investment approach using various asset classes and serves as a fiduciary for applicable retirement plan engagements.

Daniel Shainberg is a financial advisor at Heritage Wealth Management, Inc. in San Diego, CA, holding a Series 65 credential with one year of industry experience. His prior work includes roles at Save Mart Companies, One Source Industries, Westminster Capital Inc., Alloy Asset Management, and BHIC, LLC. Outside of advisory work, he is involved in real estate investment through partnerships and ownership in multiple entities focused on multifamily and single-family home rentals as well as private equity advisory. Heritage Wealth Management provides discretionary investment management and financial planning to a diverse client base including individuals, small businesses, pension plans, trusts, and institutional clients. The firm’s investment approach centers on asset-allocation portfolios using mutual funds, ETFs, equities, and fixed income, supplemented by option-enhanced strategies and alternative investments, with a focus on discretionary portfolio management and private pooled investment vehicles.

Michael Stoner is a financial advisor at Bull Oak Capital, LLC with one year of industry experience. He holds a Series 65 designation and previously served ten years in the US Navy. Before joining Bull Oak Capital, he worked in exam preparation and spent two years at San Diego State University. Bull Oak Capital serves individual and high-net-worth clients through a four-advisor team, offering customized financial planning and discretionary portfolio management. The firm emphasizes broad diversification using primarily ETF-based portfolios tailored to clients’ risk tolerance and time horizon, and incorporates other asset types as appropriate.

Jason Labrum is a CFP® professional with 28 years of experience in the financial services industry. He is a founding CEO of an insurance agency focused on life insurance and fixed annuities, and he also holds leadership roles in real estate investment and management firms. Labrum has been with Intelligence Driven Advisers, LLC since 2018 and has prior experience running his own wealth management company. Intelligence Driven Advisers, LLC is a multi-team SEC-registered advisory firm managing approximately $882 million for individual and institutional clients, including retirement plans, trusts, and Native American sovereign entities. The firm provides financial planning, discretionary investment management using low-cost institutional funds and ETFs, retirement plan solutions, and consulting, with a coordinated approach involving tax and legal professionals as needed.

Clark Dearmond is a financial advisor with Secure Investment Management, LLC, holding Series 65 and Series 66 licenses and 19 years of industry experience. He has worked with Secure Investment Management since 2017 and also owns and operates two licensed insurance agencies, Clark DeArmond, LLC and J.D. Mellberg Financial, LLC. Secure Investment Management serves individuals, business entities, trusts, and estates, including retail and high-net-worth clients, providing financial planning, discretionary portfolio management, and separately managed account solutions. The firm employs a quantitative, factor-based investment approach centered on Modern Portfolio Theory and diversified allocations using low-cost mutual funds, ETFs, third-party managers, and direct indexing.

John Richardson Jr. is a CFP® and Series 66 credentialed advisor at Red SEVEN with 23 years of industry experience. He has been with Red SEVEN since 2013. Red SEVEN is an SEC-registered investment adviser managing approximately $104.4 million for around 254 clients, including individuals, pension and profit-sharing plans, and charitable organizations. The firm offers discretionary portfolio management, comprehensive financial planning, and support for multi-employer retirement plans, employing both fundamental and technical analysis tailored to client goals and risk tolerances.

Bradley Lineberger is a CFP® and ChFC® with 18 years of industry experience. He is a founding owner of Seaside Wealth Management, Inc. and has been with the firm since 2011. Prior to that, he was affiliated with Purshe Kaplan Sterling Investments for 10 years. He also teaches financial classes at Mira Costa Junior College and serves as Athletic Chair for the La Costa Canyon High School Foundation. Seaside Wealth Management advises individuals, high-net-worth clients, and employer plan sponsors with discretionary asset management, financial planning, and retirement plan consulting. The firm’s investment approach emphasizes passive/indexed strategies, broad asset allocation, and disciplined rebalancing, supported by academic research and tools such as Pontera for tax-efficient asset management.

James Allen is a CFP® with 29 years of experience in the financial services industry. He is currently with Anchor Bay Capital, Inc., where he has worked since 2019, and also serves as president of related entities including Anchor Bay Tax & Consulting LLC and Anchor Bay Private Wealth. Allen is the board chair of the Financial Planning Association of Orange County. Anchor Bay Capital, Inc. provides discretionary investment management, financial planning, and retirement-plan services to individuals, business entities, and pension plans. The firm constructs diversified portfolios based on fundamental analysis and independent due diligence, offering tailored strategies that range from conservative to aggressive to suit client risk profiles.

Timothy Drake is a CFP® with 11 years of industry experience, currently serving at Telos Capital Management, Inc. He previously worked at Vanderbilt Advisory Services, Vanderbilt Securities, LLC, and Spire Wealth Management, LLC. Telos Capital Management provides discretionary investment management and financial planning to individual investors, trusts, estates, retirement-plan participants, small businesses, and charitable organizations. The firm employs an active, fundamentally driven investment process combining bottom-up company analysis with top-down macroeconomic assessment and manages over $1.4 billion across seven advisors.

Marnie Baird is a CFP® with six years of industry experience, currently serving as a financial advisor at American Money Management, LLC since 2021. Prior to joining American Money Management, she worked at Wealth Quest Partners, Inc. for seven years. American Money Management, LLC provides discretionary portfolio management and 401(k) advisory services to individuals, pension plans, trusts, and corporations. The firm employs tailored asset-allocation strategies overseen by an investment committee, incorporating fundamental, cyclical, economic, and technical analysis, and includes alternative investments where appropriate.

Matthew Callahan is a CFP® and ChFC® with 14 years of industry experience. He is currently with Seaside Wealth Management, Inc., where he has worked since 2020. Prior to that, he held roles at Northwestern Mutual and Purshe Kaplan Sterling Investments. Outside of his advisory work, he serves as Treasurer of the San Diego Chapter of the University of New Mexico Alumni Association. Seaside Wealth Management is a team-based registered investment adviser serving individuals, trusts, pension and profit-sharing plans, and business entities. The firm manages approximately $362 million in client assets and employs a disciplined, modern portfolio theory-based investment approach that emphasizes diversified, passive strategies using ETFs, mutual funds, individual securities, and fixed income.

Jerod Fenton is a CFP® with 20 years of industry experience and has been with Red SEVEN since 2013. He holds a Series 63 license and is independently licensed to sell insurance and annuity products. Red SEVEN is an SEC-registered investment adviser managing over $100 million for individuals, pension and profit-sharing plans, and charitable organizations. The firm offers discretionary portfolio management, comprehensive financial planning, and tailors portfolios using fundamental and technical analysis.

Darien Horton is a CFP® with 10 years of industry experience, currently serving at Cascade Financial Partners, LLC since 2023. His prior roles include positions at Creative Planning, Inc. and Jackson Wealth Management Group, Inc. Cascade Financial Partners provides investment advisory and financial planning services primarily to individuals and high net worth clients. The firm emphasizes customized strategies based on detailed client assessments and employs a range of investment approaches including asset allocation, dollar-cost averaging, and alternative investments.

Carolyn Taylor is a financial advisor with Weatherly Asset Management in Del Mar, CA, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. She has been with Weatherly Asset Management since 1994. Weatherly Asset Management serves individual and institutional clients, including trusts, retirement plans, charitable organizations, and small businesses, offering discretionary portfolio management and comprehensive financial planning. The firm uses a team-based approach to manage approximately $1.68 billion in assets, combining top-down macroeconomic analysis with bottom-up fundamental research focused on mid- to large-cap core equities and high-quality fixed income.