Kurt Carroll is a financial advisor with Copley Financial Group, Inc. in San Diego, CA, holding Series 63 and Series 65 licenses and four years of industry experience. His prior roles include positions at Northwestern Mutual Wealth Management Company, Marshall McGowan, and Marriott. Copley Financial Group is a team-based registered investment adviser that provides discretionary and non-discretionary portfolio management to individuals, high-net-worth households, and pension/profit-sharing plans. The firm employs model portfolios, sub-advisors, and co-advisor arrangements with third-party money managers and offers account reviews, educational seminars, and both discretionary and client-approved trading.

Michael Munson is a CFA® charterholder with 12 years of industry experience. He has been with MYeCFO since 2013 and also maintains a role at Denali Advisors. MYeCFO is a team-based advisory firm serving individuals, including high-net-worth clients, as well as businesses and non-profits. The firm offers portfolio management, financial planning, and wealth-management coordination, with an investment approach that emphasizes passive vehicles alongside tactical adjustments. MYeCFO integrates accounting and tax-preparation services into its advisory offerings and provides educational workshops and bookkeeping services as part of client engagements.

Tyler Stearns is a CFP® and holds a Series 66 license with 11 years of experience in the financial industry. He has been with Castle Coast Wealth, LLC and its predecessor entities since 2014. In addition to his advisory role, he is an Independent Insurance Agent, dedicating less than 5% of his time to this activity. Castle Coast Wealth, LLC manages approximately $423.7 million and provides discretionary asset management, financial planning, and retirement plan services to individuals, high-net-worth clients, trusts, and plan sponsors. The firm employs both quantitative and qualitative analysis in its investment process and offers both limited-scope and full discretionary advisory services for retirement plans.

Phillip Jones is a CFP® with 21 years of industry experience, currently serving at CAVU Wealth Management since 2019. He has previously worked with Independent Financial Group C and Capital Financial Consultants Group Inc. Jones is also a California Notary and an independent real estate agent. CAVU Wealth Management provides discretionary investment supervisory services, financial planning, and retirement-plan advisory to individuals, retirement plans, charitable organizations, and corporate clients. The firm employs a diversified investment approach including asset allocation, fundamental and technical analysis, and option strategies, and operates across five offices with a notable use of derivatives and held-away participant-account management.

Kimberly Benson is a CFP® professional with eight years of experience in financial advisory services. She has been with Creative Capital Management since 2015, including its current iteration, Creative Capital Management Investments LLC, where she works as part of a six-advisor team based in San Diego, CA. Creative Capital Management Investments LLC provides fee-only investment advisory and financial planning services to individuals, high-net-worth clients, professionals, business owners, retirement plans, and families. The firm employs a long-term, evidence-based investment approach grounded in Modern Portfolio Theory, offering customized portfolios and specialized consulting in areas such as estate and tax planning, divorce settlement, inheritance, and business succession.

Andrew Hoffarth is a CFP® with 13 years of industry experience, currently serving at Financial Alternatives, Inc. since 2021. He previously worked at Securities America Advisors, Inc. and Essential Planning Services, LLC. Financial Alternatives, Inc. provides advisory services to individuals, pension and profit-sharing plans, business entities, trusts, estates, and charitable organizations, offering discretionary portfolio management, wealth advisory, and financial planning. The firm constructs diversified portfolios using a range of asset classes and employs a disciplined approach that includes the use of third-party asset managers and consolidated reporting platforms.

Kent Hulse is a ChFC® credentialed financial advisor with four years of experience at Copley Financial Group, Inc. He has prior experience with Emerson Equity LLC and has also worked in loan arrangement and tax planning roles at Senior American Funding, Inc. and Heritage Tax & Insurance. Copley Financial Group is a team-based registered investment adviser that provides portfolio management to individuals, high-net-worth households, and pension/profit-sharing plans through direct management, third-party money manager referrals, and model-based programs. The firm combines multiple investment approaches including model portfolios and alternative investments, offering discretionary or client-approved trading and educational seminars.

Juan Aguilar is a financial advisor at Pathview Wealth Advisors in San Diego, CA, holding CFP® and Series 63 credentials. He has been in the industry since 2013, with prior experience at Rowling & Associates. Pathview Wealth Advisors serves individual investors, retirement plans, trusts, estates, charities, and business entities, providing investment supervisory services along with financial planning and consulting. The firm emphasizes client-specific investment policies implemented through asset allocation and fundamental analysis, primarily using mutual funds and ETFs.

Trevor Shaw is a CFP® professional with four years of industry experience, currently serving at Gradient Capital Advisors, LLC. He has been with Gradient Capital Advisors since 2015, working continuously in various capacities within the firm. Gradient Capital Advisors is a team advisory firm managing institutional-scale assets for individuals, high-net-worth clients, trusts, and corporate plan sponsors. The firm employs a combined fundamental and technical investment approach, utilizing a range of strategies including options, short sales, and margin transactions, and provides comprehensive portfolio management, financial planning, and retirement plan consulting.

Michael Herzog is a financial advisor with Secure Investment Management, LLC in Chula Vista, CA. He holds the Series 66 designation and has less than one year of industry experience. Prior to joining Secure Investment Management, he worked at several firms including Thrivent Financial and Equitable Advisors, LLC. Secure Investment Management serves individuals, business entities, trusts, and estates, providing financial planning, discretionary portfolio management, and separately managed account solutions. The firm employs a quantitative, factor-based investment approach grounded in Modern Portfolio Theory, utilizing low-cost funds, ETFs, third-party managers, and direct indexing tailored to client objectives.

James Freeman is a CFP® professional with over 21 years of industry experience. He has been with Financial Alternatives, Inc. since 1989. The firm serves individuals, including high-net-worth clients, as well as pension and profit-sharing plans, trusts, estates, and charitable organizations, offering discretionary portfolio management and wealth advisory services. Financial Alternatives, Inc. employs diversified portfolios across various asset classes and provides ongoing supervision and consolidated reporting through third-party platforms.

Todd Seger is a financial advisor at Guide Advisors, Inc. in San Diego, CA, holding a Series 65 credential with eight years of industry experience. Prior to his current role, he served 11 years in the United States Air Force and has held engineering and aviation consulting positions, including as president of Seger Aviation, LLC. In his aviation consulting business, he focuses on software design requirements for F-16 adversarial air flying missions. Guide Advisors, Inc. provides fee-based financial planning and consulting to individuals, high-net-worth clients, and charitable organizations, offering co-advisory management through third-party platforms. The firm emphasizes public education via seminars and workshops and supports clients with insurance and annuity products through licensed agents.

William Frankenstein is a CFP® with 42 years of industry experience, currently serving as an investment advisor representative at Sovran Advisors, LLC. His prior roles include positions at Mass Mutual Investors Services, MassMutual Life Insurance Co., and MetLife Securities Inc. He is also involved with the Foundation for Senior Services, where he discusses financial planning with seniors. Sovran Advisors provides investment advisory and financial planning services to individuals, high-net-worth clients, charitable and corporate entities, and retirement plans. The firm manages approximately $1.78 billion in client assets through a team of about 53 advisors, offering customized portfolio management and diversified investment strategies.

Joshua Porras is a financial advisor with Navy Federal Investment Services, LLC, holding a Series 66 designation and nine years of industry experience. He has been with Navy Federal in various roles since 2018, including positions at Navy Federal Credit Union and Navy Federal Financial Group, and previously worked at Phase Four Financial Solutions. Outside of his advisory work, he volunteers as a lead for small group discussions at Rise City Church. Navy Federal Investment Services serves members of Navy Federal Credit Union as well as individual, trust, and institutional clients, offering portfolio management, financial planning, and retirement-plan fiduciary services. The firm primarily delivers advice through managed advisory programs utilizing third-party portfolio managers, supported by due diligence from an investment committee and a range of portfolio solutions including automated ETF products.

David Hirons is a financial advisor with Wedbush Securities Inc. in San Diego, CA, holding Series 63 and Series 66 licenses and bringing 32 years of industry experience. His prior positions include roles at RBC Capital Markets, Wells Fargo Clearing, A. G. Edwards & Sons, Inc., and UBS Financial Services. Outside of advising, he works as an independent contractor and retail marketing consultant. Wedbush Securities offers investment advisory and broker-dealer services to individual, high-net-worth, and institutional clients, providing a range of wealth management, fixed income, commodities, and capital markets services along with portfolio management tailored to client objectives.

Ali Emami is a financial advisor at Legacy Wealth Management, LLC in San Diego, CA, with one year of industry experience. He has worked at Regal Group CPA since 2012. Legacy Wealth Management is a multi-advisor investment advisory firm serving individuals, charitable organizations, and business entities. The firm offers discretionary portfolio management and financial planning through a team-based approach, utilizing tailored strategies, a broad investment menu, and third-party money managers.

Justin Galietti is a financial advisor at Sovran Advisors, LLC with three years of industry experience. He holds the Series 66 designation and has previously worked at Cetera Wealth Services, Integrative Wealth Partners, and MassMutual Life Insurance Company. Outside of advisory roles, he is also involved in fixed insurance sales. Sovran Advisors provides investment advisory and financial planning services to individuals, high-net-worth clients, charitable and corporate entities, and retirement plans. The firm manages approximately $1.78 billion in client assets through a team of about 53 advisors, utilizing a range of portfolio management strategies and multiple platform relationships to tailor client solutions.

Peter Stokes is a CFP® with 27 years of industry experience, currently serving as a financial advisor at Pure Financial Advisors, LLC. His prior experience includes 11 years at Fidelity Investments. Pure Financial Advisors provides financial planning and portfolio management primarily for individual and high-net-worth clients, as well as trusts, estates, charitable organizations, and pension and profit-sharing plans. The firm employs a planning-centered investment approach overseen by an Investment Committee, incorporating modern portfolio theory, tax-aware strategies, and specialized sub-advisers.

Alan Baca is a financial advisor at Ethos Financial Group, LLC with 12 years of industry experience. He previously worked for Bernstein Global Wealth Management for 11 years before joining Ethos in 2023. In addition to his advisory role, he is a managing partner in private equity investment partnerships. Ethos Financial Group provides investment management and consulting services to individuals, trusts, estates, municipalities, and charitable organizations. The firm uses a model portfolio approach combining index-based exposures and third-party research, offering both discretionary and non-discretionary solutions.

Sundip Rai is a financial advisor at Dynamic with nine years of industry experience. He holds a Series 66 designation and has worked previously at Edward Jones and Laurel Wealth Advisors. Mr. Rai is also a licensed insurance agent and offers various insurance products as part of his practice. Dynamic serves a diverse client base including individuals, trusts, estates, charitable organizations, pension plans, businesses, and other registered investment advisers. The firm emphasizes a long-term, client-specific portfolio construction process and provides extensive support to other advisers through technology, compliance, and sub-advisory services.