Hunter Sears is a financial advisor at Edward Jones with Series 63 and Series 66 designations and four years of industry experience. Prior to joining Edward Jones in 2023, he worked at NYlife Securities LLC and New York Life Insurance Company from 2021 to 2023. His background also includes roles at Abercrombie and Fitch, Nike, Sinclair Broadcasting Corporation, and the University of Washington. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of discretionary and non-discretionary investment strategies, alongside affiliated mutual funds and tax-efficient services.

Clayton Gibson is a Wealth Management Advisor based in the Santa Barbara office of Merrill Lynch Wealth Management. Since joining the firm in 1998, he has focused on asset strategy and liability management, working closely with clients to create customized financial strategies. He also provides access to Bank of America Private Bank trust and estate planning services and real estate financing through Bank of America. Clayton's areas of expertise include college education planning, family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, philanthropic planning, portfolio management services, tax minimization, and retirement income. He actively participates in estate-related matters by serving as a direct point-of-contact with clients' attorneys. Additionally, he tracks market conditions to keep clients and his team informed. He holds a bachelor's degree in business finance from Oregon State University and the Certified Investment Management Analyst (CIMA) designation. Clayton is also a member of the Investments & Wealth Institute® (The Institute). Outside of his professional work, he spends time volunteering with organizations in the community and enjoys biking, boating, and scuba diving.

Tucker Larson is a financial advisor with Fidelity in Santa Barbara, CA, holding a Series 66 designation and beginning his advisory career in 2026. Prior to joining Fidelity, he worked at Omega Ophthalmics and has experience with the Annisquam Yacht Club. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm employs a systematic investment process combining proprietary research, quantitative analysis, and algorithmic portfolio construction, and serves in advisory roles for multiple registered investment companies and fund-of-funds.

Kathleen Symer is a CFP® and Series 66 registered financial advisor with 12 years of industry experience, currently practicing at OSAIC since 2013. In addition to her advisory role, she operates an S-Corporation providing life and long-term care insurance sales and tax preparation services for individuals and various entities. She also serves as the Financial Secretary for the El Camino PTA, a local elementary school nonprofit. Osaic Wealth serves a diverse client base including retail and institutional investors, offering brokerage and advisory services such as comprehensive financial planning, managed portfolios, and retirement plan consulting. The firm utilizes model-based asset allocation and portfolio optimization, supporting discretionary and third-party manager strategies across a complex affiliate network.

Jeffrey Brown is a CFP® professional with 22 years of experience in the financial industry. He has worked at Wells Fargo Clearing since 2016 and has been with Wells Fargo Bank NA since 2001. Outside of his advisory role, he owns a small business that rents reusable moving boxes. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm combines research from Wells Fargo Investment Institute and third-party databases to provide diversified investment solutions, offering both brokerage and advisory options through a large network of financial advisors.

Ronald Chen is a CFP® with 37 years of industry experience. He is currently affiliated with OSAIC since 2023 and previously spent 28 years at Royal Alliance Associates, INC. Outside of his advisory work, he sells life and medical/health insurance incidental to financial planning. OSAIC serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers a range of brokerage and advisory services through a multi-advisor platform, utilizing model-based asset allocation and portfolio optimization tools, and supports multiple investment strategies including Unified Managed Accounts and third-party money managers.

Ismael Mejia is a financial advisor with Wells Fargo Clearing in Santa Barbara, CA, holding Series 63 and Series 66 credentials and 13 years of industry experience. His prior work includes roles at JP Morgan Securities LLC and JPMorgan Chase Bank. Outside of his advisory role, he is an independent sales representative for Amway, focusing on product distribution. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm combines brokerage and advisory solutions supported by research and analytics, managing approximately $671 billion in assets with over 14,000 financial advisors.

Kayla Trujillo is a financial advisor at Charles Schwab with 10 years of industry experience. She holds the Series 63 and Series 66 designations and has worked at various Charles Schwab affiliates since 2015, including Charles Schwab Premier Bank, SSB, and Charles Schwab Bank, SSB. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management supported by multi-asset model portfolios and centralized operational resources.

Daniel Johnston is a financial advisor at OSAIC based in Santa Barbara, CA, with 11 years of industry experience. He holds a Series 66 designation and previously worked for Lincoln Financial Advisors for 11 years before joining OSAIC in 2025. In addition to his advisory role, Johnston is licensed as an insurance agent offering accident and health insurance, disability insurance, fixed annuities, long-term care insurance, and traditional life insurance products. OSAIC serves a diverse range of retail and institutional clients, providing brokerage and advisory services through a multi-advisor platform. The firm utilizes a model-based investment process emphasizing asset allocation and portfolio optimization, supported by various management strategies and third-party platforms.

Justin Pearlman is a CFP® professional with 23 years of industry experience. He is currently with Raymond James & Associates and has previously worked at Morgan Stanley Private Bank and Citigroup Global Markets. Raymond James & Associates is a large, dually registered broker-dealer and investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, advisory programs, and institutional consulting with a range of portfolio management options.

Josh Macaluso is a Wealth Management Advisor with Merrill Lynch Wealth Management. In his role, he works one-on-one with clients to develop personalized financial strategies aimed at pursuing their long-term goals. He leverages insights from Merrill and banking solutions from Bank of America to create flexible wealth management plans tailored to individual needs. Josh holds a Bachelor's Degree from San Diego State and a Doctorate from Santa Barbara College of Law. He is also designated as a Personal Investment Advisor (PIA). Beyond his professional responsibilities, Josh participates in community volunteer activities, reflecting the Merrill tradition of community involvement.

John Spruill is a Wealth Management Advisor with Merrill Lynch Wealth Management. He has been part of The Gamberdella 013 Spruill Group since 2017 and previously worked with First Command Financial Planning and Smith Barney. John specializes in advising clients on complex financial and estate planning issues as well as custom investment strategies. John began his career following his service as a weather officer in the United States Air Force, holding the rank of Captain upon honorable separation in 1999. He holds a Bachelor of Science degree in Meteorology from Florida State University and an MBA in Financial Planning from California Lutheran University. John is a Certified Financial Planner (CFP4), Certified Plan Fiduciary Advisor (CPFA4), and Retirement Benefits Consultant (RBC). He also holds various FINRA registrations and life insurance and annuity licenses. John is active in his community, contributing to organizations such as the Boy Scouts of America, where he is an Eagle Scout, and the Ventura County Rescue Mission. He resides in Oxnard, California, with his wife, Karyn.

Patricia Toner is a CFP® professional at OSAIC with 43 years of industry experience. She previously worked at Sagepoint Financial, Inc. and Sentra Securities Corporation. Outside of advisory services, she is active as a real estate sales agent with The Montecito Group. OSAIC Wealth serves a diverse range of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including comprehensive financial planning and advisor-managed portfolios. The firm’s investment approach uses model-based asset allocation and portfolio optimization supported by various analytical tools, and it is notable for its scale, affiliate network, and private-equity ownership.

Darin Mast is a Managing Director and Wealth Management Advisor with Merrill Lynch Wealth Management, currently leading a team headquartered in Santa Barbara, California. He began his career in financial services in 1998 at Merrill Lynch's downtown Houston office and has remained with the company throughout his career. Darin co-founded Vicknair Mast Taylor (VMT) Wealth Management, contributing to the team's recognition on several national rankings including Forbes' #1 ranking for High Net Worth Teams from 2022 to 2025 and Barron's Top 250 Private Wealth Management Teams list during the same period. Individually, he has been named to the Forbes Best-in-State Wealth Advisors list annually from 2018 through 2025. Darin manages personal wealth and financial strategies for a select group of clients, including families, retirees, business owners, and Fortune 500 executives nationwide. His client focus areas include family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, philanthropic planning, individual and corporate investment strategy, tax minimization, and retirement income. He coordinates wealth management objectives alongside clients' external advisors such as attorneys, tax professionals, and insurance experts. He holds a Bachelor of Arts degree from Rice University, where he was a four-year letterman on the men's tennis team. Darin maintains his interest in tennis and lives in Santa Barbara with his wife and three children. He is affiliated with the organization Friends of Fleming Park. His professional designations include CERTIFIED FINANCIAL PLANNER (CFP), Accredited Wealth Management Advisor (AWMA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA).

Nathaniel Erman is a financial advisor with Morgan Stanley in Santa Barbara, CA, holding a Series 66 license and bringing 10 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2017, and previously spent two years at Bank of America and Merrill. Outside of finance, he is the author of a book on becoming a professional pilot. Morgan Stanley Wealth Management provides advisory and brokerage services to both individual and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm employs structured planning tools and a comprehensive investment approach supported by the Global Investment Committee.

Timothy Jou is a Wealth Management Advisor with Merrill Lynch Wealth Management and a Vice President at the JJD Group, a multigenerational team based in Santa Barbara. In his role, Timothy provides personalized support to clients and assistance to the advisor team, focusing on creating lasting relationships that often span multiple generations. He specializes in areas including college education planning, family wealth management strategies, managing new wealth, personal retirement planning, philanthropic planning, portfolio management services, tax minimization, and retirement income. Timothy holds a Bachelor's Degree from the University of California System and has earned professional designations including Chartered Financial Analyst (CFA), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). As a member of the JJD Group, which collectively has over 130 years of experience and multiple professional designations, he contributes to a team recognized annually on Forbes' "Best in State Wealth Management Team" list since 2023. Timothy and his team are committed to helping client families navigate complex financial decisions with care and precision. Outside of his professional commitments, Timothy enjoys cooking, golfing, music, running, soccer, volleyball, traveling, and spending time with his family. He is involved in community organizations such as the Foundation of Shared Impact, Impact Circles, OWN Academy, UCSB Investment Advisory Committee (previously held), UCSB Residence Hall Association, and UCSB Volunteer Income Tax Assistance.

Sydney Walker IV is a Certified Financial Planner (CFP®) at Stifel with 27 years of industry experience. He has been with Stifel Nicolaus & Co Inc since 2016. Outside of his advisory work, Walker serves as a board member and investment committee member for the St. Francis Foundation and participates on the outreach committee for All Saints by-the-Sea, both organizations based in Santa Barbara, CA. Stifel serves a diverse client base, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services. The firm’s investment approach is based on proprietary forward-looking capital market assumptions and probabilistic modeling developed by its Investment Strategy Group.

Julie Smith is a financial advisor at Morgan Stanley in Santa Barbara, CA, holding Series 63 and Series 66 credentials with 19 years of industry experience. She has been with Morgan Stanley since 2013. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering advisory programs to individuals and institutional clients, with a financial planning process that includes firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and provides a broad range of retail and institutional offerings.

Michelle Marie Burmester is a financial advisor with LPL Financial in Montecito, CA, holding Series 63 and Series 66 licenses and 10 years of industry experience. She previously worked at Morgan Stanley and Morgan Stanley Private Bank from 2014 to 2026. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a wide range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by extensive technology and a large network of advisors.

Felix Ruiz is a Financial Consultant at Fidelity Investments, a role he has held since 2024. His professional journey at Fidelity Investments includes positions such as Investment Consultant, Financial Representative, Relationship Manager, Onboarding Team Leader, and High Net Worth Representative, reflecting a broad range of experience within the financial services industry. Prior to this, he worked as a Registered Customer Representative at Robinhood and as a Service Center Representative at PlanMember Securities Corporation. Felix's mission is to provide clients with clear and personalized financial guidance, focusing on understanding their unique needs to offer trustworthy advice aimed at achieving financial goals and peace of mind. He holds a California Insurance License, enabling him to provide insurance-related financial services. No additional information on education or personal interests has been provided.