Thomas Meyer is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 15 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and was previously with WELLS FARGO Advisors from 2012 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment management. The firm’s advisory approach is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options among its investment offerings.

Maria Lourdes Echaide is a financial advisor at Morgan Stanley with seven years of industry experience. She has been with Morgan Stanley since 2017 and worked previously at Wells Fargo Bank for one year. She holds the Series 66 designation. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs, including tailored financial planning supported by structured discovery conversations and firm-approved planning tools.

Steven Mac Near is a financial advisor with Cetera who holds Series 63 and Series 65 licenses and has 21 years of industry experience. His prior experience includes roles at LPL Financial, Next Financial Group, and Waddell & Reed, among others. Outside of advising, he operated MacNear Marine Surveys and Appraisals for over three decades. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to various third-party managers and program structures.

Sallyeann Brallier is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 35 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2010 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is based on investment policy statements and modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options in its investment menus.

Peggy Engel Kent is a financial advisor with Edward Jones in Sonoma, CA, holding a Series 66 designation and 10 years of industry experience. She has been with Edward Jones since 2001. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with a range of advisory programs and investment strategies. The firm manages approximately $1.01 trillion in assets and operates a nationwide network of more than 23,700 financial advisors.

Marion Wagner is a financial advisor with Ameriprise in Petaluma, CA, holding a Series 66 designation and nine years of industry experience. Wagner previously worked at Wells Fargo Clearing and Wells Fargo Bank, NA before joining Ameriprise in 2024. Outside of advisory work, Wagner has involvement in real estate ownership unrelated to investment activities. Ameriprise provides retirement-income planning services primarily for clients approaching or in retirement with significant investable assets, delivering tailored recommendation reports that incorporate research, modeling, and tax-efficiency analysis. As a large institutional firm, Ameriprise offers a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Soheil Zamanianpour is a Series 66-licensed financial advisor at Wells Fargo Clearing with seven years of industry experience. He has worked at Wells Fargo Clearing Services LLC since 2018 and has been with Wells Fargo Bank NA since 2004. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and includes both discretionary and non-discretionary options, with a broad investment menu that includes insurance-related vehicles and bank deposit sweep options.

Bess Mckay is a financial advisor with Morgan Stanley in Rohnert Park, CA, holding Series 63 and Series 66 licenses with 29 years of industry experience. She has been with Morgan Stanley since 2009. Outside her advisory role, she is involved in a trust-related business activity based in Mill Valley, CA. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a financial planning process that utilizes structured discovery tools and modeling techniques.

Christopher Stafford is a financial advisor at Edward Jones with a Series 66 designation and one year of industry experience. Prior to joining Edward Jones, he worked at Exchange Bank and held various roles within legal offices and banking institutions. He serves as Treasurer and a board member for the Analy High School Education Foundation, a not-for-profit organization in Sebastopol, CA. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients with a range of advisory programs and investment solutions. The firm manages approximately $1.01 trillion in assets and operates a network of over 23,000 financial advisors and 15,000 branch offices nationwide.

James Bertero is a financial advisor with Morgan Stanley in Santa Rosa, CA, holding Series 63 and Series 65 designations and bringing 27 years of industry experience. He has worked with Morgan Stanley and its Private Bank subsidiary since 2009 and 2015 respectively. Morgan Stanley Wealth Management provides advisory and brokerage services to individuals and institutions, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s approach includes structured planning tools and modeling techniques, serving clients through both direct relationships and Corporate Financial Planning agreements.

Sampuran Sekhon is a financial advisor with Morgan Stanley in Santa Rosa, CA, holding a Series 66 designation and four years of industry experience. Prior to joining Morgan Stanley, he held roles at Redwood Credit Union and the Santa Cruz Institute for Particle Physics, among other positions. He is involved in a local networking organization where he serves on the leadership team as Growth Coordinator. Morgan Stanley Wealth Management provides a wide range of advisory programs to individual and institutional clients, offering tailored financial planning supported by firm-approved tools and strategies to assist clients in managing their assets.

Richard Duarte is a financial advisor with LPL Financial in Rohnert Park, CA, holding Series 63 and Series 65 licenses and with 32 years of industry experience. He has been associated with Linsco/Private Ledger Corp. since 1994. In addition to his advisory role, Duarte is involved in independent insurance sales through Crumbley Financial Services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services, including access to model portfolios, third-party asset managers, and institutional platforms, supported by advanced advisor tools and a broad network of over 22,800 advisors.

Oliver Trent is a financial advisor with LPL Financial, holding a Series 66 designation and four years of industry experience. His prior work includes roles at Vintage Wine Estates, VML Winery, and Zoomcare. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a broad range of advisory and brokerage services, including financial planning and access to third-party asset management, utilizing various investment strategies supported by research and technology.

Letizia Veronese is a Series 66 licensed financial advisor with Edward Jones, based in Sonoma, CA, and has two years of industry experience. She has been with Edward Jones since 2007. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Michael Lightner is a financial advisor with Edward Jones in Petaluma, CA, holding a Series 66 designation and 13 years of industry experience. He has been with Edward Jones since 2012. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets through a large network of advisors and branch offices, offering a range of discretionary and non-discretionary investment strategies and affiliated financial services.

Elliot Sandvig is a CFP® and Series 66 licensed financial advisor at Edward Jones with six years at the firm and a total of five years in the industry. His prior experience includes roles at Medtronic and Ascent Services Group, as well as research work at the University of California, Davis (Bers Lab). Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, managing approximately $1.01 trillion in assets through a large network of advisors and branch offices.

Duncan Kelm is a financial advisor at LPL Financial with nine years of industry experience. He previously worked at Morgan Stanley Private Bank and Booz Allen Hamilton. Kelm holds the Series 66 designation and operates a tax preparation and accounting business, Arrow Point Tax Services, where he is an enrolled agent and author of related publications. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to model portfolios, with a focus on combining scale and diverse financial offerings.

Alexandria Reilly is a Series 66-credentialed financial advisor with Edward Jones in Sonoma, CA. She has been with Edward Jones since 2025 and has no prior industry experience. Outside of her advisory role, she has been involved with the KHR McNeely Family Foundation. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and operates through a large network of financial advisors and branch offices nationwide.

David Devincenzi is a financial advisor with Charles Schwab who holds Series 63 and Series 65 licenses and has 28 years of industry experience. He has worked at Charles Schwab & Co., Inc. and Charles Schwab Bank since 2018 and previously held positions at AIG SunAmerica and its capital services division. Outside of advisory roles, he was involved with Riverfront Fitness Gym from 2016 to 2018. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and uses a multi-asset model portfolio approach supported by research and due diligence.

Kyle Tomik is a CFP® professional with 11 years of industry experience, currently affiliated with Wells Fargo Clearing. He has worked at Wells Fargo Advisors, LLC since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions.