Kristina Leuzzi is a financial advisor at International Assets Investment Management, LLC with two years of industry experience. She holds a Series 65 credential and has been associated with International Assets Advisory, LLC and Winn Partners Financial Group since 2015. Outside of her advisory role, she works as a freelance editor. International Assets Investment Management provides investment advisory services to individuals, high-net-worth clients, retirement plans, and business entities through a national network of independent representatives. The firm offers customized, long-term portfolio management using a variety of investment vehicles and may engage third-party managers or wrap programs to implement strategies.

Paul Molloy is a financial advisor with Hoxton Wealth, holding a Series 65 designation and four years of industry experience. He previously worked at St. James's Place Wealth Management from 2014 to 2021. He is also involved with Hoxton Capital Management FZE, which focuses on promoting financial investment opportunities in Dubai. Hoxton Wealth provides personalized investment management and advisory services, primarily serving expatriates and clients with international pension assets. The firm employs risk-based model portfolios using passive ETFs and actively managed funds, with an emphasis on non-discretionary management and regular portfolio reviews.

Gregory Cahill II is a financial advisor at ValMark Advisers, Inc. in Orlando, FL, holding a Series 66 designation with five years of industry experience. Prior to joining ValMark Advisers and ValMark Securities in 2023, he worked at Lion Street Financial and has entrepreneurial experience as co-owner of an ice cream shoppe, DaKine Creamery LLC. He is also the managing director of NQ Fiduciary Services LLC, providing advisory services focused on life insurance. ValMark Advisers serves individuals, plan sponsors, and institutional clients through a network of approximately 280 advisors, offering diversified, goal-based investment management and financial planning services. The firm utilizes proprietary and third-party platforms, emphasizing multi-asset allocation primarily through mutual funds, ETFs, and approved managers, and provides various advisory and consulting services.

Richard Flecca is a financial advisor at International Assets Investment Management, LLC with 29 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at firms including Wells Fargo Advisors and Cetera Advisors. International Assets Investment Management provides advisory services to individuals, high-net-worth clients, retirement plans, and businesses through a national network of independent representatives. The firm focuses on customized, long-term portfolio construction using mutual funds, ETFs, equities, and fixed income, and may utilize third-party money managers and wrap programs as part of its investment approach.

Ravinder Gill is a financial advisor at Hoxton Wealth with one year of industry experience. He holds a Series 65 designation and has worked at multiple related Hoxton entities since 2019. His prior experience includes a year at deVere Group and four years at Reach. Hoxton Wealth provides personalized investment management and advisory services primarily to expatriates and clients with international pension assets. The firm operates mainly on a non-discretionary basis, constructing risk-based model portfolios using passive ETFs and passive-active blends, with a focus on clients considering Self-Invested Personal Pensions (SIPPs).

Michael Sappal is a Series 65-licensed financial advisor at Hoxton Wealth with one year of industry experience. He previously worked at Skybound Wealth Management, One Financial Planning Ltd, and Clydesdale Bank. Hoxton Wealth provides personalized investment management and advisory services primarily to expatriates and clients with international pension assets. The firm focuses on non-discretionary, risk-based model portfolios using passive ETFs and blends, serving clients across multiple countries including the UK and UAE.

Ryan Hudson is a financial advisor at Hoxton Wealth with one year of industry experience. He holds a Series 65 designation and has prior roles at Hoxton Capital Management FZE, PH Real Estate, and the University of Worcester. Hoxton Wealth provides personalized investment management and advisory services primarily to expatriates and clients with international pension assets, using risk-based model portfolios that include passive ETFs and UCITs. The firm operates on a mostly non-discretionary basis and serves a broad international client base.

Dillon Little is a CFP® professional with four years of experience at Certified Advisory Corp. His background includes roles at The Car Park and involvement with the Ponce De Leon Inlet Lighthouse Preservation Association. He has also worked in education at the University of South Florida and Spruce Creek High School. Certified Advisory Corp provides investment advisory and financial planning services to a diverse client base, including individuals, retirement accounts, trusts, and charitable organizations. The firm employs an individualized, goal-driven investment process and emphasizes plan-level consulting, participant education, and systematic reporting, utilizing both traditional custodians and the Betterment for Advisors platform.

Michael Spartz is a financial advisor with International Assets Investment Management, LLC, holding Series 63 and Series 65 licenses and possessing 39 years of industry experience. His prior roles include positions at Moors & Cabot, Ameriprise Financial Services Inc, and Wells Fargo Advisors. Outside of his advisory work, he serves as secretary and treasurer of the Community Foundation of South Lake County, a nonprofit organization. International Assets Investment Management provides investment advisory services to individuals, high-net-worth clients, retirement plans, corporations, and other business entities through a national network of independent advisers. The firm emphasizes customized, long-term portfolio construction using a variety of investment vehicles and may incorporate third-party managers and wrap programs in its offerings.

William Gray is a Series 65-licensed advisor at Hoxton Wealth with one year of industry experience. His prior roles include positions at Hoxton Consulting Co Ltd in Vietnam and Infinity Financial Solutions Ltd. He is involved in wealth planning and investment advisory activities with Hoxton Wealth entities in Vietnam and the UK. Hoxton Wealth provides personalized investment management and advisory services primarily to individual clients, focusing on expatriates and those with international pension assets. The firm emphasizes risk-based model portfolios and operates mainly on a non-discretionary basis.

Ily Nolen is a financial advisor with International Assets Investment Management, LLC, holding a Series 66 designation and nine years of industry experience. His prior roles include positions at JMG Financial Group, HN Wealth Management, Cambridge Investment Research Inc., and J.W. Cole Advisors. He is based in Orlando, FL. International Assets Investment Management provides investment advisory services to individuals, high-net-worth clients, retirement plans, corporations, and other business entities. The firm’s advisors generally pursue customized, long-term portfolio construction using mutual funds, ETFs, individual equities, and fixed income, while also offering access to third-party money managers and retirement plan advisory services.

Jason Braatz is a CFP® with 24 years of industry experience, currently serving as a financial advisor at Pine Valley Investments. His prior work includes roles at Bank of America and Merrill Lynch. He is also associated with Braatz Wealth Advisors LLC, a personal holding company. Pine Valley Investments provides discretionary portfolio management and pension consulting to individuals, pension plans, charitable organizations, and business entities. The firm uses a combination of fundamental, technical, and quantitative analysis to tailor portfolios and also manages affiliated private funds and subadvisory relationships.

Russell Blum is a financial advisor at International Assets Investment Management, LLC with 42 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including SunTrust Advisory Services and SUNTRUST INVESTMENT SERVICES, Inc. Blum is also a managing partner of a real estate investment company. International Assets Investment Management provides advisory services to individuals, high-net-worth clients, retirement plans, and corporations through a national network of independent representatives. The firm offers customized, long-term portfolio management utilizing mutual funds, ETFs, equities, fixed income, and third-party manager programs.

Ricky Perlman is a financial advisor at Kingsview Wealth Management, LLC in Orlando, FL, holding a Series 66 designation with 14 years of industry experience. He has been with Kingsview since 2015 and is also the owner of The Perlman Group Wealth Management, LLC, an entity related to receiving Kingsview compensation. Kingsview Wealth Management is an SEC-registered adviser managing approximately $6.7 billion, serving individuals, high-net-worth clients, pension and profit-sharing plans, trusts, charitable organizations, and businesses. The firm offers wealth management, financial planning, and asset management services through advisor-led planning combined with model-based and separately managed strategies, including its own Monarch ETFs.

Razell Smart is a financial advisor at Legacy Wealth Management, LLC with four years of industry experience. He holds Series 63 and Series 65 licenses and has prior experience with Northwestern Mutual and Prudential firms. Outside of his advisory role, he owns businesses providing payroll, tax, and bookkeeping services. Legacy Wealth Management is a multi-advisor firm serving individuals, charitable organizations, and business entities. The firm offers discretionary portfolio management and financial planning through a multi-team platform, utilizing tailored strategies, model portfolios, and third-party money managers across a broad range of investment options.

Kenneth Mahoney is a financial advisor with NFSG Corporation, holding Series 63 and Series 65 licenses and bringing 37 years of industry experience. His prior roles include positions at Aurora Capital LLC and Newbridge Financial Services Group. He is also the author of the book "10 Things to Do Before You Retire." NFSG Corporation is an SEC-registered investment adviser serving individuals, pension plans, trusts, and charitable organizations. The firm provides customized portfolio management using a variety of investment strategies and frequently employs third-party asset managers to meet clients' objectives and risk tolerances.

Declan Trainor is a financial advisor with Hoxton Wealth, holding a Series 65 credential and three years of industry experience. He has worked with multiple Hoxton entities in the UK, Europe, the UAE, and the US since 2021, as well as at Alpha Omega Partnership and Texas Instruments earlier in his career. Hoxton Wealth serves primarily individual clients, focusing on expatriates and UK pension holders, offering personalized investment management and advisory services including model-based portfolio construction and pension transfer advice. The firm operates mainly on a non-discretionary basis and uses risk-based models featuring passive ETFs and passive-active blends.

Dale Wondisford is a financial advisor at Gradient Advisors, LLC with four years of industry experience. He holds a Series 65 designation and previously worked at Medigap Supplement Headquarters, where he has been involved in Medicare sales since 2008. Outside of Gradient Advisors, he owns Your Pension Rep, a financial planning and advisory firm. Gradient Advisors provides investment management, financial planning, and consulting services to a diverse client base including individuals, retirement plans, trusts, and charitable organizations. The firm operates primarily through a network of Investment Advisor Representatives and third-party money managers, employing a largely non-discretionary model focused on aligning client objectives and risk tolerance with fundamental, technical, and cyclical portfolio analysis.

John Marcelia is a financial advisor with Summit Financial, LLC, holding a Series 66 designation and 26 years of industry experience. He has worked previously at LPL Financial and Purshe Kaplan Sterling Investments and has been affiliated with M Group Investment Advisor, LLC for 15 years. In addition to his advisory work, he offers insurance products through various companies. Summit Financial, LLC is a multi-team advisory firm managing approximately $26.35 billion in assets for about 17,800 clients. The firm provides a range of investment advisory and portfolio management programs, including discretionary and consultative services, financial planning, and retirement plan advisory.

Bhavin Vaja is a financial advisor at Hoxton Wealth with one year of industry experience. He holds a Series 65 credential and previously worked at Hoxton Capital Management FZE, Westcoast Ltd, and Xafinity Consulting. Hoxton Wealth provides personalized investment management and advisory services primarily to individual clients, including expatriates and those holding international pension assets. The firm uses risk-based model portfolios with passive ETFs and passive-active blends, focusing mainly on non-discretionary management.