Alexander Liedberg is a Series 66-credentialed financial advisor with four years of industry experience. He is currently with Schwab Wealth Advisory Inc. and Charles Schwab & Co., Inc. since 2025, following prior roles at Fisher Investments and Mass Mutual Life Insurance Co. He has also worked outside financial services in roles at Platinum Parking and Target. Schwab Wealth Advisory, Inc. serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, providing non-discretionary fiduciary investment advice, financial planning, and point-in-time wealth management consultations. The firm’s advice is based on Schwab’s internal research tools and asset-allocation models, with trades executed only upon client authorization.

Leandro Velazquez is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 licenses and four years of industry experience. Prior to his current role at Charles Schwab & Co., Inc., he worked in various positions including at JRM Truck Parking, the University of Central Florida, Orange Lake Resort, and Osceola High School. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily for clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab-referred clients. The firm’s guidance is based on Schwab’s standard asset-allocation models and internal research tools, with client-approved trade execution and regular portfolio reviews.

Michael Tuazon is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 65 licenses and bringing 21 years of industry experience. He has worked at Schwab Wealth Advisory and Charles Schwab since 2015, with prior positions at Wells Fargo Clearing, Morgan Stanley, Woodbury Financial Services, and MSI Financial Services. Outside of his advisory role, he serves as a trustee for an irrevocable life insurance trust. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s guidance is based on Schwab’s internal research and asset allocation models, emphasizing client authorization for trades and tailored recommendations according to individual goals and risk tolerances.

Andy Francois is a financial advisor at Truist Advisory Services with one year of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Regions Bank, Bank of America, Coastal Heritage Bank, and other employers. Outside of his advisory role, he is the sole owner of a real estate investing LLC, although he is not currently managing any properties. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors, and charitable organizations. The firm combines discretionary manager relationships with non-discretionary consulting and utilizes third-party platforms and AI-enabled research tools to support its advisory and manager selection processes.

James Hassell is a financial advisor at Schwab Wealth Advisory with 28 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Charles Schwab and Fidelity in various advisory and brokerage roles since 1997. Schwab Wealth Advisory, Inc. serves clients enrolled in the Schwab Wealth Advisory program and select referred clients, offering non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm’s advice is based on Charles Schwab & Co.’s asset-allocation models and research tools, with at-least-annual reviews tailored to each client’s goals and risk tolerance.

Byron Westerfield is a financial advisor with Schwab Wealth Advisory and holds Series 63 and Series 66 licenses. He has 31 years of industry experience, all with Charles Schwab affiliates, including Schwab Wealth Advisory Inc since 2025 and previous roles at Schwab Private Client Investment Advisory, Inc. and Charles Schwab Investment Advisory, Inc. He is based in Orlando, FL. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients in the Schwab Wealth Advisory program and certain referred clients, using Charles Schwab’s asset-allocation models and internal research tools. The firm offers tailored recommendations with at-least-annual reviews, focusing on mutual funds, ETFs, separately managed accounts, and alternative investments.

Carlos Solano Monestel is a CFP® certificant with 11 years of industry experience. He currently works at Schwab Wealth Advisory and has previously held positions at Citigroup and JP Morgan. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily for clients enrolled in the Schwab Wealth Advisory program. Its investment guidance is based on Charles Schwab & Co.’s asset-allocation models and research tools, with personalized recommendations tailored to clients’ goals and risk tolerance.

Gregory Mikesell is a financial advisor with Schwab Wealth Advisory in Orlando, FL, holding Series 63, Series 65, and Series 66 licenses and having 17 years of industry experience. He has worked at Charles Schwab and Schwab Wealth Advisory since 2015, with previous roles at Thrivent Investment Management and Ronald Blue & Co., LLC. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning primarily to clients enrolled in the Schwab Wealth Advisory program, focusing on asset allocation and investment selection using Charles Schwab & Co.’s internal research tools and standard asset-allocation models.

Karen Chin is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 designations and bringing 28 years of industry experience. She has been with Schwab entities since 1997, including 14 years at Schwab Wealth Advisory. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily for clients in the Schwab Wealth Advisory program and select Charles Schwab & Co.-referred clients. The firm uses Charles Schwab’s asset-allocation models and research tools to deliver tailored recommendations, with services focused on guidance rather than discretionary trading.

Darryl Devlugt is a financial advisor at Schwab Wealth Advisory with 20 years of industry experience. He holds Series 63 and Series 66 licenses and has worked with Charles Schwab and its affiliated advisory firms since 2006. Based in Orlando, FL, he has been with Schwab Wealth Advisory Inc. since 2020. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm uses proprietary asset-allocation models and internal research tools to tailor recommendations, while client authorization is required for all trades.

Bethanie Marzolino is a financial advisor with Schwab Wealth Advisory in Orlando, FL. She holds Series 63 and Series 66 licenses and has 13 years of industry experience, including over a decade at Schwab Wealth Advisory and Charles Schwab. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program. The firm’s guidance is based on Charles Schwab & Co.'s asset allocation models and internal research, with an emphasis on client-specific goals and risk tolerance.

Karl Kuchma is a financial advisor with Truist Advisory Services, holding Series 63, 65, and 66 licenses and bringing 28 years of industry experience. He has been with Truist Investment Services since 2006 and with Truist Advisory Services since 2016. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm employs a mix of discretionary and non-discretionary manager relationships and uses third-party platforms and AI-enabled research tools to support its investment approach.

Scott Bergin is a financial advisor at Schwab Wealth Advisory with eight years of industry experience. He holds Series 63 and Series 65 licenses and has worked at various entities within Charles Schwab since 2017. Outside of his advisory role, he is involved with S & S Educational Enterprises, a family-owned tutoring franchise, where he assists with light bookkeeping. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain referrals from Charles Schwab, providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations based on Schwab’s asset allocation models and internal research.

Abby Becker is a financial advisor at Schwab Wealth Advisory with two years of industry experience. She holds Series 63 and Series 65 licenses and has prior work experience at Charles Schwab & Co., Inc. and retail companies including Aritzia and Ulta Beauty. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning primarily to clients in the Schwab Wealth Advisory program and certain Charles Schwab-referred clients. The firm uses standard asset-allocation models and internal research tools to offer tailored recommendations, while account trades require client authorization.

Hang Zhao is a financial advisor at Schwab Wealth Advisory with three years of industry experience. He holds Series 63 and Series 66 designations and has worked previously at Charles Schwab, Equitable Advisors LLC, and C&Es Global Exchange International LLC. Zhao is based in Orlando, FL. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain CS&Co.-referred clients. The firm offers guidance on asset allocation and investment selection, relying on Charles Schwab & Co.’s standard models and research tools, while trades are executed only with client authorization.

Lawrence Tunnell is a CFP® professional with 12 years of experience in the financial industry. He has been with Charles Schwab since 2011 and currently works at Schwab Wealth Advisory in Orlando, FL. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program or referred by Charles Schwab. The firm uses proprietary asset allocation models and internal research tools to guide investment selection, with recommendations tailored to clients' goals and risk tolerance.

Erica Ngo is a financial advisor at Schwab Wealth Advisory, Inc. with eight years of industry experience. She holds Series 63 and Series 65 licenses and has been with Charles Schwab & Co., Inc. in various roles since 2012. Her prior experience includes working at Barrister Title Services, Inc. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab-referred clients. The firm uses asset-allocation models and internal research tools to offer tailored recommendations, while executing trades only with client authorization.

Americo Garcia is a financial advisor with Schwab Wealth Advisory, Inc. He holds Series 63 and Series 65 credentials and has one year of industry experience. Prior to his current role, he has worked at Charles Schwab & Co., Inc., Chase, and Publix in various capacities. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning services primarily to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, utilizing Schwab’s asset-allocation models and internal research tools to tailor recommendations based on client goals and risk tolerance.

Todd Sowpel is a financial advisor at Truist Advisory Services with 26 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Truist and its predecessor firms since 2016, as well as Pershing Advisor Solutions LLC from 2007 to 2016. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors and participants, and charitable organizations. The firm employs a combination of discretionary manager relationships and non-discretionary consulting, supported by third-party platform agreements and AI-enabled research tools.

Stephen Watkins is a financial advisor with Schwab Wealth Advisory Inc., holding a Series 66 designation and 23 years of industry experience. His previous roles include positions at Morgan Stanley and UBS Financial Services. He is based in Orlando, FL. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning primarily to clients enrolled in the Schwab Wealth Advisory program. The firm uses Charles Schwab & Co.’s asset-allocation models and research tools to offer tailored recommendations, with an emphasis on client authorization for trades and annual review processes.