Stewart Werner is a CFP®-certified financial advisor with 11 years of industry experience, currently affiliated with Kestra Private Wealth Services, LLC. He previously worked at Charles Schwab and Charles Schwab Bank for over a decade. Outside of his advisory role, he serves as Managing Director of Planwell Private Wealth Services, providing financial guidance and investment management. Kestra Private Wealth Services, LLC offers investment advisory services through a network of independent advisors and multi-advisor teams, managing approximately $13.45 billion in client assets. The firm serves both individual and institutional clients with access to a wide range of investment products and specialized offerings.

Steven Livitz is a financial advisor at Waterloo Capital with 19 years of industry experience. He has held positions at Ironclad Strategies LLC, Kestra Financial Securities, Inc., and SII Investments. Outside of his advisory role, Livitz is a managing member and fractional CFO at Ironclad Strategies Consulting, LLC, where he provides business consulting services. Waterloo Capital is a multi-team SEC-registered adviser serving entrepreneurs, high-net-worth individuals, trusts, retirement plans, and other entities. The firm builds customized portfolios with a long-term, buy-and-hold approach, offering a range of investment tools and comprehensive financial planning services.

Jack West is a financial advisor with Kestra Private Wealth Services, LLC, holding Series 63 and Series 65 credentials and with 36 years of industry experience. He has been with Kestra Private Wealth Services and Kestra Investment Services since 2015. West is also president of J.C. West & Associates, Inc., where he provides financial and wealth management consulting services, including retirement and financial planning. Kestra Private Wealth Services, LLC offers investment advisory services through a network of independent advisors and multi-advisor teams, serving individuals and institutional clients with approximately $13.45 billion in assets under management. The firm supports a broad range of investment products and platforms, providing both discretionary and non-discretionary services.

Steven Shorley is a financial advisor with Transce3nd LLC and holds Series 63 and Series 66 licenses. He has seven years of industry experience and has worked at firms including Madison Avenue Securities, AE Wealth Management LLC, and Kalos Capital. Outside of advisory roles, Shorley operates a photography business and offers voluntary benefits for employees through a tax and accounting firm he is involved with. Transce3nd LLC serves a wide range of clients including individuals, foundations, and retirement plans, providing investment management, financial planning, and consulting services. The firm uses a strategic asset allocation approach and incorporates third‑party models and risk profiling tools in its investment process.

Kelli Mastel is a financial advisor at 49 Financial with a Series 65 designation and one year of industry experience. Her prior work includes roles at HOMAKER, Stone Co Climbing, Compass Group, and the YMCA. Outside of advising, she has experience in the coffee business through 1418cOFFEE. 49 Financial serves a diverse client base, including individuals, high-net-worth clients, trusts, estates, corporations, and retirement plans. The firm offers financial planning, investment management, consulting, and fractional family office services, employing a disciplined, long-term diversified asset allocation approach grounded in Modern Portfolio Theory.

William Warrenburg is a Series 65-licensed advisor with Waterloo Capital in Austin, TX. He joined the firm in 2025 and has held various roles prior to his current position, including work in landscaping, senior living, and utility contracting. His industry experience is currently limited. Waterloo Capital is a multi-team SEC-registered advisory firm serving entrepreneurs, high-net-worth individuals, trusts, retirement plans, and other entities. The firm manages approximately $2.26 billion across 51 advisors, offering customized portfolios with a long-term, buy-and-hold investment approach supplemented by access to third-party sub-advisers and a broad range of investment tools.

Jack Breen is a financial advisor with 3 years of industry experience, currently practicing at 49 Financial in Austin, TX. He holds Series 63 and Series 65 licenses and has previously worked at Oakwood Capital Securities, Purshe Kaplan Sterling Investments, and TMF Group. Breen is also licensed as an insurance agent, providing and implementing insurance strategies for clients. 49 Financial serves a diverse client base that includes individuals, high-net-worth clients, trusts, estates, corporations, and retirement plans. The firm offers financial planning, investment management, consulting, and a fractional family office program, utilizing a disciplined, long-term investment approach based on diversified asset allocation and model portfolios.

Trenton Milner is a financial advisor at 49 Financial with one year of industry experience. He holds a Series 65 credential and previously worked at Starbucks and East Texas Baptist University. In addition to his advisory role, he is a licensed insurance agent. 49 Financial serves a diverse client base including individuals, high-net-worth clients, trusts, estates, corporations, and retirement plans. The firm offers financial planning, investment management, and tiered fractional family office services, employing a disciplined, long-term asset allocation approach using proprietary and platform model portfolios primarily composed of mutual funds and ETFs.

Logan Gilland is a CFP® with five years of industry experience, currently advising at BlueSpring Wealth Management, LLC. His prior experience includes roles at Kestra Financial Inc. and Joule Financial, as well as a year at GE Aviation. Vector serves individuals, business owners, trusts and estates, and retirement plans with investment management, financial planning, and consulting services. The firm employs a customized investment approach overseen by an Investment Committee and offers specialized strategies including option overlays and hedging for concentrated positions.

Galen Gabourel is a financial advisor with Per Stirling Capital Management, LLC, holding a Series 66 credential and 14 years of industry experience. He has been with Per Stirling since 2014. Outside of advisory work, he is the owner of a vending machine business. Per Stirling Capital Management provides discretionary investment management, financial planning, and consulting services to individuals, high-net-worth clients, trusts, estates, charitable organizations, and select business entities. The firm manages approximately $1.566 billion across about 1,074 clients, utilizing a team of roughly 30 advisors and employing a combination of fundamental, technical, and statistical investment analysis methods.

John Osullivan is a financial advisor with Per Stirling Capital Management, LLC, holding a Series 66 designation and 23 years of industry experience. He has been associated with Per Stirling Capital Management since 2009 and also works with B.B. Graham & Co., Inc. Outside of his advisory role, Osullivan manages commercial real estate entities in Austin, TX. Per Stirling Capital Management is an SEC-registered firm serving individuals, high-net-worth households, trusts, estates, and select institutions. The firm employs a multi-advisor team approach that integrates fundamental, technical, cyclical, and statistical analysis to provide discretionary investment management and financial planning services.

Jocelyn White is a financial advisor at Per Stirling Capital Management, LLC with three years of industry experience. She previously worked at the Teacher Retirement System of Texas and has a background that includes roles in education and nonprofit sectors. Outside of finance, she is the owner and director of a creative services business focused on musical performance and fine art creation. Per Stirling Capital Management provides discretionary investment management, financial planning, and consulting services to individuals, high-net-worth clients, trusts, estates, charitable organizations, and select business entities. The firm employs a team of about 30 advisors and uses a combination of fundamental, technical, and statistical methods in its investment approach.

Adam Lublin is a financial advisor with Kestra Private Wealth Services, LLC in Austin, TX, holding Series 63 and Series 66 designations and 18 years of industry experience. He previously worked at Edward Jones for 13 years before joining Kestra. Outside of his advisory role, he is involved in managing real estate properties and owns an independent financial business entity. Kestra Private Wealth Services, LLC provides investment advisory services through a network of independent advisors and multi-advisor teams, serving individuals and institutional clients. The firm offers a broad range of investment products and platforms, overseeing advisor recommendations within its approved menu.

Sierra Baker is a financial advisor with Kestra Private Wealth Services, LLC, holding a Series 66 designation and five years of industry experience. Prior to joining Kestra, she worked at Bank of America and Merrill Lynch from 2020 to 2024. In addition to her advisory role, she serves on the board of a local welfare organization and owns SMB Financial Holdings, LLC for tax management purposes. Kestra Private Wealth Services, LLC offers investment advisory services through independent advisors and multi-advisor teams to individual and institutional clients. The firm manages approximately $13.45 billion in client assets and provides access to a wide range of investment products and platforms, with a focus on both discretionary and non-discretionary account management.

Caleb Killpatrick is a Series 65-licensed financial advisor with 49 Financial in Austin, TX, where he has worked since 2026. He has prior experience in various roles including positions at Texas A&M University, Camp Deer Run, and several church organizations. 49 Financial serves individual and high-net-worth clients, trusts, estates, corporations, and retirement plans, offering financial planning, investment management, consulting, and tiered fractional family office services. The firm employs a disciplined, long-term diversified asset allocation approach based on Modern Portfolio Theory and manages approximately $1.4 billion through proprietary and platform model portfolios.

William Milby is a Certified Financial Planner (CFP®) affiliated with Kestra Private Wealth Services, LLC, with 40 years of experience in the financial industry. His prior roles include positions at Merrill and Bank of America, where he worked for over two decades combined. Outside of his advisory work, he is the founder and owner of REDOOS INC., a private ride share software company, and he also serves as founder, CEO, and CIO of Campus Private Wealth, an insurance-related firm. Kestra Private Wealth Services provides investment advisory services through a network of independent advisors and multi-advisor teams to individuals and institutions. The firm manages approximately $13.45 billion in client assets and offers a broad range of investment products and specialized services, including annuity subaccount management and 529 plan services.

Kristin Griffin is a financial advisor with 7 years of industry experience, currently with 49 Financial in Austin, TX. She holds Series 63 and Series 66 licenses and has worked at firms including Oakwood Capital Securities and Purshe Kaplan Sterling Investments. Griffin also serves as a senior manager in client operations and compliance for an SEC-registered investment adviser. 49 Financial serves a diverse clientele including individuals, high-net-worth clients, trusts, estates, corporations, and retirement plans. The firm employs a disciplined, long-term, diversified asset allocation strategy using proprietary models and third-party managers while offering planning and discretionary portfolio management through a multi-team advisory platform.

Nazneen Kaka is a financial advisor with Kestra Private Wealth Services, LLC in Austin, TX. She holds a Series 66 designation and has four years of industry experience. Prior to Kestra, she worked at Bank of America and Merrill. Kaka is also involved in holistic financial planning through her role with Attain Wealth Partners. Kestra Private Wealth Services, LLC provides investment advisory services through a network of independent advisors and multi-advisor teams, serving both individual and institutional clients. The firm manages over $13 billion in client assets and offers access to a wide range of investment products and platforms within an approved menu.

Robert Bartenstein is a financial advisor with Kestra Private Wealth Services, LLC in Austin, TX, holding Series 63, 65, and 66 designations and bringing 28 years of industry experience. He has been affiliated with Kestra Investment Services, LLC since 2014 and with Kestra Private Wealth Management, LLC since 2011. Outside of his advisory role, he serves as a trustee on the Board of Hargrave Military Academy. Kestra Private Wealth Services, LLC provides investment advisory services through a network of independent advisors and multi-advisor teams, serving individuals and institutional clients. The firm offers a broad range of investment products and specialized services, including annuity subaccount management and 529 plans, with an emphasis on advisor-managed accounts and third-party platforms.

Lillian Cheesar is a financial advisor at 49 Financial with a Series 65 credential and one year of industry experience. Prior to joining 49 Financial, she worked in various roles including positions at Texas Performing Arts Center, Franklin Finders, Tecovas, Bazille, and Crumbl Cookies. She also attended the University of Texas at Austin. 49 Financial serves a diverse client base including individuals, high-net-worth clients, trusts, estates, corporations, and retirement plans by offering financial planning, investment management, consulting, and tiered fractional family office services. The firm employs a disciplined, long-term diversified asset allocation approach based on Modern Portfolio Theory, utilizing proprietary and platform model portfolios primarily composed of mutual funds, ETFs, and selected third-party managers.