Christopher Quintana is a financial advisor at Schwab Wealth Advisory with three years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Charles Schwab since 2023. Prior to his advisory roles, he spent time in education and worked at Tylers from 2018 to 2020. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients in the Schwab Wealth Advisory program, utilizing standard asset allocation models and Schwab research tools. The firm conducts annual account reviews and offers investment recommendations, while clients retain final trading decisions.

Benjamin Jones is a CFP® with eight years of industry experience, currently affiliated with Focus Partners Wealth, LLC. He has held roles at The Colony Group, LLC, Buckingham Strategic Wealth, LLC, and Raymond James Financial Services, among others. Focus Partners Wealth serves a diverse client base including individuals, high-net-worth families, family offices, corporate, retirement plan, and institutional clients. The firm employs a long-term, tax- and fee-sensitive investment approach using enhanced open architecture, combining fundamental and quantitative analysis with a broad array of investment strategies and affiliated service offerings.

Peyton Burke is a CFP® and holds a Series 66 license, currently serving as a financial advisor at Schwab Wealth Advisory with one year of industry experience. Prior to joining Schwab, Peyton was involved in education at the University of Colorado’s Leeds School of Business and has experience working at Heritage Eagle Bend Golf Club. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering annual financial reviews and investment recommendations based on Charles Schwab’s research tools and asset allocation models. The firm operates within the Schwab ecosystem and does not charge clients directly for its advisory services.

Colton Diehm is a financial advisor with Schwab Wealth Advisory in Westlake, TX. He holds the Series 66 and Series 63 licenses and has two years of industry experience. His career includes roles with Charles Schwab & Co. and Schwab Wealth Advisory, Inc. prior to his current position. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering clients annual financial reviews and investment recommendations based on Schwab’s asset allocation models and research tools. The firm operates within the Schwab ecosystem, delivering advice without discretionary trading authority and primarily serving individual clients.

Lindsey Toole is an investment advisory representative at CWM, LLC with 23 years of industry experience. She holds Series 63 and Series 65 credentials and has worked at firms including Cetera Advisor Networks, Carson Wealth Management, and LPL Financial. In addition to her advisory role, she is also licensed to sell fixed insurance products such as life, disability, annuities, and long-term care. CWM, LLC is an SEC-registered investment adviser serving individuals, high-net-worth families, foundations, endowments, corporations, and institutional clients through a network of more than 600 advisors. The firm manages accounts primarily on a discretionary basis using model portfolios overseen by an in-house Investment Committee and offers a diverse range of services including portfolio management, financial planning, and retirement plan solutions.

Devin Narvaez is a CFP® and Series 66-registered advisor with Schwab Wealth Advisory. He has three years of industry experience, including roles at Charles Schwab and Firstmark Credit Union. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice within the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations using Schwab’s proprietary research tools. The firm operates as an internal advisory unit within the Schwab ecosystem and does not provide discretionary trading authority or charge fees directly to clients.

Timothy Schuler is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 credentials and bringing 34 years of industry experience. His career includes roles at Charles Schwab, TD Ameritrade, and Scottrade. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program. The firm uses Schwab’s asset allocation models and research tools to recommend investments while clients make final trading decisions, with annual account reviews and no discretionary trading authority.

Justen Smith is a financial advisor at Schwab Wealth Advisory with five years of industry experience. He holds the Series 63 and Series 66 licenses and has worked in various roles at Charles Schwab, Massachusetts Mutual Life, and Aflac. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering annual financial reviews and investment recommendations based on standard asset allocation models and Schwab research tools. The firm operates as an internal advisory unit within the Schwab ecosystem and does not charge clients directly for its services.

Houston Heck is a financial advisor with Schwab Wealth Advisory Inc. in Westlake, Texas. He holds a Series 66 license and has one year of industry experience. Prior to his current role, he operated Heck Mowing Services for several years. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, utilizing Charles Schwab’s asset allocation models and research tools. The firm focuses on annual financial reviews and investment recommendations, with clients retaining final trading decisions.

William Burks II is a financial advisor at Centaurus Financial, Inc. with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Centaurus Financial since 2000. Burks also serves as a consultant for fintech firms involved in platform development and branding. Centaurus Financial, Inc. provides advisory and brokerage services to a diverse client base including individuals, families, small businesses, and institutions. The firm offers financial planning, portfolio management through its CLASSIC Plus platform, and specialized services such as retirement-plan consulting and advisory management of annuity and variable life sub-accounts.

Kevin Baumhart is a CFP® professional with 10 years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory in Westlake, TX. His career includes roles at Fidelity Investments and Cresset Asset Management, among others. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, utilizing standard asset allocation models and Schwab research tools. The firm serves individual clients with an emphasis on wealth management education and annual financial reviews, while leaving final investment decisions to clients.

Joanne Bolden is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 designations and bringing 12 years of industry experience. She has worked at Schwab Wealth Advisory Inc. since 2026 and has also held roles at Charles Schwab and Co., Inc., Charles Schwab Bank, Citizens Bank, Citizens Securities Inc., and The Vanguard Group. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice within the Schwab Wealth Advisory program, offering services such as annual financial reviews, retirement and planning discussions, and investment recommendations based on Schwab’s asset allocation models and research tools. The firm operates as an internal advisory unit within the Schwab ecosystem and does not charge clients directly for its services.

Anish Bamne is a financial advisor with Schwab Wealth Advisory, holding Series 66 and Series 63 licenses and two years of industry experience. His prior work includes roles at Charles Schwab and The Heico Companies, as well as periods of full-time education. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice within the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations using Schwab’s research tools, while clients retain final trading decisions.

Rebecca Sizelove is a CFP® with eight years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory, Inc. She has held positions at Charles Schwab & Co., Inc., Charles Schwab Bank, J.P. Morgan Securities LLC, JPMorgan Chase Bank, and TD Ameritrade. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering services such as annual financial reviews, retirement and planning discussions, and investment recommendations across various asset classes. The firm's advice is delivered through standard asset allocation models and Schwab research tools, with final trading decisions left to clients.

Emily Lopez is a financial advisor with Schwab Wealth Advisory in Westlake, TX, holding Series 63 and Series 66 licenses. She has five years of industry experience, including roles at Robinhood Financial, Fidelity Investments, and GM Financial. Her background also includes work outside finance at Polytechnic United Methodist Church and Texas Wesleyan University. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews and investment recommendations across various asset classes. The firm operates as an internal advisory unit within the Schwab ecosystem and does not directly charge clients fees, distinguishing its advisory model from many enterprise wealth managers.

Nehemiah Jefferson is a financial advisor at Schwab Wealth Advisory with Series 63 and Series 65 licenses. He has prior experience as a tax attorney at Esquire Tax Firm Americas Tax Attorney Carrington, where he worked for nine years before joining Schwab in 2025. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations based on Schwab’s asset allocation models and research tools. The firm operates as an internal advisory unit within the Schwab ecosystem and does not directly charge clients fees, distinguishing its approach from many enterprise wealth managers.

Robert Thomas is a CFP® professional with two years of industry experience. He currently works at Allworth Financial, L.P. and previously was employed at Grunden Financial Advisory, Inc. He also has experience working in education with the Denton Independent School District and Van Independent School District. Allworth Financial is a fee-based SEC-registered adviser serving individuals, qualified retirement plans, trusts, estates, charitable organizations, and corporate clients. The firm offers customized portfolios using various model strategies and employs both discretionary and non-discretionary asset management approaches, along with specialized services such as retirement plan consulting and annuity sub-account management.

Christopher Leyda is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 65 licenses and five years of industry experience. His prior roles include positions at Equitable Advisors, LLC, and Charles Schwab & Co., Inc. He also has experience in education and entrepreneurial activities. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice primarily through the Schwab Wealth Advisory program, serving clients with annual reviews and investment recommendations across various asset classes while leaving final trading decisions to clients.

Callie Rainwater is a financial advisor with Schwab Wealth Advisory and holds a Series 66 credential. She has four years of industry experience, including roles at Charles Schwab & Co., Inc. and Charles Schwab Bank, SSB. Outside of her advisory work, she is a co-owner and managing member of Rainwater Geospatial LLC, where she oversees accounting and legal compliance. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, utilizing standardized asset allocation models and Schwab research tools. The firm primarily serves clients with wealth management education, retirement planning, and investment recommendations while leaving final trading decisions to the clients.

Ronald Regan is a Certified Financial Planner® with 26 years of industry experience. He is currently with Schwab Wealth Advisory and Charles Schwab, where he has worked since 2022. Prior to that, he held roles at TD AMERITRADE and Fidelity Brokerage Services. He serves as Co-Chair of the Dallas Chapter of the Market Technicians Association, organizing monthly events and managing communications. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice within the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations that leverage Schwab’s research tools and standard asset allocation models. The firm operates as an internal advisory unit of Charles Schwab, with advice delivered through client-directed investment decisions rather than discretionary management.