Daniel Verdugo is a financial advisor with LPL Financial holding a Series 66 designation and 10 years of industry experience. He previously worked at Edward Jones for six years before joining LPL Financial in 2022. Verdugo is also involved in real estate rental activities outside of his advisory role. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, providing both discretionary and non-discretionary management along with model portfolios and research.

Ian Massey is a financial advisor with OSAIC Wealth, Inc. based in Corona, California, holding Series 63 and Series 65 credentials and bringing 13 years of industry experience. He has previously worked with Mariner Independent Advisor Network, LPL Financial, and WealthPLAN Partners. Massey is also the CFO of Providence Wealth Planning, LLC and Plan With Providence, LLC, where he oversees financial planning and corporate functions, and he owns Financial Caddie, LLC, a personal consulting business. OSAIC Wealth, Inc. serves a diverse client base including individuals, high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations through a large network of affiliated advisers and multiple advisory platforms. The firm offers a range of integrated financial services using advanced asset-allocation tools and supports both discretionary and non-discretionary account management.

Kevin Vogt is a financial advisor with LPL Financial in Irvine, CA. He holds the Series 63 and Series 66 licenses and has 41 years of industry experience. Prior to joining LPL Financial in 2025, he worked at CUSO Financial Services, LP and has been affiliated with Wescom Financial Services, LLC since 2003. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing model portfolios, third-party research, and technology-driven strategies.

Aaron Johnson is a financial advisor at Osaic with 18 years of industry experience. He holds Series 63 and Series 65 credentials and has worked previously at Mariner Independent Advisor Network, LPL Financial, and WealthPLAN Partners. He is also the secretary of Simplified Wealth Management, a financial planning corporation. Osaic Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations through a wide network of advisers and advisory platforms. The firm offers integrated brokerage and advisory services, utilizing asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing to manage portfolios across various asset classes.

William Hunter II is a financial advisor with Charles Schwab in Corona, CA, holding a Series 66 credential and five years of industry experience. Prior to joining Schwab in 2021, he worked briefly at Edward Jones and previously held roles outside finance, including at Starbucks Coffee Company and as a Youth Faith Formation Assistant at St. Martin de Porres Catholic Church. In his volunteer role, he has coordinated youth ministry programs and faith formation activities. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary advisory services, discretionary separately managed accounts, and integrated brokerage and custody solutions.

Jaime Alejandro Falla Blandino is a financial advisor at Wells Fargo Advisors with three years of industry experience. He holds a Series 66 designation and has worked at Wells Fargo Advisors since 2022. His previous roles include positions at Paylocity Corporation, Pacific Office Automation, and Toyota Financial Services. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that offers investment and fee-based financial planning services to individuals, trusts, and institutions. The firm provides a broad planning menu and integrates advisory services with other financial products and referral channels.

Justin Equitz is a Certified Financial Planner® at UBS Financial Services with 26 years of industry experience. He has been with UBS since 2009. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, offering financial planning, portfolio management, and access to alternative products. The firm combines institutional trading capabilities with wealth management services, supported by proprietary research and capital markets expertise.

Aaron Handfield is a Series 66 licensed financial advisor with 15 years of industry experience. He is currently affiliated with LPL Financial and has worked concurrently at CUNA Brokerage Services, Inc. and Schools First Federal Credit Union since 2013. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides a range of advisory programs and financial planning services, offering both discretionary and non-discretionary management supported by research and model portfolios.

Bogdan Shostak is a financial advisor with Fidelity Investments holding a Series 63 designation and one year of experience at Fidelity. His prior roles include positions at WestPac Wealth Partners, New York Life Insurance Company, and Coastline College. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, including Charitable Gift Funds and registered investment companies. The firm employs a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios across mutual funds, ETFs, and ETPs.

Cheryl Gee is a CFP® and holds a Series 66 license with 21 years of experience in the financial industry. She has been with UBS Financial Services Inc. since 2010. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory services, offering financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services, supported by proprietary research and a broad platform that includes custody, underwriting, and capital markets functions.

James Barney is a financial advisor with Charles Schwab, holding Series 65 and Series 63 designations and four years of industry experience. Prior to joining Charles Schwab, he worked at TD Ameritrade for three years and spent five years in the restaurant industry at BJ's Restaurant and Brewhouse. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers a multi-asset investment approach supported by centralized custody and operational infrastructure.

Robert Engel is a CFP® professional with 39 years of industry experience, currently affiliated with LPL Financial since 2006. He holds a Series 63 license and operates in Irvine, CA. Outside of his advisory role, he is involved in developing products for the golf industry through ProX Golf Products. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base, including individuals, retirement plans, banks, and charitable organizations. The firm offers various advisory programs, financial planning, and retirement consulting, utilizing model portfolios, third-party subadvisors, and technology-driven strategies.

Jeffrey Albert is a financial advisor at Edward Jones with two years of industry experience. Prior to joining Edward Jones in 2023, he held positions at Northwestern Mutual Investment Services and Northwestern Mutual Life Insurance Company, as well as roles in the financial technology sector at Netspend Corporation and First Data Corporation. He is involved in a professional networking group in Tustin, CA, where he manages new memberships. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, supported by a nationwide network of over 23,000 financial advisors and more than 15,000 branch offices.

Sayaka Collard is a financial advisor at Merrill with a Series 66 designation and seven years of industry experience. She has worked at Merrill since 2019 and previously held positions at Pacific Island Club Guam and Chapman University. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers both model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Jesus Sanchez is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and 12 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC and Wells Fargo Bank NA. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s process is IPS-driven and based on modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Russell Cecil is a Senior Financial Advisor at Merrill Lynch Wealth Management located in Irvine, California. He joined the firm in 2019 and serves as a managing member of a family-led team with over 80 years of combined experience. His team focuses on providing customized wealth management strategies that emphasize simplification, tax efficiency, transparency, and results meaningful to clients. Russell graduated from Chapman University's Argyros College of Business and Economics with a Bachelor of Science degree in Finance. He has earned the Accredited Portfolio Management Advisor (APMA™) and Chartered Retirement Planning Counselor (CRPC™) designations, which enhance his capabilities in overseeing client portfolios and aligning financial strategies with client goals. His areas of expertise include education planning, family wealth management, legacy planning, liquidity management, socially responsible and ESG investing, investment strategy, tax minimization, and retirement income planning. Outside his professional work, Russell is actively involved in community and professional organizations such as the Sons of the American Revolution, Orange Elks Lodge 1475, the Boy Scouts of America, and The American Foundation for Suicide Prevention. He holds the rank of Eagle Scout and serves as an Assistant Scout Master for local Orange County troops. Additionally, he mentors students at Chapman University who are pursuing careers in wealth management. He lives in Orange County with his wife, Cambria, and enjoys camping, exploring local cuisine, and gardening.

Jorge Lopez Rivera is a financial advisor at Merrill with six years of industry experience. He holds a Series 66 designation and has worked at Merrill and Bank of America since 2019. Prior to that, he held positions at Opendoor Labs Inc., Co-Op Financial Services, and PCV Murcor. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors, with implementation support and customization options.

Justin Martinez is a financial advisor with Osaic who holds a Series 66 designation and has 19 years of industry experience. He has previously worked at Merrill Lynch, Pierce, Fenner & Smith Inc. and Bank of America, N.A. Outside of advising, he operates a sole proprietorship focused on retail sales of t-shirts, music, and artist merchandise. Osaic Wealth, Inc. serves a range of retail and institutional clients through a large network of advisers, offering integrated brokerage and advisory services alongside financial planning and access to third-party money managers. The firm utilizes asset-allocation tools and risk assessments to construct diversified portfolios and supports both discretionary and non-discretionary account management.

Evanya Skelly is a financial advisor at Stifel with five years of industry experience and holds the Series 66 designation. Prior to joining Stifel in 2021, she worked in legal education and practice, including positions at the University of Law and Mills and Reeve. Stifel serves a diverse client base, including individuals and institutional clients, providing brokerage and investment advisory services supported by a proprietary investment methodology developed by its Investment Strategy Group.

Jaimie Moore is a financial advisor at Cetera with 11 years of industry experience and holds a Series 66 designation. Moore is the owner of Moore Financial Freedom, LLC, a financial services firm established in 2025. They have previously worked with Cetera Advisors LLC and Steven M. Ditch, CFP. Additionally, Moore provides support services related to tax return preparation. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a nationwide network of independent advisors and utilizes a multi-manager platform with various program structures and custodial relationships.