Graham Shelton is a financial advisor at Hightower Advisors with six years of industry experience. He holds a Series 65 credential and has worked at HighTower Securities LLC since 2020. Prior to that, he spent a year at Andrew Johnson Bank and four years at the University of Tennessee. Hightower Advisors provides investment advisory and planning services to a diverse range of individual and institutional clients, including pension and profit-sharing plans, charitable organizations, corporations, trusts, and insurance companies. The firm’s advisory approach features manager selection and multi-manager solutions, utilizing both affiliated and third-party managers, along with proprietary research and a variety of investment vehicles.

Charlton Gutierrez is a financial advisor at Creative Planning with a Series 66 designation and four years of industry experience. Prior to joining Creative Planning, he worked at Empower Advisory Group, Empower Financial Services, and Thrivent Financial. Before his career in finance, he spent eight years with Memphis Shelby County Schools. Outside of advising, he has occasionally performed pressure washing services. Creative Planning provides wealth management, financial planning, and retirement-plan advisory services to individuals, institutions, and corporations. The firm employs a financial-planning-led investment approach that incorporates low-cost indexing, buy-and-hold strategies, and selective private market exposure while offering a range of advisory and fiduciary services.

H Thompson is a financial advisor with Truist Advisory Services, holding a Series 66 designation and 29 years of industry experience. He has worked at Truist Advisory Services since 2016 and has prior experience at Truist Investment Services and Banc of America Investment Services. Outside of his advisory work, he is a partner in multiple LLCs operating Hotworx exercise studios in Arkansas. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors, and charitable organizations. The firm uses a combination of discretionary manager relationships and non-discretionary consulting, supported by AI-enabled research tools and integrated with affiliated entities to deliver its investment solutions.

Rosaline Banks is a financial advisor with TIAA‑CREF, holding a Series 66 designation and bringing 14 years of industry experience. Her prior roles include positions at GWFS Equities, Empower Advisory Group, Merrill, and Bank of America. She participates as a subject matter expert for the Boston University Financial Planning Program, focusing on retirement planning education for CFP candidates. TIAA‑CREF Individual & Institutional Services, LLC serves individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, offering financial planning and discretionary managed account programs alongside broker-dealer services. The firm operates with a fiduciary standard under its RIA services and provides both model-based and customized portfolio management options.

Charles Brown is a financial advisor with Ameritas Advisory Services, LLC in Memphis, TN, holding Series 63 and Series 65 credentials and 41 years of industry experience. He has worked with Ameritas Advisory Services since 2018 and holds long-term roles with affiliated Ameritas entities and UCL Financial Group LLC, where he is a partner and owner. Brown is also a licensed independent insurance agent involved in fixed insurance products and life settlement assistance. Ameritas Advisory Services, LLC provides investment advisory and planning services to a diverse client base, including individuals, high-net-worth investors, retirement plans, charitable organizations, and businesses. The firm utilizes a range of investment products and program platforms, combining model portfolios, mutual funds, ETFs, and individual securities, supported by an affiliated mutual holding company structure with broker-dealer and insurance services.

Bruce Martin is a CFP® with 13 years of industry experience, currently serving as a financial advisor at TLG Advisors, Inc. He previously worked at MAS Advisors, LLC, Advantage Investment Management LLC, and LPL Financial. Outside of his advisory role, Martin is involved as a health and fitness coach with Beach Body and works as an independent insurance agent. TLG Advisors, Inc. manages approximately $2.0 billion in discretionary client assets and serves individuals, retirement plans, trusts, estates, charitable organizations, businesses, and institutional investors. The firm offers investment supervisory and portfolio management services, comprehensive financial and estate planning, ERISA fiduciary services, and a direct-to-consumer program called Starlight Portfolios, utilizing a research approach based on fundamental analysis and Modern Portfolio Theory.

John Templeton is a financial advisor with Benjamin F. Edwards & Company, Inc., holding a Series 63 designation and 31 years of industry experience. He has worked at Benjamin F. Edwards since 2017 and previously held roles at Wells Fargo Clearing, Wells Fargo Advisors LLC, and A. G. Edwards & Sons, Inc. Benjamin F. Edwards & Company is an integrated broker-dealer and SEC-registered investment adviser serving individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate clients through more than 500 advisors. The firm offers a range of services including wrap-fee advisory programs, financial planning, retirement plan consulting, investment management consulting, brokerage services, insurance products, and M&A advisory services.

Stanley Mckinney II is a financial advisor at Truist Advisory Services with nine years of industry experience. He holds Series 63 and Series 66 licenses and has worked within Truist's various entities since 2014, including Truist Bank and Truist Investment Services. He is based in Memphis, TN. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm combines discretionary manager relationships with non-discretionary consulting and integrates multiple affiliated entities to deliver its services.

David Pickler is a CFP® and ChFC® with 41 years of industry experience. He is affiliated with Commonwealth Financial Network and has worked with Memphis Divorce Financial Consultants since 2017. In addition to his advisory work, he is president and practicing attorney of The Pickler Law Firm, LLC, and author of the book *Pillars of Purpose*. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm offers a range of advisory programs and support services, including discretionary model portfolios and personalized investment solutions, while providing operations, technology, and compliance support to affiliated advisors.

Dudley Otey is a financial advisor with CWM, LLC in Memphis, TN, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. He has worked with Cetera Wealth Services, LPL Financial, and operates Hal Otey Financial, a financial services firm he owns. Outside of his advisory work, he is also a semi-professional singer. CWM, LLC is an SEC-registered investment adviser serving a diverse client base including individuals, high-net-worth families, and institutional clients through a large network of advisors. The firm emphasizes discretionary portfolio management using model portfolios, combining fundamental and technical analysis, and offers a range of retirement-plan services and consulting options.

Wilkes Crosthwait is a financial advisor at Hightower Advisors with a Series 66 designation and two years of industry experience. His prior roles include positions at MML Investors Services and MassMutual Life Insurance. He has also worked in non-financial roles, including managing at The Sipp on South Lamar. Hightower Advisors provides investment advisory and planning services to a diverse range of individual and institutional clients. The firm offers portfolio management, financial planning, and retirement consulting through a multi-manager approach that includes affiliated and third-party managers, utilizing a variety of investment vehicles and proprietary research.

Robert Hicks is a financial advisor with Primerica Advisors in Memphis, TN, holding Series 63 and Series 66 credentials and 21 years of industry experience. His prior roles include positions at Guardian Life Insurance Company, Park Avenue Securities, Eagle Strategies (NY Life), and New York Life Insurance Company. He serves as president of the local NAIFA Memphis Chapter and volunteers with the Independent Presbyterian Church. Park Avenue Securities LLC serves a broad retail client base, including individual and high-net-worth investors, charitable organizations, and corporate clients, offering brokerage and advisory services alongside financial planning and retirement consulting. The firm employs a mix of proprietary and third-party investment strategies and supports a variety of account-level services.

Susan Todd is a financial advisor at Mercer Global Advisors Inc. with nine years of industry experience. She holds Series 65 and Series 66 licenses and has worked at Mercer since 2025. Prior to that, she was with Vishria Bird Financial Group, LLC and APW Capital, Inc. Her career includes experience at Ameriprise as well. Mercer Global Advisors serves individuals, families, small business owners, plan sponsors, foundations, non-profits, and endowments, offering investment advisory, financial, tax, retirement, and estate planning, as well as family office services. The firm’s investment approach is based on Modern Portfolio Theory with diversified, risk-appropriate portfolios using ETFs, index funds, separate account managers, and private funds, supported by educational content and firm-wide initiatives.

Calvin Reid is a financial advisor with VOYA Financial Advisors, Inc. based in Memphis, TN. He holds Series 63 and Series 65 credentials and has 31 years of industry experience. His prior work includes roles at Voya Financial Partners, LLC, UBS Financial Services, and Momentum Independent Network Inc. In addition to his advisory work, he operates as an independent insurance agent specializing in fixed insurance products. VOYA Financial Advisors, Inc. provides financial planning, portfolio management, and retirement advisory services to individuals, pension plans, charitable organizations, and corporate clients. The firm utilizes a combination of in-house and outside strategists with technology-enabled tools to implement client recommendations, offering both discretionary and non-discretionary management solutions.

Jarrod Trouy is a financial advisor with Private Advisor Group, LLC, holding a Series 66 designation and six years of industry experience. He has worked at Private Advisor Group and LPL Financial since 2020 and previously held roles at Memphis Planning and Wealth, The University of Memphis, Target, and Bed Bath & Beyond. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans by offering portfolio management, financial planning, retirement plan consulting, and access to managed account solutions. The firm employs a fiduciary-based advisory model, combining client risk assessment with the use of third-party managers and proprietary technology platforms.

Herbert Landstreet Jr. is a CFP® and holds a Series 66 license with 18 years of experience in the financial industry. He is currently affiliated with Gwfs Equities, Inc., where he has worked since 2015. He is based in Eads, Tennessee. He works with Empower Advisory Group (EAG), which provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm offers integrated services tied to Empower’s recordkeeping and administrative platforms, focusing on long-term portfolio returns, annual rebalancing, and clients’ savings rates.

Neha Pande is a CFP® certificant with 15 years of industry experience, currently serving as a financial advisor at Mercer Global Advisors Inc. She has previously worked at Vishria Bird Financial Group, LLC, APW Capital, Inc., and Ameriprise. Pande holds an active insurance license and is also a Notary Public in Tennessee. Mercer Global Advisors serves individuals, families, small business owners, plan sponsors, foundations, non-profits, and endowments by providing a range of advisory services including investment management, financial, tax, retirement, and estate planning. The firm’s investment approach is based on Modern Portfolio Theory, utilizing globally diversified portfolios constructed with low-cost ETFs, index funds, separate account managers, and specialized strategies.

Woodson Whitehead is a Series 65-licensed financial advisor with 12 years of industry experience, currently practicing at Hightower Advisors since 2019. Prior to that, he worked at Green Square Capital for six years. He serves as an adviser to Third Craft Partners, a private equity fund focused on the consumer packaged goods industry, where he assists with operations, fundraising, marketing, and financial due diligence, and he is also a minority owner of Calydon Capital, an asset management firm. Hightower Advisors provides investment advisory and planning services to a wide range of individual and institutional clients, utilizing a multi-manager investment approach that includes affiliated and third-party managers, proprietary research, and various portfolio construction techniques.

Lisa Clapper is a financial advisor with Private Advisor Group, LLC, holding a Series 66 designation and 14 years of industry experience. She has previously worked at LPL Financial LLC, Strategic Advisory Services, LLC, Raymond James & Associates, and Morgan Stanley. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans, offering portfolio management, financial planning, retirement plan consulting, and access to several managed account solutions. The firm employs a fiduciary-based advisory model using various investment strategies and technology platforms to assist clients in meeting their financial goals.

Andrew Kratz is a CFP®, CFA®, and Series 65-licensed advisor with 13 years of industry experience. He has worked at Creative Planning since 2023 and previously spent 11 years at FSG Investment Management. He is based in Memphis, TN. Creative Planning offers investment advisory and financial planning services to a diverse client base, including individuals, corporations, foundations, trusts, and retirement plans. The firm manages approximately $217 billion in assets and employs a financial planning–led investment process that incorporates low-cost indexing, buy-and-hold strategies, and supplemental approaches such as direct indexing and tax-loss harvesting.