Elizabeth Dawson is a financial advisor with TIAA-CREF in Charlotte, NC, holding Series 63 and Series 66 credentials and 14 years of industry experience. She has been with TIAA and TIAA-CREF since 2012. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning, discretionary managed account programs, and broker-dealer services primarily to individuals connected to TIAA-administered retirement plans, as well as to trusts, estates, partnerships, corporate entities, and small retirement plans. The firm provides both one-time planning services and ongoing portfolio management, including customized strategies under client-approved investment policies.

Mathew Valentin is a financial advisor at TIAA-CREF with Series 63 and Series 66 credentials and three years of industry experience. Prior to joining TIAA-CREF in 2023, he worked at The Millennium Group for four years and spent six years with Papa Johns. TIAA‑CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning, discretionary managed account programs, and broker-dealer services to individuals, trusts, estates, and small retirement plans, often serving clients connected through employer retirement plans. The firm separates one-time planning services from ongoing portfolio management and acts as adviser to a donor-advised fund sponsored by Charityvest.

William Rhodes II is a financial advisor with FIFTH THIRD SECURITIES, Inc. in Huntersville, NC, holding Series 63 and Series 65 licenses and 14 years of industry experience. His career includes positions at Wells Fargo Clearing, Wells Fargo Advisors, and Fifth Third Bank. Fifth Third Securities serves a diverse client base including individuals, high-net-worth clients, and institutional entities with investment advisory and brokerage services. The firm offers multiple program types through its Passageway Managed Account platform, combining third-party portfolio management with advisor-guided investment solutions.

Paul Anderson is a financial advisor at TIAA-CREF with 15 years of industry experience. He holds a Series 66 designation and has been with TIAA-CREF since 2010. TIAA‑CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, and various small entities, often serving clients with existing relationships through TIAA-administered employer retirement plans. The firm combines point-in-time planning services with ongoing discretionary portfolio management and acts as adviser to a donor-advised fund, operating within a vertically integrated group that utilizes affiliated funds.

Leke Vala is a financial advisor at TIAA-CREF with eight years of industry experience. He holds Series 63 and Series 66 licenses and has previous experience at Vanguard Group, Wells Fargo, and the University of North Carolina at Charlotte. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, and small retirement plans, often serving clients with existing TIAA employer retirement relationships. The firm separates one-time planning services from ongoing portfolio management and acts as adviser to a donor-advised fund while employing a fiduciary standard within its RIA services.

Michael Fiumara is a financial advisor with Transamerica Retirement Advisors, LLC, holding Series 63 and Series 66 licenses and bringing 22 years of industry experience. His prior roles include positions at E*TRADE Capital Management LLC and Transamerica Life Insurance Company. Outside of finance, he was involved with Tony's Pizza from 2023 to 2025. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners through managed advice programs and investment education services. The firm relies on Morningstar Investment Management for portfolio construction and serves a large client base with both discretionary and non-discretionary asset management.

Carolyn Menjivar is a financial advisor at TIAA-CREF in Charlotte, NC, holding a Series 66 designation with two years of industry experience. Her prior roles include positions at Merrill, Bank of America, UBS Financial Services, and Wells Fargo. Outside of financial advising, she works part time delivering food through the Door Dash app. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning and discretionary managed account programs primarily to individuals connected to TIAA-administered employer retirement plans, as well as to trusts, estates, partnerships, and small retirement plans. The firm separates point-in-time planning from ongoing portfolio management and acts as adviser to a donor-advised fund, operating within a vertically integrated structure that includes affiliated funds.

Robert Palmer is a Series 66-licensed financial advisor with Truist Advisory Services in Mooresville, NC, and has 17 years of industry experience. He has been with SunTrust Advisory Services since 2013, including a decade at SunTrust Advisory Services. Outside of his advisory role, he holds a 50% ownership interest in an LLC formed to purchase a rental property in Myrtle Beach. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm employs both discretionary manager relationships and non-discretionary consulting, supported by third-party platforms and AI-enabled equity research, and integrates closely with affiliated broker-dealer and banking entities.

Brandon James is a financial advisor with TIAA-CREF in Charlotte, NC, holding Series 63 and Series 66 licenses and two years of industry experience. Prior to joining TIAA-CREF, he worked at Bank of America, Merrill, and Vanguard Marketing Corporation. TIAA-CREF Individual & Institutional Services provides financial planning, discretionary managed account programs, and broker-dealer services primarily to individuals with existing TIAA retirement plan relationships, as well as trusts, estates, partnerships, and small retirement plans. The firm distinguishes between one-time planning services and ongoing discretionary management, offering both model and customized portfolios.

Christopher Knight is a financial advisor with TIAA-CREF in Charlotte, NC, holding a Series 66 credential and three years of industry experience. Prior to joining TIAA-CREF, he worked at Bank of America and Merrill for four years. Outside of finance, he performs part-time handyman work involving small construction and maintenance projects. TIAA-CREF Individual & Institutional Services, LLC offers financial planning and discretionary managed account programs primarily to individuals connected to TIAA-administered retirement plans, as well as trusts, estates, and small retirement plans. The firm employs a fiduciary standard and provides both model portfolio and customized portfolio options through its advice and planning services.

Raphael Tshikala is a financial advisor at TIAA‑CREF with three years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Wells Fargo Clearing Services LLC. Outside of finance, Raphael owns a music production and performance company and is co-owner of a trucking business. TIAA‑CREF Individual & Institutional Services provides financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients connected to TIAA‑administered employer retirement plans. The firm offers both point-in-time planning services and ongoing portfolio management within a vertically integrated advisory model.

Jennifer Kotzian is a financial advisor with TIAA-CREF in Charlotte, NC, holding Series 63 and Series 66 designations and has 10 years of industry experience. She has been with TIAA-CREF since 2015. TIAA‑CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients with existing relationships through TIAA-administered employer retirement plans. The firm offers a range of advisory services, including model portfolio management and customized portfolios, and acts as adviser to the TIAA Donor Advised Fund.

Robert Murdock is a financial advisor with TIAA-CREF, holding Series 63 and Series 65 licenses and having 19 years of industry experience. He has worked at TIAA and TIAA-CREF since 2007. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning, discretionary managed accounts, and broker-dealer services to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans. The firm’s advisory model separates point-in-time financial planning from ongoing discretionary management and serves as adviser to a donor-advised fund within a vertically integrated group.

Brett Sexton is a financial advisor at TIAA-CREF with 18 years of experience. He holds the Series 66 designation and has been with TIAA-CREF since 2008. The firm provides financial planning and discretionary managed account programs to individuals, trusts, estates, and corporate entities, often serving clients with pre-existing retirement plan relationships through TIAA. TIAA-CREF’s advisory services include both point-in-time financial planning and ongoing portfolio management, utilizing model and customized investment strategies within a vertically integrated structure.

Robert Curth is a financial advisor at TIAA-CREF with 27 years of industry experience. He holds Series 63 and Series 66 licenses and has been with TIAA-CREF since 1996. Outside of his financial advisory role, he has worked as a background extra in local film and television productions. TIAA-CREF Individual & Institutional Services provides financial planning, discretionary managed account programs, and broker-dealer services primarily to individuals connected with TIAA-administered retirement plans, as well as trusts, estates, and other entities. The firm offers both one-time planning and ongoing portfolio management through model and customized portfolios under a fiduciary standard.

Jordyn James is a financial advisor at TIAA-CREF with one year of industry experience. She holds Series 63 and Series 65 licenses and previously worked at Ameriprise. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs primarily to individuals with existing TIAA-administered employer retirement plans, as well as to trusts, estates, partnerships, corporate entities, and small retirement plans. The firm combines model portfolio-based management with customized portfolio services under a fiduciary standard.

Christopher Rehberg is a financial advisor at TIAA-CREF with 19 years of industry experience. He holds the Series 63, Series 65, and Series 66 designations and has been with TIAA-CREF since 2007. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans. The firm separates one-time planning services from ongoing discretionary management and serves as adviser to a donor-advised fund while operating within a vertically integrated group using affiliated funds.

Keval Amin is a financial advisor with TIAA-CREF in Charlotte, NC, holding Series 63 and Series 66 licenses and bringing 13 years of industry experience. He has been with TIAA-CREF since 2013. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients connected through TIAA-administered employer retirement plans. The firm also advises the TIAA Donor Advised Fund and offers tailored portfolio management under a fiduciary standard within a vertically integrated group.

Michael Doody is a financial advisor with TIAA-CREF based in Charlotte, NC. He holds a Series 66 designation and has 12 years of industry experience, including previous roles at Gladstone Wealth Group, Financial Resources Group Investment Services, LLC, and LPL Financial. TIAA-CREF Individual & Institutional Services, LLC provides financial planning, discretionary managed account programs, and broker-dealer services primarily to individuals with connections to TIAA-administered employer retirement plans, as well as trusts, estates, partnerships, corporate entities, and small retirement plans. The firm separates one-time planning services from ongoing discretionary management and acts as adviser to a donor-advised fund.

Andrea Ward is a financial advisor with TIAA-CREF in Charlotte, NC, holding Series 63 and Series 65 licenses and having 14 years of industry experience. Prior to joining TIAA-CREF in 2022, she worked at Principal Funds Distributor, Inc. and has operated a graphic design and custom gifts business called The Funky Artist since 2015. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, and small retirement plans, often serving clients connected through TIAA-administered employer retirement plans. The firm combines point-in-time planning services with ongoing portfolio management and acts as adviser to a donor-advised fund while operating within a vertically integrated group.