Laura Healey is a financial advisor with Merrill in Huntersville, NC, holding a Series 63 designation and 29 years of industry experience. She has worked at Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2008. Outside of her advisory role, she provides notarial services to Merrill clients. Merrill, along with its affiliate Managed Account Advisors LLC, offers managed account services through the Select Portfolio Solutions Program to fiduciary clients of Bank of America. The firm employs model-based and discretionary investment strategies for a broad client base, including individuals, high-net-worth clients, and institutional entities.

Jillian North is a financial advisor with Ameriprise in Mooresville, NC, holding a Series 66 designation and three years of industry experience. Prior to joining Ameriprise, she worked at Arizona State University and was involved with the Valley of the Sun Jewish Community Center. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides tailored retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Tom OMara is a Planning Consultant at Fidelity Investments, where he has been serving since 2026. In this role, he focuses on building strong relationships by listening carefully to clients to understand their priorities and helping connect everyday financial decisions to their broader life goals. He works closely with advisors and remains engaged beyond the initial planning stages to support clients throughout their financial journeys. Prior to his current position, Tom held several roles at Fidelity Investments, including Relationship Manager, Financial Representative, and Financial Services Representative, gaining experience in various aspects of financial planning and client relationship management. His professional progression within Fidelity reflects a solid foundation in financial services and client support. Outside of his professional work, Tom enjoys family activities, social events with friends, hiking, music, and skiing.

Ryan Sochacki is a financial advisor with Morgan Stanley in Cornelius, NC, holding a Series 63 designation and having 21 years of industry experience. He has been with Morgan Stanley since 2016. Morgan Stanley Wealth Management serves both individual and institutional clients by providing a variety of advisory and financial planning services. The firm employs structured planning tools and offers a broad range of investment programs, managing approximately $2.74 trillion in client assets.

Amanda Rachau is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing 15 years of industry experience. Her work history includes roles at Pfs Investments Inc. since 2010 and involvement with Pfs University from 2012 to 2018. She also engages in sales of investment-related products and receives compensation for referrals of home security, automation, and loan products through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed account options. The firm curates third-party asset managers and utilizes a tiered wrap-fee structure, focusing on personalized portfolio management rather than institutional pension or profit-sharing plan services.

Sherman Spears is a financial advisor at Wells Fargo Clearing with Series 63 and Series 65 licenses. He has held positions at Wells Fargo Bank and United Parcel Service and served in the United States Army. Spears has approximately one year of experience in the financial advisory industry. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages roughly $671 billion in assets and offers a range of brokerage and advisory solutions supported by research and analytics.

Patty Hanna is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and bringing 31 years of industry experience. She has worked at Wells Fargo Clearing since 2016, with prior experience at Citigroup Global Markets and UBS Financial Services. Outside of her advisory role, she serves as a notary public and works as a retail sales associate. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, retirement plan consulting, and brokerage solutions to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers a range of services including discretionary and non-discretionary retirement plan consulting supported by research from Wells Fargo Investment Institute.

Douglas Towsey, CRPC™, serves as a Managing Director and Wealth Management Advisor in the Naperville/Lisle office of Merrill Lynch Wealth Management. With over 32 years of experience in the finance industry, his career spans roles as a wealth management advisor, corporate executive, and professor. He focuses on providing clients with a comprehensive wealth management strategy tailored to their unique financial situations and goals. His approach emphasizes five key principles: financial guidance, legacy implementation, estate coordination, risk management, and tax minimization strategies. Doug holds a Bachelor's degree in Finance from Indiana University and an MBA from Northwestern University. In addition to his advisory role, he teaches evening finance classes at DePaul University. His professional designations include Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Doug and his team prioritize building ongoing relationships with clients to adapt strategies in response to changing needs and market conditions. Outside of his professional life, Doug is involved in community service through organizations such as United Way and Feed My Starving People. He resides in the northwest suburbs of Chicago with his wife Jennifer and their two children, Grace and Ben. His personal interests include golfing, hiking, music, reading, soccer, softball, tennis, traveling, watching movies, and spending time with his family.

Nicholas St George is a CFP® professional with 20 years of industry experience, currently affiliated with LPL Financial. His prior experience includes roles at Merrill Lynch, Raymond James Financial Services, and UBS Financial Services. He operates St. George Wealth Management, LLC as part of his LPL business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions through a broad network of investment adviser representatives. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset management, utilizing both discretionary and non-discretionary investment strategies.

Amy Lowe is a financial advisor with Morgan Stanley, holding a Series 66 credential and 14 years of industry experience. She worked at UBS Financial Services from 2011 to 2021 before joining Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC, where she has been since 2021. Morgan Stanley Wealth Management serves individuals and institutional clients with a wide range of advisory programs, including tailored financial planning. The firm employs structured discovery conversations and proprietary planning tools, managing approximately $2.74 trillion in client assets.

Rebekah Schemahorn is a financial advisor at Primerica Advisors with 27 years of industry experience. She has held her current roles at Primerica Advisors and Primerica Financial Services since 1999. Outside of her advisory work, she owns and manages a mountain home used for short-term rentals. Primerica Advisors provides a wrap-fee asset management program primarily serving individual investors, including non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm uses model-delivery strategies developed by unaffiliated asset managers and supports trade execution and custody through BNY Mellon Advisors and Pershing.

Zoran Smiljanic serves as a Senior Financial Advisor with Merrill Lynch Wealth Management. He has been active in the financial services industry since 2004, beginning his career at HSBC before joining Merrill and the Utz Keller Wealth Management Group in 2017. In his current role, Zoran works closely with clients and their families to provide integrated financial advice and both short- and long-term wealth planning. His approach emphasizes understanding each client’s goals to develop tailored strategies that offer clarity and control over their financial lives. He leverages the investment insights of Merrill and the banking services of Bank of America to address various financial needs. Zoran’s areas of expertise include college education planning, divorce transition planning, family wealth management strategies, managing new wealth, personal retirement planning, portfolio management services, and retirement income. He employs a holistic wealth management process that considers seven key life priorities: family, finances, health, home, leisure, work, and giving. This goal-based approach helps clients navigate changing life circumstances and evolving priorities. Zoran earned a Bachelor’s degree in Applied Economics and Management from Cornell University. He holds the Personal Investment Advisor (PIA) designation and is fluent in English and Serbo-Croatian. Originally from upstate New York, he now resides in Huntersville, where he enjoys spending time with his wife and children and exploring the Lake Norman and Charlotte areas. His personal interests include basketball, boating, cooking, golfing, hiking, skiing, and tennis.

Steven Johnson is a financial advisor at Raymond James Financial with 26 years of industry experience. He holds Series 63 and Series 65 designations and has been with Raymond James Financial Services Advisors, Inc. since 2009. Outside of his work at Raymond James, he is the CEO of The Johnson Financial Group LLC. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base that includes individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports municipal and public finance advisory services uncommon among large institutional advisors.

Joseph Neal is a CFP® professional with 23 years of industry experience. He is currently with Wells Fargo Clearing, where he has worked since 2016. Prior to that, he held positions at Raymond James Financial from 2008 to 2016 and Merrill from 2004 to 2008. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Jerry Mcvean is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 10 years of industry experience. He has been with Wells Fargo since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Lacey Beam is a financial advisor with Wells Fargo Clearing in Davidson, NC, holding a Series 66 designation and seven years of industry experience. Prior to joining Wells Fargo in 2019, she worked at HomeTrust Bank for two years and spent four years in homemaking. Outside of her advisory work, Beam owns and operates Lacey Cakes & Beam Photography, a business specializing in baking and family portrait photography. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm integrates research and analytics to offer diversified investment solutions and distributes various financial products through affiliated banks and insurance entities.

Benjamin Johnson is a CFP® professional with 15 years of experience in financial advising. He is currently with Raymond James Financial Services Advisors, Inc. and previously worked at Edward Jones for 14 years. Outside of his advisory work, he is involved in agricultural activities through a family limited partnership. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutions. The firm utilizes risk profiling and analytical tools to tailor non-discretionary planning and supports municipal and public-finance work through a unique affiliation, along with specialized programs like SIMPLE IRA Employer Advisory & Consulting Services.

Ryan Bloom is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds the CFP® designation and has 19 years of industry experience. His prior work includes roles at Edward Jones, Cenacle Partners, and Morgan Stanley & Co. LLC. Bloom is also a board member and head of the finance committee for The Christian Mission, a nonprofit organization. Raymond James provides financial planning, investment consulting, and advisory services to a diverse client base that includes individuals, high-net-worth clients, pension plans, and institutions. The firm offers non-discretionary planning tailored to client goals using risk profiling and modeling tools, and supports municipal and public finance work through a unique affiliation with a municipal advisor.

Christopher Diskin is a financial advisor at Edward Jones with 27 years of industry experience. He holds Series 63 and Series 65 designations. His prior experience includes roles at Edelman Financial Engines, LPL Financial LLC, TIAA, and Wells Fargo Clearing. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of advisory strategies, including discretionary and non-discretionary wrap fee programs and separately managed accounts. The firm manages approximately $1.01 trillion in assets and operates a nationwide network of financial advisors and branch offices.

Robert Clark is a CFP® with 28 years of industry experience, currently serving as a financial advisor at Raymond James & Associates. He has been with Raymond James since 2013 and previously worked with Rcb Sports and the Arena Football League. Clark also serves on the finance committee of Denver United Methodist Church, where he acts as an auditor overseeing church accounts. Raymond James & Associates is a large dual-registered broker-dealer and SEC-registered investment adviser with approximately $501 billion in assets. The firm serves a wide range of clients, including individuals, institutions, and charitable organizations, offering financial planning and non-discretionary investment consulting supported by various portfolio management styles and firm research.