Christopher Whitman is a financial advisor at Morgan Stanley with 12 years of industry experience. He holds the Series 66 designation and has worked at Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2013. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs, including comprehensive financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and modeling techniques to assist clients.

James Powers is a financial advisor at OSAIC with 29 years of industry experience. He holds Series 63 and Series 65 designations and has worked at firms including Greensview Wealth Management and TrustFirst, Inc. Powers serves as a board member for The Dream Connection, a nonprofit focused on fulfilling the wishes of children with life-threatening illnesses. OSAIC Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations through a broad network of affiliated advisers. The firm offers integrated brokerage and advisory services, financial planning, and access to third-party money managers, employing asset-allocation tools, risk-tolerance analysis, and automated rebalancing across a variety of investment products and account management options.

Quentin Ledford is a financial advisor with Cambridge Investment Research Advisors in Knoxville, TN, holding Series 63 and Series 65 credentials and 26 years of industry experience. His prior roles include positions at Valic Financial Advisors and Osaic FS, Inc. Ledford is also involved as an independent insurance agent with AFC-MD Benefits Consultants LLC. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, pension and profit-sharing plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent professionals, utilizing proprietary and third-party investment strategies across multiple platform arrangements.

Jesse Giles is a Certified Financial Planner (CFP®) with 11 years of industry experience. He is currently with Raymond James Financial Services Advisors, Inc., having joined in 2024, and previously worked at Home Federal Bank of Tennessee and several other firms. Giles also assists at Marzolf Investment Group in a supportive role outside of his primary advisory duties. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including high-net-worth individuals, corporations, and institutional clients. The firm emphasizes tailored, non-discretionary planning using analytical tools and supports its clients through multiple advisory programs and institutional consulting services.

Brandon Bean is a financial advisor with Cetera who holds Series 63, Series 65, and Series 66 licenses and has 12 years of industry experience. His prior roles include positions at Regions Bank, MML Investors Services, MassMutual, Fifth Third Securities, and First Command Brokerage Services. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services, utilizing a multi-manager platform with access to both affiliated and unaffiliated third-party managers.

Timothy Massie is a financial advisor at Edward Jones in Knoxville, TN, with eight years of industry experience. He holds CFP® and Series 66 credentials and spent 24 years at Whirlpool Corporation prior to joining Edward Jones in 2017. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, supported by a large national network of financial advisors and branch offices.

Thomas Barnes is a financial advisor with Raymond James & Associates, holding a Series 66 designation and 18 years of industry experience. He has been with Raymond James & Associates since 2013. Barnes is a partner in a separate business venture, 71South, although his involvement is minimal. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a broad client base that includes individuals, institutional and pension plans, charitable organizations, and municipal entities. The firm offers a range of financial planning and consulting services with a focus on non-discretionary investment advice supported by comprehensive research and diverse portfolio management strategies.

James Cunningham is a financial advisor with Mass Mutual Investors Services in Knoxville, TN, holding a Series 63 designation and 43 years of industry experience. He has worked at Mass Mutual Investors Services since 2017 and previously held positions at Massachusetts Mutual Life Insurance Company, Metlife Securities Inc., and New England Securities. Outside of his advisory role, he is also an insurance agent specializing in group life, health, long-term disability, supplemental, and dental insurance. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, delivering written recommendations through an annual, collaborative planning process.

John Roszell is a financial advisor with Osaic Wealth, Inc. based in Knoxville, TN. He holds Series 63 and Series 66 licenses and has 27 years of industry experience. His prior work includes roles at Securities America Advisors, Inc. and Securities Service Network. Outside of his advisory work, he volunteers as a transporter for Adopt A Golden Knoxville, a golden retriever rescue organization. Osaic Wealth, Inc. serves a diverse client base including individuals, high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services with a range of portfolio management options and uses various tools and third-party platforms to support client investment strategies.

Scott Shoemaker is a financial advisor with MassMutual Investors Services in Knoxville, TN, holding the ChFC® designation and Series 63 and 65 licenses. He has 21 years of industry experience, including prior roles at Metlife Securities Inc. and New England Securities. He is also an independent insurance agent specializing in disability, fixed annuities, life/accident/health, and long-term care products. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers ongoing financial planning, asset management, and educational seminars using firm-approved software to analyze client goals and deliver tailored recommendations.

Michelle Garlington is a financial advisor at Edward Jones in Knoxville, TN, holding a Series 66 designation and with 13 years of industry experience. She has been with Edward Jones since 2012. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including households of varying net worth, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets through a network of more than 23,700 advisors and offers a range of advisory services under a fiduciary standard.

Daniel Waters is a financial advisor with Wells Fargo Clearing in Knoxville, TN, holding a Series 66 designation and 20 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at A. G. Edwards & Sons, Inc. from 2006 to 2008. Waters holds an inactive life and health insurance license and receives trail commissions from prior insurance activities. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages roughly $671 billion in assets and offers both brokerage and advisory solutions.

Richard Disharoon is a CFP® practitioner affiliated with Cambridge Investment Research Advisors, with 22 years of industry experience. He has been with Cambridge Investment Research Advisors since 2009. Outside of his advisory role, Disharoon serves as a board member of a nonprofit organization and works as an independent insurance agent, selling life, disability, and long-term care insurance. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, providing both discretionary and non-discretionary portfolio strategies across multiple platforms.

Melissa Boniface is a CFP® professional with six years of industry experience, currently serving as a financial advisor at Edward Jones since 2020. Her prior roles include positions at Aetna, Inc., PerformLine, Inc., and involvement with Quinnipiac University across multiple departments. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of discretionary and non-discretionary investment strategies, tax-efficient services, and affiliated financial products through a nationwide network of advisors and branches.

Ernest Coffindaffer is a financial advisor at Stifel with 42 years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at Wells Fargo Clearing and Prudential Equity Group. Outside of his advisory role, he co-owns and operates a hay production farm in Bridgeport, West Virginia. Stifel serves a diverse client base that includes individuals, institutional clients, and nonprofit organizations, offering brokerage and investment advisory services supported by proprietary investment analysis and asset allocation methodologies developed by its Investment Strategy Group.

Ava Elkins is a financial advisor with Raymond James & Associates, holding a Series 66 designation and six years of industry experience. She has worked at Raymond James since 2019 and previously held roles in healthcare and community organizations. Outside of her advisory work, Elkins provides occasional swim lessons and nutrition consultations for children during the summer months. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser serving individuals, institutions, and municipal entities. The firm offers financial planning and consulting with a range of portfolio management styles and is noted for its municipal advisory services and comprehensive affiliate ecosystem.

Robert Denovo III is a Certified Financial Planner (CFP®) and Series 66 holder with 20 years of industry experience. He is affiliated with Raymond James Financial, where he has worked since 2007, and has also held a role at Pinnacle Bank since 2014. Outside of his advisory work, Denovo serves in several nonprofit leadership positions, including Treasurer and Deacon at Resurrection Presbyterian Church and board member roles with Soar Youth Ministries and the Trinity Health Foundation of East Tennessee. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base ranging from individuals to institutional clients. The firm offers tailored, non-discretionary planning and utilizes analytical tools like risk profiling and probability modeling, supporting clients through various advisory programs and specialized services including municipal advisory and SIMPLE IRA employer consulting.

Nicholas Skvara is a financial advisor with Morgan Stanley in Knoxville, TN, holding a Series 66 credential and five years of industry experience. Prior to his current role, he worked at Morgan Stanley Smith Barney LLC and Morgan Stanley Private Bank, N.A. Outside of advising, he is a partner in Crystal Lures, a recreational business, and is involved in digital marketing through SKEEF LLC. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to individual and institutional clients, managing approximately $2.74 trillion in assets. The firm’s planning process uses structured tools and modeling techniques, offering advisory services without individual security recommendations as part of standalone plans.

Julie Puryear is a financial advisor at Edward Jones with two years of industry experience. Prior to joining Edward Jones in 2023, she worked for 16 years at My Family Dentistry. She holds the Series 66 designation. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets through a nationwide network of over 23,700 advisors, offering a range of discretionary and non-discretionary investment strategies and affiliated financial services.

Gary Emerson is a financial advisor with Primerica Advisors in Lenoir City, TN, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. He has been with Primerica Advisors since 1989 and Primerica Financial Services since 1991. Outside of his advisory role, he works as an independent contractor for A1 Learning Connections. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, providing model-delivery strategies and selective separately managed account options primarily for individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap-fee structure, with portfolio implementation and trading delegated to BNY Mellon Advisors.