Scott Sprague is a Certified Financial Planner® with 37 years of industry experience. He is currently with Private Advisor Group, LLC and has held prior roles with LPL Financial, Mariner Independent Advisor Network, and Sprague Wealth Solutions, which he has operated since 2010. He is also involved in non-variable insurance business activities through New West Insurance. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans by providing portfolio management, financial planning, and retirement plan consulting. The firm offers managed account solutions and employs a fiduciary-based advisory model that integrates third-party managers and technology platforms to tailor investment strategies.

Eric Lau is a financial advisor with HSBC Securities (USA) Inc. in Fremont, CA, holding Series 63 and Series 66 licenses and 15 years of industry experience. His prior roles include positions at LPL Financial, BMO Bank NA, and The Prudential Insurance Company of America. Outside of his advisory work, Lau serves as a board member of the Chinese Realtor Association of America and the SF BARE Lions Club, and he is co-chair of the Business Leadership Council at Asian Health Services, engaging in community advocacy and event planning. HSBC Securities (USA) Inc. offers managed account programs serving individuals, retirement accounts, charitable organizations, and corporations, with investment approaches that combine strategic and tactical asset allocation across various risk profiles. The firm manages both discretionary and non-discretionary portfolios and distinguishes itself through a range of program options and operational registrations.

Anna Dearborn is a Series 66–licensed financial advisor with nine years of industry experience. She currently works at Principal Financial Services and has held roles at Principal Bank, Principal Trust Company, and Principal Securities since 2023. Prior to that, she was with Fidelity Investments, Bank of America, and Merrill. She also serves as a bank and trust officer at Principal Bank and Principal Trust Company, supporting retirement plan account relationships. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, estates, charitable organizations, corporations, and active-duty military personnel. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

Matthew Halick is a financial advisor with Ameritas Advisory Services, LLC in San Ramon, CA, holding Series 63 and Series 65 licenses and having eight years of industry experience. His career includes roles at Ameritas Investment Corp, Ameritas Life Insurance Corp, Garaventa Accountancy Corporation, and David White & Associates. Outside of financial advising, he serves as Treasurer of the Sacramento Safari Club, a chapter involved in environmental conservation. Ameritas Advisory Services, LLC provides investment advisory and planning services to a diverse client base, including individuals, high-net-worth investors, retirement plans, charitable organizations, and businesses. The firm utilizes a mix of model portfolios, mutual funds, ETFs, and other securities across multiple program platforms while leveraging third-party technology and managers.

Amir Atabaki is a financial advisor at Hightower Advisors with Series 65 and Series 66 licenses and seven years of industry experience. He has worked at several firms including Upside Options and Wells Fargo Clearing prior to joining Hightower Advisors in 2020. Hightower Advisors provides investment advisory and planning services to a diverse client base including individuals, institutions, and charitable organizations. The firm’s approach emphasizes manager selection and multi-manager solutions, utilizing affiliated and third-party managers across a variety of investment vehicles.

Joseph Kovar is a financial advisor at Cetera Planning Partners with 26 years of industry experience. He holds the PFS™ designation and Series 66 license. Prior to joining Cetera Planning Partners, he held various roles at Avantax and 1st Global Advisors. Outside of his advisory work, Kovar is the owner of a family vineyard where he manages winemaking activities. Cetera Planning Partners serves individual and high-net-worth clients, focusing on pre-retirees and retirees by providing investment management, comprehensive financial planning, and retirement-related advice. The firm’s investment approach emphasizes diversified allocations aligned with client objectives and risk tolerance and integrates various affiliated resources within the larger Cetera network.

Meng Eeo is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has been with Transamerica Financial Advisors since 2012 and also owns Dream Builder Financial Service Website, a co-branding marketing platform for World Financial Group products. Meng is a managing partner at Penney Enterprise LLC. Transamerica Financial Advisors provides investment advisory, brokerage, and retirement-plan services to a diverse client base, including individuals, employer-sponsored plans, trusts, and charitable organizations. The firm employs a model portfolio and third-party manager approach, supported by multiple program platforms such as Transamerica ONE, TFA365, and Transamerica ALPHA.

Shawn Sandoval is a CFP® with 28 years of experience in the financial services industry. He is currently an Investment Advisor Representative at Mariner and also serves as a registered representative at Msec, LLC. His prior experience includes roles at Commonwealth Financial Network, Integrated Advisors Network, LLC, Cooper Financial Group, and Securities America, Inc. Outside of his advisory work, Sandoval provides business consulting services focused on operational and marketing strategies. Mariner serves a diverse client base including individuals, high-net-worth households, and institutional investors, offering comprehensive investment management, financial planning, retirement consulting, and tax services. The firm emphasizes customized discretionary portfolios supported by an investment committee and combines in-house research with various third-party solutions, while also integrating extensive tax and accounting capabilities uncommon in large advisory enterprises.

Li Wei Tseng is a financial advisor with Transamerica Financial Advisors, holding the CFA® designation and Series 63 license. He has been with Transamerica since 2025 and has prior experience at World Financial Group, Wisetack, Enzo Wealth, and Microsoft. Outside of advising, he serves as an engineering manager at Wisetack, a financial technology company that offers financing solutions for in-person service businesses. Transamerica Financial Advisors provides investment advisory, brokerage, and retirement-plan services to a broad client base including individual investors, employer-sponsored plans, and charitable organizations. The firm primarily uses model portfolios and third-party managers to implement its advisory services and operates an integrated retirement plan ecosystem with affiliated entities.

Wai Chan is a CFP® and ChFC® with 21 years of industry experience, currently affiliated with Eagle Strategies (NY Life) in Fremont, CA. He has been with Eagle Strategies since 2015 and also holds ongoing roles at Nylife Securities and New York Life Insurance Co. since 2004. In addition to his advisory work, he is involved in insurance brokering with outside carriers. Eagle Strategies serves a diverse client base including individual investors, institutional sponsors, and retirement plans, offering financial planning, investment management, and advisory services. The firm emphasizes tailored solutions and manages the majority of its assets on a non-discretionary basis within an integrated New York Life affiliate structure.

Frank Yang is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. He has been with Transamerica Financial Advisors since 2012 and concurrently operates Productive Marketing, S-Corp, where he provides business and marketing strategy consulting and IT support to business owners. His prior experience includes roles at JFP Investment Group and World Financial Group. Transamerica Financial Advisors serves a broad client base, offering investment advisory, brokerage, and retirement-plan services through a large network of advisors and multiple program platforms. The firm employs a model portfolio approach with third-party managers and digital platforms to deliver its advisory services.

Dylan Gois is a financial advisor with Private Advisor Group, LLC, holding a Series 66 designation and three years of industry experience. His prior work history includes roles at Mariner Independent Advisor Network, Diamond Group Wealth Advisors, and LPL Financial. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans by offering discretionary and non-discretionary portfolio management, financial planning, and retirement plan consulting. The firm utilizes a fiduciary-based advisory model that incorporates third-party managers and technology platforms to deliver a range of investment strategies and managed account solutions.

Christina Huynh is a financial advisor with Eagle Strategies (NY Life) based in Fremont, CA. She holds the ChFC® and Series 63 designations and has 20 years of industry experience, including roles at Nylife Securities, Inc and New York Life Insurance Company. Outside of her advisory work, she is involved in insurance brokering for non-registered products. Eagle Strategies serves individual and institutional clients by providing financial planning, investment management, and retirement-plan advisory services. The firm offers multiple program types and emphasizes tailored recommendations, managing a large majority of assets on a non-discretionary basis within the integrated New York Life affiliate structure.

Princess Gertrude Baylosis Quianzon is a financial advisor at Transamerica Financial Advisors with 11 years of industry experience. She holds Series 63 and Series 65 licenses and has a background working in healthcare, including roles as a registered nurse at Kaiser Permanente and other medical centers. Transamerica Financial Advisors serves a broad client base, including individual investors, retirement plans, trusts, and charitable organizations, using model portfolios and third-party managers to implement its advisory services across a large advisor network.

Tracy Jao is a CFP® with 25 years of industry experience, currently serving as a financial advisor at Steward Partners Investment Advisory, LLC. Her prior experience includes roles at Simplex Wealth Management, Consilium Wealth Management, Creative Planning, Destination Wealth Management, Charles Schwab, and Merrill. Steward Partners Investment Advisory, LLC is an enterprise-scale, SEC-registered RIA managing approximately $36.7 billion in assets. The firm serves individuals, retirement plans, corporations, trusts, estates, and charitable organizations, offering a range of investment advisory, financial planning, and managed account services.

Adam Zielske is a financial advisor at Sanctuary Advisors, LLC with two years of industry experience. He holds the Series 66 designation and previously worked at Edward Jones and Procore Technologies. Sanctuary Advisors, LLC serves a diverse client base including individuals, corporations, pension plans, trusts, and charitable organizations. The firm offers a variety of investment advisory and financial planning services through over 400 independent advisers, employing multiple analytical approaches and fiduciary standards when advisory agreements are in place.

Shih Sheng Li is a financial advisor with Transamerica Financial Advisors and holds Series 63 and Series 65 licenses. He has 11 years of industry experience, working with Transamerica since 2014 and also holds a role at Cadence Design Systems, where he assists semiconductor companies with electronic design automation software. Transamerica Financial Advisors provides investment advisory, brokerage, and retirement-plan services to a diverse client base, utilizing model portfolios and third-party managers through multiple program platforms, including Transamerica ONE and the TFA365 Advisory Program.

Hong Ge is a financial advisor with Transamerica Financial Advisors holding Series 63 and Series 65 licenses and has one year of industry experience. Prior to joining Transamerica, Ge has worked in various roles related to health insurance and clinical systems at organizations including Blue Shield of California, Kaiser Permanente, Covered California, and UC Davis Health. Ge also operates as an independent insurance broker and assists clients with health and dental insurance applications. Transamerica Financial Advisors serves a diverse client base including individual investors, pension and profit-sharing plans, trusts, and corporations. The firm offers both advisory and broker-dealer services featuring fee-based wrap programs, model portfolios, and access to third-party money managers with discretionary and non-discretionary program options.

Rebecca Wynarczyk is a financial advisor at Private Advisor Group, LLC with one year of industry experience. She holds a Series 65 designation and has worked at multiple firms including Mariner Independent, Financial Planner Group, LLC, and LPL Financial. Outside of her role at Private Advisor Group, she is involved with Financial Planner Group, LLC, providing investment services through Mariner Independent. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans by offering discretionary and non-discretionary portfolio management, financial planning, and retirement plan consulting. The firm provides managed account solutions, including its proprietary WealthSuite platform, and employs a fiduciary-based advisory model utilizing a variety of investment strategies and third-party managers.

Andrew Barrett is a financial advisor with Steward Partners Investment Advisory, LLC, holding Series 63 and Series 65 licenses and 27 years of industry experience. His prior roles include positions at Bci Securities, Inc. and his own consulting firm, Barrett Strategic Consulting. Steward Partners Investment Advisory, LLC is an enterprise-scale SEC-registered RIA managing approximately $36.7 billion in regulatory assets. The firm serves a national client base including individuals, pension plans, corporations, trusts, estates, and charitable organizations, offering a range of portfolio management and financial planning solutions.