Daniel Torres is a financial advisor with Eagle Strategies (NY Life) based in Brentwood, CA, holding Series 65 and Series 63 licenses and bringing 16 years of industry experience. He also owns Daniel P. Torres Financial & Insurance Services, through which he brokers non-registered insurance products. Outside of his advisory work, he serves as president of the board for the Edna Hill Middle School Parents Club. Eagle Strategies serves a diverse client base including individual investors and institutional plans, offering financial planning, investment management, and retirement-plan advisory services. The firm emphasizes tailored solutions and primarily manages assets on a non-discretionary basis within an integrated New York Life affiliate structure.

Damien Couture is a CFP® and ChFC® with 34 years of experience in the financial services industry. He is currently with Wealth Enhancement Advisory Services, LLC, where he has worked since 2021. His prior experience includes roles at LPL Financial, Walnut Creek Wealth Management, Cetera Advisor Networks LLC, and Jbc Financial Group, Inc. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise advisory firm serving a wide range of clients, including individuals, trusts, estates, charitable organizations, corporations, and retirement plans. The firm offers financial planning, asset management, and specialized consulting, employing a strategic investment approach that combines passive and active management across multiple asset classes.

Brian Westcoat is a CFP® professional with 27 years of experience in the financial services industry. He is affiliated with Sanctuary Advisors, LLC and has worked at both Bank of America and Merrill Lynch for over 17 and 20 years, respectively. Outside of his advisory work, he serves as president of the 1874 Bonanza condominium homeowner association in Walnut Creek, managing meetings and financial budgeting. Sanctuary Advisors, LLC provides investment advisory and financial planning services to a diverse client base, including individuals, corporations, pension plans, and charitable organizations. The firm supports a network of more than 400 independent advisors who deliver tailored portfolio management and consulting services using a variety of analytical approaches and account structures.

Andrew Beck is a Series 66 licensed financial advisor with seven years of industry experience. He has worked at Mercer Global Advisors Inc. since 2019 and previously held roles at Patamar Capital and First Republic Investment Management. Mercer Global Advisors provides investment advisory and related planning services to a diverse client base, including individuals, high-net-worth families, small business owners, corporate plan sponsors, foundations, and nonprofits. The firm employs a globally diversified, risk-appropriate investment approach grounded in Modern Portfolio Theory, utilizing low-cost index vehicles and multi-factor tilts, with both discretionary and non-discretionary portfolio management options.

Konrad Kern is a financial advisor at Focus Partners Wealth, LLC with seven years of industry experience. He holds a Series 65 designation and has worked at several firms, including Media Wealth, LLC and Adero Partners, LLC. Prior to his financial advisory career, he was employed at General Nutrition Center and the University of California, Davis. Focus Partners Wealth serves individuals, families, charitable organizations, corporations, and institutional retirement plans, offering a wide range of services including investment management, financial planning, and employee benefit retirement plan services. The firm’s investment approach emphasizes long-term strategies with attention to tax and fee sensitivity, using a combination of active and passive strategies tailored to client needs.

Mary Ann Sullivan is a financial advisor at Mercer Global Advisors Inc. with 32 years of industry experience. She holds the ChFC® designation and Series 63 and 65 licenses. Prior to joining Mercer, she worked at firms including Morgan Stanley and Wells Fargo Clearing Services. Mercer Global Advisors serves individuals, families, small business owners, plan sponsors, foundations, non-profits, and endowments with discretionary and non-discretionary investment advisory services alongside financial, tax, retirement, and estate planning. The firm’s investment approach is based on Modern Portfolio Theory, emphasizing globally diversified, risk-appropriate portfolios implemented through low-cost ETFs, index funds, separate account managers, and other investment vehicles.

Mark Morasky is a financial advisor with Steward Partners Investment Advisory, LLC, holding Series 63, Series 65, and Series 66 licenses and 29 years of industry experience. His prior experience includes roles at Merrill and Bank of America, N.A. He is the sole owner of VPCalCo, LLC, an investment advisory business, and serves on the Food and Beverage Committee at Blackhawk Country Club in Danville, CA. Steward Partners Investment Advisory, LLC is an SEC-registered enterprise-scale RIA managing approximately $36.7 billion in regulatory assets. The firm serves a wide range of clients, including individuals, pension and profit-sharing plans, corporations, trusts, estates, and charitable organizations, offering diverse portfolio management and financial planning services through both proprietary and third-party solutions.

Thomas Howard is a CFP®-certified financial advisor with 14 years of industry experience. He is currently with Creative Planning and has prior experience at Bedell Frazier Investment Counselling, ZRC Wealth Management, Lodestar Private Asset Management, Howard Financial Consulting, and Ameriprise. Creative Planning provides wealth management, financial planning, and retirement-plan advisory services to a diverse client base, including high-net-worth individuals and institutional clients. The firm employs a financial-planning-led investment approach that incorporates low-cost indexing, buy-and-hold strategies, and selective private market exposure.

Chad Miles is a financial advisor with OSAIC Institutions, INC. in Walnut Creek, CA, holding Series 63 and Series 65 designations and 28 years of industry experience. His prior work includes positions at First Bank, Infinex Investments, BancWest Investment Services, Bank of the West, Mass Mutual Life Insurance Company, and Equitable Advisors. Outside of advisory services, he has experience as a landlord of investment-related real estate in San Francisco. OSAIC Institutions serves a diverse client base including individuals, trusts, estates, charitable organizations, and corporations, offering customized advisory and financial planning services. The firm provides both discretionary and non-discretionary portfolio management with a range of investment tools and access to alternative platforms, supported by an integrated network of affiliated services and third-party managers.

Michael Gandy is a financial advisor at Mercer Global Advisors Inc. in Walnut Creek, CA, holding the CFP® and CFA® designations with eight years of industry experience. His prior roles include positions at Van Eck Securities Corporation, MSCI, Great Lakes Advisors, Fremont Bank, and LPL Financial. Mercer Global Advisors serves individuals, families, small business owners, plan sponsors, foundations, non-profits, and endowments, offering a range of investment advisory, financial, tax, retirement, estate planning, and family office services. The firm employs a globally diversified investment approach based on Modern Portfolio Theory, utilizing low-cost ETFs, index funds, separate account managers, and direct indexing, along with specialized programs and tax-management strategies.

Mark Bates is a CFP® professional with 11 years of industry experience. He currently works at Focus Partners Wealth, LLC and has previously held positions at Adero Partners, LLC and Vista Wealth Management, LLC. Focus Partners Wealth serves individuals, families, charitable organizations, corporations, and institutional retirement plans with a range of services including investment management, financial planning, tax and compliance support, family office and business management, and employee benefit retirement plan services. The firm employs a long-term investment approach with tax and fee sensitivity, using a combination of active and passive strategies and customized portfolios to fit clients’ risk tolerance and tax circumstances.

Christina Talbot is a CFP®-certified financial advisor with 14 years of industry experience. She has worked at Mercer Global Advisors Inc. since 2026 and previously spent 12 years at Destination Wealth Management. Mercer Global Advisors serves individuals, families, small business owners, plan sponsors, foundations, non-profits, and endowments with investment advisory and financial planning services. The firm employs a Modern Portfolio Theory-based approach, emphasizing globally diversified, risk-appropriate portfolios using a variety of investment vehicles and specialized programs.

Anis Salah is a financial advisor at Rockefeller Financial LLC with eight years of industry experience. He holds a Series 66 designation and has worked at First Republic Bank and its affiliated firms from 2010 to 2024, followed by J.P. Morgan Securities before joining Rockefeller Capital Management in 2024. Rockefeller Financial LLC serves high-net-worth and ultra-high-net-worth individuals, families, family offices, institutional clients, retirement plans, foundations, and corporations. The firm offers discretionary and non-discretionary portfolio management, financial planning, and consulting, and operates as a registered broker-dealer with capabilities including securities transactions, variable insurance products, placement, and investment banking services.

Paula Frank is a financial advisor with Empower Advisory Group in Benicia, CA, holding Series 63 and Series 65 licenses and having 20 years of industry experience. Her prior roles include positions at GWFS Equities, Inc., Equitable Advisors, and Morgan Stanley DW Inc. Outside of advising, she owns Being Frankish, Inc., a company that markets recyclable aluminum straws to promote sustainable product use. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, along with Empower Premier IRA and certain retail brokerage clients. The firm’s approach integrates financial planning with recordkeeping and administrative platforms, emphasizing long-term portfolio returns and annual rebalancing within plan lineups selected by plan sponsors.

John Hohman is an investment advisor representative with Kestra Advisory Services, LLC, where he has worked since 2016. He holds Series 63 and Series 65 licenses and has 30 years of industry experience. He also serves as a Regional Managing Director at NFP CA Insurance Services, Inc., overseeing multiple offices. Kestra Advisory Services provides investment advisory and retirement-plan consulting to plan sponsors and a wide range of institutional and individual clients. The firm offers services including fiduciary consulting, plan design, and investment advice, managing approximately $79.8 billion in assets and serving large institutional investors such as sovereign wealth funds.

Meredith Henry Jr. is a financial advisor with Wealth Enhancement Advisory Services, LLC, holding Series 63 and Series 66 designations and bringing 19 years of industry experience. His prior roles include positions at Allianz Global Investors and DWS Distributors. Wealth Enhancement Advisory Services provides financial planning, asset management, retirement-plan consulting, and referrals to managed account investment managers for individuals, high-net-worth clients, corporations, and retirement plans. The firm manages over $122 billion in assets and employs a diversified, risk-class based investment process combining passive and active strategies overseen by an internal Investment Committee.

Christopher Lee is a Series 65 licensed financial advisor with Schwab Wealth Advisory, Inc. He has over 14 years of industry experience, including a long tenure at Allspring Global Investments. He is based in Walnut Creek, California. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm uses standardized asset-allocation models and internal research tools to guide investment selection, with trades executed only upon client authorization.

Brett Agnew is a CFP® with 27 years of industry experience, currently serving at Hightower Advisors since 2026. He previously worked at Journey Strategic Wealth LLC and Northwestern Mutual Wealth Management Company among other firms. Hightower Advisors provides investment advisory and planning services to a diverse client base, including individuals, institutions, and pooled investment vehicles. The firm’s approach emphasizes manager selection and multi-manager solutions, incorporating both affiliated and third-party managers along with proprietary research and varied investment options.

Minou Rhoades is a financial advisor at Focus Partners Wealth, LLC with 10 years of industry experience. She holds a Series 65 designation and has previously worked at Adero Partners, LLC and Vista Wealth Management, LLC. Outside of her advisory role, she manages a rental property. Focus Partners Wealth serves individuals, families, charitable organizations, corporations, and institutional retirement plans, providing customized investment management and financial planning services with a long-term, tax- and fee-sensitive investment approach that combines active and passive strategies.

Edna Reyes is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 licenses and bringing 13 years of industry experience. Her background includes work with multiple firms such as AmeriTrust Mortgage and various insurance and financial education enterprises. Reyes is also involved in educational efforts related to estate planning and group employee benefits. Transamerica Financial Advisors serves a diverse client base including individuals, pension plans, trusts, and corporations, offering both advisory and broker-dealer services through proprietary and third-party investment models. The firm operates as both a registered investment adviser and a broker-dealer, with a range of program options and significant assets under management.